O'Brien County IA
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage statistics and lending data for the O'Brien County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near O'Brien County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 176
Total Mortgage Loan Application Amount $18,883,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $350,000
Average Applicant Income $57,000
Highest Applicant Income $266,000

Mortgage Company List for Lending in O'Brien County IA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 40 $ 4,683,000
PEOPLES BANK
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 465,330,000 11 $ 950,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,371,232,000 11 $ 950,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 6 $ 760,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 5 $ 414,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 300,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 655,141,000 4 $ 354,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,532,784,000,000 4 $ 496,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 4 $ 498,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 3 $ 37,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 3 $ 258,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 3 $ 319,000
UNITED BANK OF IOWA
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,270,132,000 3 $ 283,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 3 $ 279,000
UNIVERSAL LENDING CORPORATION
6775 E EVANS AVE
DENVER, CO 80224
* $ 10,000,000 3 $ 330,000
INSPIRED FINANCIAL SERVICES, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 148,146,000 3 $ 321,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 219,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 3 $ 264,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 237,000
AMERICAN LENDING SOLUTIONS LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 2 $ 209,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 2 $ 445,000
FRONTIER BANK
301 1ST AVE
ROCK RAPIDS, IA 51246
* $ 186,200,000 2 $ 75,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 191,162,000 1 $ 70,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 1 $ 104,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 108,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 216,602,000 1 $ 177,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 137,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 573,850,000 1 $ 280,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 112,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 1 $ 271,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 1 $ 75,000
UNITED COMMUNITY BANK
104 N MACOUPIN
GILLESPIE, IL 62033
* $ 1,090,048,000 1 $ 300,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 121,000
AMERICAN BANK OF MISSOURI
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 146,069,000 1 $ 88,000
SECURITY STATE BANK
P.O. BOX 511, 231 FIRST STREET EAST
INDEPENDENCE, IA 50644
* $ 104,180,000 1 $ 139,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 12,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 1 $ 60,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 39,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 1 $ 59,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 71,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 70,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 1 $ 134,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 414,273,000 1 $ 324,000
AMERICAN BANK, NATIONAL ASSOCIATION
234 5TH AVE SW
LE MARS, IA 51031
* $ 279,943,000 1 $ 49,000
PRIMEBANK
37 1ST AVE NW
LE MARS, IA 51031
* $ 340,053,000 1 $ 340,000
FIRST STATE BANK
200 MOOREHEAD AVE
IDA GROVE, IA 51445
* $ 137,256,000 1 $ 6,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 397,763,000 1 $ 125,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 816,748,000 1 $ 134,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 105,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 80,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 83,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 66,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 1 $ 239,000
TELCO TRIAD COMMUNITY CU
1420 TRI VIEW AVE
SIOUX CITY, IA 51103
* $ 75,117,000 1 $ 11,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for O'Brien County IA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 85 $10,150,000 $119,000 $350,000 $64,000 $266,000
Home Purchase 81 $8,232,000 $101,000 $271,000 $47,000 $212,000
Home Improvement 10 $501,000 $50,000 $280,000 $74,000 $266,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 136 $14,669,000 $107,000 $350,000 $59,000 $266,000
Not applicable 15 $1,812,000 $120,000 $340,000 $30,000 $266,000
Not Provided 14 $1,430,000 $102,000 $240,000 $71,000 $212,000
Hispanic 10 $831,000 $83,000 $121,000 $47,000 $165,000
American Indian or Alaskan Native 1 $141,000 $141,000 $141,000 $76,000 $76,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 90 $10,309,000 $114,000 $350,000 $71,000 $266,000
FHA-insured (Federal Housing Administration) 41 $3,839,000 $93,000 $271,000 $47,000 $100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $3,020,000 $91,000 $150,000 $32,000 $74,000
VA-guaranteed (Veterans Administration) 12 $1,715,000 $142,000 $239,000 $53,000 $168,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 97 $10,709,000 $110,000 $350,000 $63,000 $266,000
Application Denied By Financial Institution 41 $4,099,000 $99,000 $202,000 $49,000 $220,000
Loan Purchased By The Institution 16 $1,867,000 $116,000 $280,000 $38,000 $266,000
Application Withdrawn By Applicant 14 $1,279,000 $91,000 $300,000 $63,000 $168,000
File Closed For Incompleteness 4 $472,000 $118,000 $177,000 $46,000 $76,000
Application Approved But Not Accepted 4 $457,000 $114,000 $216,000 $54,000 $82,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8 $853,000 $106,000 $202,000 $64,000 $220,000
Debt-To-Income Ratio 7 $731,000 $104,000 $198,000 $37,000 $64,000
Credit Application Incomplete 6 $633,000 $105,000 $134,000 $66,000 $161,000
Unverifiable Information 3 $241,000 $80,000 $102,000 $45,000 $57,000
Other 1 $123,000 $123,000 $123,000 $74,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 1 $105,000 $105,000 $105,000 $50,000 $50,000
Collateral 1 $81,000 $81,000 $81,000 $27,000 $27,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List