2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Morgan County UT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Unlock detailed Morgan County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 760 |
| Total Mortgage Loan Application Amount | $227,280,000 |
| Average Mortgage Loan Application Amount | $299,000 |
| Highest Mortgage Loan Application Amount | $1,945,000 |
| Average Applicant Income | $138,000 |
| Highest Applicant Income | $1,958,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 35,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 32 | $ 12,880,000 |
| ADVANTAGE PLUS 2133 E CENTER ST. POCATELLO, ID 83201 |
* | $ 137,217,000 | 1 | $ 195,000 |
| AMERICA FIRST FEDERAL CREDIT UNION 4774 S 1300 W, BLDG 3 RIVERDALE, UT 84405 |
* | $ 9,214,916,000 | 100 | $ 11,230,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 695,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 4 | $ 1,230,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 455,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 12 | $ 4,080,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 5 | $ 1,375,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 2 | $ 630,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 2 | $ 2,010,000 |
| ASCENT 4140 HARRISON BLVD OGDEN, UT 84403 |
* | $ 113,109,000 | 1 | $ 175,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 8,908,994,000 | 3 | $ 695,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 11 | $ 3,775,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 89,765,667,000 | 2 | $ 1,590,000 |
| BANK OF UTAH 2605 WASHINGTON BOULEVARD OGDEN, UT 84401 |
* | $ 1,210,221,000 | 2 | $ 820,000 |
| BELEM SERVICING LLC 230 N 1680 E ST. GEORGE, UT 84770 |
* | $ -1,000 | 1 | $ 395,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 945,013,000 | 1 | $ 355,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 32,217,466,000 | 1 | $ 745,000 |
| CACHE VALLEY BANK 101 NORTH MAIN LOGAN, UT 84321 |
* | $ 1,102,105,000 | 3 | $ 955,000 |
| CALCON MUTUAL MORTGAGE LLC 3131 CAMINO DEL RIO N SUITE 1680 CAMDEN, DE 92108 |
* | $ -1,000 | 1 | $ 655,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 1,055,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 650,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 215,000 |
| CASTLE & COOKE MORTGAGE, LLC 13751 S WADSWORTH PARK DRIVE, STE 101 WILMINGTON, DE 84020 |
* | $ -1,000 | 5 | $ 2,125,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ -1,000 | 1 | $ 415,000 |
| CITADEL SERVICING CORPORATION 15707 ROCKFIELD BLVD STE 320 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 825,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 1 | $ 195,000 |
| CITY FIRST MORTGAGE SERVICES, L.L.C. 750 S. MAIN SUITE 104 BOUNTIFUL, UT 84010 |
* | $ -1,000 | 1 | $ 355,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 11 | $ 4,655,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 5 | $ 2,325,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 1 | $ 305,000 |
| CYPRUS FEDERAL CREDIT UNION 3876 W. CENTERVIEW WAY WEST JORDAN, UT 84084 |
* | $ 854,482,000 | 1 | $ 525,000 |
| DELTA COMMUNITY CREDIT UNION 3270 RIVERWOOD PKWY ATLANTA, GA 30339 |
* | $ 5,571,210,000 | 1 | $ 25,000 |
| DIRECT MORTGAGE, CORP. 6955 SOUTH UNION PARK CENTER, #540 SALT LAKE CITY, UT 84047 |
* | $ -1,000 | 3 | $ 1,205,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 3 | $ 255,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 5 | $ 1,075,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 295,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 4 | $ 2,100,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ -1,000 | 1 | $ 185,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 4 | $ 990,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ -1,000 | 1 | $ 365,000 |
| FIRST COLONY MORTGAGE CORPORATION 508 W 800 NORTH OREM, UT 84057 |
* | $ -1,000 | 4 | $ 1,070,000 |
| FIRST HOME BANK 9190 SEMINOLE BLVD SEMINOLE, FL 33772 |
* | $ 260,106,000 | 1 | $ 565,000 |
| FIRST OPTION MORTGAGE, LLC 3330 CUMBERLAND BLVD SE, SUITE 800 ATLANTA, GA 30339 |
* | $ -1,000 | 2 | $ 530,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 5 | $ 1,605,000 |
| FORTIS PRIVATE BANK 1550 17TH STREET SUITE 100 DENVER, CO 80202 |
* | $ 536,785,000 | 1 | $ 545,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 455,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 21 | $ 7,745,000 |
| GEORGIA BANKING COMPANY 6190 POWERS FERRY ROAD, SUITE 150 ATLANTA, GA 30339 |
* | $ 499,066,000 | 1 | $ 115,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 9,652,147,000 | 32 | $ 5,270,000 |
| GOLDENWEST PO BOX 1111 OGDEN, UT 84402 |
* | $ 1,423,898,000 | 57 | $ 12,885,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 10 | $ 3,010,000 |
| GRANITE FEDERAL CREDIT UNION 3675 S 900 E SALT LAKE CITY, UT 84106 |
* | $ 442,860,000 | 1 | $ 455,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 5 | $ 965,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 730,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 4 | $ 800,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 2 | $ 540,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 2 | $ 330,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 505,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 16 | $ 4,850,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 12 | $ 4,600,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 325,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ -1,000 | 1 | $ 335,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 11 | $ 2,995,000 |
| MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ -1,000 | 2 | $ 400,000 |
| MORIA DEVELOPMENT, INC. 2055 E CENTENNIAL CIRCLE TEMPE, AZ 85284 |
* | $ -1,000 | 2 | $ 1,590,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 3 | $ 1,065,000 |
| MOUNTAIN AMERICA FEDERAL CREDIT UNION 7181 SOUTH CAMPUS VIEW DRIVE SANDY, UT 84084 |
* | $ 7,093,314,000 | 36 | $ 7,030,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 4 | $ 1,750,000 |
| MY MOVE MORTGAGE, LLC MY MOVE MORTGAGE, LLC SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 1 | $ 345,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 255,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 935,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 4 | $ 2,660,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 631,522,000 | 2 | $ 710,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 5 | $ 1,305,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,995,487,000 | 2 | $ 460,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 827,634,000 | 2 | $ 780,000 |
| OCWEN LOAN SERVICING, LLC 1661 WORTHINGTION ROAD SUITE 100 WEST PALM BEACH, FL 33409 |
* | $ -1,000 | 1 | $ 335,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 375,000 |
| PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ -1,000 | 1 | $ 455,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 8 | $ 2,900,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 610,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 6 | $ 2,200,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ -1,000 | 8 | $ 2,510,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 860,441,000 | 1 | $ 95,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 315,000 |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION ONE BELVEDERE PLACE WILMINGTON, DE 94941 |
* | $ -1,000 | 2 | $ 1,260,000 |
| SECURITY HOME MORTGAGE, LLC. 576 SOUTH STATE ST OREM, UT 84058 |
* | $ -1,000 | 2 | $ 690,000 |
| SECURITYNATIONAL MORTGAGE COMPANY 5300 SOUTH 360 WEST WILMINGTON, DE 84123 |
* | $ -1,000 | 10 | $ 3,010,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 5 | $ 1,335,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 8 | $ 2,410,000 |
| TCF NATIONAL BANK 2508 LOUISE AVE S (PCC-2E-L) SIOUX FALLS, SD 57106 |
* | $ 23,020,511,000 | 5 | $ 535,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 690,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 10 | $ 2,820,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 31 | $ 10,045,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 24 | $ 9,370,000 |
| UNIVERSITY FIRST FEDERAL CREDIT UNION PO BOX 58025 SALT LAKE CITY, UT 84158 |
* | $ 955,700,000 | 2 | $ 380,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 8 | $ 3,350,000 |
| UTAH COMMUNITY FEDERAL CREDIT UNION 188 WEST RIVER PARK DRIVE PROVO, UT 84604 |
* | $ 1,270,667,000 | 1 | $ 955,000 |
| UTAH FIRST 200 E SOUTH TEMPLE SALT LAKE CITY, UT 84111 |
* | $ 350,014,000 | 8 | $ 710,000 |
| UTAH MORTGAGE LOAN CORPORATION 488 EAST 6400 SOUTH, #300 SALT LAKE CITY, UT 84107 |
* | $ -1,000 | 5 | $ 1,395,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ -1,000 | 5 | $ 1,375,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 2 | $ 320,000 |
| VERITAS FUNDING, LLC MORGUN HALL MIDVALE, UT 84047 |
* | $ -1,000 | 6 | $ 2,120,000 |
| WASATCH PEAKS FEDERAL CREDIT UNION 4723 HARRISON BLVD OGDEN, UT 84403 |
* | $ 309,189,000 | 2 | $ 640,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 15,585,466,000 | 6 | $ 3,310,000 |
| WATERMARK CAPITAL, INC. 100 SPECTRUM CENTER DR STE 150 SACRAMENTO, CA 92618 |
* | $ -1,000 | 2 | $ 400,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 32 | $ 8,930,000 |
| ZIONS BANCORPORATION, N.A. ONE SOUTH MAIN STREET 16TH FLOOR SALT LAKE CITY, UT 84133 |
* | $ 66,080,511,000 | 38 | $ 22,100,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Morgan County UT in 2018
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 296 | $115,500,000 | $390,000 | $1,945,000 | $133,000 | $502,000 |
| Refinancing | 148 | $45,280,000 | $305,000 | $1,505,000 | $159,000 | $1,800,000 |
| Cash-out Refinancing | 139 | $43,705,000 | $314,000 | $805,000 | $128,000 | $446,000 |
| Home Improvement | 86 | $8,480,000 | $98,000 | $545,000 | $114,000 | $400,000 |
| Other Purpose | 72 | $10,930,000 | $151,000 | $1,005,000 | $164,000 | $1,958,000 |
| Not Applicable | 19 | $3,385,000 | $178,000 | $495,000 | $118,000 | $300,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 626 | $176,550,000 | $282,000 | $1,945,000 | $136,000 | $1,958,000 |
| Not applicable | 61 | $19,495,000 | $319,000 | $775,000 | $87,000 | $138,000 |
| Not Provided | 60 | $26,640,000 | $444,000 | $1,505,000 | $156,000 | $850,000 |
| Hispanic | 7 | $2,005,000 | $286,000 | $675,000 | $231,000 | $393,000 |
| American Indian or Alaskan Native | 2 | $850,000 | $425,000 | $425,000 | $139,000 | $156,000 |
| Asian | 1 | $25,000 | $25,000 | $25,000 | $54,000 | $54,000 |
| Black or African American | 1 | $365,000 | $365,000 | $365,000 | $93,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $225,000 | $225,000 | $225,000 | $85,000 | $85,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 630 | $182,640,000 | $289,000 | $1,945,000 | $144,000 | $1,958,000 |
| VA-guaranteed (Veterans Administration) | 66 | $26,920,000 | $407,000 | $765,000 | $118,000 | $219,000 |
| FHA-insured (Federal Housing Administration) | 55 | $15,045,000 | $273,000 | $395,000 | $86,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,675,000 | $297,000 | $395,000 | $74,000 | $94,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 426 | $122,310,000 | $287,000 | $1,945,000 | $139,000 | $1,958,000 |
| Loan Purchased By The Institution | 96 | $30,940,000 | $322,000 | $775,000 | $109,000 | $301,000 |
| Application Withdrawn By Applicant | 93 | $30,845,000 | $331,000 | $1,225,000 | $155,000 | $1,800,000 |
| Application Denied By Financial Institution | 75 | $22,155,000 | $295,000 | $1,065,000 | $141,000 | $1,237,000 |
| File Closed For Incompleteness | 38 | $13,300,000 | $350,000 | $1,165,000 | $145,000 | $432,000 |
| Application Approved But Not Accepted | 32 | $7,730,000 | $241,000 | $735,000 | $103,000 | $260,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 682 | $203,940,000 | $299,000 | $1,945,000 | $138,000 | $1,958,000 |
| Credit History | 19 | $4,225,000 | $222,000 | $975,000 | $173,000 | $1,237,000 |
| Debt-To-Income Ratio | 15 | $2,995,000 | $199,000 | $545,000 | $55,000 | $175,000 |
| Collateral | 15 | $6,445,000 | $429,000 | $685,000 | $167,000 | $381,000 |
| Other | 11 | $3,365,000 | $305,000 | $835,000 | $169,000 | $446,000 |
| Unverifiable Information | 10 | $3,130,000 | $313,000 | $545,000 | $105,000 | $150,000 |
| Credit Application Incomplete | 6 | $1,850,000 | $308,000 | $655,000 | $93,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,330,000 | $665,000 | $1,065,000 | $259,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.