Muhlenberg County KY
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Muhlenberg County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Muhlenberg County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,133
Total Mortgage Loan Application Amount $142,385,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $75,000
Highest Applicant Income $694,000

Mortgage Company List for Lending in Muhlenberg County KY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 1,180,778,000 151 $ 14,115,000
FARMERS BANK AND TRUST COMPANY
201 SOUTH MAIN STREET
MARION, KY 42064
* $ 497,372,000 107 $ 14,775,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 94 $ 9,420,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 91 $ 11,275,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 12,582,271,000 37 $ 4,695,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 35 $ 4,755,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 29 $ 2,675,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 28 $ 3,120,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 24 $ 5,500,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 22 $ 3,410,000
EVANSVILLE TEACHERS
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 2,826,831,000 19 $ 2,675,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 18 $ 1,570,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 18 $ 2,350,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 16 $ 2,220,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 15 $ 995,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 13 $ 975,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ -1,000 12 $ 1,600,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 12 $ 1,520,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ -1,000 11 $ 1,405,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 11 $ 1,215,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 10 $ 1,040,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 10 $ 1,470,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 10 $ 1,420,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 9 $ 375,000
THE SACRAMENTO DEPOSIT BANK
335 MAIN ST
SACRAMENTO, KY 42372
* $ 133,794,000 9 $ 815,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 9 $ 1,715,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 9 $ 1,185,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 9 $ 955,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 8 $ 1,280,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 8 $ 1,260,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 7 $ 1,155,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 7 $ 1,135,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 1,045,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 6 $ 1,150,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 6 $ 1,060,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 6 $ 1,880,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 6 $ 600,000
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED
PO BOX 68
MORGANTOWN, KY 42261
* $ 257,667,000 5 $ 755,000
INDEPENDENCE BANK OF KENTUCKY
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 3,237,305,000 5 $ 665,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 5 $ 415,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,895,919,000 5 $ 245,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 5 $ 825,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 5 $ 885,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 5 $ 665,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 5 $ 495,000
FIRST UNITED BANK AND TRUST COMPANY
162 N MAIN ST
MADISONVILLE, KY 42431
* $ 490,494,000 5 $ 325,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 4 $ 940,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 4 $ 180,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 340,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 4 $ 510,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 4 $ 310,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 3 $ 115,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LOUISVILLE, KY 40223
* $ -1,000 3 $ 905,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 3 $ 305,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 435,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 3 $ 565,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 3 $ 595,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 375,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 2 $ 100,000
THE FARMERS BANK
P. O. BOX 10, 120 VILLAGE DRIVE
PORTLAND, TN 37148
* $ 865,802,000 2 $ 500,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 2 $ 210,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 320,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 190,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 32,520,025,000 2 $ 420,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 456,669,000 2 $ 410,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 140,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 2 $ 620,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 6,088,183,000 2 $ 200,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 320,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 350,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
TEMPE, AZ 85283
* $ -1,000 2 $ 310,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 580,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 510,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 2 $ 150,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 2 $ 290,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
GEORGETOWN, TX 78633
* $ -1,000 2 $ 230,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 2 $ 430,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 2 $ 340,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 2 $ 240,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 450,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 180,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 380,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 220,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 2 $ 110,000
UNITED SOUTHERN BANK
PO BOX 951
HOPKINSVILLE, KY 42240
* $ 280,977,000 2 $ 250,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 2 $ 220,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 1 $ 65,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 275,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 155,000
COLTEN MORTGAGE, LLC
6021 S SYRACUSE WAY STE 104
GREENWOOD VILLAGE, CO 80111
* $ -1,000 1 $ 135,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 9,521,721,000 1 $ 25,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 1 $ 175,000
AMERICAN BANK & TRUST COMPANY, INC.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 614,390,000 1 $ 45,000
PEOPLES BANK
PO BOX 7
MENDENHALL, MS 39114
* $ 431,628,000 1 $ 145,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 265,000
FORTERA FEDERAL CREDIT UNION
2050 LOWES DRIVE
CLARKSVILLE, TN 37040
* $ 715,451,000 1 $ 55,000
TRANSPORTATION FEDERAL CREDIT UNION
P.O. BOX 25947
ALEXANDRIA, VA 22313
* $ 288,660,000 1 $ 35,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 135,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 55,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 1 $ 15,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 6,639,234,000 1 $ 95,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 175,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 155,000
PLANTERS BANK, INC.
1312 SOUTH MAIN ST
HOPKINSVILLE, KY 42240
* $ 1,416,938,000 1 $ 125,000
MORTGAGE MASTERS OF INDIANA, INC.
501 N CROSS POINTE BLVD
EVANSVILLE, IN 47713
* $ -1,000 1 $ 335,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
1401 S. THIRD ST.
TERRE HUATE, IN 47802
* $ 5,045,573,000 1 $ 255,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
LAS VEGAS, NV 89145
* $ -1,000 1 $ 155,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 65,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 455,000
LIMESTONE BANK, INC.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,407,879,000 1 $ 65,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 1 $ 195,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 85,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 1,252,099,000 1 $ 55,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 175,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
DUBLIN, OH 43016
* $ -1,000 1 $ 65,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
NORTH CANTON, OH 44720
* $ -1,000 1 $ 105,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 75,000
EDMONTON STATE BANK
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 732,216,000 1 $ 35,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 95,000
THE FISHER NATIONAL BANK
1710 S NEIL ST SUITE 3
CHAMPAIGN, IL 61820
* $ 200,333,000 1 $ 115,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 155,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 1 $ 185,000
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 1,591,396,000 1 $ 65,000
GERMAN AMERICAN BANK
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 5,596,059,000 1 $ 35,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 20,897,645,000 1 $ 155,000
FIRST FEDERAL SAVINGS BANK
PO BOX 1111
EVANSVILLE, IN 47706
* $ 482,575,000 1 $ 465,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Muhlenberg County KY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 628 $86,090,000 $137,000 $685,000 $73,000 $650,000
Refinancing 249 $31,805,000 $127,000 $485,000 $83,000 $268,000
Cash-out Refinancing 134 $18,560,000 $138,000 $455,000 $65,000 $694,000
Other Purpose 65 $3,315,000 $51,000 $225,000 $81,000 $665,000
Home Improvement 48 $1,950,000 $40,000 $255,000 $83,000 $282,000
Not Applicable 9 $665,000 $73,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 933 $116,205,000 $124,000 $665,000 $75,000 $694,000
Not applicable 93 $13,395,000 $144,000 $685,000 $154,000 $422,000
Not Provided 66 $8,090,000 $122,000 $375,000 $82,000 $665,000
Black or African American 19 $2,155,000 $113,000 $325,000 $67,000 $180,000
Hispanic 13 $1,585,000 $121,000 $295,000 $61,000 $110,000
Asian 4 $250,000 $62,000 $65,000 $55,000 $77,000
American Indian or Alaskan Native 3 $305,000 $101,000 $165,000 $59,000 $83,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $33,000 $33,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 824 $96,840,000 $117,000 $685,000 $81,000 $694,000
FHA-insured (Federal Housing Administration) 165 $22,045,000 $133,000 $335,000 $54,000 $151,000
VA-guaranteed (Veterans Administration) 81 $16,255,000 $200,000 $455,000 $68,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $7,245,000 $115,000 $215,000 $49,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 609 $75,675,000 $124,000 $685,000 $79,000 $650,000
Application Denied By Financial Institution 231 $26,555,000 $114,000 $485,000 $64,000 $665,000
Application Withdrawn By Applicant 116 $15,500,000 $133,000 $405,000 $67,000 $261,000
File Closed For Incompleteness 73 $8,785,000 $120,000 $325,000 $76,000 $694,000
Loan Purchased By The Institution 71 $10,695,000 $150,000 $505,000 $127,000 $422,000
Application Approved But Not Accepted 27 $4,415,000 $163,000 $665,000 $81,000 $213,000
Preapproval Approved but not Accepted 6 $760,000 $126,000 $155,000 $82,000 $189,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 779 $99,745,000 $128,000 $685,000 $77,000 $694,000
Debt-To-Income Ratio 167 $21,975,000 $131,000 $485,000 $71,000 $262,000
Credit History 119 $13,115,000 $110,000 $485,000 $74,000 $665,000
Collateral 31 $3,255,000 $105,000 $255,000 $70,000 $282,000
Credit Application Incomplete 11 $985,000 $89,000 $165,000 $36,000 $64,000
Other 10 $940,000 $94,000 $185,000 $68,000 $135,000
Unverifiable Information 10 $1,300,000 $130,000 $265,000 $64,000 $165,000
Employment History 3 $505,000 $168,000 $255,000 $36,000 $87,000
Insufficient Cash (Downpayment, Closing Cost) 3 $565,000 $188,000 $365,000 $89,000 $143,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List