Polk County AR
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Polk County AR metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Polk County AR, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 888
Total Mortgage Loan Application Amount $60,798,000
Average Mortgage Loan Application Amount $68,000
Highest Mortgage Loan Application Amount $301,000
Average Applicant Income $44,000
Highest Applicant Income $648,000

Mortgage Company List for Lending in Polk County AR for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMSTAR MORTGAGE CORPORATION
10851 SCARSDALE BLVD.
HOUSTON, TX 77089
* $ 10,000,000 82 $ 5,739,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 61 $ 5,160,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 53 $ 3,861,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 41 $ 1,536,000
ARVEST BANK GROUP
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 6,975,891,000 40 $ 1,020,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 6,975,891,000 40 $ 2,657,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 30 $ 2,215,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 25 $ 1,439,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 23 $ 1,431,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 21 $ 1,951,000
CHAMBERS BANK
901 MAIN STREET
DANVILLE, AR 72833
* $ 420,946,000 21 $ 1,301,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 21 $ 708,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 20 $ 1,729,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 19 $ 770,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 16 $ 1,130,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 16 $ 1,259,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 15 $ 1,286,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 12 $ 386,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 12 $ 814,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,057,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 10,000,000 10 $ 353,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 9 $ 717,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 9 $ 497,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,342,774,000 9 $ 453,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 8 $ 507,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 8 $ 667,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 8 $ 391,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 8 $ 712,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 7 $ 585,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 7 $ 922,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 6 $ 598,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 6 $ 379,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 6 $ 526,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 5 $ 264,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 5 $ 318,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 5 $ 602,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 5 $ 300,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 5 $ 369,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 5 $ 501,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 5 $ 394,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 5 $ 222,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 4 $ 391,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 4 $ 271,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 4 $ 222,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 4 $ 452,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 4 $ 283,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 4 $ 206,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 217,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 341,284,000 3 $ 91,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 3 $ 244,000
ARKANSAS FEDERAL CREDIT UNION
PO BOX 9
JACKSONVILLE, AR 72078
* $ 366,879,000 3 $ 202,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 18,514,408,000 3 $ 99,000
BEST RATE FUNDING CORP
2 MAC ARTHUR PLACE, STE. 800
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 471,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 367,510,000 3 $ 324,000
FIRST NATIONAL BANK
PO BOX 22090
HOT SPRINGS, AR 71903
* $ 169,774,000 3 $ 322,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 183,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 3 $ 338,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 275,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 94,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DRIVE SUITE 100
OAK BROOK, IL 60523
* $ 10,000,000 3 $ 141,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 3 $ 105,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 195,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 97,000
SIB MORTGAGE CORP.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 2 $ 164,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 2 $ 110,000
STATEN ISLAND BANK & T C/O ICB
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 7,445,108,000 2 $ 164,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 2 $ 240,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 2 $ 141,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 304,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 2 $ 176,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 2 $ 90,000
FARM BUREAU BANK
17300 HENDERSON PASS SUITE 100
SAN ANTONIO, TX 78232
* $ 370,624,000 2 $ 233,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 112,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 122,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 2 $ 129,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 70,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 2 $ 60,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 2 $ 121,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 182,000
COMMERCIAL FEDERAL BANK
11207 WEST DODGE ROAD 2ND FL
OMAHA, NE 68154
* $ 12,190,849,000 2 $ 175,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 2 $ 153,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 2 $ 109,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 10,304,022,000 2 $ 74,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 2 $ 111,000
ASSOCIATES HOUSING FINANCE
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 1,097,190,000,000 1 $ 44,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 11,052,274,000 1 $ 132,000
BARKSDALE
P.O. BOX 5757
BOSSIER CITY, LA 71171
* $ 468,372,000 1 $ 56,000
CENTURY BANK, N.A.
201 RICE ST
NEW BOSTON, TX 75570
* $ 510,870,000 1 $ 301,000
ACADEMY FINANCIAL SERVICES LLC
2701 WELLS FARGO WAY, MAC X9902-01R
MINNEAPOLIS, MN 55467
* $ 10,000,000 1 $ 240,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 43,000
KELLNER MORTGAGE INVESTMENTS
5055 W. PARK BLVD., SUITE 600
PLANO, TX 75093
* $ 10,000,000 1 $ 93,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 1 $ 73,000
LOCAL OKLAHOMA BANK
3601 N. W. 63
OKLAHOMA CITY, OK 73116
* $ 2,877,879,000 1 $ 15,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 91,000
FIRST ARKANSAS MORTGAGE CO
P. O. BOX 6009
SHERWOOD, AR 72124
* $ 30,000,000 1 $ 70,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 1 $ 95,000
EDWARD JONES MORTGAGE, LLC
2701 WELLS FARGO WAY, MAC X9902-01R
MINNEAPOLIS, MN 55467
* $ 10,000,000 1 $ 67,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,596,863,000 1 $ 35,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 1 $ 42,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 138,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 98,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 76,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 1 $ 67,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,241,100,000 1 $ 111,000
FIRST NATIONAL BANK
400 EAST FIRST STREET
HEAVENER, OK 74937
* $ 64,973,000 1 $ 48,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 1 $ 65,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 1 $ 73,000
FORDYCE BANK & TRUST COMPANY
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 86,816,000 1 $ 20,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 120,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 2,247,653,000 1 $ 52,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 1 $ 61,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 1 $ 145,000
NATIONAL BANK OF ARKANSAS
4004 MCCAIN BLVD
NORTH LITTLE ROCK, AR 72116
* $ 141,097,000 1 $ 81,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 1 $ 85,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 102,000
METROPOLITAN NATIONAL BANK
425 WEST CAPITOL AVE
LITTLE ROCK, AR 72201
* $ 899,490,000 1 $ 76,000
PULASKI MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 365,659,000 1 $ 119,000
RATESTAR, INC.
4665 CORNELL ROAD, SUITE 200
CINCINNATI, OH 45241
* $ 54,815,000 1 $ 76,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 1 $ 63,000
RED RIVER EMPLOYEES
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 254,665,000 1 $ 55,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 89,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 2,011,540,000 1 $ 30,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 1 $ 60,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 40,000
OCWEN FEDERAL BANK FSB
1661 WORTHINGTON AVENUE #100
WEST PALM BEACH, FL 33409
* $ 1,012,437,000 1 $ 125,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 42,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 1 $ 86,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,211,122,000 1 $ 89,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 1 $ 41,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 39,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 206,000
THE CARROLL MORTGAGE GROUP, INC.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 1 $ 64,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 48,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Polk County AR in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 465 $37,884,000 $81,000 $301,000 $45,000 $648,000
Home Purchase 348 $20,339,000 $58,000 $209,000 $43,000 $259,000
Home Improvement 75 $2,575,000 $34,000 $206,000 $45,000 $150,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 648 $43,592,000 $67,000 $301,000 $47,000 $648,000
Not Provided 147 $11,405,000 $77,000 $296,000 $42,000 $480,000
Not applicable 69 $4,084,000 $59,000 $240,000 $8,000 $63,000
American Indian or Alaskan Native 11 $733,000 $66,000 $88,000 $38,000 $74,000
Hispanic 9 $654,000 $72,000 $113,000 $47,000 $101,000
Native Hawaiian or Other Pacific Islander 2 $114,000 $57,000 $64,000 $37,000 $44,000
Black or African American 2 $216,000 $108,000 $117,000 $56,000 $65,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 831 $56,699,000 $68,000 $301,000 $46,000 $648,000
FHA-insured (Federal Housing Administration) 32 $2,249,000 $70,000 $139,000 $25,000 $75,000
VA-guaranteed (Veterans Administration) 22 $1,710,000 $77,000 $135,000 $16,000 $48,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $140,000 $46,000 $55,000 $9,000 $27,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 287 $19,693,000 $68,000 $249,000 $49,000 $259,000
Application Denied By Financial Institution 255 $15,206,000 $59,000 $301,000 $37,000 $200,000
Application Withdrawn By Applicant 144 $11,819,000 $82,000 $252,000 $54,000 $600,000
Loan Purchased By The Institution 102 $6,577,000 $64,000 $240,000 $29,000 $172,000
Application Approved But Not Accepted 69 $4,914,000 $71,000 $230,000 $54,000 $480,000
File Closed For Incompleteness 31 $2,589,000 $83,000 $175,000 $45,000 $648,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 74 $4,500,000 $60,000 $301,000 $31,000 $82,000
Other 45 $2,430,000 $54,000 $150,000 $54,000 $200,000
Debt-To-Income Ratio 30 $1,468,000 $48,000 $140,000 $30,000 $78,000
Credit Application Incomplete 18 $1,430,000 $79,000 $252,000 $38,000 $75,000
Collateral 17 $1,392,000 $81,000 $296,000 $37,000 $131,000
Unverifiable Information 6 $432,000 $72,000 $91,000 $46,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 5 $352,000 $70,000 $110,000 $24,000 $47,000
Employment History 2 $115,000 $57,000 $65,000 $22,000 $28,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information back through 2003.

Download the Arkansas Lender List