Pearl River County MS
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the Pearl River County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Pearl River County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,636
Total Mortgage Loan Application Amount $313,874,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $6,820,000
Average Applicant Income $64,000
Highest Applicant Income $1,313,000

Mortgage Company List for Lending in Pearl River County MS for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST NATIONAL BANK OF PICAYUN
121 EAST CANAL STREET
PICAYUNE, MS 39466
* $ 208,812,000 289 $ 25,598,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 238 $ 31,567,000
HANCOCK BANK
ONE HANCOCK PLAZA
GULFPORT, MS 39501
* $ 5,301,159,000 199 $ 16,193,000
KEESLER
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,808,611,000 163 $ 17,073,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 152 $ 18,367,000
FIRST SOUTHERN BANK
PO BOX 268
COLUMBIA, MS 39429
* $ 188,537,000 133 $ 14,841,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 129 $ 14,994,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 127 $ 16,783,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 121 $ 15,401,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,144,987,000 114 $ 21,454,000
THE FIRST, A NATIONAL BANKING ASSOCIATION
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 476,665,000 86 $ 11,522,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 83 $ 11,976,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 73 $ 3,400,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 35 $ 2,223,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 28 $ 3,849,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 26 $ 3,791,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 21 $ 2,810,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 21 $ 3,254,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 20 $ 3,025,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 19 $ 2,108,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 9,396,294,000 19 $ 2,817,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 19 $ 2,874,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 19 $ 3,449,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 18 $ 2,894,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 18 $ 2,200,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 18 $ 1,801,000
SOUTHERN BANCORP BANK
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 709,743,000 18 $ 1,563,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,542,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 16 $ 2,405,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 14 $ 2,437,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 14 $ 2,515,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 13 $ 1,924,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 13 $ 977,000
HANCOCK BANK OF LOUISIANA
PO BOX 591
BATON ROUGE, LA 70821
* $ 2,896,605,000 13 $ 1,703,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 12 $ 1,666,000
WHITNEY NATIONAL BANK
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 11,877,069,000 11 $ 1,379,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 10 $ 999,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 10 $ 427,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 10 $ 1,457,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 9 $ 1,504,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 996,000
CITIZENS BANK
814 MAIN STREET
COLUMBIA, MS 39429
* $ 343,006,000 7 $ 306,000
BANK OF WIGGINS
P.O. DRAWER 67
WIGGINS, MS 39577
* $ 180,509,000 7 $ 213,000
GULF COAST BANK AND TRUST COMPANY
200 ST. CHARLES AVE
NEW ORLEANS, LA 70130
* $ 984,133,000 6 $ 924,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 6 $ 561,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 6 $ 644,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 6 $ 954,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 6 $ 776,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 5 $ 446,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 5 $ 812,000
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION
4401 W. NAPOLEON AVE.
METAIRIE, LA 70001
* $ 125,156,000 5 $ 217,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 5 $ 764,000
CITIZENS SAVINGS BANK
1725 SULLIVAN DR
BOGALUSA, LA 70427
* $ 235,533,000 5 $ 357,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 5 $ 859,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 599,709,000 5 $ 263,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 4 $ 453,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 4 $ 287,000
STANDARD MORTGAGE CORPORATION
701 POYDRAS ST 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 4 $ 689,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 613,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 4 $ 474,000
GRAND BANK FOR SAVING, SFSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39402
* $ 139,821,000 4 $ 303,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 3 $ 129,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 3 $ 411,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 298,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 199,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 3 $ 25,000
WOODFOREST BANK, FSB
25231 GROGANS MILL ROAD
THE WOODLANDS, TX 77380
* $ 85,854,000 3 $ 478,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 491,000
CENTRAL PROGRESSIVE BANK
29092 KRENTEL ROAD
LACOMBE, LA 70445
* $ 421,926,000 3 $ 310,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 3 $ 476,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 3,634,677,000 2 $ 304,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 2 $ 396,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 301,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 2 $ 250,000
BANK OF NEW ORLEANS
1600 VETERANS BLVD
METAIRIE, LA 70005
* $ 321,237,000 2 $ 330,000
COMMUNITY BANK, COAST
P. O. BOX 7588
GULFPORT, MS 39506
* $ 429,733,000 2 $ 323,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 2 $ 325,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 2 $ 455,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 2 $ 308,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 2 $ 249,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 2 $ 242,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 2 $ 319,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 156,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 2 $ 267,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 131,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 416,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 2 $ 510,000
DRYADES SAVINGS BANK, F.S.B.
233 CARONDELET
NEW ORLEANS, LA 70130
* $ 82,668,000 2 $ 321,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 275,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 434,415,000 2 $ 128,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 2 $ 572,000
GATEWAY MORTGAGE GROUP LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 2 $ 340,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 422,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 252,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 115,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 145,000
COASTLAND FEDERAL CREDIT UNION
1301 CLEARVIEW PKWY.
METAIRIE, LA 70001
* $ 100,614,000 1 $ 174,000
ASI FEDERAL CREDIT UNION
5508 CITRUS BLVD
HARAHAN, LA 70123
* $ 317,295,000 1 $ 172,000
GUARANTY SAVINGS BANK
3798 VETERANS BOULEVARD
METAIRIE, LA 70002
* $ 271,276,000 1 $ 356,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 1 $ 43,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 232,000
HOPE FEDERAL CREDIT UNION
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 124,288,000 1 $ 125,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 157,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 280,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 154,000
AMERICAHOMEKEY, INC
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 87,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 136,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 184,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 188,000
CAMPUS FEDERAL CREDIT UNION
6230 PERKINS ROAD
BATON ROUGE, LA 70808
* $ 434,811,000 1 $ 5,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 248,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 72,000
LIBERTY BANK AND TRUST COMPANY
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 423,239,000 1 $ 185,000
PRIORITYONE BANK
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 489,592,000 1 $ 130,000
MISSISSIPPI RIVER BANK
8435 HWY 23
BELLE CHASSE, LA 70037
* $ 169,587,000 1 $ 127,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 1 $ 38,000
GULF COAST COMMUNITY FEDERAL CREDIT UNION
12364 HWY 49
GULFPORT, MS 39503
* $ 60,581,000 1 $ 96,000
ROSE ACCEPTANCE, INC.
241 EAST SAGINAW/PO BOX 980
EAST LANSING, MI 48826
* $ 412,768,000 1 $ 60,000
OMNI BANK
2900 RIDGELAKE DR
METAIRIE, LA 70002
* $ 746,695,000 1 $ 72,000
BEST MORTGAGE RESOURCE
4509 VETERANS MEMORIAL BLVD SUITE A
METARIE, LA 70006
* $ 2,223,299,000 1 $ 179,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 135,000
METAIRIE BANK & TRUST COMPANY
3344 METAIRIE ROAD
METAIRIE, LA 70001
* $ 324,146,000 1 $ 62,000
BANK OF LOUISIANA
300 ST. CHARLES AVE.
NEW ORLEANS, LA 70130
* $ 91,921,000 1 $ 42,000
NASA FEDERAL CREDIT UNION
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 1,083,188,000 1 $ 157,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,639,987,000 1 $ 12,000
THE PEOPLES BANK, BILOXI, MISSISSIPPI
152 LAMEUSE ST
BILOXI, MS 39530
* $ 864,312,000 1 $ 96,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 166,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 140,000
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI
P. O. BOX 265
LAUREL, MS 39441
* $ 631,999,000 1 $ 51,000
CENTURY BANK
P O BOX 647
LUCEDALE, MS 39452
* $ 244,431,000 1 $ 97,000
BANKFIRST FINANCIAL SERVICES
110 SOUTH JEFFERSON
MACON, MS 39341
* $ 723,147,000 1 $ 85,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Pearl River County MS in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,510 $212,089,000 $140,000 $6,820,000 $71,000 $1,313,000
Home Purchase 879 $93,661,000 $106,000 $500,000 $55,000 $628,000
Home Improvement 247 $8,124,000 $32,000 $220,000 $54,000 $575,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,099 $239,649,000 $114,000 $500,000 $68,000 $1,313,000
Black or African American 185 $17,324,000 $93,000 $344,000 $49,000 $300,000
Not Provided 165 $20,161,000 $122,000 $345,000 $62,000 $540,000
Not applicable 110 $28,503,000 $259,000 $6,820,000 $6,000 $140,000
Hispanic 56 $5,904,000 $105,000 $293,000 $73,000 $252,000
American Indian or Alaskan Native 12 $832,000 $69,000 $130,000 $68,000 $378,000
Asian 8 $1,435,000 $179,000 $700,000 $115,000 $500,000
Native Hawaiian or Other Pacific Islander 1 $66,000 $66,000 $66,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,823 $205,817,000 $112,000 $6,820,000 $69,000 $879,000
FHA-insured (Federal Housing Administration) 559 $74,447,000 $133,000 $349,000 $52,000 $1,080,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 173 $20,264,000 $117,000 $228,000 $40,000 $90,000
VA-guaranteed (Veterans Administration) 81 $13,346,000 $164,000 $349,000 $75,000 $1,313,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,080 $129,958,000 $120,000 $6,820,000 $72,000 $879,000
Application Denied By Financial Institution 668 $70,143,000 $105,000 $417,000 $52,000 $1,080,000
Loan Purchased By The Institution 409 $54,351,000 $132,000 $349,000 $50,000 $612,000
Application Withdrawn By Applicant 336 $44,441,000 $132,000 $500,000 $78,000 $1,313,000
Application Approved But Not Accepted 95 $8,643,000 $90,000 $261,000 $67,000 $623,000
File Closed For Incompleteness 48 $6,338,000 $132,000 $290,000 $73,000 $540,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 179 $15,189,000 $84,000 $280,000 $52,000 $200,000
Debt-To-Income Ratio 94 $13,102,000 $139,000 $356,000 $42,000 $186,000
Collateral 57 $8,443,000 $148,000 $347,000 $71,000 $228,000
Other 37 $4,813,000 $130,000 $417,000 $89,000 $575,000
Credit Application Incomplete 25 $3,943,000 $157,000 $342,000 $71,000 $174,000
Unverifiable Information 12 $1,520,000 $126,000 $245,000 $60,000 $224,000
Employment History 5 $574,000 $114,000 $241,000 $44,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 5 $586,000 $117,000 $228,000 $18,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List