Oldham County KY
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Oldham County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Oldham County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,765
Total Mortgage Loan Application Amount $776,185,000
Average Mortgage Loan Application Amount $280,000
Highest Mortgage Loan Application Amount $2,805,000
Average Applicant Income $164,000
Highest Applicant Income $6,515,000

Mortgage Company List for Lending in Oldham County KY for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 218 $ 35,430,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 7,488,838,000 142 $ 28,930,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,825,549,000 137 $ 30,525,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 116 $ 18,290,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 104 $ 41,860,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 103 $ 37,245,000
LIBERTY
9520 ORMSBY STATION RD SUITE 20
EVANSVILLE, IN 40223
* $ 3,450,913,000 65 $ 20,505,000
PULTE MORTGAGE LLC
7390 S. IOLA STREET
WILMINGTON, DE 80112
* $ -1,000 64 $ 20,640,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,925,697,000 63 $ 17,285,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 61 $ 5,255,000
VICTORY MORTGAGE, L.L.C.
2500 CHAMBER CENTER DRIVE
FORT MITCHELL, KY 41017
* $ -1,000 59 $ 21,695,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 2,031,410,000 54 $ 6,790,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 46 $ 14,720,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 1,409,134,000 45 $ 6,225,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 41 $ 12,435,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 40 $ 16,000,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 39 $ 9,715,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 39 $ 9,685,000
PARK FEDERAL CREDIT UNION
2515 BLANKENBAKER PARKWAY
LOUISVILLE, KY 40299
* $ 1,252,212,000 36 $ 7,260,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 34 $ 11,150,000
GERMAN AMERICAN BANK
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 6,150,272,000 34 $ 7,310,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 33 $ 15,475,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 33 $ 11,195,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 30 $ 9,410,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 29 $ 8,805,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 28 $ 8,570,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 27 $ 8,905,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 26 $ 5,180,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,915,645,000 26 $ 10,640,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 26 $ 8,620,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 24 $ 9,810,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 23 $ 9,355,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 23 $ 4,785,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 22 $ 7,940,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 3,821,266,000 22 $ 6,120,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 21 $ 7,565,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 21 $ 5,225,000
THE FARMERS BANK OF MILTON
41 FERRY ST.
MILTON, KY 40045
* $ 295,752,000 19 $ 5,125,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 18 $ 6,280,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 17 $ 5,775,000
FIRST NATIONAL BANK OF KENTUCKY
604 HIGHLAND AVE
CARROLLTON, KY 41008
* $ 186,552,000 17 $ 3,925,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 17 $ 5,425,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 15 $ 4,155,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 14 $ 3,180,000
ECLIPSE BANK, INC.
3827 SHELBYVILLE RD
LOUISVILLE, KY 40207
* $ 412,577,000 14 $ 7,140,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 14 $ 6,340,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 13 $ 4,295,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 450,910,000 13 $ 4,365,000
RIVER CITY BANK, INC.
6308 GREENWOOD ROAD
LOUISVILLE, KY 40258
* $ 411,957,000 13 $ 4,055,000
UNITED CITIZENS BANK & TRUST COMPANY
P O BOX 250
CAMPBELLSBURG, KY 40011
* $ 170,162,000 13 $ 3,695,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 13 $ 965,000
BEDFORD LOAN & DEPOSIT BANK
P.O. BOX 276 45 HWY 42 E
BEDFORD, KY 40006
* $ 117,677,000 12 $ 2,090,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 2,104,193,000 11 $ 5,395,000
THE MORTGAGE WAREHOUSE,LLC
2011 LAKE POINT WAY, SUITE 101
LOUISVILLE, KY 40223
* $ -1,000 10 $ 4,050,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 10 $ 730,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 10 $ 2,990,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 9 $ 4,105,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 9 $ 3,635,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 9 $ 2,145,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 8 $ 3,880,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 8 $ 2,360,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 8 $ 2,840,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 8 $ 3,430,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 8 $ 2,510,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 8 $ 3,190,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 8 $ 1,970,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 8 $ 2,830,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 8 $ 1,530,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 7 $ 515,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 7 $ 2,615,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 7 $ 3,665,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 7 $ 2,255,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 7 $ 3,065,000
INDEPENDENCE BANK OF KENTUCKY
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 3,469,556,000 7 $ 995,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 2,510,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 6 $ 2,670,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 6 $ 2,920,000
WILSON & MUIR BANK & TRUST COMPANY
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 706,771,000 6 $ 2,520,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 6 $ 2,430,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 2,110,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 6 $ 2,970,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 5 $ 1,245,000
FIRST HARRISON BANK
220 FEDERAL DRIVE
CORYDON, IN 47112
* $ 1,146,163,000 5 $ 985,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 5 $ 1,215,000
DIGITAL
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 5 $ 2,705,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MOUNT STERLING, KY 40353
* $ 2,145,608,000 5 $ 2,125,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 5 $ 2,345,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 5 $ 735,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 2,192,809,000 5 $ 2,095,000
PARK LANE FINANCE SOLUTIONS, LLC
PO BOX 1285
CHARLOTTESVILLE, VA 24402
* $ -1,000 5 $ 195,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 4 $ 190,000
CENTRA CREDIT UNION
3801 TUPELO DRIVE
COLUMBUS, IN 47202
* $ 2,045,720,000 4 $ 630,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 4 $ 1,130,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 4 $ 1,340,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 4 $ 210,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 5,351,295,000 4 $ 390,000
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 1,734,843,000 4 $ 960,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 4 $ 1,150,000
CLASS ACT FEDERAL CREDIT UNION
3620 FERN VALLEY RD
LOUISVILLE, KY 40219
* $ 304,728,000 3 $ 155,000
GUARDIAN SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 1,060,078,000 3 $ 1,255,000
LENDAGE, LLC
1875 S GRANT ST
SAN MATEO, CA 84402
* $ -1,000 3 $ 145,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 209,664,000,000 3 $ 1,775,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 3 $ 1,025,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 3 $ 955,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 3 $ 935,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 3 $ 565,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 3 $ 375,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 405,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 3 $ 455,000
ADVANZ FEDERAL CREDIT UNION
9600 ORMSBY STATION ROAD
LOUISVILLE, KY 40223
* $ 157,776,000 3 $ 125,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 3 $ 1,065,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
ALBANY, NY 11747
* $ -1,000 3 $ 945,000
AUTOTRUCK FINANCIAL CREDIT UNION
7651 JEFFERSON GRN WY
LOUISVILLE, KY 40219
* $ -1,000 3 $ 125,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,052,701,000 3 $ 1,505,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 3 $ 1,135,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 3 $ 1,195,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 3 $ 855,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 12,826,414,000 3 $ 715,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 3 $ 485,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 3,307,068,000 2 $ 800,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 42,076,662,000 2 $ 1,330,000
FIELD & MAIN BANK, INC.
140 N. MAIN ST.
HENDERSON, KY 42420
* $ 592,663,000 2 $ 570,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,668,165,000 2 $ 300,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 2 $ 810,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 2 $ 770,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ -1,000 2 $ 890,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 2 $ 920,000
MM LENDING, LLC
4165 WESTPORT RD SUITE 204
LOUISVILLE, KY 40207
* $ -1,000 2 $ 480,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
PASSAIC, NJ 07470
* $ 57,451,653,000 2 $ 4,050,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 200,262,969,000 2 $ 440,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 2 $ 50,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 2 $ 470,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 2 $ 720,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,501,392,000 2 $ 2,320,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 2 $ 950,000
COMMERCE HOME MORTGAGE, INC.
3130 CANYON PLACE
SACRAMENTO, CA 94583
* $ -1,000 2 $ 590,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ -1,000 2 $ 660,000
WESTFIELD BANK, FSB
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 2,032,759,000 2 $ 700,000
TRANSCEND FEDERAL CREDIT UNION
3740 BARDSTOWN ROAD
LOUISVILLE, KY 40218
* $ 510,121,000 2 $ 460,000
HANSCOM FEDERAL CREDIT UNION
25 PORTER ROAD, SUITE 100
BEDFORD, MA 01460
* $ 1,906,886,000 2 $ 150,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 435,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 125,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 375,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 475,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 375,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 385,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 9,815,951,000 1 $ 345,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 135,000
THE LOAN STORE, INC.
222 KEARNY STREET, SUITE 650
CAMDEN, DE 94108
* $ -1,000 1 $ 725,000
THE PADUCAH BANK AND TRUST COMPANY
2635 LONE OAK RD
PADUCAH, KY 42002
* $ 891,968,000 1 $ 795,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 1 $ 155,000
FIRST FARMERS BANK & TRUST CO.
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 2,738,488,000 1 $ 305,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 255,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 725,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 195,000
HOMETRUST BANK
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,646,842,000 1 $ 195,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 31,424,000,000 1 $ 975,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 1 $ 585,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 270,427,000 1 $ 395,000
DESJARDINS BANK, NATIONAL ASSOCIATION
1001 E HALLANDALE BEACH BLVD
HALLANDALE BEACH, FL 33009
* $ 352,386,000 1 $ 335,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 725,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 348,731,000,000 1 $ 725,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 1 $ 435,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 175,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 245,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,453,555,000 1 $ 165,000
CIVISTA BANK
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 3,533,305,000 1 $ 195,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 1 $ 335,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 195,000
DIRECT MORTGAGE LOANS, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ -1,000 1 $ 245,000
TYNDALL FEDERAL CREDIT UNION
3109 MINNESOTA AVE
PANAMA CITY, FL 32405
* $ 1,970,243,000 1 $ 115,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 145,000
ATLANTIC HOME MORTGAGE LLC
6250 SHILOH RD SUITE #220
ALPHARETTA, GA 30005
* $ -1,000 1 $ 385,000
PEOPLES BANK
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 1 $ 415,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 285,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 1 $ 355,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 1,747,013,000 1 $ 615,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
NEWARK, DE 92780
* $ -1,000 1 $ 275,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 405,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 385,000
GUIDANCE RESIDENTIAL, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
WILMINGTON, DE 20190
* $ -1,000 1 $ 385,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 1 $ 165,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 1 $ 735,000
MORIA DEVELOPMENT, INC.
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 385,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 435,814,000 1 $ 425,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 165,000
PEOPLES BANK
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 1 $ 65,000
CALCON MUTUAL MORTGAGE LLC
3131 CAMINO DEL RIO N SUITE 1680
CAMDEN, DE 92108
* $ -1,000 1 $ 705,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 1 $ 365,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 1 $ 215,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 605,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 1 $ 405,000
ACADEMY BANK, NATIONAL ASSOCIATION
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64154
* $ 2,441,289,000 1 $ 415,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 335,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 325,000
GREAT LAKES CREDIT UNION
2525 GREEN BAY
BANNOCKBURN, IL 60064
* $ 1,346,301,000 1 $ 435,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 155,000
UNIVERSITY CREDIT UNION
1500 S. SEPULVEDA BLVD.
LOS ANGELES, CA 90025
* $ 1,226,016,000 1 $ 65,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 245,000
CASTLE MORTGAGE CORPORATION
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 295,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 1,261,724,000 1 $ 115,000
REAL GENIUS LLC
1625 S CONGRESS AVE STE 190
DELRAY BEACH, FL 33445
* $ -1,000 1 $ 635,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,247,746,000 1 $ 65,000
FAIR WAY LENDING LLC
918 LILY CREEK RD, #202
LOUISVILLE, KY 40243
* $ -1,000 1 $ 235,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 75,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 165,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 285,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 365,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 21,228,609,000 1 $ 685,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 12,354,380,000 1 $ 105,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 351,968,000 1 $ 95,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 575,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 1 $ 575,000
THE NORTH SIDE BANK & TRUST COMPANY
4125 HAMILTON AVE
CINCINNATI, OH 45223
* $ 970,756,000 1 $ 145,000
PLANTERS BANK, INC.
1312 SOUTH MAIN ST
HOPKINSVILLE, KY 42240
* $ 1,587,159,000 1 $ 325,000
SCHUMACHER MORTGAGE LLC
501 W BROADWAY #550
CAMDEN, DE 92108
* $ -1,000 1 $ 705,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 1 $ 65,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 2,548,129,000 1 $ 745,000
INTERCAP LENDING INC.
11781 S. LONE PEAK PARKWAY, SUITE 200
ESPANOLA, NM 84020
* $ -1,000 1 $ 335,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 75,000
OWEN COUNTY STATE BANK
201 W MORGAN ST
SPENCER, IN 47460
* $ 326,078,000 1 $ 505,000
HEARTHSIDE BANK CORPORATION
1602 CUMBERLAND AVENUE
MIDDLESBORO, KY 40965
* $ 496,449,000 1 $ 515,000
PUBLIX EMPLOYEES FEDERAL CREDIT UNION
3005 NEW TAMPA HWY
LAKELAND, FL 33815
* $ 1,390,547,000 1 $ 545,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 815,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,751,484,000 1 $ 45,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 1 $ 505,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 1 $ 515,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 125,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 1 $ 675,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 942,438,000 1 $ 415,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Oldham County KY in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,376 $534,290,000 $388,000 $2,405,000 $173,000 $1,908,000
Cash-out Refinancing 371 $96,735,000 $260,000 $1,005,000 $134,000 $940,000
Other Purpose 364 $36,230,000 $99,000 $755,000 $172,000 $6,515,000
Home Improvement 329 $35,425,000 $107,000 $995,000 $150,000 $1,180,000
Refinancing 320 $72,850,000 $227,000 $2,805,000 $164,000 $1,170,000
Not Applicable 5 $655,000 $131,000 $295,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,022 $543,990,000 $269,000 $2,405,000 $164,000 $6,515,000
Not Provided 283 $83,025,000 $293,000 $2,245,000 $166,000 $1,334,000
Not applicable 186 $67,870,000 $364,000 $2,805,000 $215,000 $539,000
Hispanic 91 $21,975,000 $241,000 $715,000 $111,000 $451,000
Asian 76 $29,650,000 $390,000 $995,000 $205,000 $720,000
Black or African American 70 $19,660,000 $280,000 $825,000 $168,000 $838,000
American Indian or Alaskan Native 9 $2,675,000 $297,000 $725,000 $143,000 $208,000
Native Hawaiian or Other Pacific Islander 2 $850,000 $425,000 $485,000 $160,000 $225,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,307 $626,795,000 $271,000 $2,805,000 $173,000 $6,515,000
FHA-insured (Federal Housing Administration) 281 $76,025,000 $270,000 $485,000 $97,000 $452,000
VA-guaranteed (Veterans Administration) 169 $71,365,000 $422,000 $1,035,000 $137,000 $455,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $2,000,000 $250,000 $335,000 $90,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,661 $478,865,000 $288,000 $2,805,000 $176,000 $6,515,000
Application Withdrawn By Applicant 398 $125,310,000 $314,000 $2,405,000 $155,000 $1,170,000
Application Denied By Financial Institution 335 $60,205,000 $179,000 $2,255,000 $114,000 $950,000
Loan Purchased By The Institution 192 $69,940,000 $364,000 $1,085,000 $171,000 $539,000
File Closed For Incompleteness 129 $31,385,000 $243,000 $1,805,000 $172,000 $1,220,000
Application Approved But Not Accepted 49 $9,755,000 $199,000 $725,000 $124,000 $344,000
Preapproval Approved but not Accepted 1 $725,000 $725,000 $725,000 $250,000 $250,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,352 $690,590,000 $293,000 $2,805,000 $171,000 $6,515,000
Debt-To-Income Ratio 192 $47,130,000 $245,000 $2,245,000 $120,000 $794,000
Credit History 105 $11,535,000 $109,000 $665,000 $109,000 $350,000
Credit Application Incomplete 44 $10,980,000 $249,000 $2,255,000 $184,000 $950,000
Collateral 38 $7,220,000 $190,000 $645,000 $148,000 $464,000
Other 16 $4,460,000 $278,000 $1,005,000 $144,000 $361,000
Unverifiable Information 14 $2,640,000 $188,000 $635,000 $80,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,135,000 $378,000 $545,000 $100,000 $125,000
Employment History 1 $495,000 $495,000 $495,000 $212,000 $212,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List