Morgan County KY
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage statistics and lending data for the Morgan County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Morgan County KY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 193 |
| Total Mortgage Loan Application Amount | $15,699,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $366,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $200,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 46 | $ 2,781,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 24 | $ 1,245,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 19 | $ 1,305,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 11 | $ 1,046,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,266,125,000,000 | 10 | $ 1,044,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,474,077,383,000 | 7 | $ 691,000 |
| COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 928,031,000 | 6 | $ 458,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,617,126,000 | 5 | $ 216,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 458,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 510,000 |
| MORTGAGE SUPPLIERS, INC. 8771 ROCKWELL RD. WINCHESTER, KY 40391 |
* | $ 1,874,000 | 5 | $ 478,000 |
| DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 4 | $ 915,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 4 | $ 424,000 |
| TRADITIONAL BANK, INC. 49 W MAIN STREET MT STERLING, KY 40353 |
* | $ 1,077,868,000 | 4 | $ 59,000 |
| PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392 |
* | $ 340,716,000 | 3 | $ 231,000 |
| CITIZENS NB OF PAINTSVILLE PO BOX 1488 PAINTSVILLE, KY 41240 |
* | $ 558,581,000 | 2 | $ 163,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ 10,000,000 | 2 | $ 256,000 |
| WHITAKER BANK PO BOX 55439 LEXINGTON, KY 40555 |
* | $ 1,441,431,000 | 2 | $ 163,000 |
| WESTFIELD BANK, FSB TWO PARK CIRCLE WESTFIELD CENTER, OH 44251 |
* | $ 791,697,000 | 2 | $ 58,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 295,026,390,000 | 2 | $ 412,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 274,539,000 | 1 | $ 121,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,313,401,000,000 | 1 | $ 63,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 63,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 109,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 1 | $ 248,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 114,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 119,444,656,000 | 1 | $ 105,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ 10,000,000 | 1 | $ 76,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 1 | $ 242,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 1 | $ 4,000 |
| RESIDENTIAL ACCEPTANCE CORPORATION 5027 W LAUREL ST TAMPA, FL 33607 |
* | $ 10,000,000 | 1 | $ 198,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LOUISVILLE, KY 40223 |
* | $ 42,141,000 | 1 | $ 160,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 94,795,926,000 | 1 | $ 142,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 178,034,172,000 | 1 | $ 59,000 |
| CLEARPOINT FUNDING, INC. 4 TECHNOLOGY DRIVE, SUITE 200 WESTBOROUGH, MA 01581 |
* | $ 10,000,000 | 1 | $ 140,000 |
| REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ 10,000,000 | 1 | $ 191,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 78,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 68,000 |
| MEMBERS HERITAGE FCU 440 PARK PLACE LEXINGTON, KY 40511 |
* | $ 341,070,000 | 1 | $ 4,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,891,810,000 | 1 | $ 44,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 14,069,057,000 | 1 | $ 93,000 |
| LEGENCE BANK P.O. BOX 569 ELDORADO, IL 62930 |
* | $ 253,900,000 | 1 | $ 43,000 |
| KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361 |
* | $ 700,841,000 | 1 | $ 138,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ 100,000,000 | 1 | $ 136,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Morgan County KY in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 110 | $7,652,000 | $69,000 | $242,000 | $39,000 | $84,000 |
| Refinancing | 75 | $7,572,000 | $100,000 | $366,000 | $54,000 | $200,000 |
| Home Improvement | 8 | $475,000 | $59,000 | $328,000 | $56,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 173 | $14,019,000 | $81,000 | $366,000 | $47,000 | $200,000 |
| Not Provided | 14 | $1,142,000 | $81,000 | $170,000 | $34,000 | $68,000 |
| Not applicable | 4 | $384,000 | $96,000 | $142,000 | $18,000 | $49,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $64,000 | $64,000 |
| Black or African American | 1 | $39,000 | $39,000 | $39,000 | $26,000 | $26,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 150 | $11,195,000 | $74,000 | $366,000 | $49,000 | $200,000 |
| FHA-insured (Federal Housing Administration) | 18 | $1,649,000 | $91,000 | $147,000 | $32,000 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $1,801,000 | $105,000 | $242,000 | $36,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,054,000 | $131,000 | $248,000 | $37,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 63 | $4,494,000 | $71,000 | $242,000 | $41,000 | $101,000 |
| Loan Originated | 57 | $4,494,000 | $78,000 | $191,000 | $51,000 | $200,000 |
| Application Approved But Not Accepted | 38 | $2,196,000 | $57,000 | $140,000 | $40,000 | $108,000 |
| Loan Purchased By The Institution | 17 | $1,876,000 | $110,000 | $209,000 | $39,000 | $90,000 |
| File Closed For Incompleteness | 9 | $1,539,000 | $171,000 | $366,000 | $79,000 | $187,000 |
| Application Withdrawn By Applicant | 8 | $902,000 | $112,000 | $230,000 | $44,000 | $108,000 |
| Preapproval Approved but not Accepted | 1 | $198,000 | $198,000 | $198,000 | $62,000 | $62,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $783,000 | $55,000 | $100,000 | $48,000 | $84,000 |
| Collateral | 5 | $402,000 | $80,000 | $140,000 | $59,000 | $72,000 |
| Debt-To-Income Ratio | 3 | $334,000 | $111,000 | $147,000 | $39,000 | $55,000 |
| Credit Application Incomplete | 1 | $44,000 | $44,000 | $44,000 | $23,000 | $23,000 |
| Other | 1 | $30,000 | $30,000 | $30,000 | $47,000 | $47,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.