Oswego County NY
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage statistics and lending data for the Oswego County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Oswego County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,757
Total Mortgage Loan Application Amount $330,659,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $2,155,000
Average Applicant Income $63,000
Highest Applicant Income $1,704,000

Mortgage Company List for Lending in Oswego County NY for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,381,536,000 681 $ 35,418,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 8,494,486,000 207 $ 11,012,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,610,580,000,000 201 $ 23,275,000
PATHFINDER BANK
214 WEST 1ST STREET
OSWEGO, NY 13126
* $ 124,697,000 149 $ 16,517,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 140 $ 16,094,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 127 $ 8,241,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,333,510,000 126 $ 8,082,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 8,198,830,000 119 $ 6,491,000
FULTON SAVINGS BANK
41 SOUTH FIRST STREET
FULTON, NY 13069
* $ 378,234,000 111 $ 10,109,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 97 $ 12,311,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 85 $ 10,332,000
OSWEGO COUNTY
90 EAST BRIDGE STREET
OSWEGO, NY 13126
* $ 68,472,000 81 $ 1,393,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 77 $ 4,596,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 122,099,687,000 76 $ 6,314,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 63 $ 7,028,000
PATHFINDER BANK
214 WEST FIRST STREET
OSWEGO, NY 13126
* $ 622,531,000 60 $ 6,769,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 58 $ 6,729,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 57 $ 7,176,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 45 $ 4,834,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 41 $ 5,696,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 39 $ 3,946,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 35 $ 3,434,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 34 $ 3,207,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 32 $ 2,687,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ 10,000,000 32 $ 4,136,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 31 $ 2,792,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 31 $ 4,681,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 15,536,515,000 27 $ 3,074,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 25 $ 3,575,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 24 $ 2,919,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 24 $ 4,168,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 22 $ 2,012,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 20 $ 1,180,000
SOLVAY BANK
1537 MILTON AVE
SOLVAY, NY 13209
* $ 815,430,000 20 $ 2,666,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 19 $ 2,265,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 19 $ 2,407,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 7,811,263,000 18 $ 1,423,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,764,654,000 18 $ 2,036,000
SENECA SAVINGS
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 138,017,000 18 $ 2,303,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 18 $ 2,052,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 16 $ 1,291,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 15 $ 1,973,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 14 $ 290,000
NORTHERN CREDIT UNION
120 FACTORY ST
WATERTOWN, NY 13601
* $ 217,606,000 14 $ 1,584,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 3,043,252,000 14 $ 610,000
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
2208 WEST GENESEE STREET
SYRACUSE, NY 13219
* $ 538,182,000 13 $ 1,616,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 953,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 6,823,816,000 12 $ 330,000
COUNTRYSIDE FEDERAL CREDIT UNION
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 134,741,000 12 $ 1,002,000
CORE FEDERAL CREDIT UNION
7200 KIRKVILLE RD
EAST SYRACUSE, NY 13057
* $ 100,701,000 11 $ 74,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 11 $ 1,277,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 11 $ 1,548,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 11 $ 1,445,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 10 $ 123,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 3,479,565,000 10 $ 808,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 108,064,717,000 10 $ 242,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 9 $ 1,668,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 9 $ 1,424,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ 10,000,000 9 $ 1,277,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 786,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 8 $ 1,043,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 8 $ 1,059,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 39,860,456,000 7 $ 726,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 780,568,000 7 $ 228,000
SYRACUSE FIRE DEPARTMENT EMPLOYEES
211 WILKINSON ST
SYRACUSE, NY 13204
* $ 80,744,000 6 $ 714,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 11,567,246,000 6 $ 404,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 6 $ 710,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 6 $ 727,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 6 $ 550,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 6 $ 343,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 6 $ 811,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,299,801,000,000 6 $ 517,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 5 $ 245,000
SECNY FEDERAL CREDIT UNION
2235 DOWNER STREET
BALDWINSVILLE, NY 13027
* $ 164,328,000 5 $ 313,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 5 $ 814,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,654,173,000 5 $ 176,000
LANDMARK COMMUNITY BANK
2 S MAIN STREET
PITTSTON, PA 18640
* $ 284,072,000 5 $ 406,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 961,290,000 4 $ 480,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 504,343,000 4 $ 433,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,649,486,000 4 $ 469,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
1001 LYNCH ST., MO 63118
* $ 1,552,519,000 4 $ 466,000
SAVANNAH BANK NATIONAL ASSOCIATION
1565 MAIN STREET
SAVANNAH, NY 13146
* $ 142,180,000 4 $ 257,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 325,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 4 $ 768,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 4 $ 473,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 294,000
ADIRONDACK BANK
185 GENESEE ST
UTICA, NY 13501
* $ 733,327,000 3 $ 722,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 395,581,000 3 $ 214,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 202,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 947,219,000 3 $ 399,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 524,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 348,291,098,000 3 $ 307,000
CARTHAGE FEDERAL SAVINGS AND LOAN ASSOCIATION
313 STATE STREET
CARTHAGE, NY 13619
* $ 192,343,000 3 $ 407,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 3 $ 232,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 867,466,000 2 $ 177,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 2 $ 380,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 112,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 2 $ 343,000
ACCESS
6 FRANKLIN AVE
CLINTON, NY 13323
* $ 154,151,000 2 $ 26,000
ACMG FEDERAL CREDIT UNION
1753 MILTON AVENUE
SOLVAY, NY 13209
* $ 56,925,000 2 $ 149,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 491,974,000 2 $ 134,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 246,485,756,000 2 $ 40,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 19,460,442,000 2 $ 342,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ 2,415,000 2 $ 87,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 279,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 2 $ 201,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 237,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 156,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 183,138,215,000 2 $ 209,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 2 $ 250,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ 10,000,000 2 $ 361,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 312,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 5,666,403,000 1 $ 137,000
RESMAC, INC.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 1 $ 87,000
ALL WESTERN MORTGAGE, INC.
8345 W SUNSET RD SUITE 380
LAS VEGAS, NV 89113
* $ 10,000,000 1 $ 328,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 1 $ 50,000
STEUBEN TRUST COMPANY
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 489,956,000 1 $ 455,000
INTERSTATE HOME LOAN CENTER, INC.
40 MARCUS DRIVE SUITE 100
MELVILLE, NY 11710
* $ 10,000,000 1 $ 136,000
WATERTOWN SAVINGS BANK
111 CLINTON ST
WATERTOWN, NY 13601
* $ 587,716,000 1 $ 15,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 367,680,000 1 $ 33,000
FINGER LAKES
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 106,718,000 1 $ 48,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,397,488,000 1 $ 60,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 267,381,000 1 $ 80,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 1 $ 60,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 69,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 117,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 1 $ 189,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 80,000
PRIORITY FUNDING LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 1 $ 19,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 26,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 38,450,416,000 1 $ 50,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 437,168,000 1 $ 35,000
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
265 SUB WAY
MILFORD, CT 06461
* $ 197,989,000 1 $ 51,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,172,144,000 1 $ 143,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 12,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 4,249,486,000 1 $ 100,000
SCIENT FEDERAL CREDIT UNION
60 COLVER AVENUE
GROTON, CT 06340
* $ 229,705,000 1 $ 90,000
POLISH & SLAVIC FEDERAL CREDIT UNION
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 1,687,941,000 1 $ 60,000
ARDENT FEDERAL CREDIT UNION
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19130
* $ 607,793,000 1 $ 182,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 954,868,000 1 $ 236,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 69,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 988,439,000 1 $ 5,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 71,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Oswego County NY in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,852 $206,596,000 $111,000 $2,155,000 $61,000 $450,000
Refinancing 1,078 $108,145,000 $100,000 $446,000 $69,000 $1,704,000
Home Improvement 827 $15,918,000 $19,000 $377,000 $61,000 $970,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,154 $266,273,000 $84,000 $520,000 $68,000 $1,704,000
Not applicable 318 $36,659,000 $115,000 $2,155,000 $9,000 $178,000
Not Provided 206 $21,181,000 $102,000 $446,000 $70,000 $591,000
Hispanic 30 $2,041,000 $68,000 $204,000 $59,000 $121,000
American Indian or Alaskan Native 16 $1,027,000 $64,000 $143,000 $55,000 $103,000
Black or African American 16 $1,064,000 $66,000 $228,000 $81,000 $400,000
Asian 14 $2,247,000 $160,000 $275,000 $145,000 $360,000
Native Hawaiin or Other Pacific Islander 3 $167,000 $55,000 $130,000 $55,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,513 $187,876,000 $74,000 $2,155,000 $72,000 $1,704,000
FHA-insured (Federal Housing Administration) 844 $87,214,000 $103,000 $275,000 $42,000 $166,000
VA-guaranteed (Veterans Administration) 304 $45,098,000 $148,000 $446,000 $60,000 $293,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 96 $10,471,000 $109,000 $207,000 $36,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,074 $174,516,000 $84,000 $2,155,000 $69,000 $970,000
Application Denied By Financial Institution 790 $61,443,000 $77,000 $920,000 $61,000 $1,704,000
Loan Purchased By The Institution 444 $50,564,000 $113,000 $291,000 $29,000 $360,000
Application Withdrawn By Applicant 229 $24,677,000 $107,000 $413,000 $78,000 $419,000
File Closed For Incompleteness 123 $9,878,000 $80,000 $446,000 $55,000 $190,000
Application Approved But Not Accepted 97 $9,581,000 $98,000 $500,000 $75,000 $450,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 156 $6,300,000 $40,000 $239,000 $58,000 $691,000
Collateral 103 $10,179,000 $98,000 $360,000 $73,000 $637,000
Debt-To-Income Ratio 95 $6,179,000 $65,000 $413,000 $42,000 $133,000
Other 52 $3,443,000 $66,000 $214,000 $59,000 $172,000
Credit Application Incomplete 42 $4,126,000 $98,000 $230,000 $129,000 $1,704,000
Unverifiable Information 11 $1,612,000 $146,000 $920,000 $48,000 $67,000
Employment History 11 $677,000 $61,000 $143,000 $57,000 $116,000
Mortgage Insurance Denied 10 $958,000 $95,000 $251,000 $56,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,062,000 $118,000 $246,000 $57,000 $91,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

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