Orange County VT
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage statistics and lending data for the Orange County VT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Orange County VT, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,183 |
| Total Mortgage Loan Application Amount | $169,935,000 |
| Average Mortgage Loan Application Amount | $143,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $6,144,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| VERMONT STATE EMPLOYEES ONE BAILEY AVENUE MONTPELIER, VT 05602 |
* | $ 365,879,000 | 100 | $ 9,861,000 |
| NORTHFIELD SAVINGS BANK 1021 PAINE TURNPIKE NORTH BERLIN, VT 05602 |
* | $ 562,854,000 | 79 | $ 9,235,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 75 | $ 5,513,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 72 | $ 11,541,000 |
| MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,175,342,000 | 60 | $ 7,236,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 55 | $ 8,587,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 44 | $ 5,440,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 40 | $ 6,474,000 |
| CHITTENDEN TRUST COMPANY 2 BURLINGTON SQUARE BURLINGTON, VT 05401 |
* | $ 3,418,539,000 | 35 | $ 6,209,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 34 | $ 5,695,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 28 | $ 4,272,000 |
| LAKE SUNAPEE BANK 9 MAIN ST NEWPORT, NH 03773 |
* | $ 834,581,000 | 25 | $ 3,671,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 45,485,973,000 | 24 | $ 2,836,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 22 | $ 2,140,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 22 | $ 3,288,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 21 | $ 3,138,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 19 | $ 3,324,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 17 | $ 3,375,000 |
| AMERICAN HOME BANK 3840 HEMPLAND ROAD MOUNTVILLE, PA 17554 |
* | $ 266,050,000 | 17 | $ 3,473,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 16 | $ 2,802,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 16 | $ 2,799,000 |
| SERVICE FEDERAL CREDIT UNION 3003 LAFAYETTE ROAD PORTSMOUTH, NH 03801 |
* | $ 1,194,068,000 | 15 | $ 1,566,000 |
| UNIVERSAL MORTGAGE CORPORATION 12080 NORTH CORPORATE PKWY SUITE 100 MEQUON, WI 53092 |
* | $ 10,000,000 | 15 | $ 2,158,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 14 | $ 3,068,000 |
| COMMUNITY NATIONAL BANK 4811 US ROUTE 5 NEWPORT, VT 05855 |
* | $ 372,427,000 | 13 | $ 1,952,000 |
| NORTHEAST HOME LOAN, LLC 25 MR ARTHUR DRIVE WEST CHESTERFIELD, NH 03466 |
* | $ 306,000,000 | 13 | $ 2,433,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 949,331,000 | 13 | $ 1,894,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 12 | $ 157,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 9 | $ 1,948,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 8 | $ 1,487,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 8 | $ 1,266,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 8 | $ 1,480,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 84,701,123,000 | 7 | $ 1,208,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 18,878,056,000 | 7 | $ 1,058,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 7 | $ 1,067,000 |
| MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 7 | $ 1,543,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 7 | $ 1,612,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILKES BARRE, PA 18702 |
* | $ 60,000,000 | 6 | $ 688,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 56,294,475,000 | 6 | $ 628,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 6 | $ 1,108,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 5 | $ 1,007,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 127,698,351,000 | 5 | $ 1,184,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 5 | $ 875,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 5 | $ 821,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 5 | $ 836,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 5 | $ 758,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 4 | $ 983,000 |
| VERMONT FEDERAL CREDIT UNION PO BOX 407 BURLINGTON, VT 05401 |
* | $ 188,548,000 | 4 | $ 523,000 |
| SIDUS FINANCIAL, LLC 1905 TURNBURY DRIVE GREENVILLE, NC 27858 |
* | $ 10,000,000 | 4 | $ 425,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 4 | $ 731,000 |
| NEW ENGLAND FEDERAL CREDIT UNION 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 560,870,000 | 4 | $ 538,000 |
| NORTH COUNTRY PO BOX 64709 BURLINGTON, VT 05406 |
* | $ 192,020,000 | 3 | $ 168,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 15,898,003,000 | 3 | $ 214,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 3 | $ 39,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 5,518,089,000 | 3 | $ 749,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 79,977,597,000 | 3 | $ 419,000 |
| UNION BANK 20 LOWER MAIN STREET PO BOX 667 MORRISVILLE, VT 05661 |
* | $ 392,661,000 | 3 | $ 312,000 |
| FORWARD NATIONAL COMPANY INC 300 EAST MAIN ST MILFORD, MA 01757 |
* | $ 336,774,000 | 3 | $ 211,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 95,861,810,000 | 3 | $ 464,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 3 | $ 776,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 7,406,877,000 | 2 | $ 198,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 962,672,000 | 2 | $ 376,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,064,364,000 | 2 | $ 474,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 77,748,330,000 | 2 | $ 252,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 2 | $ 203,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 2 | $ 329,000 |
| GRANITE BANK 132 MAIN STREET COLEBROOK, NH 03576 |
* | $ 188,893,000 | 2 | $ 255,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 2 | $ 262,000 |
| POPULAR HOUSING SERVICES 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 11,000,000 | 2 | $ 213,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 403,955,000 | 2 | $ 283,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 14,762,983,000 | 2 | $ 319,000 |
| NORTHWEST FEDERAL CREDIT UNION 220 SPRING STREET HERNDON, VA 20170 |
* | $ 1,502,884,000 | 2 | $ 584,000 |
| MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5 JACKSONVILLE, FL 32246 |
* | $ 4,500,000,000 | 2 | $ 230,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 350,000 |
| AMTEC FUNDING GROUP, LLC. 3330 HARBOR BOULEVARD COSTA MESA, CA 92626 |
* | $ 10,000,000 | 2 | $ 336,000 |
| HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 2 | $ 657,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 10,000,000 | 2 | $ 226,000 |
| CTX MORTGAGE COMPANY, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 2 | $ 394,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 304,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 2 | $ 334,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 279,000 |
| ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 1 | $ 22,000 |
| MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 1 | $ 106,000 |
| SAXON MORTGAGE 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 1 | $ 99,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 1 | $ 122,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 183,000 |
| MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DRIVE VERNON HILLS, IL 60061 |
* | $ 10,000,000 | 1 | $ 200,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 3,429,961,000 | 1 | $ 215,000 |
| GRANITE STATE CREDIT UNION 1415 ELM STREET MANCHESTER, NH 03101 |
* | $ 205,673,000 | 1 | $ 47,000 |
| PATELCO 5050 HOPYARD ROAD PLEASANTON, CA 94588 |
* | $ 4,137,994,000 | 1 | $ 125,000 |
| B. F. SAUL MORTGAGE COMPANY 7501 WISCONSIN AVE 13TH FLR-W BETHESDA, MD 20814 |
* | $ 5,053,609,000 | 1 | $ 136,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 360,000 |
| COMMUNITY FIRST BANK 3725 OLD COURT ROAD BALTIMORE, MD 21208 |
* | $ 66,540,000 | 1 | $ 136,000 |
| HUDSON CITY SAVINGS BANK WEST 80 CENTURY ROAD PARAMUS, NJ 07652 |
* | $ 44,142,119,000 | 1 | $ 118,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 51,623,321,000 | 1 | $ 417,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 543,934,000 | 1 | $ 237,000 |
| EASTERN SAVINGS BANK, FSB EXEC PLAZA II - 11350 MCCORMICK RD HUNT VALLEY, MD 21031 |
* | $ 1,117,603,000 | 1 | $ 108,000 |
| BOSTON PRIVATE BANK & TRUST CO TEN POST OFFICE SQUARE BOSTON, MA 02109 |
* | $ 2,766,847,000 | 1 | $ 1,500,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 150,508,000 | 1 | $ 165,000 |
| OCEANFIRST BANK 975 HOOPER AVENUE TOMS RIVER, NJ 08753 |
* | $ 1,924,306,000 | 1 | $ 197,000 |
| M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,402,062,000 | 1 | $ 26,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,507,032,000 | 1 | $ 185,000 |
| EQUITY ONE 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 21,874,000,000 | 1 | $ 113,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 1 | $ 129,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 209,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 375,000 |
| DNB FIRST, NATIONAL ASSOCIATION 4 BRANDYWINE AVE DOWNINGTOWN, PA 19335 |
* | $ 545,529,000 | 1 | $ 123,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 1 | $ 130,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 1 | $ 150,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Orange County VT in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 698 | $106,002,000 | $151,000 | $1,500,000 | $79,000 | $6,144,000 |
| Home Purchase | 303 | $49,701,000 | $164,000 | $1,295,000 | $71,000 | $970,000 |
| Home Improvement | 182 | $14,232,000 | $78,000 | $370,000 | $76,000 | $696,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 953 | $134,936,000 | $141,000 | $1,295,000 | $81,000 | $6,144,000 |
| Not Provided | 145 | $20,343,000 | $140,000 | $1,500,000 | $83,000 | $1,335,000 |
| Not applicable | 65 | $11,849,000 | $182,000 | $372,000 | $9,000 | $133,000 |
| Hispanic | 8 | $1,089,000 | $136,000 | $263,000 | $54,000 | $93,000 |
| American Indian or Alaskan Native | 7 | $812,000 | $116,000 | $250,000 | $54,000 | $72,000 |
| Asian | 2 | $260,000 | $130,000 | $160,000 | $46,000 | $60,000 |
| Black or African American | 2 | $501,000 | $250,000 | $319,000 | $68,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $145,000 | $145,000 | $145,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,051 | $148,395,000 | $141,000 | $1,500,000 | $79,000 | $6,144,000 |
| FHA-insured (Federal Housing Administration) | 109 | $17,460,000 | $160,000 | $285,000 | $55,000 | $141,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,474,000 | $193,000 | $309,000 | $66,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $606,000 | $121,000 | $136,000 | $38,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 541 | $77,155,000 | $142,000 | $1,500,000 | $96,000 | $6,144,000 |
| Application Denied By Financial Institution | 290 | $39,181,000 | $135,000 | $462,000 | $63,000 | $400,000 |
| Loan Purchased By The Institution | 121 | $21,933,000 | $181,000 | $372,000 | $38,000 | $216,000 |
| Application Withdrawn By Applicant | 102 | $15,970,000 | $156,000 | $462,000 | $67,000 | $270,000 |
| Application Approved But Not Accepted | 102 | $12,260,000 | $120,000 | $415,000 | $69,000 | $360,000 |
| File Closed For Incompleteness | 27 | $3,436,000 | $127,000 | $320,000 | $77,000 | $238,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 49 | $8,891,000 | $181,000 | $367,000 | $82,000 | $319,000 |
| Credit History | 44 | $5,166,000 | $117,000 | $360,000 | $69,000 | $400,000 |
| Debt-To-Income Ratio | 32 | $4,333,000 | $135,000 | $319,000 | $48,000 | $126,000 |
| Credit Application Incomplete | 11 | $1,858,000 | $168,000 | $417,000 | $68,000 | $230,000 |
| Other | 10 | $1,280,000 | $128,000 | $240,000 | $61,000 | $146,000 |
| Unverifiable Information | 5 | $980,000 | $196,000 | $416,000 | $96,000 | $246,000 |
| Employment History | 3 | $498,000 | $166,000 | $183,000 | $34,000 | $42,000 |
| Mortgage Insurance Denied | 2 | $254,000 | $127,000 | $140,000 | $61,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $136,000 | $136,000 | $136,000 | $32,000 | $32,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information back through 2003.