Preston County WV
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage statistics and lending data for the Preston County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Preston County WV, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,427 |
| Total Mortgage Loan Application Amount | $237,825,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $1,160,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CLEAR MOUNTAIN BANK 160 MORGANTOWN STREET PO BOX 205 BRUCETON MILLS, WV 26525 |
* | $ 648,623,000 | 237 | $ 42,865,000 |
| WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 15,674,361,000 | 79 | $ 10,605,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 65 | $ 6,195,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 216,077,000,000 | 62 | $ 6,260,000 |
| FIRST FEDERAL BANK OF THE MIDWEST 601 CLINTON STREET DEFIANCE, OH 43512 |
* | $ 3,439,822,000 | 50 | $ 13,320,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 47 | $ 7,965,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 43 | $ 6,635,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 104,052,030,000 | 41 | $ 5,705,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 33 | $ 5,255,000 |
| INTERCOASTAL MORTGAGE COMPANY 4100 MONUMENTAL CORNER DRIVE, SUITE 220 FAIRFAX, VA 22030 |
* | $ -1,000 | 31 | $ 5,205,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 30 | $ 6,670,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 27 | $ 5,825,000 |
| FIRST UNITED CORPORATION 19 S SECOND STREET OAKLAND, MD 21550 |
* | $ 1,423,446,000 | 25 | $ 5,275,000 |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENE CO 25 E HIGH ST WAYNESBURG, PA 15370 |
* | $ 938,398,000 | 25 | $ 4,765,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 22 | $ 4,370,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 22 | $ 3,350,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 22 | $ 4,940,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 98,729,134,000 | 20 | $ 1,760,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 19 | $ 1,665,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,747,398,000,000 | 17 | $ 2,415,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 17 | $ 3,365,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 370,002,264,000 | 17 | $ 2,935,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 14 | $ 2,130,000 |
| FIRST EXCHANGE BANK 11 W MAIN ST. MANNINGTON, WV 26582 |
* | $ 301,043,000 | 14 | $ 2,870,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 14 | $ 3,050,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 12 | $ 2,050,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 16,855,693,000 | 12 | $ 1,370,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 11 | $ 1,505,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 11 | $ 1,875,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ -1,000 | 11 | $ 2,075,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 10 | $ 1,610,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 10 | $ 1,230,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 9 | $ 1,355,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 8 | $ 1,870,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ -1,000 | 8 | $ 1,790,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 8 | $ 1,630,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 NEW YORK, NY 10013 |
* | $ -1,000 | 8 | $ 1,840,000 |
| UNITED BANK 11185 FAIRFAX BLVD FAIRFAX, VA 22030 |
* | $ 19,644,548,000 | 8 | $ 1,550,000 |
| WEPCO FEDERAL CREDIT UNION 204 NORTH BRANCH AVE BLOOMINGTON, MD 21523 |
* | $ 247,813,000 | 7 | $ 795,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 119,432,105,000 | 7 | $ 1,055,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ -1,000 | 6 | $ 820,000 |
| FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 153 BALTIMORE STREET CUMBERLAND, MD 21502 |
* | $ 448,076,000 | 5 | $ 755,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 5 | $ 1,075,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD CHARLOTTE, NC 28211 |
* | $ 167,492,000,000 | 5 | $ 1,355,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 5 | $ 1,005,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 5 | $ 1,165,000 |
| FAIRMONT PO BOX 2139 FAIRMONT, WV 26555 |
* | $ 357,547,000 | 5 | $ 985,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 4 | $ 600,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 4 | $ 400,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 4 | $ 500,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 4 | $ 510,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 4 | $ 760,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 4 | $ 920,000 |
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 2,796,982,000 | 3 | $ 615,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 3 | $ 455,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 505,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 3 | $ 495,000 |
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CROSS LANES, WV 25313 |
* | $ 4,956,190,000 | 3 | $ 505,000 |
| THE GRANT COUNTY BANK P. O. BOX 929 PETERSBURG, WV 26847 |
* | $ 260,357,000 | 3 | $ 515,000 |
| BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 3 | $ 395,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,503,779,000 | 3 | $ 805,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 3 | $ 485,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 195,000 |
| MILLENNIUM FINANCIAL GROUP, INC. 8803 BALTIMORE NATIONAL PIKE MIDDLETOWN, MD 21769 |
* | $ -1,000 | 3 | $ 345,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 24,774,361,000 | 3 | $ 365,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 3 | $ 415,000 |
| EQUITY RESOURCES, INC. PO BOX 5177 NEWARK, OH 43058 |
* | $ -1,000 | 3 | $ 785,000 |
| FIRST NATIONAL BANK OF PENNSYLVANIA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 34,531,413,000 | 3 | $ 435,000 |
| CHESSIE 15 COMMERCE DRIVE CUMBERLAND, MD 21502 |
* | $ 278,244,000 | 3 | $ 415,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 2 | $ 420,000 |
| THE UNITED FEDERAL CREDIT UNION 3 SUNSET BEACH ROAD MORGANTOWN, WV 26508 |
* | $ 99,494,000 | 2 | $ 500,000 |
| ASHLAND CREDIT UNION 1300 CENTRAL AVE ASHLAND, KY 41101 |
* | $ 273,530,000 | 2 | $ 310,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 2 | $ 570,000 |
| THE PARK NATIONAL BANK 50 N THIRD STREET NEWARK, OH 43055 |
* | $ 8,528,848,000 | 2 | $ 140,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 370,000 |
| SOUTHERN TRUST MORTGAGE, LLC 4433 CORPORATION LANE SUITE 300 VIRGINIA BEACH, VA 23462 |
* | $ -1,000 | 2 | $ 220,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,065,955,000 | 2 | $ 440,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ -1,000 | 2 | $ 480,000 |
| BLUE RIDGE BANK, NATIONAL ASSOCIATION P.O. BOX 609, 17 WEST MAIN ST LURAY, VA 22835 |
* | $ 959,563,000 | 2 | $ 260,000 |
| SOMERSET TRUST COMPANY 151 WEST MAIN STREET SOMERSET, PA 15501 |
* | $ 1,335,090,000 | 2 | $ 90,000 |
| TOWER 7901 SANDY SPRING ROAD LAUREL, MD 20707 |
* | $ 3,255,099,000 | 2 | $ 190,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A TROY, MI 48083 |
* | $ -1,000 | 2 | $ 250,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 2 | $ 90,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,751,524,000,000 | 2 | $ 350,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 225,000 |
| VICTORIAN FINANCE, LLC 2570 BOYCE PLAZA ROAD PITTSBURGH, PA 15241 |
* | $ -1,000 | 1 | $ 265,000 |
| CITIZENS EQUITY FIRST 5401 W DIRKSEN PKWY PEORIA, IL 61607 |
* | $ 6,258,523,000 | 1 | $ 75,000 |
| MIDDLETOWN VALLEY BANK 24 WEST MAIN STREET MIDDLETOWN, MD 21769 |
* | $ 513,360,000 | 1 | $ 55,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE ROANOKE, VA 24011 |
* | $ -1,000 | 1 | $ 125,000 |
| ARVEST BANK 201 W WALNUT ROGERS, AR 72756 |
* | $ 19,445,554,000 | 1 | $ 145,000 |
| PRESIDENTIAL BANK, FSB 4600 EAST WEST HIGHWAY, SUITE 400 BETHESDA, MD 20814 |
* | $ 617,208,000 | 1 | $ 245,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 83,036,000,000 | 1 | $ 605,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 1 | $ 145,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 451,290,000 | 1 | $ 305,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 115,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 789,398,000 | 1 | $ 225,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 1 | $ 125,000 |
| WRIGHT-PATT CREDIT UNION, INC. 3560 PENTAGON BLVD. BEAVERCREEK, OH 45431 |
* | $ 5,091,929,000 | 1 | $ 45,000 |
| UNITED MORTGAGE CORP. 25 MELVILLE PARK ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 265,000 |
| CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ -1,000 | 1 | $ 375,000 |
| CONTOUR MORTGAGE CORPORATION 990 STEWART AVENUE STE#660 GARDEN CITY, NY 11530 |
* | $ -1,000 | 1 | $ 275,000 |
| CNB BANK INC. 101 S WASHINGTON STREET BERKELEY SPRINGS, WV 25411 |
* | $ 417,203,000 | 1 | $ 295,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 9,467,660,000 | 1 | $ 75,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 95,000 |
| ATLANTIC UNION BANK 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 17,516,056,000 | 1 | $ 355,000 |
| BANK-FUND STAFF FEDERAL CREDIT UNION 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ 5,188,505,000 | 1 | $ 225,000 |
| SOFI LENDING CORP. 375 HEALDSBURG AVENUE, SUITE 280 HEALDSBURG, CA 95448 |
* | $ -1,000 | 1 | $ 125,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 2,186,056,000 | 1 | $ 105,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 1 | $ 165,000 |
| C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE MIDLOTHIAN, VA 23113 |
* | $ -1,000 | 1 | $ 105,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Preston County WV in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 575 | $106,085,000 | $184,000 | $1,425,000 | $89,000 | $627,000 |
| Refinancing | 467 | $77,275,000 | $165,000 | $535,000 | $95,000 | $1,092,000 |
| Cash-out Refinancing | 270 | $43,780,000 | $162,000 | $415,000 | $77,000 | $263,000 |
| Other Purpose | 65 | $5,675,000 | $87,000 | $325,000 | $81,000 | $237,000 |
| Home Improvement | 45 | $4,435,000 | $98,000 | $505,000 | $120,000 | $1,160,000 |
| Not Applicable | 5 | $575,000 | $115,000 | $185,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 989 | $159,565,000 | $161,000 | $1,425,000 | $89,000 | $1,160,000 |
| Not Provided | 325 | $55,555,000 | $170,000 | $1,225,000 | $89,000 | $446,000 |
| Not applicable | 88 | $18,460,000 | $209,000 | $655,000 | $73,000 | $84,000 |
| American Indian or Alaskan Native | 9 | $895,000 | $99,000 | $225,000 | $49,000 | $90,000 |
| Hispanic | 6 | $1,260,000 | $210,000 | $365,000 | $131,000 | $300,000 |
| Asian | 5 | $1,335,000 | $267,000 | $375,000 | $278,000 | $436,000 |
| Black or African American | 3 | $495,000 | $165,000 | $175,000 | $87,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $125,000 | $125,000 | $125,000 | $34,000 | $34,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,102 | $183,880,000 | $166,000 | $1,425,000 | $95,000 | $1,160,000 |
| FHA-insured (Federal Housing Administration) | 162 | $24,020,000 | $148,000 | $355,000 | $62,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 133 | $25,905,000 | $194,000 | $1,295,000 | $73,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,020,000 | $134,000 | $185,000 | $46,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 767 | $134,585,000 | $175,000 | $1,425,000 | $96,000 | $1,092,000 |
| Application Denied By Financial Institution | 210 | $27,100,000 | $129,000 | $605,000 | $70,000 | $337,000 |
| Application Withdrawn By Applicant | 174 | $30,880,000 | $177,000 | $1,295,000 | $96,000 | $1,160,000 |
| Loan Purchased By The Institution | 138 | $26,770,000 | $193,000 | $525,000 | $90,000 | $253,000 |
| File Closed For Incompleteness | 100 | $12,870,000 | $128,000 | $355,000 | $71,000 | $642,000 |
| Application Approved But Not Accepted | 35 | $5,335,000 | $152,000 | $355,000 | $72,000 | $207,000 |
| Preapproval Approved but not Accepted | 3 | $285,000 | $95,000 | $125,000 | $43,000 | $52,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,186 | $203,920,000 | $171,000 | $1,425,000 | $92,000 | $1,160,000 |
| Debt-To-Income Ratio | 81 | $13,485,000 | $166,000 | $655,000 | $85,000 | $1,092,000 |
| Credit History | 70 | $7,200,000 | $102,000 | $525,000 | $70,000 | $300,000 |
| Collateral | 30 | $5,110,000 | $170,000 | $605,000 | $90,000 | $218,000 |
| Credit Application Incomplete | 19 | $2,715,000 | $142,000 | $265,000 | $54,000 | $130,000 |
| Other | 19 | $2,805,000 | $147,000 | $375,000 | $99,000 | $298,000 |
| Unverifiable Information | 12 | $1,200,000 | $100,000 | $285,000 | $61,000 | $162,000 |
| Employment History | 5 | $595,000 | $119,000 | $205,000 | $58,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $795,000 | $159,000 | $255,000 | $68,000 | $129,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.