Raleigh County WV
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Raleigh County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Raleigh County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,117
Total Mortgage Loan Application Amount $285,875,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $6,705,000
Average Applicant Income $92,000
Highest Applicant Income $7,600,000

Mortgage Company List for Lending in Raleigh County WV for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 5,832,156,000 387 $ 33,975,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 195 $ 19,045,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 147 $ 20,875,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 118 $ 15,040,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 115 $ 15,595,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 57 $ 10,255,000
PIONEER COMMUNITY BANK, INC.
822 ROBERT C BYRD DR
IAEGER, WV 25921
* $ 157,479,000 47 $ 3,605,000
WHITESVILLE STATE BANK
38609 COAL RIVER ROAD
WHITESVILLE, WV 25209
* $ 125,241,000 46 $ 3,520,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 29,430,409,000 43 $ 6,535,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 3,112,618,000 43 $ 6,015,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 41 $ 3,855,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 34 $ 5,990,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 34 $ 6,190,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 33 $ 5,125,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 3,890,541,000 30 $ 4,710,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 29 $ 1,695,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 28 $ 3,480,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 27 $ 4,325,000
MARS BANK
PO BOX 927
MARS, PA 16046
* $ 514,573,000 25 $ 6,135,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 23 $ 3,405,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 22 $ 2,550,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 19 $ 2,355,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 18 $ 1,940,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 18 $ 3,030,000
PENDLETON COMMUNITY BANK, INC.
128 N MAIN ST
FRANKLIN, WV 26807
* $ 658,250,000 18 $ 2,330,000
MCNB BANK AND TRUST CO.
75 WYOMING ST
WELCH, WV 24801
* $ 358,470,000 17 $ 2,725,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 17 $ 3,475,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 16 $ 2,530,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 15 $ 3,365,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 15 $ 2,185,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 15 $ 2,275,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 13 $ 2,765,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 12 $ 1,630,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 12 $ 1,920,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 11 $ 1,185,000
FAYETTE COUNTY NATIONAL BANK
PO BOX 209
FAYETTEVILLE, WV 25840
* $ 143,807,000 11 $ 2,155,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
HARRISBURG, PA 15241
* $ -1,000 10 $ 1,770,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 10 $ 2,420,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 8 $ 1,040,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 8 $ 970,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 8 $ 1,330,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 8 $ 1,810,000
BAYER HERITAGE CREDIT UNION
17612 ENERGY RD
PROCTOR, WV 26055
* $ 699,502,000 8 $ 550,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 8 $ 1,790,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 7 $ 2,015,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 765,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 6 $ 630,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 20,342,081,000 6 $ 1,590,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 5 $ 945,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 5 $ 1,515,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 5 $ 505,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 5 $ 565,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 4 $ 290,000
LOAN FUNDER LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 4 $ 400,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 4 $ 360,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 4 $ 330,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 351,968,000 4 $ 200,000
BPL MORTGAGE TRUST, LLC
30 THE GREEN
DOVER, DE 19901
* $ -1,000 3 $ 285,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 3 $ 305,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 200,262,969,000 3 $ 135,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 3 $ 435,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 345,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 3 $ 445,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 5,351,295,000 3 $ 395,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 2 $ 380,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 495,448,000 2 $ 400,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 2 $ 410,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 3,098,582,000 2 $ 330,000
PEOPLES BANK
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 2 $ 360,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 2 $ 450,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 2 $ 50,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 370,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 2 $ 190,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 330,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 170,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 240,000
FIRST RELIANCE BANK
2170 W PALMETTO ST
FLORENCE, SC 29501
* $ 934,534,000 2 $ 210,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 2 $ 160,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 2 $ 340,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 2 $ 260,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 2 $ 170,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 2 $ 330,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 2 $ 330,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 303,261,000 2 $ 360,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 2 $ 730,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 2 $ 300,000
CNB BANK, INC.
101 S WASHINGTON STREET
BERKELEY SPRINGS, WV 25411
* $ 582,728,000 1 $ 525,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ -1,000 1 $ 6,705,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 1 $ 365,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 115,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 55,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,751,484,000 1 $ 175,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
WILMINGTON, DE 94941
* $ -1,000 1 $ 1,795,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 105,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 235,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 2,192,809,000 1 $ 255,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 115,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 1 $ 165,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 397,701,000 1 $ 55,000
STANFORD FEDERAL CREDIT UNION
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 4,004,477,000 1 $ 155,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 55,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 109,180,139,000 1 $ 85,000
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20192
* $ 303,002,000 1 $ 55,000
TENNESSEE VALLEY FCU
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 2,487,336,000 1 $ 55,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 465,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 115,000
DOMINION FINANCIAL SERVICES, LLC
1029 N CALVERT ST
CHEVY CHASE, MD 21202
* $ -1,000 1 $ 105,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
NEWARK, DE 92780
* $ -1,000 1 $ 135,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 245,000
LIBERTY SAVINGS BANK, F.S.B.
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 1,191,714,000 1 $ 25,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 225,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 205,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 125,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 205,000
FIRST COLONY MORTGAGE CORPORATION
508 W 800 NORTH
OREM, UT 84057
* $ -1,000 1 $ 135,000
WEST VIRGINIA CENTRAL
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 284,148,000 1 $ 65,000
DEVELOPER'S MORTGAGE COMPANY
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43231
* $ -1,000 1 $ 265,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 155,000
CASTLE MORTGAGE CORPORATION
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 295,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ -1,000 1 $ 205,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 1 $ 85,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 1 $ 185,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 205,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 185,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 225,000
AMERICAN HERITAGE LENDING, LLC
485 E 17TH ST #220
NEWARK, DE 92627
* $ -1,000 1 $ 155,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 1 $ 145,000
F & M BANK CORP.
PO BOX 1111
TIMBERVILLE, VA 22853
* $ -1,000 1 $ 185,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 209,664,000,000 1 $ 645,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 55,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 225,000
LUMENT REAL ESTATE CAPITAL, LLC
10 W BROAD STREET, 8TH FLOOR
DOVER, DE 43215
* $ -1,000 1 $ 1,935,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Raleigh County WV in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,217 $185,855,000 $152,000 $1,535,000 $94,000 $7,600,000
Cash-out Refinancing 256 $36,120,000 $141,000 $685,000 $87,000 $677,000
Refinancing 221 $30,785,000 $139,000 $2,005,000 $88,000 $407,000
Other Purpose 209 $14,375,000 $68,000 $645,000 $83,000 $790,000
Home Improvement 206 $18,360,000 $89,000 $6,705,000 $101,000 $922,000
Not Applicable 8 $380,000 $47,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,618 $200,970,000 $124,000 $1,535,000 $87,000 $922,000
Not Provided 227 $35,735,000 $157,000 $725,000 $134,000 $7,600,000
Not applicable 149 $33,995,000 $228,000 $6,705,000 $42,000 $50,000
Black or African American 68 $7,630,000 $112,000 $525,000 $81,000 $593,000
American Indian or Alaskan Native 22 $2,470,000 $112,000 $345,000 $56,000 $149,000
Hispanic 16 $2,040,000 $127,000 $285,000 $62,000 $142,000
Asian 13 $2,295,000 $176,000 $365,000 $165,000 $410,000
Native Hawaiian or Other Pacific Islander 1 $235,000 $235,000 $235,000 $66,000 $66,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,473 $172,515,000 $117,000 $2,005,000 $99,000 $7,600,000
FHA-insured (Federal Housing Administration) 373 $64,825,000 $173,000 $6,705,000 $74,000 $341,000
VA-guaranteed (Veterans Administration) 178 $36,970,000 $207,000 $605,000 $90,000 $500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 93 $11,565,000 $124,000 $245,000 $57,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,044 $145,730,000 $139,000 $2,005,000 $102,000 $7,600,000
Application Denied By Financial Institution 510 $50,400,000 $98,000 $1,535,000 $71,000 $583,000
Application Withdrawn By Applicant 228 $43,410,000 $190,000 $6,705,000 $95,000 $873,000
File Closed For Incompleteness 134 $15,250,000 $113,000 $565,000 $77,000 $450,000
Loan Purchased By The Institution 104 $19,500,000 $187,000 $1,795,000 $100,000 $248,000
Application Approved But Not Accepted 97 $11,585,000 $119,000 $565,000 $97,000 $593,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,489 $220,255,000 $147,000 $6,705,000 $98,000 $7,600,000
Debt-To-Income Ratio 236 $30,580,000 $129,000 $1,535,000 $82,000 $593,000
Credit History 222 $16,810,000 $75,000 $685,000 $74,000 $583,000
Collateral 61 $6,265,000 $102,000 $485,000 $81,000 $265,000
Credit Application Incomplete 29 $3,505,000 $120,000 $315,000 $89,000 $217,000
Unverifiable Information 29 $3,915,000 $135,000 $395,000 $89,000 $283,000
Insufficient Cash (Downpayment, Closing Cost) 23 $2,095,000 $91,000 $365,000 $73,000 $149,000
Other 21 $2,005,000 $95,000 $225,000 $69,000 $130,000
Employment History 7 $445,000 $63,000 $105,000 $43,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List