Nebraska
Mortgage Loan Application
Totals and Details
in 2004

Find mortgage statistics and mortgage data for Nebraska.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Nebraska.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 143,728
Total Mortgage Loan Application Amount $14,224,033,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $92,000,000
Average Applicant Income $54,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Nebraska, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Nebraska in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 84,476 $8,553,474,000 $101,000 $11,250,000 $53,000 $7,200,000
Home Purchase 47,649 $5,274,955,000 $110,000 $92,000,000 $53,000 $5,265,000
Home Improvement 11,603 $395,604,000 $34,000 $1,200,000 $61,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 98,789 $9,755,483,000 $98,000 $2,034,000 $58,000 $9,999,000
Not applicable 16,451 $1,983,082,000 $120,000 $92,000,000 $16,000 $3,314,000
Not Provided 16,096 $1,469,906,000 $91,000 $1,300,000 $58,000 $7,200,000
Hispanic 5,921 $441,091,000 $74,000 $1,356,000 $47,000 $1,848,000
Black or African American 4,398 $363,944,000 $82,000 $818,000 $54,000 $1,652,000
Asian 1,393 $154,157,000 $110,000 $1,100,000 $66,000 $950,000
American Indian or Alaskan Native 492 $37,710,000 $76,000 $474,000 $55,000 $1,092,000
Native Hawaiian or Other Pacific Islander 188 $18,660,000 $99,000 $488,000 $62,000 $695,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 131,695 $12,920,941,000 $98,000 $92,000,000 $56,000 $9,999,000
FHA-insured (Federal Housing Administration) 7,110 $716,921,000 $100,000 $4,801,000 $33,000 $661,000
VA-guaranteed (Veterans Administration) 4,229 $538,077,000 $127,000 $334,000 $33,000 $666,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 694 $48,094,000 $69,000 $815,000 $36,000 $802,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 66,173 $6,748,318,000 $101,000 $11,250,000 $61,000 $3,314,000
Application Denied By Financial Institution 26,176 $2,076,152,000 $79,000 $1,690,000 $52,000 $9,999,000
Loan Purchased By The Institution 23,852 $2,648,707,000 $111,000 $1,549,000 $29,000 $5,265,000
Application Withdrawn By Applicant 13,781 $1,440,092,000 $104,000 $92,000,000 $56,000 $3,600,000
Application Approved But Not Accepted 8,343 $741,370,000 $88,000 $1,000,000 $56,000 $2,219,000
File Closed For Incompleteness 5,403 $569,394,000 $105,000 $1,000,000 $69,000 $7,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 6,853 $610,517,000 $89,000 $864,000 $57,000 $3,896,000
Credit History 6,617 $461,445,000 $69,000 $1,440,000 $54,000 $9,999,000
Debt-To-Income Ratio 2,696 $217,405,000 $80,000 $815,000 $40,000 $356,000
Collateral 2,529 $221,037,000 $87,000 $1,690,000 $60,000 $3,753,000
Credit Application Incomplete 1,236 $109,575,000 $88,000 $1,040,000 $56,000 $996,000
Insufficient Cash (Downpayment, Closing Cost) 407 $36,184,000 $88,000 $800,000 $50,000 $760,000
Unverifiable Information 383 $38,728,000 $101,000 $818,000 $61,000 $1,508,000
Employment History 225 $15,227,000 $67,000 $287,000 $43,000 $330,000
Mortgage Insurance Denied 1 $82,000 $82,000 $82,000 $20,000 $20,000
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Mortgage Loan Application Totals in 2004 by Nebraska Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LINCOLN, NE 28,075 $ 3,012,515,000 $ 107,000 $ 59,000
OMAHA-COUNCIL BLUFFS, NE-IA 71,714 $ 7,879,526,000 $ 109,000 $ 61,000
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Mortgage Loan Application Totals in 2004 by Nebraska County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,819 $ 130,199,000 $ 71,000 $ 46,000
Antelope 211 $ 14,032,000 $ 66,000 $ 59,000
Arthur 10 $ 508,000 $ 50,000 $ 31,000
Banner 15 $ 1,282,000 $ 85,000 $ 67,000
Blaine 8 $ 693,000 $ 86,000 $ 62,000
Boone 175 $ 12,660,000 $ 72,000 $ 45,000
Box Butte 625 $ 42,705,000 $ 68,000 $ 54,000
Boyd 32 $ 2,094,000 $ 65,000 $ 45,000
Brown 123 $ 6,937,000 $ 56,000 $ 87,000
Buffalo 2,588 $ 248,448,000 $ 96,000 $ 48,000
Burt 504 $ 34,915,000 $ 69,000 $ 45,000
Butler 495 $ 36,000,000 $ 72,000 $ 43,000
Cass 3,063 $ 321,825,000 $ 105,000 $ 57,000
Cedar 371 $ 24,048,000 $ 64,000 $ 48,000
Chase 212 $ 13,504,000 $ 63,000 $ 51,000
Cherry 278 $ 19,810,000 $ 71,000 $ 112,000
Cheyenne 550 $ 40,961,000 $ 74,000 $ 52,000
Clay 351 $ 21,609,000 $ 61,000 $ 54,000
Colfax 519 $ 33,243,000 $ 64,000 $ 39,000
Cuming 395 $ 26,304,000 $ 66,000 $ 45,000
Custer 447 $ 29,325,000 $ 65,000 $ 44,000
Dakota 1,359 $ 104,735,000 $ 77,000 $ 48,000
Dawes 361 $ 26,608,000 $ 73,000 $ 50,000
Dawson 1,592 $ 110,617,000 $ 69,000 $ 44,000
Deuel 108 $ 6,208,000 $ 57,000 $ 42,000
Dixon 365 $ 22,093,000 $ 60,000 $ 43,000
Dodge 2,375 $ 209,642,000 $ 88,000 $ 51,000
Douglas 49,552 $ 5,353,494,000 $ 108,000 $ 62,000
Dundy 73 $ 4,908,000 $ 67,000 $ 48,000
Fillmore 254 $ 16,520,000 $ 65,000 $ 46,000
Franklin 81 $ 3,913,000 $ 48,000 $ 40,000
Frontier 96 $ 6,840,000 $ 71,000 $ 46,000
Furnas 178 $ 9,968,000 $ 56,000 $ 50,000
Gage 1,574 $ 121,390,000 $ 77,000 $ 49,000
Garden 71 $ 4,396,000 $ 61,000 $ 61,000
Garfield 57 $ 3,698,000 $ 64,000 $ 70,000
Gosper 138 $ 12,195,000 $ 88,000 $ 67,000
Grant 16 $ 1,080,000 $ 67,000 $ 40,000
Greeley 58 $ 4,164,000 $ 71,000 $ 49,000
Hall 3,084 $ 236,500,000 $ 76,000 $ 44,000
Hamilton 630 $ 47,503,000 $ 75,000 $ 51,000
Harlan 158 $ 10,359,000 $ 65,000 $ 51,000
Hayes 16 $ 780,000 $ 48,000 $ 41,000
Hitchcock 98 $ 5,589,000 $ 57,000 $ 31,000
Holt 467 $ 31,318,000 $ 67,000 $ 43,000
Hooker 21 $ 1,222,000 $ 58,000 $ 41,000
Howard 332 $ 24,590,000 $ 74,000 $ 47,000
Jefferson 399 $ 23,376,000 $ 58,000 $ 41,000
Johnson 228 $ 14,678,000 $ 64,000 $ 55,000
Kearney 375 $ 30,754,000 $ 82,000 $ 47,000
Keith 693 $ 52,571,000 $ 75,000 $ 53,000
Keya Paha 14 $ 1,191,000 $ 85,000 $ 74,000
Kimball 197 $ 12,738,000 $ 64,000 $ 53,000
Knox 290 $ 21,445,000 $ 73,000 $ 52,000
Lancaster 27,004 $ 2,917,444,000 $ 108,000 $ 60,000
Lincoln 2,307 $ 186,508,000 $ 80,000 $ 51,000
Logan 24 $ 1,406,000 $ 58,000 $ 55,000
Loup 23 $ 1,379,000 $ 59,000 $ 47,000
Madison 1,925 $ 151,410,000 $ 78,000 $ 48,000
McPherson 10 $ 984,000 $ 98,000 $ 47,000
Merrick 426 $ 28,346,000 $ 66,000 $ 47,000
Morrill 242 $ 12,719,000 $ 52,000 $ 49,000
Nance 149 $ 8,547,000 $ 57,000 $ 42,000
Nemaha 319 $ 20,718,000 $ 64,000 $ 51,000
Nuckolls 132 $ 6,882,000 $ 52,000 $ 41,000
Otoe 1,170 $ 105,510,000 $ 90,000 $ 52,000
Pawnee 97 $ 5,297,000 $ 54,000 $ 37,000
Perkins 142 $ 8,014,000 $ 56,000 $ 56,000
Phelps 644 $ 41,655,000 $ 64,000 $ 47,000
Pierce 377 $ 29,045,000 $ 77,000 $ 47,000
Platte 1,767 $ 139,946,000 $ 79,000 $ 46,000
Polk 226 $ 13,232,000 $ 58,000 $ 44,000
Red Willow 602 $ 40,827,000 $ 67,000 $ 43,000
Richardson 318 $ 17,027,000 $ 53,000 $ 53,000
Rock 37 $ 2,168,000 $ 58,000 $ 33,000
Saline 996 $ 77,509,000 $ 77,000 $ 48,000
Sarpy 16,235 $ 1,861,687,000 $ 114,000 $ 63,000
Saunders 1,801 $ 188,982,000 $ 104,000 $ 55,000
Scotts Bluff 2,470 $ 191,614,000 $ 77,000 $ 49,000
Seward 1,465 $ 132,483,000 $ 90,000 $ 49,000
Sheridan 205 $ 13,844,000 $ 67,000 $ 45,000
Sherman 105 $ 6,094,000 $ 58,000 $ 48,000
Sioux 45 $ 2,788,000 $ 61,000 $ 44,000
Stanton 383 $ 29,130,000 $ 76,000 $ 48,000
Thayer 160 $ 8,482,000 $ 53,000 $ 40,000
Thomas 21 $ 1,551,000 $ 73,000 $ 57,000
Thurston 112 $ 6,218,000 $ 55,000 $ 42,000
Valley 134 $ 8,950,000 $ 66,000 $ 53,000
Washington 1,800 $ 217,748,000 $ 120,000 $ 62,000
Wayne 351 $ 27,850,000 $ 79,000 $ 50,000
Webster 134 $ 8,024,000 $ 59,000 $ 52,000
Wheeler 12 $ 791,000 $ 65,000 $ 55,000
York 773 $ 58,760,000 $ 76,000 $ 45,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Nebraska.

If you prefer, you can download a copy of the entire list of mortgage lenders in Nebraska and search similar information back through 2003.

Download the Nebraska Lender List