Polk County MO
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Polk County MO metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Polk County MO, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,035
Total Mortgage Loan Application Amount $172,265,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $885,000
Average Applicant Income $85,000
Highest Applicant Income $1,114,000

Mortgage Company List for Lending in Polk County MO for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 2,796,291,000 77 $ 12,385,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 65 $ 6,675,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 2,022,239,000 59 $ 10,465,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 54 $ 12,100,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 48 $ 8,780,000
MID-MISSOURI BANK
3546 EAST SUNSHINE
SPRINGFIELD, MO 65809
* $ 902,427,000 35 $ 7,015,000
LIMEBANK
PO BOX 98
BOLIVAR, MO 64783
* $ 79,918,000 32 $ 4,280,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 29 $ 2,505,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 23 $ 2,875,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 22 $ 4,030,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,684,000,000 20 $ 3,260,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 19 $ 2,265,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 18 $ 4,180,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 17 $ 3,095,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 16 $ 2,360,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 15 $ 1,235,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,441,420,000 14 $ 3,120,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 14 $ 2,110,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 14 $ 3,150,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 13 $ 1,985,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 12 $ 2,610,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 12 $ 1,770,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 12 $ 2,310,000
BLUCURRENT CREDIT UNION
1770 W SUNSET
SPRINGFIELD, MO 65807
* $ 305,928,000 12 $ 810,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 11 $ 2,235,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 10 $ 2,780,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 10 $ 2,420,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 10 $ 1,980,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 10 $ 890,000
O'BANNON BANKING COMPANY
PO BOX 890
BUFFALO, MO 65622
* $ 255,661,000 10 $ 1,450,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 10 $ 2,520,000
OLD MISSOURI BANK
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ 1,188,472,000 8 $ 1,360,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 7 $ 585,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 7 $ 1,085,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 7 $ 805,000
ASSEMBLIES OF GOD CREDIT UNION
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 369,076,000 7 $ 1,725,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 7 $ 325,000
SOUTHERN BANK
531 VINE ST
POPLAR BLUFF, MO 63901
* $ 3,423,751,000 7 $ 695,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 7 $ 1,995,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 7 $ 1,165,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 7 $ 1,255,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 48,668,073,000 6 $ 860,000
CAPITOL FEDERAL SAVINGS BANK
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 6 $ 1,720,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 5 $ 715,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 5 $ 845,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 5 $ 635,000
HAWTHORN BANK
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,913,413,000 5 $ 935,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 4 $ 240,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 4 $ 580,000
VOLT CREDIT UNION
2624 W REPUBLIC RD
SPRINGFIELD, MO 65807
* $ 90,479,000 4 $ 720,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 4 $ 1,010,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 4 $ 720,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 4 $ 780,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 4 $ 650,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 690,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 3 $ 465,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 3 $ 685,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 685,000
PREMIER MORTGAGE RESOURCES, L.L.C.
1325 NW FLANDERS ST
SALEM, OR 97209
* $ -1,000 3 $ 655,000
MORTGAGE FINANCIAL SERVICES, LLC
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 3 $ 495,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 3 $ 435,000
STATE BANK OF SOUTHWEST MISSOURI
P O BOX 10828
SPRINGFIELD, MO 65808
* $ 176,889,000 3 $ 615,000
FIRST STATE COMMUNITY BANK
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 3,866,130,000 2 $ 340,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 2 $ 180,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 2 $ 320,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 47,596,192,000 2 $ 90,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 2 $ 350,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 2 $ 310,000
MEMBERS MORTGAGE SERVICES, L.L.C.
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 2 $ 350,000
GUARANTY BANK
2006 S GLENSTONE AVENUE
JEFFERSON CITY, MO 65804
* $ 2,148,808,000 2 $ 540,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 2 $ 360,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 2 $ 180,000
MORTGAGE SOLUTIONS LLC
4020 FEE FEE ROAD
SAINT LOUIS, MO 63044
* $ -1,000 2 $ 150,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 2 $ 390,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 2 $ 220,000
MULTIPLI CREDIT UNION
818 N BENTON AVE
SPRINGFIELD, MO 65802
* $ 172,920,000 2 $ 100,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 24,967,889,000 2 $ 710,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 2 $ 150,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 2 $ 280,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 260,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 2 $ 320,000
BTC BANK
1201-2 US-65 BUSINESS
BETHANY, MO 64633
* $ 1,003,955,000 2 $ 270,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 2 $ 870,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 2 $ 200,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 420,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 2 $ 390,000
SULLIVAN BANK
PO BOX 489
SULLIVAN, MO 63080
* $ 948,158,000 2 $ 130,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,436,322,000 1 $ 215,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 105,000
INFUZE CREDIT UNION
1300 U.S. RT. 66
FORT LEONARD WOOD, MO 65583
* $ 325,778,000 1 $ 45,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 455,000
ROYAL BANKS OF MISSOURI
8021 OLIVE BLVD
UNIVERSITY CITY, MO 63130
* $ 1,028,537,000 1 $ 55,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,751,484,000 1 $ 235,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 175,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 245,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 1 $ 95,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 365,000
CLAY COUNTY SAVINGS BANK
1178 W KANSAS
LIBERTY, MO 64068
* $ 153,139,000 1 $ 175,000
RESMAC, INC.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ -1,000 1 $ 145,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 1 $ 75,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 2,192,809,000 1 $ 205,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 265,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 125,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 105,000
CITIZENS BANK OF ROGERSVILLE
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ 121,346,000 1 $ 125,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 65,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 395,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 1 $ 205,000
TELCOMM CREDIT UNION
2155 E SUNSHINE
SPRINGFIELD, MO 65804
* $ 273,963,000 1 $ 85,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 215,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 225,000
ONY GLO, INC.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 1 $ 125,000
COMMUNITYAMERICA CREDIT UNION
9777 RIDGE DR
LENEXA, KS 66219
* $ 4,700,520,000 1 $ 215,000
LOAN FUNDER LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 85,000
ACADEMY BANK, NATIONAL ASSOCIATION
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64154
* $ 2,441,289,000 1 $ 155,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 275,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 1 $ 105,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 185,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 115,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 395,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 1 $ 45,000
COMMUNITY NATIONAL BANK & TRUST
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,942,679,000 1 $ 95,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 135,000
DIGITAL
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 365,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 1 $ 215,000
THE SEYMOUR BANK
119 N MAIN
SEYMOUR, MO 65746
* $ 218,674,000 1 $ 95,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 275,000
SOUTHWEST MISSOURI BANK
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 1,087,807,000 1 $ 215,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 125,000
COMMUNITY BANK AND TRUST
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 405,161,000 1 $ 25,000
CORE BANK
12100 W CENTER RD
OMAHA, NE 68144
* $ 974,972,000 1 $ 135,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 38,279,055,000 1 $ 125,000
BLACK HILLS COMMUNITY BANK, N.A.
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 452,616,000 1 $ 145,000
CROSSFIRST BANK
4707 WEST 135TH ST.
LEAWOOD, KS 66224
* $ 6,596,702,000 1 $ 235,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 1 $ 105,000
COMMUNITY FIRST CREDIT UNION OF FLO
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 2,539,857,000 1 $ 195,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 125,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 215,000
STOCKMENS BANK
25 N. CASCADE AVENUE, SUITE 100
CASCADE, MT 80903
* $ 471,646,000 1 $ 255,000
FREEDOM BANK OF SOUTHERN MISSOURI
P O BOX 309
CASSVILLE, MO 65625
* $ 574,033,000 1 $ 215,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 325,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 35,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Polk County MO in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 553 $108,195,000 $195,000 $825,000 $87,000 $1,114,000
Cash-out Refinancing 172 $29,480,000 $171,000 $565,000 $70,000 $202,000
Refinancing 126 $21,960,000 $174,000 $885,000 $93,000 $981,000
Other Purpose 95 $6,075,000 $63,000 $205,000 $86,000 $571,000
Home Improvement 87 $6,445,000 $74,000 $555,000 $86,000 $424,000
Not Applicable 2 $110,000 $55,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 767 $122,635,000 $159,000 $825,000 $86,000 $981,000
Not applicable 134 $25,500,000 $190,000 $885,000 $74,000 $109,000
Not Provided 103 $18,225,000 $176,000 $525,000 $79,000 $1,114,000
Hispanic 13 $2,275,000 $175,000 $375,000 $76,000 $149,000
American Indian or Alaskan Native 9 $1,575,000 $175,000 $565,000 $87,000 $268,000
Black or African American 6 $1,460,000 $243,000 $365,000 $75,000 $159,000
Asian 1 $365,000 $365,000 $365,000 $128,000 $128,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 709 $105,685,000 $149,000 $885,000 $90,000 $1,114,000
FHA-insured (Federal Housing Administration) 177 $32,685,000 $184,000 $365,000 $69,000 $215,000
VA-guaranteed (Veterans Administration) 107 $26,575,000 $248,000 $605,000 $78,000 $186,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $7,320,000 $174,000 $265,000 $64,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 563 $98,735,000 $175,000 $885,000 $91,000 $1,114,000
Application Denied By Financial Institution 163 $20,915,000 $128,000 $645,000 $74,000 $571,000
Application Withdrawn By Applicant 122 $19,530,000 $160,000 $545,000 $84,000 $450,000
Loan Purchased By The Institution 118 $24,070,000 $203,000 $605,000 $81,000 $220,000
File Closed For Incompleteness 42 $5,140,000 $122,000 $385,000 $67,000 $199,000
Application Approved But Not Accepted 26 $3,730,000 $143,000 $325,000 $62,000 $114,000
Preapproval Approved but not Accepted 1 $145,000 $145,000 $145,000 $50,000 $50,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 767 $134,715,000 $175,000 $825,000 $85,000 $1,114,000
Debt-To-Income Ratio 151 $23,155,000 $153,000 $885,000 $86,000 $981,000
Credit History 52 $6,140,000 $118,000 $565,000 $93,000 $571,000
Collateral 23 $2,025,000 $88,000 $325,000 $69,000 $145,000
Credit Application Incomplete 23 $3,375,000 $146,000 $305,000 $76,000 $202,000
Other 9 $1,615,000 $179,000 $445,000 $88,000 $220,000
Unverifiable Information 5 $695,000 $139,000 $255,000 $50,000 $85,000
Employment History 3 $345,000 $115,000 $275,000 $85,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 2 $200,000 $100,000 $125,000 $44,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information back through 2003.

Download the Missouri Lender List