Oneida County ID
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Oneida County ID metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Oneida County ID, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 255
Total Mortgage Loan Application Amount $30,490,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $57,000
Highest Applicant Income $168,000

Mortgage Company List for Lending in Oneida County ID for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 32 $ 3,842,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 22 $ 2,167,000
IRELAND BANK
33 BANNOCK STREET
MALAD CITY, ID 83252
* $ 192,991,000 22 $ 2,372,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 17 $ 2,072,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 15 $ 2,458,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 12 $ 1,483,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 11 $ 685,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 970,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 9 $ 1,137,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 8 $ 1,060,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 8 $ 1,054,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 5 $ 721,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 5 $ 628,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 5 $ 808,000
WELLS FARGO FIN'L IDAHO, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 5 $ 437,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 4 $ 394,000
MONTANA MORTGAGE COMPANY
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 3 $ 250,000
AMERICA FIRST
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 4,156,253,000 3 $ 445,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 418,629,000 3 $ 124,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 18,453,976,000 3 $ 294,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 3 $ 387,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 2 $ 24,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 2 $ 242,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 372,000
IDAHO STATE UNIVERSITY
707 S 9TH AVE
POCATELLO, ID 83201
* $ 84,118,000 2 $ 262,000
BANK OF UTAH
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 696,225,000 2 $ 286,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 2 $ 186,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 2 $ 381,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 323,000
AMERICAN MORTGAGE SPECIALISTS
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 2 $ 234,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 2 $ 303,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 80,000
PREFERRED FINANCIAL FUNDING
935 S MT VERNON AVENUE
COLTON, CA 92324
* $ 2,205,000 2 $ 236,000
TRUST ONE MORTGAGE CORPORATION
108 PACIFICA, SUITE 300
IRVINE, CA 92618
* $ 10,000,000 1 $ 152,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 150,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 115,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 60,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 72,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 105,000
NORTHWEST FARM CREDIT SERVICES, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 1 $ 255,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 102,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 1 $ 215,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 25,000
THE BANK OF COMMERCE
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ 742,340,000 1 $ 71,000
GOLF SAVINGS BANK
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 1 $ 143,000
PROGRESSIVE MORTGAGE COMPANY
125 S. FIFTH AVE.
ANN ARBOR, MI 48104
* $ 327,000,000 1 $ 223,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 167,000
WASHINGTON FEDERAL S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 10,577,104,000 1 $ 276,000
IDAHO CENTRAL
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 622,612,000 1 $ 80,000
UTAH POWER
957 E 6600 S
SALT LAKE CITY, UT 84117
* $ 249,679,000 1 $ 154,000
WELLS FARGO FIN'L UTAH, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 124,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 92,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 1 $ 79,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Oneida County ID in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 153 $19,073,000 $124,000 $347,000 $58,000 $168,000
Home Purchase 75 $10,240,000 $136,000 $565,000 $54,000 $150,000
Home Improvement 27 $1,177,000 $43,000 $155,000 $56,000 $143,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 216 $24,872,000 $115,000 $565,000 $58,000 $168,000
Not Provided 24 $3,330,000 $138,000 $319,000 $53,000 $130,000
Not applicable 8 $1,327,000 $165,000 $347,000 $37,000 $92,000
Hispanic 5 $657,000 $131,000 $333,000 $70,000 $120,000
American Indian or Alaskan Native 1 $273,000 $273,000 $273,000 $58,000 $58,000
Black or African American 1 $31,000 $31,000 $31,000 $39,000 $39,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 176 $21,264,000 $120,000 $565,000 $61,000 $168,000
FHA-insured (Federal Housing Administration) 67 $8,148,000 $121,000 $275,000 $49,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $862,000 $86,000 $135,000 $34,000 $50,000
VA-guaranteed (Veterans Administration) 2 $216,000 $108,000 $137,000 $58,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 98 $11,781,000 $120,000 $347,000 $57,000 $155,000
Application Denied By Financial Institution 74 $7,672,000 $103,000 $333,000 $60,000 $168,000
Loan Purchased By The Institution 35 $4,996,000 $142,000 $347,000 $50,000 $152,000
Application Withdrawn By Applicant 29 $4,201,000 $144,000 $565,000 $56,000 $150,000
Application Approved But Not Accepted 13 $1,364,000 $104,000 $228,000 $53,000 $94,000
File Closed For Incompleteness 6 $476,000 $79,000 $121,000 $60,000 $128,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 11 $1,155,000 $105,000 $170,000 $53,000 $124,000
Credit History 10 $1,051,000 $105,000 $223,000 $55,000 $94,000
Collateral 8 $968,000 $121,000 $217,000 $71,000 $123,000
Credit Application Incomplete 3 $231,000 $77,000 $116,000 $57,000 $90,000
Other 2 $176,000 $88,000 $126,000 $57,000 $65,000
Unverifiable Information 2 $502,000 $251,000 $265,000 $142,000 $155,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information back through 2003.

Download the Idaho Lender List