Orleans County VT
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Orleans County VT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Orleans County VT, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,469
Total Mortgage Loan Application Amount $184,212,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $82,000
Highest Applicant Income $1,031,000

Mortgage Company List for Lending in Orleans County VT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COMMUNITY NATIONAL BANK
4811 US ROUTE 5
NEWPORT, VT 05855
* $ 552,102,000 516 $ 62,582,000
NORTH COUNTRY
PO BOX 64709
BURLINGTON, VT 05406
* $ 350,250,000 138 $ 11,397,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
WEST CHESTERFIELD, NH 03466
* $ 306,000,000 137 $ 16,323,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 188,912,554,000 105 $ 11,892,000
UNION BANK
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ 551,849,000 76 $ 10,016,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 46 $ 7,790,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 573,357,000 43 $ 4,416,000
NEW ENGLAND FEDERAL CREDIT UNION
141 HARVEST LANE
WILLISTON, VT 05495
* $ 858,756,000 36 $ 4,595,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 31 $ 4,213,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 27,319,304,000 28 $ 3,050,000
MERCHANTS BANK
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,615,145,000 28 $ 3,730,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 22 $ 2,755,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 20 $ 3,351,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 15 $ 2,122,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 12 $ 2,022,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 10 $ 1,243,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 9 $ 1,535,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 9 $ 1,609,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 8 $ 1,114,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 8 $ 740,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 8 $ 1,493,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 6 $ 1,200,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 901,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 5 $ 703,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 858,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 4 $ 579,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 723,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 3 $ 318,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 543,000
GUARANTY BANK
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 3 $ 390,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 519,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 3 $ 421,000
NORTHFIELD SAVINGS BANK
1021 PAINE TURNPIKE NORTH
BERLIN, VT 05602
* $ 685,763,000 3 $ 762,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 249,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 8,000
PROVIDENT FUNDING GROUP INC
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 2 $ 181,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 230,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 287,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 335,785,000 2 $ 186,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 2 $ 284,000
LAKE SUNAPEE BANK
9 MAIN ST
NEWPORT, NH 03773
* $ 1,038,509,000 2 $ 171,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 196,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 2 $ 421,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 120,000
MORTGAGE FINANCIAL INC
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 2 $ 226,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 492,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 375,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 221,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 256,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 2 $ 395,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 1 $ 190,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 152,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
WATERBURY, CT 06702
* $ 18,674,334,000 1 $ 241,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 24,563,405,000 1 $ 127,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 1 $ 75,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 390,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 245,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 184,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 1 $ 137,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 249,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 146,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 51,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 258,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 509,351,000 1 $ 323,000
T BANK NA
16200 DALLAS PARKWAY SUITE 190
DALLAS, TX 75248
* $ 123,312,000 1 $ 168,000
REPUBLICBANKAZ, N.A.
909 E. MISSOURI AVENUE
PHOENIX, AZ 85014
* $ 65,794,000 1 $ 301,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 146,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 178,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 112,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 548,388,000 1 $ 310,000
RAYMOND JAMES BANK N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 8,794,515,000 1 $ 300,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 1 $ 207,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 30,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 72,848,000 1 $ 110,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 247,090,000 1 $ 52,000
PATRIOT COMMUNITY BANK
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 118,452,000 1 $ 235,000
HANSCOM
25 PORTER ROAD, SUITE 100
LITTLETON, MA 01460
* $ 951,995,000 1 $ 216,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
MCLEAN, VA 22102
* $ 10,000,000 1 $ 139,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 1 $ 250,000
CLEARPOINT FUNDING, INC.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 390,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 155,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 194,000
ONE CREDIT UNION
380 RIVER STREET
SPRINGFIELD, VT 05156
* $ 123,887,000 1 $ 106,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 195,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 191,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 154,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 1 $ 162,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Orleans County VT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 949 $123,203,000 $129,000 $975,000 $85,000 $1,031,000
Home Purchase 342 $46,374,000 $135,000 $500,000 $83,000 $873,000
Home Improvement 178 $14,635,000 $82,000 $320,000 $66,000 $636,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,309 $161,604,000 $123,000 $975,000 $82,000 $1,031,000
Not Provided 101 $14,228,000 $140,000 $560,000 $115,000 $966,000
Not applicable 34 $5,362,000 $157,000 $390,000 $10,000 $75,000
Hispanic 11 $1,409,000 $128,000 $350,000 $102,000 $350,000
American Indian or Alaskan Native 7 $674,000 $96,000 $202,000 $55,000 $99,000
Asian 6 $761,000 $126,000 $239,000 $59,000 $76,000
Black or African American 1 $174,000 $174,000 $174,000 $147,000 $147,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,300 $160,753,000 $123,000 $975,000 $87,000 $1,031,000
FHA-insured (Federal Housing Administration) 67 $9,005,000 $134,000 $270,000 $55,000 $636,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $6,758,000 $120,000 $269,000 $32,000 $74,000
VA-guaranteed (Veterans Administration) 46 $7,696,000 $167,000 $258,000 $46,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 884 $111,033,000 $125,000 $975,000 $88,000 $1,031,000
Application Denied By Financial Institution 308 $34,907,000 $113,000 $417,000 $71,000 $720,000
Application Withdrawn By Applicant 123 $16,149,000 $131,000 $355,000 $86,000 $741,000
Loan Purchased By The Institution 57 $9,451,000 $165,000 $390,000 $32,000 $156,000
File Closed For Incompleteness 50 $7,102,000 $142,000 $454,000 $106,000 $665,000
Application Approved But Not Accepted 47 $5,570,000 $118,000 $321,000 $71,000 $203,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 98 $11,447,000 $116,000 $411,000 $55,000 $636,000
Credit History 80 $6,696,000 $83,000 $304,000 $58,000 $650,000
Collateral 54 $7,420,000 $137,000 $417,000 $100,000 $596,000
Other 18 $1,984,000 $110,000 $220,000 $117,000 $720,000
Credit Application Incomplete 11 $1,031,000 $93,000 $166,000 $65,000 $132,000
Employment History 11 $1,294,000 $117,000 $279,000 $52,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 3 $450,000 $150,000 $183,000 $38,000 $98,000
Mortgage Insurance Denied 3 $405,000 $135,000 $156,000 $66,000 $92,000
Unverifiable Information 3 $443,000 $147,000 $180,000 $83,000 $146,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information back through 2003.

Download the Vermont Lender List