Otsego County NY
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage statistics and lending data for the Otsego County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Otsego County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,234
Total Mortgage Loan Application Amount $361,129,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $803,000
Average Applicant Income $63,000
Highest Applicant Income $7,999,000

Mortgage Company List for Lending in Otsego County NY for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 3,693,531,000 392 $ 29,596,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 307 $ 29,474,000
WILBER NATIONAL BANK
245 MAIN STREET P.O. BOX 430
ONEONTA, NY 13820
* $ 708,340,000 256 $ 11,670,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 42,042,160,000 256 $ 18,908,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 227 $ 30,142,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 201 $ 19,708,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 158 $ 11,586,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 147 $ 17,865,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 119 $ 10,160,000
JPMORGAN CHASE BANK
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 89 $ 6,429,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 87 $ 9,298,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 179,362,000,000 86 $ 5,748,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 75 $ 6,970,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 75,319,362,000 72 $ 4,256,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 67 $ 4,342,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 66 $ 3,896,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 32,664,121,000 60 $ 6,193,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 56 $ 3,863,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 55 $ 5,498,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 53 $ 4,414,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 46 $ 5,034,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 46 $ 4,363,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 46 $ 3,372,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 42 $ 2,165,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 40 $ 2,545,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 38 $ 2,288,000
SIDNEY FEDERAL CREDIT UNION
42 UNION ST
SIDNEY, NY 13838
* $ 198,612,000 37 $ 1,801,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 36 $ 2,850,000
HSBC MORTGAGE CORPORATION
ONE HSBC CENTER
BUFFALO, NY 14203
* $ 86,415,769,000 33 $ 3,011,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 57,441,766,000 31 $ 4,642,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 28 $ 1,945,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 27 $ 2,844,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 26 $ 2,621,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 26 $ 2,485,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 26 $ 2,673,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 23 $ 2,122,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 23 $ 2,821,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 20 $ 1,534,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 20 $ 855,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 20 $ 894,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 19 $ 2,489,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 19 $ 1,576,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 19 $ 1,430,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 19 $ 1,692,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 18 $ 1,967,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 18 $ 1,056,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 17 $ 1,020,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 17 $ 1,412,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 17 $ 717,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 15 $ 1,378,000
FIRST FRANKLIN FINANCIAL CORP.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 15 $ 1,459,000
TAMMAC CORPORATION
275 MUNDAY STREET
WILKES BARRE, PA 18702
* $ 10,000,000 15 $ 741,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,066,957,000 14 $ 502,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 14 $ 982,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 14 $ 3,471,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 14 $ 1,195,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 14 $ 1,651,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 135,995,000 13 $ 656,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 13 $ 1,018,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 44,835,341,000 13 $ 1,051,000
FORWARD FINANCIAL
70 GRAY ROAD
WEST FALMOUTH, ME 04105
* $ 43,255,000 12 $ 664,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 11 $ 864,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 11 $ 1,212,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 10 $ 1,534,000
HOME CONSULTANTS
473 EASTON TURNPIKE STE A
LAKE ARIEL, PA 18436
* $ 10,000,000 10 $ 616,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 10 $ 693,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 10 $ 989,000
HSBC BANK, USA
ONE HSBC CENTER/24TH FLOOR
BUFFALO, NY 14203
* $ 86,415,769,000 10 $ 509,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 6,363,082,000 9 $ 1,090,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 9 $ 885,000
BSB BANK & TRUST COMPANY
58-68 EXCHANGE STREET
BINGHAMTON, NY 13901
* $ 2,034,039,000 8 $ 459,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 498,676,000,000 8 $ 635,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 8 $ 816,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 8 $ 305,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 316,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 8 $ 890,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 7 $ 610,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 7 $ 566,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 497,000
BANK OF RICHMONDVILLE
857 EAST MAIN STREET
COBLESKILL, NY 12043
* $ 93,832,000 7 $ 350,000
BNC MORTGAGE
1901 MAIN ST
IRVINE, CA 92614
* $ 10,000,000 7 $ 796,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 7 $ 626,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 372,437,000 6 $ 462,000
ASTORIA FEDERAL SAVINGS & LOAN
ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, NY 11042
* $ 21,448,460,000 6 $ 393,000
CONSECO BANK, INC.
2825 E. COTTONWOOD PARKWAY, SUITE 230
SALT LAKE CITY, UT 84121
* $ 3,042,016,000 6 $ 104,000
FIRST MUTUAL BANK
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 6 $ 59,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 6 $ 353,000
SIB MORTGAGE CORP.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 6 $ 935,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 39,750,759,000 6 $ 544,000
NATIONAL CITY HOME LOAN SERVIC
1900 E 9TH ST
CLEVELAND, OH 44114
* $ 15,000,000,000 6 $ 306,000
PARTNERS TRUST BANK
233 GENESEE ST
UTICA, NY 13501
* $ 1,336,847,000 6 $ 555,000
REFINANCE.COM
60 OAK DRIVE
SYOSSET, NY 11791
* $ 10,000,000 5 $ 416,000
WEBSTER BANK
609 WEST JOHNSON AVE
CHESHIRE, CT 06410
* $ 13,354,305,000 5 $ 987,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 728,315,000 5 $ 267,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 11,903,989,000 4 $ 281,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 1,494,774,000 4 $ 400,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 289,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 4 $ 337,000
ADIRONDACK BANK, NA
67 MAIN STREET, PO BOX 750
SARANAC LAKE, NY 12983
* $ 238,046,000 4 $ 233,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 4 $ 250,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 4 $ 659,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 17,521,326,000 4 $ 254,000
ROME SAVINGS BANK
100 W. DOMINICK STREET
ROME, NY 13442
* $ 250,037,000 4 $ 397,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 4 $ 148,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 3 $ 400,000
LOANSTREAM, INC.
6000 LEGACY DRIVE
PLANO, TX 75024
* $ 5,478,710,000 3 $ 342,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 493,672,000 3 $ 179,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 3 $ 216,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 3 $ 271,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 3 $ 543,000
MORTGAGE AMENITIES CORP.
25 BLACKSTONE VALLEY PLACE
LINCOLN, RI 02865
* $ 10,000,000 3 $ 421,000
MSDW CREDIT CORPORATION
2500 LAKE COOK RD
RIVERWOODS, IL 60015
* $ 10,000,000 3 $ 376,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 3 $ 506,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 3 $ 201,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 23,392,515,000 2 $ 168,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 2,931,538,000 2 $ 123,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 2 $ 141,000
FIRST MUTUAL CORP.
523 HOLLYWOOD AVENUE
CHERRY HILL, NJ 08002
* $ 10,000,000 2 $ 283,000
MUNICIPAL CREDIT UNION
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 1,051,985,000 2 $ 95,000
HUDSON RIVER BANK AND TRUST CO
ONE HUDSON CITY CENTRE
HUDSON, NY 12534
* $ 2,462,693,000 2 $ 98,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 272,504,000 2 $ 93,000
HARTFORD FUNDING LTD
2040 OCEAN AVENUE
RONKONKOMA, NY 11779
* $ 10,000,000 2 $ 96,000
CHAMPION ENTERPRISE
10801 MASTIN DRIVE
OVERLAND PARK, KS 66210
* $ 10,000,000 2 $ 148,000
CHAPEL MORTGAGE
593 RANCOCAS ROAD PO BOX 550
RANCOCAS, NJ 08073
* $ 10,000,000 2 $ 376,000
ACCESS NATIONAL MORTGAGE
1800 ROBERT FULTON DRIVE, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 148,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 2 $ 190,000
EASTERN BANK
195 MARKET ST
LYNN, MA 01901
* $ 4,414,361,000 2 $ 74,000
INTEGRITY HOME FUNDING, LLC
197 W. SPRING VALLEY AVENUE
MAYWOOD, NJ 07607
* $ 10,000,000 2 $ 428,000
M&M RESOURCES UNLIMITED INC
470 LONG POND RD SUITE 205
ROCHESTER, NY 14612
* $ 10,000,000 2 $ 166,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 215,000
ALLIANCE MORTGAGE BANKING CORP
3601 HEMPSTEAD TURNPIKE SUITE 305
LEVITTOWN, NY 11756
* $ 10,000,000 2 $ 130,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 12,811,549,000 2 $ 124,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 4,586,886,000 2 $ 222,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 2 $ 179,000
UNITED MORTGAGE CORP
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 2 $ 217,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 26,811,000 2 $ 151,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 2 $ 111,000
USALLIANCE FEDERAL CREDIT UNION
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 518,698,000 1 $ 128,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 8,976,215,000 1 $ 32,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 505,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 1 $ 63,000
THE NEW YORK MORTGAGE COMPANY
1301 AVENUE OF THE AMERICAS
NEW YORK, NY 10019
* $ 10,000,000 1 $ 250,000
THE WARWICK SAVINGS BANK
C/O PROVIDENT BANK 400 RELLA BLVD
MONTEBELLO, NY 10901
* $ 736,140,000 1 $ 125,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 1,943,893,000 1 $ 49,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 1,621,844,000 1 $ 39,000
TRUSTCO BANK
5 SARNOWSKI DRIVE
GLENVILLE, NY 12302
* $ 2,656,709,000 1 $ 30,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 513,024,000 1 $ 74,000
SOMERSET INVESTORS CORP.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 113,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 50,569,489,000 1 $ 31,000
SUFFOLK
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 474,036,000 1 $ 108,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 1 $ 60,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 1 $ 185,000
OPTEUM FINANCIAL SERVICES LLC
WEST 115 CENTURY ROAD - 3RD FLOOR
PARAMUS, NJ 07652
* $ 10,000,000 1 $ 96,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 24,000
PATHFINDER BANK
214 WEST FIRST STREET
OSWEGO, NY 13126
* $ 280,883,000 1 $ 84,000
PFF BANK & TRUST
P O BOX 2789 , 9337 MILLIKEN AVE.
RANCHO CUCAMONGA, CA 91729
* $ 3,014,882,000 1 $ 500,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 1 $ 32,000
OSWEGO COUNTY NATIONAL BANK
120 MADISON STREET, 17TH FLOOR
SYRACUSE, NY 13202
* $ 225,000,000 1 $ 61,000
AURORA LOAN SERVICES
10350 PARK MEADOWS DRIVE
LITTLETON, CO 80124
* $ 10,000,000 1 $ 50,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 597,854,000 1 $ 119,000
ALLIANCE MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 1 $ 125,000
ALLIANCE BANK NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 775,196,000 1 $ 344,000
AMERICAN MORTGAGE EXPRESS CORP
136 GAITHER DRIVE
MOUNT LAUREL, NJ 08054
* $ 10,000,000 1 $ 126,000
AMERICAN EXPRESS CENTURION BK
4315 SOUTH 2700 WEST
SALT LAKE CITY, UT 84184
* $ 18,758,816,000 1 $ 32,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 337,000
ACCESS
6 FRANKLIN AVE
CLINTON, NY 13323
* $ 64,116,000 1 $ 4,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 1 $ 99,000
ISLAND
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 273,438,000 1 $ 150,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 573,752,000 1 $ 127,000
EHOMECREDIT CORP
100 GARDEN CITY PLAZA SUITE 500
GARDEN CITY, NY 11530
* $ 10,000,000 1 $ 48,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 59,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 1 $ 88,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 68,000
COMMERCE BANK, NA
2059 SPINGDALE ROAD
CHERRY HILL, NJ 08003
* $ 10,148,242,000 1 $ 60,000
COMMERCE BANK, NORTH
6000 ATRIUM WAY
MOUNT LAUREL, NJ 08054
* $ 1,913,260,000 1 $ 60,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 1 $ 107,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 251,241,000 1 $ 15,000
BNY MORTGAGE COMPANY
335 RIFLE CAMP RD
WEST PATERSON, NJ 07424
* $ 74,959,841,000 1 $ 51,000
BERKSHIRE FINANCIAL GROUP
585 N. GANNON AVENUE
STATEN ISLAND, NY 10314
* $ 10,000,000 1 $ 78,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 11,591,871,000 1 $ 100,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 1 $ 79,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 14,144,542,000 1 $ 495,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 74,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 143,515,000 1 $ 32,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 43,721,511,000 1 $ 25,000
NATIONS STANDARD MORTGAGE CORP
150 WHITE PLAINS RD SUITE 108
TARRYTOWN, NY 10591
* $ 10,000,000 1 $ 275,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 1 $ 80,000
MORTGAGE LINE FINANCIAL CORP.
135 CROSSWAYS PARK DRIVE, SUITE 401
WOODBURY, NY 11797
* $ 10,000,000 1 $ 202,000
MORTGAGE SERVICES INC.
2323 N MAYFAIR RD
WAUWATOSA, WI 53226
* $ 3,668,754,000 1 $ 157,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 356,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 488,502,000 1 $ 20,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 265,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 85,000
DOLLAR MORTGAGE CORPORATION
7578 EL CAJON BOULEVARD
LA MESA, CA 91941
* $ 10,000,000 1 $ 89,000
EQUITY NOW INC.
215 LEXINGTON AVENUE, SUITE 1702
NEW YORK, NY 10016
* $ 10,000,000 1 $ 234,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 112,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 48,000
GPO FEDERAL CREDIT UNION
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 74,025,000 1 $ 11,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 13,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 1 $ 37,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 48,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 46,000
GHS FEDERAL CREDIT UNION
910 FRONT STREET BINGHAMTON NY 13905
BINGHAMTON, NY 13905
* $ 71,615,000 1 $ 82,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Otsego County NY in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 2,794 $248,252,000 $88,000 $639,000 $64,000 $7,999,000
Home Purchase (one-to-four family) 1,116 $104,742,000 $93,000 $607,000 $65,000 $1,000,000
Home Improvement (one-to-four family) 317 $6,242,000 $19,000 $105,000 $52,000 $1,137,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 7 $1,893,000 $270,000 $803,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,195 $265,315,000 $83,000 $803,000 $64,000 $5,858,000
Information not provided by applicant in mail or telephone application 715 $62,912,000 $87,000 $607,000 $72,000 $7,999,000
Not applicable 183 $19,935,000 $108,000 $639,000 $19,000 $792,000
Other 62 $5,202,000 $83,000 $229,000 $49,000 $540,000
Hispanic 37 $4,456,000 $120,000 $480,000 $89,000 $316,000
Black 18 $1,458,000 $81,000 $185,000 $52,000 $102,000
Asian or Pacific Islander 13 $1,281,000 $98,000 $243,000 $80,000 $255,000
American Indian or Alaskan Native 11 $570,000 $51,000 $120,000 $35,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,063 $349,268,000 $85,000 $803,000 $67,000 $7,999,000
FHA-insured (Federal Housing Administration) 141 $9,720,000 $68,000 $150,000 $29,000 $90,000
VA-guaranteed (Veterans Administration) 24 $1,762,000 $73,000 $130,000 $29,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $379,000 $63,000 $79,000 $21,000 $38,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,837 $157,379,000 $85,000 $803,000 $70,000 $5,858,000
Application Denied By Financial Institution 1,089 $82,563,000 $75,000 $540,000 $59,000 $7,999,000
Application Withdrawn By Applicant 455 $38,562,000 $84,000 $607,000 $65,000 $1,000,000
Application Approved But Not Accepted 405 $36,562,000 $90,000 $639,000 $66,000 $470,000
Loan Purchased By The Institution 342 $35,828,000 $104,000 $550,000 $37,000 $1,435,000
File Closed For Incompleteness 106 $10,235,000 $96,000 $323,000 $103,000 $1,137,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 268 $16,930,000 $63,000 $396,000 $47,000 $540,000
Other 135 $10,743,000 $79,000 $360,000 $52,000 $996,000
Collateral 134 $11,619,000 $86,000 $337,000 $62,000 $545,000
Debt-To-Income Ratio 130 $8,485,000 $65,000 $540,000 $41,000 $167,000
Credit Application Incomplete 112 $10,406,000 $92,000 $322,000 $58,000 $721,000
Unverifiable Information 17 $1,906,000 $112,000 $356,000 $110,000 $636,000
Employment History 15 $1,528,000 $101,000 $356,000 $44,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 7 $745,000 $106,000 $224,000 $59,000 $126,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List