Montgomery County NY
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage statistics and lending data for the Montgomery County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Montgomery County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,360
Total Mortgage Loan Application Amount $243,374,000
Average Mortgage Loan Application Amount $178,000
Highest Mortgage Loan Application Amount $73,892,000
Average Applicant Income $58,000
Highest Applicant Income $1,100,000

Mortgage Company List for Lending in Montgomery County NY for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,986,046,000 203 $ 11,063,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,266,125,000,000 138 $ 13,656,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 83 $ 9,454,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 374,262,000 63 $ 6,644,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ 10,000,000 50 $ 5,314,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 47 $ 3,710,000
TRUSTCO BANK
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,347,132,000 46 $ 5,815,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 36,871,280,000 44 $ 3,562,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,128,358,000 40 $ 1,509,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 37 $ 3,855,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 37 $ 3,659,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 29 $ 3,629,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 28 $ 2,735,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 27 $ 2,739,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 27 $ 1,883,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 23 $ 2,567,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 21 $ 1,126,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,313,401,000,000 20 $ 1,577,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 19 $ 1,809,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 19 $ 2,100,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 16 $ 1,356,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 1,691,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 12 $ 1,424,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 11 $ 471,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 10 $ 1,612,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 14,069,057,000 10 $ 1,106,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 10 $ 837,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 9 $ 877,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 186,789,896,000 9 $ 607,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 2,513,640,000 9 $ 775,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 8 $ 108,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 8 $ 667,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 83,081,838,000 8 $ 788,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 8 $ 1,045,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 7 $ 922,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 6 $ 384,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 568,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,891,810,000 6 $ 200,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 5 $ 505,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 772,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 386,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,160,453,000 4 $ 285,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 402,049,000 4 $ 465,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 4 $ 269,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 4 $ 538,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 350,848,000 4 $ 422,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 4 $ 492,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 421,160,000 4 $ 213,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 4 $ 476,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 4 $ 818,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 3 $ 269,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 395,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 494,000
FIRST NEW YORK
2 WALL STREET
ALBANY, NY 12205
* $ 252,402,000 3 $ 196,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 203,985,615,000 3 $ 45,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 3 $ 439,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 212,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 3 $ 408,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 3 $ 536,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 362,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 3 $ 351,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 277,529,000 3 $ 394,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 3 $ 350,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 242,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 2 $ 137,000
GPO FEDERAL CREDIT UNION
4311 MIDDLE SETTLEMENT RD
NEW HARTFORD, NY 13413
* $ 189,963,000 2 $ 62,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ 10,000,000 2 $ 395,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 22,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 5,269,975,000 2 $ 342,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 2 $ 111,071,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 2 $ 271,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 165,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 2 $ 47,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,532,278,000 1 $ 192,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 1 $ 171,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,984,323,000 1 $ 62,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 124,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 83,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 979,843,000 1 $ 106,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 135,009,000 1 $ 50,000
BANC OF CALIFORNIA, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 124,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 756,099,000 1 $ 7,500,000
COMMUNITY RESOURCE FEDERAL CREDIT UNION
20 WADE ROAD
LATHAM, NY 12110
* $ 68,891,000 1 $ 54,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 1 $ 120,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 1 $ 65,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 19,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,105,077,000 1 $ 104,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 1 $ 40,000
VANGUARD FUNDING LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 147,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 1 $ 59,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,701,612,000 1 $ 68,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 37,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 51,000
SOUTHERN MISSOURI BANK OF MARSHFIELD
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 98,854,000 1 $ 160,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 636,087,000 1 $ 160,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 38,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Montgomery County NY in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 630 $186,760,000 $296,000 $73,892,000 $65,000 $1,100,000
Home Purchase 507 $50,174,000 $98,000 $600,000 $50,000 $797,000
Home Improvement 223 $6,440,000 $28,000 $158,000 $57,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,059 $96,526,000 $91,000 $375,000 $63,000 $832,000
Not applicable 120 $130,718,000 $1,089,000 $73,892,000 $6,000 $102,000
Not Provided 118 $11,031,000 $93,000 $600,000 $66,000 $1,100,000
Hispanic 38 $2,632,000 $69,000 $191,000 $49,000 $190,000
Black or African American 13 $1,466,000 $112,000 $303,000 $67,000 $211,000
American Indian or Alaskan Native 7 $534,000 $76,000 $130,000 $42,000 $59,000
Asian 4 $458,000 $114,000 $152,000 $55,000 $91,000
Native Hawaiian or Other Pacific Islander 1 $9,000 $9,000 $9,000 $86,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 860 $79,514,000 $92,000 $7,500,000 $67,000 $1,100,000
FHA-insured (Federal Housing Administration) 378 $149,553,000 $395,000 $73,892,000 $40,000 $148,000
VA-guaranteed (Veterans Administration) 69 $9,012,000 $130,000 $293,000 $57,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $5,295,000 $99,000 $198,000 $42,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 617 $57,842,000 $93,000 $293,000 $65,000 $832,000
Application Denied By Financial Institution 349 $26,998,000 $77,000 $600,000 $57,000 $420,000
Loan Purchased By The Institution 199 $131,772,000 $662,000 $73,892,000 $26,000 $176,000
Application Withdrawn By Applicant 101 $17,692,000 $175,000 $7,500,000 $78,000 $1,100,000
Application Approved But Not Accepted 67 $6,159,000 $91,000 $238,000 $64,000 $230,000
File Closed For Incompleteness 27 $2,911,000 $107,000 $245,000 $64,000 $172,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 107 $6,128,000 $57,000 $600,000 $59,000 $420,000
Collateral 65 $6,981,000 $107,000 $275,000 $72,000 $178,000
Debt-To-Income Ratio 63 $4,186,000 $66,000 $283,000 $46,000 $209,000
Other 25 $1,634,000 $65,000 $256,000 $55,000 $121,000
Credit Application Incomplete 15 $1,440,000 $96,000 $184,000 $54,000 $131,000
Employment History 5 $221,000 $44,000 $66,000 $57,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 5 $466,000 $93,000 $160,000 $59,000 $130,000
Unverifiable Information 4 $171,000 $42,000 $110,000 $60,000 $86,000
Mortgage Insurance Denied 2 $175,000 $87,000 $117,000 $63,000 $75,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List