RAPID CITY, SD
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the RAPID CITY, SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near RAPID CITY, SD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 7,757
Total Mortgage Loan Application Amount $1,197,285,000
Average Mortgage Loan Application Amount $154,000
Highest Mortgage Loan Application Amount $37,640,000
Average Applicant Income $71,000
Highest Applicant Income $6,001,000

Mortgage Company List for Lending in RAPID CITY, SD for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 1,944 $ 303,648,000
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 837,689,000 715 $ 57,701,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 489 $ 76,973,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 451 $ 75,175,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 308 $ 53,174,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 623,733,000 275 $ 43,974,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 255 $ 40,239,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 7,113,169,000 253 $ 32,712,000
HIGHMARK
725 5TH STREET
RAPID CITY, SD 57701
* $ 75,783,000 249 $ 23,569,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 239 $ 44,710,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 217 $ 36,438,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 182 $ 29,441,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,652,838,000 145 $ 26,025,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 128 $ 21,117,000
PIONEER BANK & TRUST
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 389,875,000 125 $ 13,758,000
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 74,561,000 124 $ 22,373,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 5,332,471,000 106 $ 13,145,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 105 $ 10,586,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 100 $ 15,387,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 749,809,000 96 $ 14,333,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 96 $ 14,083,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 78 $ 13,194,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 75 $ 13,127,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 72 $ 11,371,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 64 $ 10,787,000
NORTHERN HILLS FEDERAL CREDIT UNION
1080 MAIN ST
STURGIS, SD 57785
* $ 47,055,000 61 $ 5,831,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 60 $ 10,351,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 56 $ 10,602,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 47 $ 8,316,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 47 $ 7,048,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 33 $ 5,933,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 33 $ 4,714,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 25 $ 4,893,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 20 $ 3,924,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 19 $ 2,673,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 19 $ 3,308,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 18 $ 2,640,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 17 $ 803,000
SENTINEL FEDERAL CREDIT UNION
2723 LEMAY BOULEVARD
ELLSWORTH AIR FORCE BASE, SD 57706
* $ 57,204,000 14 $ 1,274,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,172,597,000 13 $ 1,674,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 13 $ 2,069,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 13 $ 1,941,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 13 $ 2,492,000
SECURITY FIRST BANK
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 700,768,000 12 $ 2,336,000
NEIGHBORHOOD MORTGAGE SOLUTION
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 12 $ 1,843,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 10 $ 453,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,236,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 7 $ 1,189,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 7 $ 1,206,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 7 $ 813,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 7 $ 1,935,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 8,806,851,000 7 $ 1,106,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 6 $ 869,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 6 $ 988,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 6 $ 697,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 5 $ 1,065,000
SUPERIOR CHOICE
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 170,688,000 5 $ 159,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 482,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 400,559,000 5 $ 871,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 5 $ 817,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 5 $ 1,078,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 5 $ 1,011,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 754,492,000 5 $ 4,555,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 5 $ 1,145,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 4 $ 563,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 4 $ 748,000
CAPWEST MORTGAGE CORPORATION
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 4 $ 799,000
PINNACLE BANK - WYOMING
PO BOX 760
TORRINGTON, WY 82240
* $ 534,496,000 4 $ 1,000,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 910,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 4 $ 892,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 4 $ 175,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 4 $ 905,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 853,905,000 3 $ 399,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 3 $ 469,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,000,000 3 $ 527,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,121,795,000 3 $ 282,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 3 $ 361,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 3 $ 514,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 3 $ 654,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 289,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 2 $ 351,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 434,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 25,000
SIOUX EMPIRE
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 78,859,000 2 $ 246,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 2 $ 271,000
METABANK
PO BOX 1307
STORM LAKE, IA 50588
* $ 916,477,000 2 $ 962,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 2 $ 220,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 374,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 498,000
RAPID CITY TELCO FCU
811 EAST SAINT ANDREW STREET
RAPID CITY, SD 57701
* $ 47,351,000 2 $ 270,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 277,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 237,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 715,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 134,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 137,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 35,000
MIDWEST FAMILY LENDING CORP.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 1 $ 367,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 107,000
CENTENNIAL LENDING, LLC
4112 KODIAK COURT, UNIT D
LONGMONT, CO 80504
* $ 3,406,000,000 1 $ 264,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 503,939,000 1 $ 350,000
GRAYSTONE TOWER BANK
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 1 $ 200,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 45,042,065,000 1 $ 417,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 130,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 77,000
CWCAPITAL LLC
63 KENDRICK STREET
NEEDHAM, MA 02494
* $ 31,000,000 1 $ 37,640,000
FOX COMMUNITIES
3401 E CALUMET STREET
APPLETON, WI 54915
* $ 750,097,000 1 $ 7,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 34,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 165,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 1 $ 40,000
HILLCREST BANK
11111 W 95TH STREET
OVERLAND PARK, KS 66214
* $ 1,766,482,000 1 $ 123,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 89,620,000 1 $ 138,000
MERCHANTS STATE BANK
305 S MAIN ST PO BOX 399
FREEMAN, SD 57029
* $ 122,694,000 1 $ 170,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 1,030,702,000 1 $ 103,000
ADAMS BANK & TRUST
PO BOX 720
OGALLALA, NE 69153
* $ 496,662,000 1 $ 65,000
AMERICAN NATIONAL BANK
3033 E FIRST AVENUE
DENVER, CO 80206
* $ 1,795,815,000 1 $ 192,000
FIRST NATIONAL BANK OF WYOMING
2020 GRAND AVENUE
LARAMIE, WY 82070
* $ 203,930,000 1 $ 50,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 990,482,000 1 $ 248,000
PINNACLE BANK
20544 HWY 370
GRETNA, NE 68028
* $ 2,538,702,000 1 $ 89,000
DUNDEE BANK
624 MAIN ST
ANSLEY, NE 68814
* $ 75,740,000 1 $ 376,000
ALLIANCE BANK
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 692,953,000 1 $ 119,000
HORICON BANK
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 546,652,000 1 $ 135,000
SECURITY FIRST BANK OF NORTH DAKOTA
P.O. BOX 397, 700 ASH AVENUE
NEW SALEM, ND 58563
* $ 126,762,000 1 $ 90,000
BYLINE BANK
180 N LASALLE STREET, SUITE 300
CHICAGO, IL 60601
* $ 542,091,000 1 $ 158,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 548,648,000 1 $ 250,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 60,167,760,000 1 $ 674,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 866,920,000 1 $ 203,000
TRIUMPH COMMUNITY BANK NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,257,778,000 1 $ 232,000
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 387,029,000 1 $ 200,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 1 $ 52,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 1 $ 267,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 219,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 404,000
FIRST BANK & TRUST
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 384,883,000 1 $ 108,000
SECURITY BANK, S.B.
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 167,806,000 1 $ 23,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for RAPID CITY, SD in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,709 $758,535,000 $161,000 $37,640,000 $75,000 $6,001,000
Home Purchase 2,622 $412,061,000 $157,000 $2,400,000 $64,000 $1,200,000
Home Improvement 426 $26,689,000 $62,000 $417,000 $72,000 $695,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,310 $931,051,000 $147,000 $2,400,000 $79,000 $6,001,000
Not applicable 685 $159,781,000 $233,000 $37,640,000 $1,000 $281,000
Not Provided 412 $58,478,000 $141,000 $880,000 $76,000 $2,332,000
American Indian or Alaskan Native 126 $13,724,000 $108,000 $417,000 $62,000 $335,000
Hispanic 125 $16,983,000 $135,000 $417,000 $61,000 $436,000
Black or African American 47 $8,355,000 $177,000 $600,000 $78,000 $562,000
Asian 33 $6,039,000 $183,000 $388,000 $100,000 $421,000
Native Hawaiian or Other Pacific Islander 19 $2,874,000 $151,000 $224,000 $78,000 $390,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,146 $734,226,000 $142,000 $2,500,000 $82,000 $6,001,000
FHA-insured (Federal Housing Administration) 1,341 $239,970,000 $178,000 $37,640,000 $56,000 $1,200,000
VA-guaranteed (Veterans Administration) 1,099 $197,509,000 $179,000 $568,000 $44,000 $429,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 171 $25,580,000 $149,000 $650,000 $46,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,034 $627,448,000 $155,000 $37,640,000 $81,000 $2,332,000
Loan Purchased By The Institution 1,717 $285,092,000 $166,000 $674,000 $44,000 $915,000
Application Denied By Financial Institution 1,043 $143,034,000 $137,000 $1,150,000 $72,000 $6,001,000
Application Withdrawn By Applicant 526 $81,074,000 $154,000 $2,200,000 $77,000 $1,662,000
Application Approved But Not Accepted 336 $44,555,000 $132,000 $417,000 $82,000 $641,000
File Closed For Incompleteness 101 $16,082,000 $159,000 $691,000 $72,000 $610,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 215 $31,995,000 $148,000 $1,000,000 $82,000 $554,000
Debt-To-Income Ratio 201 $27,945,000 $139,000 $1,000,000 $51,000 $505,000
Credit History 171 $18,625,000 $108,000 $699,000 $56,000 $327,000
Other 108 $16,031,000 $148,000 $840,000 $83,000 $460,000
Credit Application Incomplete 77 $11,784,000 $153,000 $700,000 $79,000 $763,000
Unverifiable Information 24 $4,000,000 $166,000 $525,000 $66,000 $291,000
Employment History 20 $2,665,000 $133,000 $223,000 $69,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 20 $4,622,000 $231,000 $1,150,000 $97,000 $488,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.

Download the South Dakota Lender List