2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Montmorency County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Montmorency County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 665 |
| Total Mortgage Loan Application Amount | $78,615,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $615,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $1,131,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 1ST STATE FINANCIAL, LTD. PO BOX 1468 SAGINAW, MI 48605 |
* | $ 323,664,000 | 1 | $ 315,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 115,000 |
| ACCELERATE MORTGAGE, LLC 750 PRIDES CROSSING #303 NEWARK, DE 19713 |
* | $ -1,000 | 1 | $ 105,000 |
| ADVENTURE CREDIT UNION 630 32ND ST SE GRAND RAPIDS, MI 49548 |
* | $ 356,710,000 | 1 | $ 145,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 15,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 65,000 |
| AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ -1,000 | 20 | $ 2,390,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 115,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 635,000 |
| ARBOR FINANCIAL CREDIT UNION 1551 SOUTH 9TH STREET KALAMAZOO, MI 49009 |
* | $ 655,512,000 | 1 | $ 65,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,852,983,000,000 | 3 | $ 495,000 |
| BANK OF ANN ARBOR 1333 W ANN ARBOR ROAD ANN ARBOR, MI 48185 |
* | $ 1,756,512,000 | 1 | $ 55,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 3 | $ 325,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 2 | $ 270,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 235,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 860,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 4 | $ 500,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 45,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 2 | $ 170,000 |
| CHOICEONE BANK 109 E. DIVISION ST. SPARTA, MI 49345 |
* | $ 673,946,000 | 1 | $ 105,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,453,998,000,000 | 1 | $ 35,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 3 | $ 275,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 5 | $ 505,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 205,000 |
| COMERICA BANK 411 W LAFAYETTE BLVD DALLAS, TX 48226 |
* | $ 73,336,000,000 | 1 | $ 385,000 |
| COMMUNITY CHOICE 31155 NORTHWESTERN HWY FARMINGTON HILLS, MI 48334 |
* | $ 1,163,544,000 | 1 | $ 25,000 |
| COMMUNITY FINANCIAL CREDIT UNION 500 S HARVEY ST PLYMOUTH, MI 48170 |
* | $ 1,013,236,000 | 147 | $ 10,395,000 |
| COMMUNITY FIRST FEDERAL CREDIT UNION 9637 N GREENVILLE RD LAKEVIEW, MI 48850 |
* | $ 68,091,000 | 1 | $ 25,000 |
| COMMUNITY WEST CREDIT UNION 4045 60TH ST SE KENTWOOD, MI 49512 |
* | $ 188,639,000 | 2 | $ 350,000 |
| COPOCO COMMUNITY CREDIT UNION 4265 E WILDER RD BAY CITY, MI 48706 |
* | $ 95,962,000 | 4 | $ 490,000 |
| COUNTY NATIONAL BANK ONE SOUTH HOWELL ST HILLSDALE, MI 49242 |
* | $ 736,752,000 | 1 | $ 35,000 |
| CREDIT UNION ONE 400 E NINE MILE RD FERNDALE, MI 48220 |
* | $ 1,487,658,000 | 3 | $ 405,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 115,000 |
| DFCU FINANCIAL 400 TOWN CENTER DRIVE DEARBORN, MI 48126 |
* | $ 4,903,176,000 | 3 | $ 545,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 4 | $ 190,000 |
| DORT FINANCIAL CREDIT UNION 9048 HOLLY ROAD GRAND BLANC, MI 48439 |
* | $ 1,005,502,000 | 2 | $ 110,000 |
| DOW CREDIT UNION 600 E. LYON ROAD P.O. BOX 1649 MIDLAND, MI 48641 |
* | $ 1,766,990,000 | 1 | $ 135,000 |
| ELGA CREDIT UNION 2303 S. CENTER ROAD GRAND BLANC, MI 48519 |
* | $ 794,126,000 | 3 | $ 175,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 4 | $ 440,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 105,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 167,845,100,000 | 16 | $ 1,540,000 |
| FIRST MERCHANTS BANK 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 12,430,349,000 | 3 | $ 375,000 |
| FIRST NATIONAL BANK IN HOWELL 101 E GRAND RIVER AVE HOWELL, MI 48843 |
* | $ 431,113,000 | 1 | $ 115,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 2 | $ 100,000 |
| FIRST STATE BANK 24300 LITTLE MACK EASTPOINTE, MI 48080 |
* | $ 772,133,000 | 2 | $ 330,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 23,234,514,000 | 4 | $ 730,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 5 | $ 775,000 |
| GENISYS CREDIT UNION 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 2,847,190,000 | 3 | $ 335,000 |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 100 PHOENIX DR, STE 300 PLYMOUTH, MI 48108 |
* | $ -1,000 | 6 | $ 860,000 |
| GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ -1,000 | 9 | $ 1,075,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 310,000 |
| GUARANTY HOME MORTGAGE CORPORATION 316 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 35,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 435,000 |
| INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 3,563,694,000 | 10 | $ 1,090,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ -1,000 | 1 | $ 145,000 |
| ISABELLA BANK 139 E. BROADWAY MOUNT PLEASANT, MI 48858 |
* | $ 1,763,432,000 | 1 | $ 315,000 |
| J. VIRGIL, INC. G3404 MILLER ROAD FENTON, MI 48507 |
* | $ -1,000 | 7 | $ 1,305,000 |
| JMAC LENDING, INC. 2510 RED HILL AVE SACRAMENTO, CA 92705 |
* | $ -1,000 | 2 | $ 330,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 5 | $ 975,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 143,390,269,000 | 2 | $ 130,000 |
| LAFCU CREDIT UNION 106 N MARKETPLACE BLVD LANSING, MI 48917 |
* | $ 746,967,000 | 1 | $ 115,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 6,863,398,000 | 7 | $ 995,000 |
| LEVEL ONE BANK 32991 HAMILTON COURT FARMINGTON HILLS, MI 48334 |
* | $ 1,582,399,000 | 2 | $ 280,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 4 | $ 590,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 1 | $ 185,000 |
| MAIN STREET BANK 31780 TELEGRAPH ROAD, SUITE 100 BINGHAM FARMS, MI 48025 |
* | $ 276,572,000 | 1 | $ 205,000 |
| MBANK 130 S CEDAR ST MANISTIQUE, MI 49854 |
* | $ 1,316,588,000 | 43 | $ 5,295,000 |
| MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ -1,000 | 1 | $ 55,000 |
| MERCANTILE BANK 310 LEONARD ST NW GRAND RAPIDS, MI 49504 |
* | $ 3,614,957,000 | 3 | $ 485,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ -1,000 | 1 | $ 95,000 |
| MICHIGAN SCHOOLS AND GOVERNMENT 40400 GARFIELD ROAD CLINTON TOWNSHIP, MI 48038 |
* | $ 2,370,725,000 | 3 | $ 175,000 |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 4,730,630,000 | 1 | $ 65,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 1 | $ 115,000 |
| MMS MORTGAGE SERVICES, LTD. 38275 TWELVE MILE RD., SUITE 100 FARMINGTON HILLS, MI 48331 |
* | $ -1,000 | 1 | $ 105,000 |
| MORTGAGE 1 INCORPORATED 43456 MOUND ROAD STERLING HEIGHTS, MI 49314 |
* | $ -1,000 | 11 | $ 1,585,000 |
| MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY PLYMOUTH, MI 48034 |
* | $ -1,000 | 2 | $ 180,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 6 | $ 900,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 1 | $ 265,000 |
| NATIONS DIRECT MORTGAGE, LLC 5 HUTTON CENTRE DRIVE, SUITE 200 SACRAMENTO, CA 92707 |
* | $ -1,000 | 2 | $ 120,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 9 | $ 1,085,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 3 | $ 475,000 |
| NEIGHBORHOOD LOANS, INC. 55 W. 22ND STREET SUITE 130 CHICAGO, IL 60148 |
* | $ -1,000 | 2 | $ 270,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 2 | $ 410,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 8 | $ 1,070,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 11 | $ 1,095,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ -1,000 | 2 | $ 430,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 20,311,535,000 | 1 | $ 145,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 6 | $ 670,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 485,000 |
| PLATINUM HOME MORTGAGE CORPORATION 2200 HICKS RD, STE 101 SPRINGFIELD, IL 60008 |
* | $ -1,000 | 3 | $ 535,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 397,703,264,000 | 12 | $ 1,310,000 |
| PREFERRED CREDIT UNION 3767 SPARKS DR SE GRAND RAPIDS, MI 49546 |
* | $ 179,422,000 | 1 | $ 35,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 240,000 |
| SECURITY CREDIT UNION 5255 SECURITY PARK BLVD HOLLY, MI 48442 |
* | $ 446,049,000 | 1 | $ 35,000 |
| SUCCESS MORTGAGE PARTNERS, INC. 1200 S. SHELDON RD. PLYMOUTH, MI 48170 |
* | $ -1,000 | 3 | $ 365,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 185,000 |
| TCF NATIONAL BANK 2508 LOUISE AVE S (PCC-2E-L) SIOUX FALLS, SD 57106 |
* | $ 46,627,366,000 | 22 | $ 3,670,000 |
| TEAM ONE CREDIT UNION 520 HAYDEN SAGINAW, MI 48607 |
* | $ 569,349,000 | 1 | $ 85,000 |
| THE DART BANK 368 S. PARK ST. MASON, MI 48854 |
* | $ 460,693,000 | 1 | $ 45,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,739,378,000 | 24 | $ 2,380,000 |
| THE RICHWOOD BANKING COMPANY 28 N. FRANKLIN ST. RICHWOOD, OH 43344 |
* | $ 732,568,000 | 1 | $ 235,000 |
| THE STATE BANK 175 N LEROY ST FENTON, MI 48430 |
* | $ 1,033,895,000 | 2 | $ 580,000 |
| THRIVENT FEDERAL CREDIT UNION 625 FOURTH AVE S APPLETON, WI 55415 |
* | $ 629,553,000 | 2 | $ 290,000 |
| THUMB BANK AND TRUST 7254 MICHIGAN AVE., P.O. BOX 560 PIGEON, MI 48755 |
* | $ 274,254,000 | 1 | $ 125,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 3 | $ 375,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 3 | $ 225,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 1 | $ 115,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 9 | $ 2,025,000 |
| UNIVERSITY OF MICHIGAN CREDIT UNION 340 E. HURON ANN ARBOR, MI 48104 |
* | $ 953,301,000 | 1 | $ 55,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 5 | $ 535,000 |
| VIBE CREDIT UNION 1375 N OAKLAND BLVD NOVI, MI 48327 |
* | $ 913,849,000 | 2 | $ 110,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 5 | $ 645,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 9 | $ 1,445,000 |
| WILDFIRE CREDIT UNION 6640 BAY RD SAGINAW, MI 48604 |
* | $ 844,894,000 | 1 | $ 75,000 |
| ZEAL CREDIT UNION 17250 NEWBURGH LIVONIA, MI 48152 |
* | $ 613,902,000 | 1 | $ 85,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Montmorency County MI in 2020
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 264 | $31,030,000 | $117,000 | $615,000 | $90,000 | $370,000 |
| Refinancing | 236 | $33,840,000 | $143,000 | $455,000 | $99,000 | $1,032,000 |
| Cash-out Refinancing | 82 | $9,060,000 | $110,000 | $325,000 | $82,000 | $900,000 |
| Home Improvement | 47 | $2,185,000 | $46,000 | $115,000 | $60,000 | $158,000 |
| Other Purpose | 32 | $2,180,000 | $68,000 | $275,000 | $107,000 | $1,131,000 |
| Not Applicable | 4 | $320,000 | $80,000 | $115,000 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 568 | $65,860,000 | $115,000 | $615,000 | $87,000 | $1,032,000 |
| Not Provided | 70 | $9,500,000 | $135,000 | $375,000 | $119,000 | $1,131,000 |
| Not applicable | 18 | $1,900,000 | $105,000 | $215,000 | $50,000 | $50,000 |
| Asian | 4 | $520,000 | $130,000 | $195,000 | $218,000 | $370,000 |
| Hispanic | 3 | $715,000 | $238,000 | $435,000 | $122,000 | $204,000 |
| American Indian or Alaskan Native | 2 | $120,000 | $60,000 | $85,000 | $44,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 533 | $62,375,000 | $117,000 | $615,000 | $98,000 | $1,131,000 |
| VA-guaranteed (Veterans Administration) | 65 | $9,395,000 | $144,000 | $355,000 | $67,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $3,735,000 | $106,000 | $255,000 | $40,000 | $86,000 |
| FHA-insured (Federal Housing Administration) | 32 | $3,110,000 | $97,000 | $235,000 | $42,000 | $92,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 426 | $50,360,000 | $118,000 | $615,000 | $92,000 | $1,032,000 |
| Application Denied By Financial Institution | 84 | $8,290,000 | $98,000 | $385,000 | $78,000 | $1,131,000 |
| Application Withdrawn By Applicant | 70 | $9,840,000 | $140,000 | $435,000 | $102,000 | $900,000 |
| Application Approved But Not Accepted | 34 | $3,360,000 | $98,000 | $375,000 | $76,000 | $275,000 |
| Loan Purchased By The Institution | 26 | $3,180,000 | $122,000 | $265,000 | $76,000 | $170,000 |
| File Closed For Incompleteness | 23 | $3,385,000 | $147,000 | $375,000 | $106,000 | $400,000 |
| Preapproval Approved but not Accepted | 2 | $200,000 | $100,000 | $145,000 | $108,000 | $169,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 574 | $69,530,000 | $121,000 | $615,000 | $93,000 | $1,032,000 |
| Debt-To-Income Ratio | 27 | $3,015,000 | $111,000 | $385,000 | $66,000 | $344,000 |
| Collateral | 25 | $2,305,000 | $92,000 | $245,000 | $73,000 | $221,000 |
| Credit History | 17 | $1,055,000 | $62,000 | $135,000 | $57,000 | $143,000 |
| Other | 9 | $1,245,000 | $138,000 | $285,000 | $204,000 | $1,131,000 |
| Credit Application Incomplete | 7 | $995,000 | $142,000 | $265,000 | $49,000 | $88,000 |
| Unverifiable Information | 3 | $235,000 | $78,000 | $155,000 | $71,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $200,000 | $100,000 | $165,000 | $185,000 | $320,000 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.