Find mortgage statistics and lending data for the Osceola County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Osceola County IA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 152 |
Total Mortgage Loan Application Amount | $22,510,000 |
Average Mortgage Loan Application Amount | $148,000 |
Highest Mortgage Loan Application Amount | $555,000 |
Average Applicant Income | $72,000 |
Highest Applicant Income | $245,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 21 | $ 2,065,000 |
IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 17 | $ 3,375,000 |
FRONTIER BANK 301 FIRST AVE ROCK RAPIDS, IA 51241 |
* | $ 278,868,000 | 6 | $ 700,000 |
HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ -1,000 | 6 | $ 790,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 5 | $ 635,000 |
CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 1,731,908,000 | 5 | $ 515,000 |
PLAINS COMMERCE BANK 220 MAIN ST HOVEN, SD 57450 |
* | $ 1,046,473,000 | 5 | $ 1,035,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 4 | $ 640,000 |
WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,000,660,000 | 4 | $ 450,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 4 | $ 400,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,779,504,000,000 | 4 | $ 680,000 |
BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 4 | $ 620,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 4 | $ 740,000 |
PREMIER BANK 1004 21ST AVENUE ROCK VALLEY, IA 51247 |
* | $ 551,675,000 | 3 | $ 345,000 |
AMERICAN STATE BANK 525 N MAIN AVE, PO BOX 140 SIOUX CENTER, IA 51250 |
* | $ 1,189,079,000 | 3 | $ 895,000 |
SECURITY SAVINGS BANK 430 HOLDER ST LARCHWOOD, IA 51241 |
* | $ 488,193,000 | 2 | $ 310,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 2 | $ 330,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 528,514,000,000 | 2 | $ 330,000 |
NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 2,278,779,000 | 2 | $ 140,000 |
BANK MIDWEST 1525 18TH STREET SUITE 100 SPIRIT LAKE, IA 51360 |
* | $ 1,234,147,000 | 2 | $ 180,000 |
BANKERS' BANK 7700 MINERAL POINT RD MADISON, WI 53717 |
* | $ 1,432,330,000 | 2 | $ 330,000 |
MUTUAL OF OMAHA MORTGAGE, INC 3131 CAMINO DEL RIO N 190 SAN DIEGO, CA 92108 |
* | $ -1,000 | 2 | $ 250,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 2 | $ 190,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 2 | $ 110,000 |
VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 5,860,350,000 | 2 | $ 130,000 |
CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 349,214,000 | 2 | $ 270,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 2 | $ 1,000,000 |
RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 735,374,000 | 2 | $ 340,000 |
GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 9,011,033,000 | 1 | $ 15,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 1 | $ 155,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 1 | $ 295,000 |
FIRST 425 1ST AVE SW CEDAR RAPIDS, IA 52405 |
* | $ 183,364,000 | 1 | $ 35,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 135,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 495,000 |
PEOPLES BANK 1230 VALLEY DRIVE ROCK VALLEY, IA 51247 |
* | $ 801,659,000 | 1 | $ 175,000 |
RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 FORT WAYNE, IN 46804 |
* | $ -1,000 | 1 | $ 115,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 16,855,693,000 | 1 | $ 145,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 1 | $ 555,000 |
BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 104,790,698,000 | 1 | $ 105,000 |
AMERICAN BANK & TRUST 120 E MAIN STREET WESSINGTON SPRINGS, SD 57382 |
* | $ 1,319,953,000 | 1 | $ 65,000 |
FORTRESS BANK 9000 N. KNOXVILLE AVENUE PEORIA, IL 61615 |
* | $ 555,533,000 | 1 | $ 145,000 |
CORNERSTONE STATE BANK 401 4TH ST N W MONTGOMERY, MN 56069 |
* | $ 231,219,000 | 1 | $ 85,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 547,610,000 | 1 | $ 115,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 1 | $ 155,000 |
GENEVA FINANCIAL, LLC 1018 E. GUADALUPE ROAD TEMPE, AZ 85283 |
* | $ -1,000 | 1 | $ 135,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 1 | $ 65,000 |
N.W. IOWA CREDIT UNION 1411 INDUSTRIAL RD SW LEMARS, IA 51031 |
* | $ 75,472,000 | 1 | $ 75,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 35,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 85,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 1 | $ 205,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 1 | $ 155,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 85 | $12,425,000 | $146,000 | $555,000 | $70,000 | $245,000 |
Cash-out Refinancing | 43 | $7,245,000 | $168,000 | $555,000 | $77,000 | $152,000 |
Refinancing | 17 | $2,295,000 | $135,000 | $465,000 | $73,000 | $177,000 |
Other Purpose | 4 | $240,000 | $60,000 | $75,000 | $49,000 | $60,000 |
Home Improvement | 3 | $305,000 | $101,000 | $115,000 | $44,000 | $48,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 110 | $16,370,000 | $148,000 | $555,000 | $73,000 | $180,000 |
Not applicable | 17 | $2,335,000 | $137,000 | $495,000 | $0 | $0 |
Not Provided | 17 | $2,245,000 | $132,000 | $355,000 | $59,000 | $140,000 |
Hispanic | 3 | $315,000 | $105,000 | $175,000 | $42,000 | $57,000 |
American Indian or Alaskan Native | 2 | $110,000 | $55,000 | $65,000 | $39,000 | $39,000 |
Black or African American | 2 | $1,010,000 | $505,000 | $555,000 | $245,000 | $245,000 |
Asian | 1 | $125,000 | $125,000 | $125,000 | $79,000 | $79,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 97 | $13,465,000 | $138,000 | $495,000 | $72,000 | $180,000 |
FHA-insured (Federal Housing Administration) | 27 | $3,745,000 | $138,000 | $255,000 | $66,000 | $107,000 |
VA-guaranteed (Veterans Administration) | 16 | $3,670,000 | $229,000 | $555,000 | $89,000 | $245,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,630,000 | $135,000 | $185,000 | $57,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 88 | $13,120,000 | $149,000 | $555,000 | $73,000 | $180,000 |
Application Denied By Financial Institution | 24 | $3,870,000 | $161,000 | $555,000 | $66,000 | $245,000 |
Application Withdrawn By Applicant | 19 | $2,475,000 | $130,000 | $445,000 | $67,000 | $152,000 |
Loan Purchased By The Institution | 12 | $2,020,000 | $168,000 | $495,000 | $101,000 | $101,000 |
File Closed For Incompleteness | 7 | $935,000 | $133,000 | $355,000 | $84,000 | $140,000 |
Application Approved But Not Accepted | 1 | $15,000 | $15,000 | $15,000 | $46,000 | $46,000 |
Preapproval Denied by Financial Institution | 1 | $75,000 | $75,000 | $75,000 | $54,000 | $54,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 121 | $17,735,000 | $146,000 | $555,000 | $72,000 | $180,000 |
Debt-To-Income Ratio | 10 | $1,310,000 | $131,000 | $225,000 | $79,000 | $177,000 |
Credit History | 7 | $845,000 | $120,000 | $295,000 | $43,000 | $107,000 |
Other | 6 | $1,070,000 | $178,000 | $455,000 | $51,000 | $67,000 |
Collateral | 3 | $255,000 | $85,000 | $135,000 | $73,000 | $94,000 |
Credit Application Incomplete | 2 | $710,000 | $355,000 | $555,000 | $152,000 | $245,000 |
Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $92,000 | $92,000 |
Employment History | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $275,000 | $275,000 | $275,000 | $95,000 | $95,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.