Polk County NC
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage statistics and lending data for the Polk County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Polk County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 743
Total Mortgage Loan Application Amount $145,199,000
Average Mortgage Loan Application Amount $195,000
Highest Mortgage Loan Application Amount $1,836,000
Average Applicant Income $85,000
Highest Applicant Income $1,048,000

Mortgage Company List for Lending in Polk County NC for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
HOMETRUST BANK
PO BOX 10
ASHEVILLE, NC 28802
* $ 2,615,026,000 59 $ 10,633,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,532,784,000,000 58 $ 12,701,000
ENTEGRA BANK
14 ONE CENTER COURT
FRANKLIN, NC 28734
* $ 903,208,000 34 $ 7,639,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 29,477,544,000 34 $ 4,840,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 21,553,919,000 33 $ 8,903,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 32 $ 6,522,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 31 $ 2,344,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 22 $ 4,778,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 19 $ 3,280,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 28,953,664,000 17 $ 3,521,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 13 $ 4,108,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,356,442,000,000 12 $ 1,617,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 12 $ 2,533,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 2,060,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 11 $ 1,256,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 10 $ 2,140,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 230,280,000,000 10 $ 491,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 9 $ 1,321,000
MONARCH BANK
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 1,066,426,000 8 $ 1,260,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 891,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 7 $ 1,135,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 7 $ 1,353,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 7 $ 1,681,000
BARRONS MORTGAGE GROUP LTD
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 7 $ 1,416,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,434,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 1,112,478,000 6 $ 534,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 1,171,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,120,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,458,059,000 5 $ 598,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 946,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,827,707,000 5 $ 722,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 4 $ 669,000
ARTHUR STATE BANK
131 S MAIN ST
WOODRUFF, SC 29388
* $ 515,067,000 4 $ 767,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 4 $ 1,120,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 716,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 26,777,424,000 4 $ 2,874,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 4 $ 756,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,530,159,000 4 $ 782,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 4 $ 499,000
PARK STERLING BANK
1043 E MOREHEAD ST, STE 201
CHARLOTTE, NC 28204
* $ 2,356,416,000 4 $ 1,087,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 3 $ 384,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 3 $ 18,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 3 $ 615,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 726,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 3 $ 609,000
ASHEVILLE SAVINGS BANK, SSB
PO BOX 652
ASHEVILLE, NC 28802
* $ 757,402,000 3 $ 612,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 583,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ 10,000,000 3 $ 694,000
COUNTYBANK
425 MAIN STREET
GREENWOOD, SC 29646
* $ 336,158,000 3 $ 734,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 323,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 3 $ 274,000
CAROLINA FOOTHILLS
520 N. CHURCH STREET
SPARTANBURG, SC 29303
* $ 93,963,000 3 $ 122,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 3 $ 854,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 3 $ 1,831,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 354,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 330,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 3 $ 379,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 607,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 2 $ 194,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 2 $ 1,039,000
UNITED
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 1,834,761,000 2 $ 568,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 2 $ 392,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 2 $ 502,000
CMC FUNDING, INC.
814 A1A NORTH, STE. 303
PONTE VEDRA BEACH, FL 32082
* $ 10,000,000 2 $ 369,000
CHAMPION CREDIT UNION
1 ACADEMY STREET
CANTON, NC 28716
* $ 186,599,000 2 $ 391,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
GAINESVILLE, GA 30501
* $ 45,240,000 2 $ 305,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 2 $ 320,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 242,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 724,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 459,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 162,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 577,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 1,590,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 2 $ 266,000
FOUNDERS FEDERAL CREDIT UNION
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 1,700,188,000 2 $ 215,000
FIRST COMMUNITY BANK
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 810,270,000 2 $ 381,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 2 $ 533,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 406,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 2,421,680,000 2 $ 283,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 2 $ 600,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 317,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ 0 1 $ 205,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 111,278,000,000 1 $ 480,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 496,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 1 $ 671,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 1 $ 236,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 86,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 64,000
MARRIOTT EMPLOYEES' FEDERAL CREDIT UNION
P.O. BOX 6006
BETHESDA, MD 20827
* $ 172,649,000 1 $ 125,000
BANK OF NORTH CAROLINA
3980 PREMIER DR. STE 150
HIGH POINT, NC 27265
* $ 4,069,900,000 1 $ 169,000
AMERISOUTH MORTGAGE COMPANY
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 1 $ 200,000
CAPSTAR BANK
201 FOURTH AVE, NORTH SUITE 950
NASHVILLE, TN 37219
* $ 1,128,395,000 1 $ 247,000
OCWEN LOAN SERVICING, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 1 $ 121,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 233,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 152,000
FLAGSHIP FINANCIAL GROUP, LLC.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 107,000
BANK OF BELLE GLADE
108 SE AVENUE D
BELLE GLADE, FL 33430
* $ 93,494,000 1 $ 117,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 174,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 1 $ 155,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 1 $ 390,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 80,472,892,000 1 $ 48,000
CAROLINA BANK
PO BOX 10209
GREENSBORO, NC 27404
* $ 679,799,000 1 $ 145,000
TELCO COMMUNITY CREDIT UNION
712 NEW LEICESTER HWY.
ASHEVILLE, NC 28806
* $ 125,906,000 1 $ 93,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 265,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 178,676,927,000 1 $ 69,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 172,000
COMMUNITYONE BANK, N.A.
333 FAYETTEVILLE ST
RALEIGH, NC 27601
* $ 2,210,134,000 1 $ 149,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 88,000
FIRST FEDERAL BANK OF THE MIDWEST
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 2,163,319,000 1 $ 407,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 674,100,000 1 $ 155,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 1 $ 90,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ 50,442,000 1 $ 140,000
SILVERTON MORTGAGE SPECIALISTS, INC.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 1 $ 105,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ 10,000,000 1 $ 112,000
LIVE WELL FINANCIAL, INC.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 328,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,865,407,000 1 $ 68,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 1 $ 387,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 277,000
ATLANTA POSTAL
1605 BOGGS ROAD
DULUTH, GA 30096
* $ 2,038,646,000 1 $ 100,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 171,000
R M K FINANCIAL CORP.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 1 $ 112,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,071,910,000 1 $ 130,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 968,312,000 1 $ 60,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 1,553,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 17,796,419,000 1 $ 275,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 242,000
BANK OF THE OZARKS
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 6,760,879,000 1 $ 105,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 203,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 171,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 180,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 244,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 1 $ 140,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 208,000
SPERO FINANCIAL
PO BOX 10708
GREENVILLE, SC 29603
* $ 272,826,000 1 $ 180,000
NEWBRIDGE BANK
1501 HIGHWOODS BLVD, SUITE 400
GREENSBORO, NC 27410
* $ 2,518,181,000 1 $ 398,000
SOUTHERN FIRST BANK
100 VERDAE BLVD
GREENVILLE, SC 29607
* $ 1,027,335,000 1 $ 248,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 1 $ 265,000
SOUTHCOAST COMMUNITY BANK
530 JOHNNIE DODDS BLVD.
MT PLEASANT, SC 29464
* $ 470,814,000 1 $ 75,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 238,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Polk County NC in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 350 $77,134,000 $220,000 $1,553,000 $86,000 $1,048,000
Home Purchase 346 $62,303,000 $180,000 $1,836,000 $86,000 $699,000
Home Improvement 47 $5,762,000 $122,000 $580,000 $59,000 $241,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 602 $117,359,000 $194,000 $1,040,000 $88,000 $699,000
Not Provided 67 $14,804,000 $220,000 $1,836,000 $119,000 $1,048,000
Not applicable 55 $11,199,000 $203,000 $1,553,000 $16,000 $251,000
Hispanic 12 $1,365,000 $113,000 $300,000 $56,000 $200,000
Black or African American 4 $106,000 $26,000 $74,000 $25,000 $67,000
American Indian or Alaskan Native 3 $366,000 $122,000 $210,000 $60,000 $90,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 585 $113,563,000 $194,000 $1,836,000 $94,000 $1,048,000
VA-guaranteed (Veterans Administration) 65 $14,393,000 $221,000 $526,000 $54,000 $300,000
FHA-insured (Federal Housing Administration) 64 $12,221,000 $190,000 $1,553,000 $44,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $5,022,000 $173,000 $255,000 $46,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 367 $70,570,000 $192,000 $1,553,000 $94,000 $1,048,000
Application Denied By Financial Institution 140 $26,674,000 $190,000 $1,836,000 $71,000 $417,000
Application Withdrawn By Applicant 87 $18,482,000 $212,000 $1,000,000 $105,000 $690,000
Loan Purchased By The Institution 77 $14,533,000 $188,000 $413,000 $39,000 $251,000
File Closed For Incompleteness 39 $6,425,000 $164,000 $1,040,000 $90,000 $530,000
Application Approved But Not Accepted 33 $8,515,000 $258,000 $960,000 $88,000 $347,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $3,154,000 $108,000 $375,000 $60,000 $417,000
Debt-To-Income Ratio 20 $5,540,000 $277,000 $1,836,000 $65,000 $369,000
Collateral 20 $4,475,000 $223,000 $567,000 $98,000 $231,000
Credit Application Incomplete 8 $1,289,000 $161,000 $342,000 $81,000 $300,000
Other 6 $833,000 $138,000 $171,000 $34,000 $63,000
Unverifiable Information 3 $1,029,000 $343,000 $511,000 $160,000 $241,000
Employment History 1 $86,000 $86,000 $86,000 $42,000 $42,000
Insufficient Cash (Downpayment, Closing Cost) 1 $212,000 $212,000 $212,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List