Unlock detailed Osceola County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 959 |
Total Mortgage Loan Application Amount | $87,808,000 |
Average Mortgage Loan Application Amount | $91,000 |
Highest Mortgage Loan Application Amount | $406,000 |
Average Applicant Income | $52,000 |
Highest Applicant Income | $751,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 248,819,000 | 1 | $ 18,000 |
ALLEN MORTGAGE, LLC P.O. BOX 1168 CENTENNIAL PARK, AZ 86021 |
* | $ 10,000,000 | 1 | $ 140,000 |
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 9 | $ 1,280,000 |
AMERA MORTGAGE CORPORATION 1050 CORPORATE OFFICE DR #200 MILFORD, MI 48381 |
* | $ 1,300,000,000 | 1 | $ 60,000 |
AMERICAN GENERAL FIN.SERV.(DE) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 1 | $ 40,000 |
AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 1,476,384,000 | 1 | $ 213,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 71,000 |
ARBOR MORTGAGE CORPORATION 2311 EAST BELTLINE AVE SE 200 GRAND RAPIDS, MI 49546 |
* | $ 15,555,000 | 20 | $ 2,606,000 |
ASSURITY FINANCIAL SERVICES 6025 SOUTH QUEBEC STREET, #260 ENGLEWOOD, CO 80111 |
* | $ 10,000,000 | 1 | $ 126,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 39 | $ 4,076,000 |
BANK OF ANN ARBOR 1333 W ANN ARBOR ROAD ANN ARBOR, MI 48185 |
* | $ 489,167,000 | 1 | $ 156,000 |
BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 3 | $ 183,000 |
BYRON BANK 2445 84TH STREET SW BYRON CENTER, MI 49316 |
* | $ 837,948,000 | 2 | $ 407,000 |
CAPITAL MORTGAGE FUNDING, LLC 17170 WEST 12 MILE ROAD SOUTHFIELD, MI 48076 |
* | $ 10,000,000 | 1 | $ 113,000 |
CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 1 | $ 17,000 |
CHEMICAL BANK 333 E MAIN STREET MIDLAND, MI 48640 |
* | $ 3,866,622,000 | 156 | $ 9,645,000 |
CHICAGO BANCORP 300 N. ELIZABETH ST., STE3E CHICAGO, IL 60607 |
* | $ 10,000,000 | 1 | $ 200,000 |
CHOICEONE BANK 109 E. DIVISION ST. SPARTA, MI 49345 |
* | $ 460,219,000 | 1 | $ 298,000 |
CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 30 | $ 2,317,000 |
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 1 | $ 139,000 |
CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 13 | $ 452,000 |
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 12 | $ 1,249,000 |
CITIZENS BANK 328 S SAGINAW ST FLINT, MI 48502 |
* | $ 12,266,600,000 | 114 | $ 8,366,000 |
COMERICA BANK 500 WOODWARD AVE - MC 3352 DETROIT, MI 48226 |
* | $ 67,597,552,000 | 2 | $ 43,000 |
COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 13 | $ 1,515,000 |
D & R MORTGAGE CORP 29870 MIDDLEBELT ROAD FARMINGTON HILLS, MI 48334 |
* | $ 10,000,000 | 1 | $ 107,000 |
DELTA COMMUNITY CREDIT UNION 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 2,884,364,000 | 1 | $ 91,000 |
DORT FINANCIAL CREDIT UNION 9048 HOLLY ROAD GRAND BLANC, MI 48439 |
* | $ 380,561,000 | 1 | $ 102,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 149,000 |
EQUITY SERVICES, INC. 5711 SIX FORKS ROAD, STE 201 RALEIGH, NC 27609 |
* | $ 10,000,000 | 1 | $ 80,000 |
EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 2 | $ 196,000 |
EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 72,000 |
FEDCOM CREDIT UNION 150 ANN ST NW GRAND RAPIDS, MI 49321 |
* | $ 42,181,000 | 1 | $ 135,000 |
FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 12 | $ 890,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 38 | $ 4,157,000 |
FIFTH THIRD MORTGAGE, MI LLC 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 48,969,000 | 60 | $ 6,629,000 |
FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ 10,498,000 | 1 | $ 53,000 |
FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 409,625,000 | 17 | $ 628,000 |
FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,311,463,000 | 3 | $ 325,000 |
FIRSTBANK - ALMA MORTGAGE CO 311 WOODWORTH AVE. ALMA, MI 48801 |
* | $ 260,365,000 | 1 | $ 75,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 33 | $ 2,865,000 |
FOUNDERS BANK & TRUST 5200 CASCADE ROAD SE GRAND RAPIDS, MI 49546 |
* | $ 376,057,000 | 1 | $ 296,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 55,000 |
FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 194,000 |
GENISYS CREDIT UNION 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 1,215,323,000 | 1 | $ 65,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 5 | $ 697,000 |
GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ 10,000,000 | 12 | $ 1,963,000 |
GUARDIAN MORTGAGE COMPANY, INC 100 N. CENTRAL EXPRESSWAY SUITE 190 RICHARDSON, TX 75083 |
* | $ 10,000,000 | 1 | $ 302,000 |
HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 2 | $ 254,000 |
HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 1 | $ 9,000 |
INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 2,953,214,000 | 2 | $ 25,000 |
INDEPENDENT MORTGAGE CO 230 W MAIN ST IONIA, MI 48846 |
* | $ 2,953,214,000 | 13 | $ 1,203,000 |
ISABELLA BANK 139 E. BROADWAY MOUNT PLEASANT, MI 48858 |
* | $ 1,083,993,000 | 32 | $ 3,088,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 52 | $ 5,574,000 |
LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 1,488,726,000 | 9 | $ 446,000 |
MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ 11,800,000 | 2 | $ 153,000 |
MERCANTILE BANK MTG CO LLC 4613 ALPINE AVE NW COMSTOCK PARK, MI 49321 |
* | $ 698,000,000 | 1 | $ 71,000 |
METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 12 | $ 1,308,000 |
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 1,569,230,000 | 2 | $ 189,000 |
MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 1 | $ 80,000 |
MILL CITY CREDIT UNION 9999 WAYZATA BOULEVARD MINNETONKA, MN 55305 |
* | $ 238,577,000 | 2 | $ 215,000 |
MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 1 | $ 255,000 |
MONARCH COMMUNITY BANK 375 N WILLOWBROOK RD COLDWATER, MI 49036 |
* | $ 291,479,000 | 2 | $ 248,000 |
MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY PLYMOUTH, MI 48034 |
* | $ 30,000,000 | 3 | $ 367,000 |
MOUNTAIN STATES MORTGAGE 1333 E 9400 S SANDY, UT 84093 |
* | $ 10,000,000 | 1 | $ 137,000 |
NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 117,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 105,000 |
NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 30,307,736,000 | 1 | $ 150,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 3 | $ 286,000 |
NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 1 | $ 125,000 |
NPB MORTGAGE LLC 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 145,000,000 | 2 | $ 317,000 |
ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 1 | $ 67,000 |
PARDA 2601 CAMBRIDGE CT, STE 210 AUBURN HILLS, MI 48326 |
* | $ 163,547,000 | 1 | $ 40,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 40 | $ 4,140,000 |
PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 2 | $ 342,000 |
PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 4 | $ 483,000 |
RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 61,000 |
SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 3 | $ 318,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 4 | $ 490,000 |
TCF NATIONAL BANK 2508 LOUISE AVE S (002-01-P) SIOUX FALLS, SD 57106 |
* | $ 16,703,060,000 | 1 | $ 40,000 |
THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504 |
* | $ 180,373,000 | 10 | $ 962,000 |
THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 53,586,626,000 | 43 | $ 3,866,000 |
TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 50,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 7 | $ 857,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 3 | $ 180,000 |
VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ 10,000,000 | 1 | $ 140,000 |
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 31 | $ 3,371,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 7 | $ 806,000 |
WEST MICHIGAN CREDIT UNION 1319 FRONT AVE NW GRAND RAPIDS, MI 49504 |
* | $ 87,621,000 | 14 | $ 930,000 |
WILDFIRE CREDIT UNION 6640 BAY RD SAGINAW, MI 48604 |
* | $ 454,334,000 | 3 | $ 164,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 644 | $71,554,000 | $111,000 | $406,000 | $53,000 | $381,000 |
Home Purchase | 173 | $12,864,000 | $74,000 | $249,000 | $52,000 | $751,000 |
Home Improvement | 142 | $3,390,000 | $23,000 | $250,000 | $49,000 | $298,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 804 | $73,422,000 | $91,000 | $406,000 | $55,000 | $751,000 |
Not applicable | 81 | $7,678,000 | $94,000 | $320,000 | $21,000 | $153,000 |
Not Provided | 59 | $5,141,000 | $87,000 | $271,000 | $48,000 | $236,000 |
Hispanic | 12 | $1,389,000 | $115,000 | $298,000 | $61,000 | $182,000 |
American Indian or Alaskan Native | 2 | $107,000 | $53,000 | $102,000 | $35,000 | $42,000 |
Native Hawaiian or Other Pacific Islander | 1 | $71,000 | $71,000 | $71,000 | $16,000 | $16,000 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 751 | $66,996,000 | $89,000 | $406,000 | $58,000 | $751,000 |
FHA-insured (Federal Housing Administration) | 153 | $16,160,000 | $105,000 | $291,000 | $30,000 | $112,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $3,595,000 | $76,000 | $117,000 | $33,000 | $76,000 |
VA-guaranteed (Veterans Administration) | 8 | $1,057,000 | $132,000 | $205,000 | $26,000 | $68,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 443 | $39,298,000 | $88,000 | $406,000 | $60,000 | $751,000 |
Application Denied By Financial Institution | 215 | $16,885,000 | $78,000 | $405,000 | $54,000 | $239,000 |
Loan Purchased By The Institution | 160 | $17,298,000 | $108,000 | $406,000 | $20,000 | $275,000 |
Application Approved But Not Accepted | 59 | $5,791,000 | $98,000 | $310,000 | $59,000 | $299,000 |
Application Withdrawn By Applicant | 55 | $5,785,000 | $105,000 | $296,000 | $63,000 | $247,000 |
File Closed For Incompleteness | 27 | $2,751,000 | $101,000 | $194,000 | $45,000 | $112,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 49 | $5,671,000 | $115,000 | $405,000 | $73,000 | $219,000 |
Credit History | 49 | $2,848,000 | $58,000 | $291,000 | $45,000 | $236,000 |
Debt-To-Income Ratio | 17 | $1,545,000 | $90,000 | $183,000 | $42,000 | $76,000 |
Credit Application Incomplete | 16 | $1,033,000 | $64,000 | $126,000 | $46,000 | $121,000 |
Other | 5 | $550,000 | $110,000 | $166,000 | $39,000 | $68,000 |
Unverifiable Information | 4 | $411,000 | $102,000 | $198,000 | $40,000 | $77,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $15,000 | $15,000 |
Mortgage Insurance Denied | 1 | $68,000 | $68,000 | $68,000 | $61,000 | $61,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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