Rains County TX
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Rains County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Rains County TX, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 670
Total Mortgage Loan Application Amount $56,847,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $484,000
Average Applicant Income $60,000
Highest Applicant Income $740,000

Mortgage Company List for Lending in Rains County TX for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 58 $ 3,752,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 38 $ 3,518,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 37 $ 1,949,000
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION
PO BOX 1537
WHITEHOUSE, TX 75791
* $ 608,425,000 24 $ 1,987,000
THE AMERICAN NATIONAL BANK OF TEXAS
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 1,145,239,000 21 $ 2,728,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 20 $ 2,188,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 20 $ 1,949,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 18 $ 1,590,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 17 $ 664,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 1,082,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 15 $ 1,254,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 15 $ 560,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 14 $ 1,000,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 14 $ 1,076,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 14 $ 1,187,000
ALLIANCE BANK
P.O. BOX 500
SULPHUR SPRINGS, TX 75483
* $ 432,742,000 13 $ 1,102,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,137,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 11 $ 1,186,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 10 $ 527,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,373,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 9 $ 1,369,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 8 $ 583,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 8 $ 826,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 8 $ 607,000
HOME LOAN CORPORATION
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 8 $ 555,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 8 $ 732,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 7 $ 782,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 7 $ 613,000
SFMC, LP
6800 WEISKOPF AVENUE SUITE 200
MCKINNEY, TX 75070
* $ 10,000,000 6 $ 485,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 6 $ 641,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 6 $ 395,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 701,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 5 $ 668,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 18,514,408,000 5 $ 410,000
ENCORE BANK
NINE GREENWAY PLAZA SUITE 1000
HOUSTON, TX 77046
* $ 1,321,973,000 5 $ 111,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 5 $ 130,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 10,000,000 5 $ 252,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 5 $ 470,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 5 $ 170,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 4 $ 468,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 4 $ 181,000
BSM FINANCIAL, L.P.
1301 CENTRAL EXPRESSWAY SOUTH
ALLEN, TX 75013
* $ 10,000,000 4 $ 356,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,061,849,000 4 $ 476,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 4 $ 426,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 320,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 4 $ 343,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 167,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 344,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 3 $ 213,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 3 $ 327,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 3 $ 313,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 282,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 3 $ 281,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 88,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 179,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 2 $ 120,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 2 $ 220,000
ONE SOURCE MORTGAGE, L.L.C.
1720 S EDMONDS LANE, STE 8
LEWISVILLE, TX 75067
* $ 10,000,000 2 $ 206,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 2 $ 183,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 152,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 2 $ 90,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 188,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 2 $ 259,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 2 $ 140,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 2 $ 35,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 2 $ 219,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 476,109,000 2 $ 5,000
GUARANTY BOND BANK
100 W ARKANSAS
MOUNT PLEASANT, TX 75455
* $ 515,920,000 2 $ 123,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 2 $ 218,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 118,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 2 $ 202,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 2 $ 233,000
HIC-STAR CORP. FKA AMPRO MTG.
400 N TUSTIN AVE #100
SANTA ANA, CA 92705
* $ 10,000,000 2 $ 197,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 2 $ 228,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 5,294,201,000 2 $ 27,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 2 $ 36,000
CORNERSTONE MORTGAGE COMPANY
1177 WEST LOOP SOUTH, SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 434,000
AMEGY MORTGAGE COMPANY, L.L.C
4576 RESEARCH FOREST BLVD
THE WOODLANDS, TX 77381
* $ 31,000,000 1 $ 106,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 1 $ 36,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 73,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 79,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 1 $ 41,000
COOPERATIVE TEACHERS CREDIT UNION
1424 WSW LOOP 323
TYLER, TX 75701
* $ 37,466,000 1 $ 83,000
LONE STAR
7508 FERGUSON ROAD
DALLAS, TX 75228
* $ 73,919,000 1 $ 3,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 1 $ 55,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 1 $ 105,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 51,884,768,000 1 $ 60,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 1 $ 20,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 1 $ 68,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 257,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 1 $ 222,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 100,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 287,000
ASSOCIATES HOUSING FINANCE
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 1,097,190,000,000 1 $ 46,000
ALETHES, LLC
8601 RR 2222 BLDG 1 STE 150
AUSTIN, TX 78730
* $ 10,000,000 1 $ 67,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 54,000
MASTER FINANCIAL, INC.
505 CITY PARKWAY WEST SUITE 800
ORANGE, CA 92868
* $ 10,000,000 1 $ 30,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 1 $ 60,000
BANKERS FINANCIAL MORTGAGE GRP
13101 PRESTON ROAD #100
DALLAS, TX 75240
* $ 10,000,000 1 $ 60,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 1 $ 153,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 1 $ 61,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 43,610,071,000 1 $ 70,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,355,897,000 1 $ 33,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,596,863,000 1 $ 34,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 1 $ 67,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 1 $ 37,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 17,275,395,000 1 $ 287,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,175,244,000 1 $ 125,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 1 $ 162,000
DALLAS CAPITAL BANK, N.A.
14185 DALLAS PARKWAY SUITE 200
DALLAS, TX 75254
* $ 458,152,000 1 $ 325,000
AMERICAN BANK OF TEXAS
PO BOX 1234
SHERMAN, TX 75091
* $ 788,056,000 1 $ 68,000
FIRST INDEPENDENT NAT'L BANK
2012 MIDWAY ROAD
PLANO, TX 75093
* $ 79,975,000 1 $ 113,000
LIBERTYONE CREDIT UNION
1100 COMMERCE STE 615
DALLAS, TX 75242
* $ 55,009,000 1 $ 71,000
TEXAS TRUST
5080 W IH 20
ARLINGTON, TX 76017
* $ 445,282,000 1 $ 145,000
CITIZENS STATE BANK
112 W. PRINCETON DR.
PRINCETON, TX 75407
* $ 71,499,000 1 $ 48,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 26,898,673,000 1 $ 435,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ 10,000,000 1 $ 175,000
VERABANK, NATIONAL ASSOCIATION
P.O. BOX 1009
HENDERSON, TX 75653
* $ 555,701,000 1 $ 15,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 1 $ 54,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 1 $ 200,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 120,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 1 $ 60,000
AB COMMUNITY INVESTMENT COMPANY
PO BOX 1526
JACKSONVILLE, TX 75766
* $ 579,000,000 1 $ 42,000
NORTHWOOD MORTGAGE INC
6220 N BELTLINE RD # 200
IRVING, TX 75063
* $ 10,000,000 1 $ 59,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 1 $ 86,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 170,000
COMMUNITY HOME LOAN, INC
202 WEST COLORADO STREET
LA GRANGE, TX 78945
* $ 10,000,000 1 $ 104,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 262,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 112,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 1 $ 118,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 63,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Rains County TX in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 326 $28,404,000 $87,000 $484,000 $61,000 $740,000
Home Purchase 303 $26,921,000 $88,000 $435,000 $63,000 $600,000
Home Improvement 41 $1,522,000 $37,000 $120,000 $42,000 $98,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 462 $39,765,000 $86,000 $484,000 $66,000 $740,000
Not Provided 104 $8,747,000 $84,000 $262,000 $61,000 $468,000
Not applicable 54 $3,948,000 $73,000 $334,000 $9,000 $76,000
Hispanic 25 $2,547,000 $101,000 $175,000 $63,000 $154,000
Black or African American 17 $1,119,000 $65,000 $108,000 $44,000 $148,000
American Indian or Alaskan Native 6 $551,000 $91,000 $136,000 $67,000 $86,000
Asian 2 $170,000 $85,000 $109,000 $53,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 618 $52,669,000 $85,000 $484,000 $64,000 $740,000
FHA-insured (Federal Housing Administration) 38 $3,010,000 $79,000 $139,000 $30,000 $98,000
VA-guaranteed (Veterans Administration) 14 $1,168,000 $83,000 $171,000 $26,000 $73,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 230 $22,214,000 $96,000 $396,000 $73,000 $396,000
Application Denied By Financial Institution 174 $12,198,000 $70,000 $484,000 $49,000 $411,000
Application Withdrawn By Applicant 106 $9,408,000 $88,000 $435,000 $66,000 $624,000
Loan Purchased By The Institution 89 $7,179,000 $80,000 $334,000 $36,000 $395,000
Application Approved But Not Accepted 41 $2,771,000 $67,000 $218,000 $70,000 $600,000
File Closed For Incompleteness 30 $3,077,000 $102,000 $262,000 $54,000 $740,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 59 $3,122,000 $52,000 $129,000 $40,000 $108,000
Other 36 $2,910,000 $80,000 $484,000 $55,000 $411,000
Collateral 17 $1,513,000 $89,000 $196,000 $56,000 $120,000
Credit Application Incomplete 12 $1,157,000 $96,000 $216,000 $70,000 $120,000
Debt-To-Income Ratio 7 $418,000 $59,000 $110,000 $26,000 $57,000
Unverifiable Information 4 $619,000 $154,000 $196,000 $54,000 $72,000
Employment History 1 $42,000 $42,000 $42,000 $29,000 $29,000
Insufficient Cash (Downpayment, Closing Cost) 1 $162,000 $162,000 $162,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.

Download the Texas Lender List