Unlock detailed Pendleton County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 796 |
Total Mortgage Loan Application Amount | $111,250,000 |
Average Mortgage Loan Application Amount | $139,000 |
Highest Mortgage Loan Application Amount | $1,315,000 |
Average Applicant Income | $77,000 |
Highest Applicant Income | $544,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
1ST SIGNATURE LENDING, LLC 9800 CROSSPOINT BLVD. INDIANAPOLIS, IN 46256 |
* | $ -1,000 | 1 | $ 335,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 21 | $ 1,855,000 |
ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 2 | $ 150,000 |
AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 AUSTIN, TX 77036 |
* | $ -1,000 | 2 | $ 360,000 |
AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 155,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 8 | $ 1,190,000 |
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 2 | $ 310,000 |
AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ -1,000 | 28 | $ 4,290,000 |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ -1,000 | 9 | $ 1,005,000 |
AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ -1,000 | 2 | $ 350,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 385,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 12 | $ 2,260,000 |
ASCEND FEDERAL CREDIT UNION 520 AIRPARK DRIVE TULLAHOMA, TN 37388 |
* | $ 2,657,488,000 | 2 | $ 510,000 |
ASHLAND CREDIT UNION 1300 CENTRAL AVE ASHLAND, KY 41101 |
* | $ 273,530,000 | 1 | $ 65,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,852,983,000,000 | 3 | $ 125,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 4 | $ 540,000 |
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 1 | $ 75,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 24 | $ 3,320,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 14 | $ 2,310,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 4 | $ 540,000 |
CENTRAL BANK & TRUST COMPANY PO BOX 1360 LEXINGTON, KY 40588 |
* | $ 2,762,148,000 | 2 | $ 180,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 205,000 |
CINFED FEDERAL CREDIT UNION 4801 KENNEDY AVE CINCINNATI, OH 45209 |
* | $ 498,507,000 | 2 | $ 140,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 4 | $ 730,000 |
CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 4,956,190,000 | 1 | $ 115,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 470,000 |
COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 1,388,018,000 | 1 | $ 115,000 |
COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 1,122,128,000 | 2 | $ 270,000 |
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 4,344,716,000 | 7 | $ 1,325,000 |
COVE FEDERAL CREDIT UNION 577 DUDLEY ROAD EDGEWOOD, KY 41017 |
* | $ 61,976,000 | 3 | $ 475,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 3 | $ 355,000 |
CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 4 | $ 690,000 |
DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 2 | $ 310,000 |
DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 5 | $ 385,000 |
ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ -1,000 | 4 | $ 630,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 335,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 14 | $ 3,000,000 |
FIELD & MAIN BANK, INC. 140 N. MAIN ST. HENDERSON, KY 42420 |
* | $ 471,940,000 | 1 | $ 55,000 |
FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 167,845,100,000 | 89 | $ 8,635,000 |
FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 2 | $ 90,000 |
FIRST FINANCIAL BANK 255 EAST FIFTH STREET SUITE 900 CINCINNATI, OH 45202 |
* | $ 14,434,311,000 | 1 | $ 355,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 3 | $ 545,000 |
FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 1 | $ 75,000 |
FORCHT BANK, NATIONAL ASSOCIATION 2404 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 1,208,947,000 | 16 | $ 2,720,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 22 | $ 3,940,000 |
GENERAL ELECTRIC CREDIT UNION 10485 READING RD CINCINNATI, OH 45241 |
* | $ 3,361,620,000 | 3 | $ 435,000 |
GENISYS CREDIT UNION 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 2,847,190,000 | 1 | $ 125,000 |
GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 300,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 3 | $ 335,000 |
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK 6100 WEST CHESTER RD WEST CHESTER, OH 45069 |
* | $ 997,561,000 | 25 | $ 4,015,000 |
HEARTLAND BANK 430 N HAMILTON ROAD WHITEHALL, OH 43213 |
* | $ 1,112,506,000 | 3 | $ 275,000 |
HERITAGE BANK, INC. 1818 FLORENCE PIKE ERLANGER, KY 41005 |
* | $ 975,651,000 | 13 | $ 1,505,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 2 | $ 320,000 |
INDEPENDENT BANK 5050 POPLAR AVENUE STE 2100 MEMPHIS, TN 38157 |
* | $ 1,110,566,000 | 1 | $ 225,000 |
JAMES B. NUTTER & COMPANY 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ -1,000 | 1 | $ 155,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 5 | $ 545,000 |
KEMBA CREDIT UNION, INC. 8763 UNION CENTRE BLVD WEST CHESTER, OH 45069 |
* | $ 1,029,826,000 | 1 | $ 15,000 |
KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361 |
* | $ 1,107,663,000 | 2 | $ 190,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 143,390,269,000 | 1 | $ 15,000 |
KIAVI FUNDING, INC. 315 MONTGOMERY STREET 16TH FLOOR WILMINGTON, DE 94104 |
* | $ -1,000 | 1 | $ 115,000 |
L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 1,365,732,000 | 7 | $ 1,565,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 175,000 |
LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 SACRAMENTO, CA 94520 |
* | $ -1,000 | 2 | $ 330,000 |
LIBERTY SAVINGS BANK, F.S.B. 3435 AIRBORNE RD, STE B WILMINGTON, OH 45177 |
* | $ 700,768,000 | 3 | $ 665,000 |
LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 1 | $ 105,000 |
MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 313,272,000 | 1 | $ 75,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 5 | $ 445,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 5 | $ 825,000 |
MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ -1,000 | 1 | $ 115,000 |
MORTGAGE SUPPLIERS, INC. 8771 ROCKWELL RD. WINCHESTER, KY 40391 |
* | $ -1,000 | 1 | $ 65,000 |
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 4 | $ 680,000 |
MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 220,000 |
MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 1 | $ 85,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 155,000 |
NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET WILMINGTON, DE 77056 |
* | $ -1,000 | 5 | $ 915,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 720,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 2 | $ 350,000 |
NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 275,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 7 | $ 905,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 8 | $ 930,000 |
OPTION FINANCIAL, LLC 6551 HARRISON AVE CINCINNATI, OH 45247 |
* | $ -1,000 | 5 | $ 475,000 |
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 165,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 9 | $ 1,525,000 |
PEOPLES BANK 138 PUTNAM STREET MARIETTA, OH 45750 |
* | $ 4,351,191,000 | 1 | $ 135,000 |
PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392 |
* | $ 416,824,000 | 1 | $ 155,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 165,000 |
PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 27,665,771,000 | 1 | $ 1,315,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 340,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 397,703,264,000 | 14 | $ 1,030,000 |
POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ -1,000 | 9 | $ 1,145,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 2 | $ 210,000 |
PROSPERITY HOME MORTGAGE, LLC 14501 GEORGE CARTER WAY SUITE 300 GLEN ALLEN, VA 20151 |
* | $ -1,000 | 3 | $ 285,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,641,000,000 | 1 | $ 305,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 1 | $ 145,000 |
REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 5,611,084,000 | 1 | $ 205,000 |
REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ -1,000 | 1 | $ 95,000 |
SIBCY CLINE MORTGAGE SERVICES, INC. 8044 MONTGOMERY RD. SUITE 301 CINCINNATI, OH 45236 |
* | $ -1,000 | 1 | $ 355,000 |
SOUTH CENTRAL BANK, INC. 501 S L ROGERS WELLS BLVD GLASGOW, KY 42141 |
* | $ 1,275,110,000 | 2 | $ 450,000 |
SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 8 | $ 1,340,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 95,000 |
STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 5 | $ 1,135,000 |
SUCCESS MORTGAGE PARTNERS, INC. 1200 S. SHELDON RD. PLYMOUTH, MI 48170 |
* | $ -1,000 | 2 | $ 120,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 1 | $ 495,000 |
THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,739,378,000 | 12 | $ 1,580,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 3 | $ 575,000 |
THE PARK NATIONAL BANK 50 N THIRD STREET NEWARK, OH 43055 |
* | $ 8,528,848,000 | 1 | $ 235,000 |
THE PEOPLES BANK P O BOX 95, 201 N BARDSTOWN ROAD EATONTON, GA 40047 |
* | $ 85,717,000 | 1 | $ 205,000 |
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 14,789,845,000 | 1 | $ 185,000 |
TRADITIONAL BANK, INC. 49 W MAIN STREET MOUNT STERLING, KY 40353 |
* | $ 1,663,066,000 | 1 | $ 305,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 461,256,000,000 | 16 | $ 2,090,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 92 | $ 10,270,000 |
UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 11 | $ 1,875,000 |
UNION SAVINGS BANK 8534 E KEMPER RD CINCINNATI, OH 45249 |
* | $ 3,079,626,000 | 4 | $ 600,000 |
UNITED MORTGAGE CORP. 25 MELVILLE PARK ROAD ALBANY, NY 11747 |
* | $ -1,000 | 2 | $ 520,000 |
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 6 | $ 1,240,000 |
UNIVERSITY OF KENTUCKY 1730 ALYSHEBA WAY LEXINGTON, KY 40509 |
* | $ 978,294,000 | 1 | $ 25,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 2 | $ 250,000 |
VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ -1,000 | 1 | $ 185,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 37 | $ 3,985,000 |
VICTORY MORTGAGE, L.L.C. 2500 CHAMBER CENTER DRIVE FORT MITCHELL, KY 41017 |
* | $ -1,000 | 1 | $ 225,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 3 | $ 545,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 14 | $ 2,340,000 |
WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 15,674,361,000 | 9 | $ 1,115,000 |
WESTERN OHIO MORTGAGE CORPORATION 733 FAIR RD SIDNEY, OH 45365 |
* | $ -1,000 | 1 | $ 75,000 |
WRIGHT-PATT CREDIT UNION, INC. 3560 PENTAGON BLVD. BEAVERCREEK, OH 45431 |
* | $ 5,091,929,000 | 1 | $ 45,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 318 | $49,940,000 | $157,000 | $1,315,000 | $87,000 | $544,000 |
Home Purchase | 292 | $40,120,000 | $137,000 | $515,000 | $63,000 | $279,000 |
Cash-out Refinancing | 90 | $14,500,000 | $161,000 | $425,000 | $85,000 | $249,000 |
Other Purpose | 45 | $3,085,000 | $68,000 | $305,000 | $80,000 | $404,000 |
Home Improvement | 37 | $2,185,000 | $59,000 | $285,000 | $82,000 | $242,000 |
Not Applicable | 14 | $1,420,000 | $101,000 | $205,000 | $44,000 | $44,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 662 | $91,680,000 | $138,000 | $515,000 | $77,000 | $544,000 |
Not Provided | 64 | $8,970,000 | $140,000 | $385,000 | $79,000 | $233,000 |
Not applicable | 50 | $8,370,000 | $167,000 | $1,315,000 | $55,000 | $85,000 |
Hispanic | 10 | $850,000 | $85,000 | $205,000 | $53,000 | $111,000 |
American Indian or Alaskan Native | 5 | $545,000 | $109,000 | $145,000 | $61,000 | $117,000 |
Black or African American | 3 | $495,000 | $165,000 | $205,000 | $58,000 | $70,000 |
Asian | 2 | $340,000 | $170,000 | $235,000 | $77,000 | $120,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 548 | $73,230,000 | $133,000 | $1,315,000 | $83,000 | $544,000 |
FHA-insured (Federal Housing Administration) | 136 | $19,470,000 | $143,000 | $355,000 | $60,000 | $205,000 |
VA-guaranteed (Veterans Administration) | 79 | $13,955,000 | $176,000 | $495,000 | $51,000 | $118,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $4,595,000 | $139,000 | $275,000 | $43,000 | $66,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 398 | $58,750,000 | $147,000 | $1,315,000 | $79,000 | $457,000 |
Application Denied By Financial Institution | 156 | $18,450,000 | $118,000 | $425,000 | $68,000 | $340,000 |
Application Withdrawn By Applicant | 110 | $15,980,000 | $145,000 | $395,000 | $79,000 | $227,000 |
File Closed For Incompleteness | 61 | $7,675,000 | $125,000 | $275,000 | $75,000 | $400,000 |
Loan Purchased By The Institution | 54 | $7,930,000 | $146,000 | $285,000 | $68,000 | $249,000 |
Application Approved But Not Accepted | 16 | $2,350,000 | $146,000 | $305,000 | $114,000 | $544,000 |
Preapproval Denied by Financial Institution | 1 | $115,000 | $115,000 | $115,000 | $53,000 | $53,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 621 | $90,365,000 | $145,000 | $1,315,000 | $78,000 | $544,000 |
Debt-To-Income Ratio | 55 | $7,395,000 | $134,000 | $425,000 | $66,000 | $211,000 |
Credit History | 43 | $3,875,000 | $90,000 | $215,000 | $70,000 | $206,000 |
Collateral | 32 | $3,490,000 | $109,000 | $235,000 | $70,000 | $210,000 |
Credit Application Incomplete | 17 | $2,525,000 | $148,000 | $305,000 | $72,000 | $156,000 |
Other | 16 | $2,010,000 | $125,000 | $325,000 | $78,000 | $242,000 |
Unverifiable Information | 7 | $705,000 | $100,000 | $165,000 | $100,000 | $340,000 |
Employment History | 5 | $885,000 | $177,000 | $335,000 | $67,000 | $139,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer