Nicholas County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Nicholas County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Download the entire list of mortgage lenders in Kentucky
Years	2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003
Total Number of Mortgage Applications	264
Total Mortgage Loan Application Amount	$24,196,000
Average Mortgage Loan Application Amount	$91,000
Highest Mortgage Loan Application Amount	$660,000
Average Applicant Income	$69,000
Highest Applicant Income	$3,005,000

Mortgage Company List for Lending in Nicholas County KY for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

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Mortgage Lender	Phone Number	Mortgage Lender Assets	Number of Mortgage Loan Applications	Total Dollar Amount of Mortgage Loan Applications
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034	*	$ 28,404,352,000	2	$ 115,000
ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650	*	$ 551,751,000	1	$ 39,000
AMERICAN BANK & TRUST COMPANY, INC. 1302 SCOTTSVILLE ROAD BOWLING GREEN, KY 42102	*	$ 182,678,000	1	$ 36,000
AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101	*	$ 473,000,000,000	2	$ 138,000
AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114	*	$ 16,938,391,000	1	$ 312,000
AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062	*	$ 10,000,000	1	$ 50,000
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302	*	$ 1,312,794,218,000	1	$ 130,000
BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045	*	$ 4,017,643,000	18	$ 2,100,000
BENEFICIAL FINANCIAL I, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045	*	$ 11,000,000	2	$ 151,000
CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809	*	$ 97,517,902,000	3	$ 41,000
CENTRAL BANK & TRUST COMPANY PO BOX 1360 LEXINGTON, KY 40588	*	$ 1,476,025,000	1	$ 70,000
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022	*	$ 18,878,056,000	3	$ 294,000
CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202	*	$ 2,187,631,000,000	7	$ 280,000
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022	*	$ 1,019,497,000,000	6	$ 607,000
COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602	*	$ 717,398,000	2	$ 130,000
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502	*	$ 2,892,231,000	7	$ 837,000
COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362	*	$ 121,054,736,000	26	$ 2,360,000
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328	*	$ 978,554,000	1	$ 89,000
ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018	*	$ 48,624,000,000	2	$ 150,000
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842	*	$ 10,000,000	12	$ 1,191,000
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223	*	$ 10,000,000	21	$ 2,420,000
FIFTH THIRD BANK MICHIGAN 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227	*	$ 53,421,606,000	4	$ 298,000
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227	*	$ 61,450,273,000	7	$ 1,205,000
FIRST FEDERAL BANK 2452 SIR BARTON WAY LEXINGTON, KY 40509	*	$ 126,992,000	1	$ 76,000
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098	*	$ 15,757,171,000	1	$ 78,000
FORCHT BANK, NATIONAL ASSOCIATION 2404 SIR BARTON WAY LEXINGTON, KY 40509	*	$ 1,024,460,000	1	$ 40,000
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067	*	$ 10,000,000	2	$ 129,000
FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037	*	$ 10,000,000	2	$ 224,000
GATEWAY MORTGAGE GROUP LLC 6910 E 14TH ST TULSA, OK 74112	*	$ 10,000,000	1	$ 50,000
GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123	*	$ 14,839,190,000	5	$ 67,000
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034	*	$ 31,000,000	8	$ 824,000
HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045	*	$ 15,000,000	13	$ 1,260,000
HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886	*	$ 266,672,000	1	$ 145,000
HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034	*	$ 10,000,000	1	$ 132,000
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116	*	$ 10,000,000	1	$ 275,000
INTEGRA BANK PO BOX 868 EVANSVILLE, IN 47705	*	$ 3,341,313,000	1	$ 30,000
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240	*	$ 1,318,888,000,000	8	$ 697,000
KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361	*	$ 630,847,000	9	$ 1,935,000
LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893	*	$ 43,592,768,000	1	$ 17,000
LIBERTY SAVINGS BANK, FSB 2251 ROMBACH AVE. WILMINGTON, OH 45177	*	$ 1,700,637,000	2	$ 236,000
MEMBERS HERITAGE FCU 440 PARK PLACE LEXINGTON, KY 40511	*	$ 206,951,000	2	$ 136,000
NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114	*	$ 138,755,343,000	2	$ 191,000
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019	*	$ 10,000,000	1	$ 93,000
NEW SOUTH FEDERAL SAVINGS BANK 1900 CRESTWOOD BOULEVARD BIRMINGHAM, AL 35210	*	$ 1,901,132,000	1	$ 119,000
NPB MORTGAGE LLC 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546	*	$ 145,000,000	1	$ 50,000
PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392	*	$ 267,080,000	1	$ 10,000
PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222	*	$ 124,782,289,000	1	$ 46,000
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066	*	$ 10,000,000	1	$ 140,000
REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202	*	$ 3,091,562,000	2	$ 304,000
SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218	*	$ 135,478,000	1	$ 78,000
SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009	*	$ 10,000,000	2	$ 203,000
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224	*	$ 175,107,526,000	2	$ 315,000
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470	*	$ 10,000,000	8	$ 723,000
TRADITIONAL BANK, INC. 49 W MAIN STREET MOUNT STERLING, KY 40353	*	$ 826,626,000	5	$ 211,000
UNIFY FINANCIAL CREDIT UNION 1899 WESTERN WAY ALLEN, TX 90501	*	$ 1,422,814,000	2	$ 99,000
UNITED MIDWEST SAVINGS BANK 101 S MAIN ST DEGRAFF, OH 43318	*	$ 260,888,000	1	$ 51,000
US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202	*	$ 5,028,246,000	4	$ 318,000
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328	*	$ 467,861,000,000	5	$ 424,000
WELLS FARGO FIN'L KENTUCKY INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309	*	$ 36,752,895,000	1	$ 58,000
WHITAKER BANK PO BOX 55439 LEXINGTON, KY 40555	*	$ 1,271,572,000	29	$ 848,000
WINCHESTER FEDERAL BANK 57 SOUTH MAIN STREET WINCHESTER, KY 40391	*	$ 180,041,000	1	$ 250,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Nicholas County KY in 2008

Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Refinancing	159	$15,938,000	$100,000	$660,000	$72,000	$3,005,000
Home Purchase	72	$6,906,000	$95,000	$340,000	$62,000	$154,000
Home Improvement	33	$1,352,000	$40,000	$372,000	$72,000	$462,000

Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
White	234	$21,010,000	$89,000	$660,000	$72,000	$3,005,000
Not Provided	18	$1,984,000	$110,000	$417,000	$60,000	$105,000
Not applicable	6	$546,000	$91,000	$154,000	$20,000	$74,000
Native Hawaiian or Other Pacific Islander	2	$180,000	$90,000	$90,000	$96,000	$98,000
Black or African American	2	$200,000	$100,000	$134,000	$31,000	$41,000
Hispanic	1	$73,000	$73,000	$73,000	$39,000	$39,000
American Indian or Alaskan Native	1	$203,000	$203,000	$203,000	$60,000	$60,000
Asian	0	$0	$0	$0	$0	$0

Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	212	$19,137,000	$90,000	$660,000	$74,000	$3,005,000
FHA-insured (Federal Housing Administration)	50	$4,902,000	$98,000	$275,000	$51,000	$150,000
FSA/RHS (Farm Service Agency or Rural Housing Service)	2	$157,000	$78,000	$81,000	$45,000	$51,000
VA-guaranteed (Veterans Administration)	0	$0	$0	$0	$0	$0

Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Loan Originated	116	$11,826,000	$101,000	$660,000	$94,000	$3,005,000
Application Denied By Financial Institution	101	$8,572,000	$84,000	$417,000	$48,000	$168,000
Application Withdrawn By Applicant	17	$1,184,000	$69,000	$164,000	$62,000	$150,000
Loan Purchased By The Institution	16	$1,455,000	$90,000	$154,000	$45,000	$96,000
Application Approved But Not Accepted	11	$938,000	$85,000	$205,000	$66,000	$171,000
File Closed For Incompleteness	3	$221,000	$73,000	$104,000	$54,000	$64,000
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Credit History	19	$1,266,000	$66,000	$417,000	$40,000	$99,000
Collateral	9	$694,000	$77,000	$275,000	$59,000	$100,000
Other	5	$506,000	$101,000	$140,000	$63,000	$77,000
Debt-To-Income Ratio	5	$385,000	$77,000	$205,000	$33,000	$62,000
Credit Application Incomplete	1	$75,000	$75,000	$75,000	$36,000	$36,000
Unverifiable Information	0	$0	$0	$0	$0	$0
Employment History	0	$0	$0	$0	$0	$0
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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Nicholas County KY HMDA Loan Application Totals and Mortgage Lending Details for 2008

Mortgage Company List for Lending in Nicholas County KY for 2008

Mortgage Loan Application Detail Totals for Nicholas County KY in 2008

Loan Purpose

Applicant Race

Loan Type

Outcome

Denial Reason

Nicholas County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008