Unlock detailed Osage County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 771 |
Total Mortgage Loan Application Amount | $79,687,000 |
Average Mortgage Loan Application Amount | $103,000 |
Highest Mortgage Loan Application Amount | $552,000 |
Average Applicant Income | $60,000 |
Highest Applicant Income | $881,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 5 | $ 275,000 |
ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 808,645,000 | 1 | $ 98,000 |
ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 2 | $ 35,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 4 | $ 631,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 1 | $ 202,000 |
AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 216,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 138,000 |
AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 158,000 |
ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 12,527,568,000 | 3 | $ 22,000 |
ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 12,527,568,000 | 1 | $ 62,000 |
AZURA CREDIT UNION 610 SW 10TH AVENUE TOPEKA, KS 66612 |
* | $ 258,144,000 | 2 | $ 195,000 |
BALDWIN STATE BANK PO BOX 46 BALDWIN CITY, KS 66006 |
* | $ 75,724,000 | 1 | $ 84,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 27 | $ 2,568,000 |
BANK OF KANSAS 524 N MAIN ST SOUTH HUTCHINSON, KS 67501 |
* | $ 329,955,000 | 1 | $ 3,000 |
BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 62,408,304,000 | 4 | $ 518,000 |
BANKERS MORTGAGE CORPORATION 7500 COLLEGE BOULEVARD, SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ 10,000,000 | 5 | $ 346,000 |
BLUE RIDGE BANK AND TRUST CO. 4200 LITTLE BLUE PARKWAY INDEPENDENCE, MO 64057 |
* | $ 469,926,000 | 1 | $ 9,000 |
BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 662,437,000 | 4 | $ 411,000 |
BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 25,359,999,000 | 7 | $ 607,000 |
CAPITAL CITY BANK 3710 SW TOPEKA BLVD TOPEKA, KS 66609 |
* | $ 414,607,000 | 6 | $ 664,000 |
CAPITOL FEDERAL SAVINGS BANK 700 S KANSAS AVE TOPEKA, KS 66603 |
* | $ 9,167,422,000 | 17 | $ 1,629,000 |
CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 1 | $ 56,000 |
CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 889,265,000 | 6 | $ 690,000 |
CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 101,534,000 | 1 | $ 49,000 |
CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 2 | $ 211,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 10 | $ 1,005,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 643,000 |
CITIZENS BANK OF KANSAS, N.A. 300 N MAIN KINGMAN, KS 67068 |
* | $ 226,862,000 | 1 | $ 292,000 |
COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 20,493,569,000 | 1 | $ 10,000 |
COMMUNICATION FEDERAL CREDIT UNION 4141 NW EXPRESSWAY, SUITE 200 OKLAHOMA CITY, OK 73162 |
* | $ 829,435,000 | 3 | $ 511,000 |
COMMUNITY BANK 5431 SW 29TH ST TOPEKA, KS 66614 |
* | $ 80,423,000 | 1 | $ 240,000 |
COMMUNITY MORTGAGE, LLC 19045 E. VALLEY VIEW PKWY., STE. F INDEPENDENCE, MO 64055 |
* | $ 512,000 | 5 | $ 681,000 |
COMMUNITY NATIONAL BANK 210 MAIN STREET SENECA, KS 66538 |
* | $ 231,492,000 | 1 | $ 129,000 |
COMMUNITY NATIONAL BANK & TRUST 14 N LINCOLN CHANUTE, KS 66720 |
* | $ 766,287,000 | 2 | $ 237,000 |
COREFIRST BANK & TRUST 3035 S TOPEKA BLVD TOPEKA, KS 66611 |
* | $ 1,154,634,000 | 15 | $ 1,273,000 |
CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 1 | $ 171,000 |
CREDIT UNION MORTGAGE SERVICES 1080 SW WANAMAKER ROAD TOPEKA, KS 66604 |
* | $ 75,000,000 | 2 | $ 117,000 |
DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 2 | $ 399,000 |
DOUGLAS COUNTY BANK 300 W. 9TH ST. LAWRENCE, KS 66044 |
* | $ 294,206,000 | 1 | $ 72,000 |
EDUCATIONAL CREDIT UNION 2808 SW ARROWHEAD RD TOPEKA, KS 66614 |
* | $ 153,831,000 | 3 | $ 149,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 25 | $ 2,845,000 |
ENVISTA CREDIT UNION 3626 SW WANAMAKER RD TOPEKA, KS 66614 |
* | $ 221,366,000 | 33 | $ 2,367,000 |
ESB FINANCIAL 801 MERCHANT EMPORIA, KS 66801 |
* | $ 161,544,000 | 3 | $ 364,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 6 | $ 688,000 |
FARMERS BANK AND TRUST NA 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 648,887,000 | 1 | $ 130,000 |
FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,562,678,000 | 4 | $ 354,000 |
FIDELITY STATE BANK AND TRUST COMPANY P, O. BOX 1737 TOPEKA, KS 66601 |
* | $ 96,704,000 | 4 | $ 447,000 |
FIRST BANK OF NEWTON 128 E BROADWAY NEWTON, KS 67114 |
* | $ 154,353,000 | 2 | $ 317,000 |
FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 374,787,000 | 2 | $ 259,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 148,000 |
FIRST NATIONAL BANK OF KANSAS 600 N 4TH STREET BURLINGTON, KS 66839 |
* | $ 68,972,000 | 7 | $ 594,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 143,000 |
FIRSTRUST MORTGAGE, INC 6710 W. 121ST STREET OVERLAND PARK, KS 66209 |
* | $ 6,198,000 | 3 | $ 572,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 5 | $ 429,000 |
FLINT HILLS BANK 103 1/2 N MAIN ESKRIDGE, KS 66423 |
* | $ 92,998,000 | 10 | $ 369,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 361,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 4 | $ 538,000 |
GARNETT STATE SAVING BANK - GA 106 E 5TH GARNETT, KS 66032 |
* | $ 113,958,000 | 2 | $ 40,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 3 | $ 345,000 |
GNB MORTGAGE COMPANY INC 112 E 8TH STREET, PO BOX 149 HORTON, KS 66439 |
* | $ 278,812,000 | 1 | $ 70,000 |
GOLDEN PLAINS CREDIT UNION 1714 EAST KANSAS AVENUE GARDEN CITY, KS 67846 |
* | $ 373,948,000 | 1 | $ 87,000 |
GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,788,680,000 | 8 | $ 956,000 |
HERITAGE BANK 3024 SW WANAMAKER RD TOPEKA, KS 66614 |
* | $ 53,050,000 | 1 | $ 100,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 198,000 |
HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 3 | $ 46,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 1 | $ 155,000 |
HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 248,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 293,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 27 | $ 2,624,000 |
KANSAS STATE BANK BOX 325 OVERBROOK, KS 66524 |
* | $ 47,901,000 | 10 | $ 922,000 |
KAW VALLEY BANK 1110 N KANSAS AVENUE, PO BOX 8009 TOPEKA, KS 66608 |
* | $ 451,968,000 | 3 | $ 140,000 |
KS STATEBANK 1010 WESTLOOP PL MANHATTAN, KS 66502 |
* | $ 798,484,000 | 4 | $ 626,000 |
LANDMARK NATIONAL BANK 701 POYNTZ AVE MANHATTAN, KS 66502 |
* | $ 596,405,000 | 46 | $ 4,809,000 |
LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 2 | $ 416,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,887,082,000 | 1 | $ 106,000 |
METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 3 | $ 338,000 |
MID-AMERICA BANK 802 AMES STREET BALDWIN CITY, KS 66006 |
* | $ 59,870,000 | 3 | $ 265,000 |
MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 16 | $ 1,711,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 303,000 |
NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 2 | $ 319,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 160,000 |
NBH BANK, N.A. 1111 MAIN, SUITE 2700 KANSAS CITY, MO 64105 |
* | $ 6,236,548,000 | 1 | $ 10,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 16 | $ 2,636,000 |
NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 2 | $ 284,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 102,000 |
PATRIOTS BANK 131 E 4TH AVE PO BOX 327 GARNETT, KS 66032 |
* | $ 92,397,000 | 2 | $ 152,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 514,118,000 | 1 | $ 135,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 259,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 3 | $ 466,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 3 | $ 460,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 85,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 3 | $ 520,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 320,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 2 | $ 308,000 |
PULASKI BANK, NA 12300 OLIVE BLVD ST LOUIS, MO 63141 |
* | $ 1,331,681,000 | 2 | $ 168,000 |
QUANTUM CREDIT UNION 6300 W 21ST ST N WICHITA, KS 67205 |
* | $ 63,396,000 | 1 | $ 48,000 |
RAYMOND JAMES BANK N.A. 710 CARILLON PKWY ST PETERSBURG, FL 33716 |
* | $ 8,794,515,000 | 1 | $ 50,000 |
SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 2 | $ 20,000 |
SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 172,261,000 | 1 | $ 10,000 |
SILVER LAKE BANK 201 NW US HWY 24 P O BOX 8330 TOPEKA, KS 66608 |
* | $ 218,349,000 | 1 | $ 20,000 |
ST. MARYS STATE BANK, THE 905 E BERTRAND AVE ST. MARYS, KS 66536 |
* | $ 82,331,000 | 1 | $ 61,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 2 | $ 271,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 5 | $ 792,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 73,000 |
SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 1,733,783,000 | 1 | $ 55,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 3 | $ 272,000 |
THE CITIZENS STATE BANK 410 E MAIN ST, PO BOX 102 GRIDLEY, KS 66852 |
* | $ 121,016,000 | 13 | $ 1,138,000 |
THE DENISON STATE BANK 421 NEW YORK AVENUE HOLTON, KS 66436 |
* | $ 286,400,000 | 3 | $ 233,000 |
THE FARMERS STATE BANK 209 MONTANA AVENUE, PO BOX 465 HOLTON, KS 66436 |
* | $ 55,872,000 | 1 | $ 175,000 |
THE FIRST ST B&TC OF LARNED 116 W. 6TH STREET LARNED, KS 67550 |
* | $ 108,894,000 | 1 | $ 99,000 |
THE KANSAS STATE BANK 236 N MAIN OTTAWA, KS 66067 |
* | $ 115,993,000 | 2 | $ 98,000 |
THE KAW VALLEY STATE BANK AND TRUST COMPANY, OF WAMEGO, KANSAS 1015 KAW VALLEY PARK CIRCLE WAMEGO, KS 66547 |
* | $ 135,237,000 | 2 | $ 278,000 |
THE LYNDON STATE BANK 817 TOPEKA AVE LYNDON, KS 66451 |
* | $ 80,067,000 | 57 | $ 4,466,000 |
THE STOCKGROWERS STATE BANK 304 MISSOURI, PO BOX 217 ALMA, KS 66401 |
* | $ 75,779,000 | 1 | $ 30,000 |
THE UNION STATE BANK OF EVEREST PO BOX 105 HORTON, KS 66424 |
* | $ 216,869,000 | 1 | $ 59,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 2 | $ 245,000 |
TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 8 | $ 734,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 13 | $ 1,701,000 |
TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 601,825,000 | 4 | $ 432,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 33 | $ 3,730,000 |
UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 12 | $ 1,706,000 |
UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 188,000 |
US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 15 | $ 1,029,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 7 | $ 823,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 65,000 |
VISIONBANK 3031 SW WANAMAKER RD TOPEKA, KS 66614 |
* | $ 84,693,000 | 1 | $ 60,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 99 | $ 11,026,000 |
ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 2 | $ 295,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 481 | $51,024,000 | $106,000 | $552,000 | $61,000 | $881,000 |
Home Purchase | 249 | $26,994,000 | $108,000 | $364,000 | $59,000 | $504,000 |
Home Improvement | 41 | $1,669,000 | $40,000 | $197,000 | $55,000 | $222,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 617 | $62,540,000 | $101,000 | $417,000 | $66,000 | $881,000 |
Not Provided | 72 | $7,660,000 | $106,000 | $366,000 | $57,000 | $222,000 |
Not applicable | 65 | $7,926,000 | $121,000 | $552,000 | $9,000 | $130,000 |
Hispanic | 10 | $1,100,000 | $110,000 | $282,000 | $61,000 | $89,000 |
American Indian or Alaskan Native | 4 | $235,000 | $58,000 | $79,000 | $21,000 | $53,000 |
Asian | 2 | $147,000 | $73,000 | $75,000 | $93,000 | $105,000 |
Black or African American | 1 | $79,000 | $79,000 | $79,000 | $45,000 | $45,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 504 | $47,355,000 | $93,000 | $552,000 | $70,000 | $881,000 |
FHA-insured (Federal Housing Administration) | 133 | $14,803,000 | $111,000 | $262,000 | $45,000 | $828,000 |
VA-guaranteed (Veterans Administration) | 92 | $13,286,000 | $144,000 | $417,000 | $42,000 | $153,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $4,243,000 | $101,000 | $204,000 | $32,000 | $86,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 416 | $41,897,000 | $100,000 | $552,000 | $66,000 | $881,000 |
Application Denied By Financial Institution | 153 | $14,371,000 | $93,000 | $366,000 | $53,000 | $222,000 |
Loan Purchased By The Institution | 101 | $12,598,000 | $124,000 | $333,000 | $32,000 | $186,000 |
Application Withdrawn By Applicant | 56 | $6,115,000 | $109,000 | $417,000 | $88,000 | $828,000 |
Application Approved But Not Accepted | 31 | $3,005,000 | $96,000 | $278,000 | $54,000 | $114,000 |
File Closed For Incompleteness | 14 | $1,701,000 | $121,000 | $215,000 | $64,000 | $116,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 46 | $3,363,000 | $73,000 | $141,000 | $52,000 | $222,000 |
Collateral | 25 | $2,405,000 | $96,000 | $231,000 | $58,000 | $168,000 |
Debt-To-Income Ratio | 18 | $1,986,000 | $110,000 | $279,000 | $48,000 | $108,000 |
Credit Application Incomplete | 6 | $599,000 | $99,000 | $146,000 | $75,000 | $128,000 |
Other | 3 | $254,000 | $84,000 | $172,000 | $66,000 | $111,000 |
Unverifiable Information | 3 | $216,000 | $72,000 | $126,000 | $31,000 | $59,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $134,000 | $67,000 | $79,000 | $52,000 | $73,000 |
Mortgage Insurance Denied | 1 | $68,000 | $68,000 | $68,000 | $64,000 | $64,000 |
Employment History | 1 | $66,000 | $66,000 | $66,000 | $50,000 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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