Ontario County NY
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Ontario County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ontario County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,620
Total Mortgage Loan Application Amount $682,910,000
Average Mortgage Loan Application Amount $188,000
Highest Mortgage Loan Application Amount $23,005,000
Average Applicant Income $134,000
Highest Applicant Income $4,550,000

Mortgage Company List for Lending in Ontario County NY for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,158,466,000 459 $ 50,305,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,739,658,000 363 $ 65,275,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,753,561,000 285 $ 49,025,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 183 $ 48,765,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 649,833,000 180 $ 15,610,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
CANANDAIGUA, NY 14534
* $ -1,000 160 $ 44,110,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 15,614,778,000 147 $ 15,035,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 130 $ 19,940,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 1,116,398,000 113 $ 34,315,000
GENERATIONS BANK
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 384,938,000 94 $ 27,950,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 84 $ 6,430,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 71 $ 18,465,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 200,262,969,000 71 $ 9,525,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 63 $ 4,465,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 58 $ 3,840,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,756,441,000 56 $ 37,660,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 50 $ 3,390,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 46 $ 14,550,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 45 $ 9,105,000
FINGER LAKES FEDERAL CREDIT UNION
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 239,741,000 42 $ 3,450,000
PITTSFORD FEDERAL CREDIT UNION
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 551,380,000 42 $ 5,510,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
RICHMOND, VA 15317
* $ -1,000 38 $ 14,610,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,295,200,000 38 $ 4,620,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 37 $ 10,055,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 29 $ 8,095,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 28 $ 8,050,000
WAYNE BANK
717 MAIN STREET
HONESDALE, PA 18431
* $ 2,048,365,000 28 $ 3,720,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 3,193,673,000 28 $ 2,610,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 27 $ 1,365,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 26 $ 6,680,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 24 $ 5,550,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 24 $ 5,410,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
ALBANY, NY 12078
* $ -1,000 21 $ 1,485,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 21 $ 3,535,000
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 477,259,000 19 $ 2,125,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 19 $ 2,935,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 15 $ 4,555,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 15 $ 3,935,000
FAMILY FIRST OF NY
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 307,327,000 14 $ 2,180,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 13 $ 3,085,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 13 $ 3,345,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 12 $ 880,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 12 $ 2,700,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 11 $ 2,955,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,585,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 11 $ 835,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
BUFFALO, NY 14086
* $ -1,000 11 $ 2,385,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 10 $ 2,940,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 9 $ 1,685,000
EVANS BANK, NATIONAL ASSOCIATION
ONE GRIMSBY DRIVE
ANGOLA, NY 14075
* $ 2,163,105,000 9 $ 1,915,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 8 $ 1,620,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 7 $ 1,775,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 7 $ 1,135,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 7 $ 1,635,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 7 $ 1,775,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,247,746,000 6 $ 770,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,668,165,000 6 $ 1,090,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 840,000
TOMPKINS COMMUNITY BANK
THE COMMONS
ITHACA, NY 14850
* $ 7,630,619,000 6 $ 6,730,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 5 $ 1,835,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 5 $ 1,165,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 7,999,108,000 5 $ 565,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,722,761,000 5 $ 545,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 4 $ 1,090,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 770,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 4 $ 160,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 720,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 4 $ 750,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 209,664,000,000 4 $ 1,860,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 3 $ 665,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 3 $ 845,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 3 $ 375,000
GENESEE VALLEY
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 142,492,000 3 $ 145,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ -1,000 3 $ 785,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
ALBANY, NY 11747
* $ -1,000 3 $ 545,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 3 $ 795,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 3 $ 1,415,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 2 $ 510,000
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 440,547,000 2 $ 200,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 2 $ 1,700,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 2 $ 570,000
DIGITAL
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 2 $ 140,000
VELOCITY COMMERCIAL CAPITAL, LLC
30699 RUSSELL RANCH RD STE 295
SACRAMENTO, CA 91362
* $ -1,000 2 $ 290,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, NY 13057
* $ -1,000 2 $ 810,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 300,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 2 $ 350,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 2 $ 11,750,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 2 $ 11,750,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 2 $ 520,000
NORTHERN CREDIT UNION
120 FACTORY ST
WATERTOWN, NY 13601
* $ 598,530,000 2 $ 80,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 2 $ 240,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
ATLANTA, GA 27617
* $ 6,097,782,000 2 $ 190,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 300,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 140,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 860,000
METRO CITY BANK
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,440,092,000 2 $ 580,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 21,228,609,000 2 $ 700,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,739,271,000 1 $ 385,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 105,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 1 $ 175,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
FALL RIVER, MA 02777
* $ 2,820,893,000 1 $ 85,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 135,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 348,731,000,000 1 $ 1,705,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 215,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 1 $ 225,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 1 $ 375,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,485,149,000 1 $ 275,000
SHELTER GROWTH CAPITAL PARTNERS LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 265,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 35,000
GREENWOOD CREDIT UNION
2669 POST ROAD
WARWICK, RI 02889
* $ 792,493,000 1 $ 45,000
MLB RESIDENTIAL LENDING, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 1 $ 165,000
CLIFFCO, INC.
1065 OLD COUNTRY ROAD SUITE 204
UNIONDALE, NY 11590
* $ -1,000 1 $ 265,000
THE PEOPLE'S CREDIT UNION
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 687,853,000 1 $ 25,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
CORNING, NY 14870
* $ 684,267,000 1 $ 25,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 11,659,908,000 1 $ 565,000
MASSMUTUAL FEDERAL CREDIT UNION
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 366,328,000 1 $ 15,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 2,696,102,000 1 $ 55,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 135,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 386,799,237,000 1 $ 95,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 275,000
BANK OF NEW HAMPSHIRE
62 PLEASANT ST
LACONIA, NH 03246
* $ 2,432,022,000 1 $ 15,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 1 $ 235,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 1 $ 395,000
HARTFORD FUNDING, LTD.
538 BROADHOLLOW ROAD
ALBANY, NY 11747
* $ -1,000 1 $ 185,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 45,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 105,000
SECNY FEDERAL CREDIT UNION
2235 DOWNER STREET
SYRACUSE, NY 13027
* $ 272,432,000 1 $ 25,000
SAVANNAH BANK NATIONAL ASSOCIATION
1565 MAIN STREET
SAVANNAH, NY 13146
* $ 178,425,000 1 $ 275,000
THE UPSTATE NATIONAL BANK
150 STATE ST
OGDENSBURG, NY 14614
* $ 308,456,000 1 $ 175,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 295,000
CORNERSTONE COMMUNITY FEDERAL CREDIT UNION
6485 S. TRANSIT ROAD
LOCKPORT, NY 14094
* $ 570,452,000 1 $ 55,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 753,438,000 1 $ 35,000
FIRST IC CORPORATION
5593 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,028,049,000 1 $ 235,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 155,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 255,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,641,568,000 1 $ 105,000
ACADEMY BANK, NATIONAL ASSOCIATION
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64154
* $ 2,441,289,000 1 $ 515,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 575,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 450,910,000 1 $ 275,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 45,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 195,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 1 $ 585,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,453,779,000 1 $ 655,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 1 $ 275,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 1 $ 105,000
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
2208 WEST GENESEE STREET
SYRACUSE, NY 13219
* $ 616,636,000 1 $ 285,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 115,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Ontario County NY in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,743 $450,425,000 $258,000 $23,005,000 $141,000 $2,099,000
Home Improvement 598 $48,410,000 $80,000 $505,000 $126,000 $3,379,000
Other Purpose 538 $46,010,000 $85,000 $605,000 $131,000 $4,550,000
Cash-out Refinancing 378 $75,880,000 $200,000 $8,575,000 $131,000 $2,987,000
Refinancing 345 $60,655,000 $175,000 $6,675,000 $123,000 $2,819,000
Not Applicable 18 $1,530,000 $85,000 $295,000 $21,000 $21,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,662 $413,120,000 $155,000 $3,205,000 $131,000 $3,379,000
Not applicable 481 $171,965,000 $357,000 $23,005,000 $163,000 $612,000
Not Provided 285 $61,565,000 $216,000 $845,000 $150,000 $4,550,000
Hispanic 77 $11,905,000 $154,000 $525,000 $119,000 $499,000
Black or African American 55 $8,655,000 $157,000 $725,000 $124,000 $525,000
Asian 39 $13,135,000 $336,000 $785,000 $210,000 $682,000
American Indian or Alaskan Native 13 $1,405,000 $108,000 $305,000 $82,000 $160,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,320 $613,410,000 $184,000 $23,005,000 $136,000 $4,550,000
FHA-insured (Federal Housing Administration) 191 $37,375,000 $195,000 $485,000 $92,000 $340,000
VA-guaranteed (Veterans Administration) 98 $30,330,000 $309,000 $725,000 $118,000 $525,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,795,000 $163,000 $295,000 $75,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,127 $420,465,000 $197,000 $23,005,000 $143,000 $3,379,000
Application Denied By Financial Institution 506 $53,770,000 $106,000 $3,175,000 $86,000 $4,550,000
Loan Purchased By The Institution 464 $122,380,000 $263,000 $2,045,000 $153,000 $612,000
Application Withdrawn By Applicant 249 $47,665,000 $191,000 $755,000 $136,000 $956,000
Application Approved But Not Accepted 151 $23,515,000 $155,000 $1,115,000 $118,000 $664,000
File Closed For Incompleteness 115 $12,505,000 $108,000 $575,000 $152,000 $2,099,000
Preapproval Approved but not Accepted 8 $2,610,000 $326,000 $475,000 $135,000 $224,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,057 $623,885,000 $204,000 $23,005,000 $142,000 $3,379,000
Debt-To-Income Ratio 270 $28,320,000 $104,000 $1,495,000 $80,000 $728,000
Credit History 150 $10,320,000 $68,000 $325,000 $74,000 $513,000
Collateral 76 $11,560,000 $152,000 $3,175,000 $97,000 $379,000
Other 25 $3,215,000 $128,000 $505,000 $304,000 $4,550,000
Credit Application Incomplete 21 $2,655,000 $126,000 $425,000 $83,000 $205,000
Unverifiable Information 14 $2,160,000 $154,000 $455,000 $112,000 $258,000
Insufficient Cash (Downpayment, Closing Cost) 4 $540,000 $135,000 $305,000 $64,000 $121,000
Employment History 3 $255,000 $85,000 $135,000 $43,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

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