Pennington County MN
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage statistics and lending data for the Pennington County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Pennington County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 573
Total Mortgage Loan Application Amount $51,812,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $2,625,000
Average Applicant Income $66,000
Highest Applicant Income $5,488,000

Mortgage Company List for Lending in Pennington County MN for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 154 $ 10,259,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 43 $ 4,953,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 26 $ 2,558,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 21 $ 2,031,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 1,820,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 18 $ 1,487,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 17 $ 1,795,000
WELLS FARGO FIN'L MINNESOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 16 $ 1,252,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 14 $ 1,765,000
UNITY BANK NORTH
PO BOX 280
RED LAKE FALLS, MN 56750
* $ 51,435,000 13 $ 353,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 12 $ 797,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 11 $ 1,329,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 893,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 9 $ 655,000
BREMER BANK NA (GRAND FORKS)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 693,481,000 9 $ 807,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 9 $ 895,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 712,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 8 $ 810,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 8 $ 601,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 7 $ 735,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 7 $ 613,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 397,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 5 $ 437,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 5 $ 484,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 5 $ 1,011,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 5 $ 299,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 4 $ 295,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 4 $ 518,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 4 $ 390,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,100,039,000 4 $ 236,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 155,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 4 $ 2,914,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 417,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 229,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 287,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 319,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 3 $ 343,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 3 $ 264,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 57,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 2 $ 242,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 2 $ 231,000
WELLS FARGO FIN'L NORTH DAKOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 2 $ 132,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 2 $ 218,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,112,383,000 2 $ 231,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 2 $ 140,000
GATE CITY BANK
500 2ND AVENUE NORTH
FARGO, ND 58102
* $ 883,195,000 2 $ 239,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 2 $ 96,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 2 $ 267,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 390,576,000 2 $ 31,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 1 $ 50,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 66,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 1 $ 127,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 168,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 1 $ 88,000
BREMER BANK NA (ST CLOUD)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 676,888,000 1 $ 122,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 1 $ 143,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 70,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 160,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 171,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 83,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 1 $ 139,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 90,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 38,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 87,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 71,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 133,000
HEARTLAND CREDIT UNION
5500 SOUTH ROBERT TRL
INVER GROVE HEIGHTS, MN 55016
* $ 73,626,000 1 $ 15,000
MINNESOTA LENDING CO LLC
6465 WAYZATA BLVD, SUITE #300
ST. LOUIS PARK, MN 55426
* $ 10,000,000 1 $ 133,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 158,000
TRUSTONE FINANCIAL FEDERAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 517,049,000 1 $ 90,000
HIWAY
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 663,078,000 1 $ 4,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 140,000
CAPITAL TRUST FEDERAL CU
30 EAST 7TH STREET, SUITE 270
ST. PAUL, MN 55101
* $ 46,199,000 1 $ 134,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 1,039,752,000 1 $ 225,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 55,642,936,000 1 $ 110,000
ULTIMA BANK MINNESOTA
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ 66,599,000 1 $ 53,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,660,337,000 1 $ 26,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 127,247,000 1 $ 140,000
ACCESS BANK
11150 COMMERCE DRIVE NORTH
CHAMPLIN, MN 55316
* $ 38,835,000 1 $ 13,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 108,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 1,514,125,000 1 $ 67,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 1 $ 11,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 1 $ 62,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 1 $ 57,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Pennington County MN in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 303 $28,656,000 $94,000 $275,000 $58,000 $470,000
Home Purchase 189 $17,494,000 $92,000 $503,000 $55,000 $535,000
Home Improvement 81 $5,662,000 $69,000 $2,625,000 $120,000 $5,488,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 465 $39,324,000 $84,000 $275,000 $58,000 $535,000
Not Provided 54 $4,682,000 $86,000 $503,000 $67,000 $350,000
Not applicable 46 $6,927,000 $150,000 $2,625,000 $141,000 $5,488,000
American Indian or Alaskan Native 3 $442,000 $147,000 $230,000 $52,000 $105,000
Hispanic 3 $237,000 $79,000 $121,000 $52,000 $75,000
Native Hawaiian or Other Pacific Islander 1 $65,000 $65,000 $65,000 $77,000 $77,000
Black or African American 1 $135,000 $135,000 $135,000 $204,000 $204,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 542 $48,814,000 $90,000 $2,625,000 $67,000 $5,488,000
FHA-insured (Federal Housing Administration) 22 $2,090,000 $95,000 $159,000 $49,000 $73,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $738,000 $92,000 $170,000 $33,000 $56,000
VA-guaranteed (Veterans Administration) 1 $170,000 $170,000 $170,000 $81,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 265 $25,554,000 $96,000 $2,625,000 $82,000 $5,488,000
Application Denied By Financial Institution 130 $10,013,000 $77,000 $503,000 $51,000 $284,000
Loan Purchased By The Institution 74 $7,506,000 $101,000 $239,000 $38,000 $204,000
Application Withdrawn By Applicant 50 $4,470,000 $89,000 $225,000 $70,000 $470,000
Application Approved But Not Accepted 36 $2,701,000 $75,000 $223,000 $60,000 $135,000
File Closed For Incompleteness 18 $1,568,000 $87,000 $139,000 $50,000 $208,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $1,490,000 $42,000 $200,000 $41,000 $139,000
Debt-To-Income Ratio 23 $2,003,000 $87,000 $185,000 $42,000 $108,000
Collateral 13 $1,215,000 $93,000 $275,000 $86,000 $284,000
Credit Application Incomplete 7 $1,414,000 $202,000 $503,000 $75,000 $216,000
Other 7 $438,000 $62,000 $123,000 $46,000 $75,000
Employment History 3 $245,000 $81,000 $92,000 $39,000 $60,000
Unverifiable Information 2 $87,000 $43,000 $59,000 $93,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 1 $132,000 $132,000 $132,000 $87,000 $87,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List