2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Montgomery County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Montgomery County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,376 |
| Total Mortgage Loan Application Amount | $130,458,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $606,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 1 | $ 143,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 21 | $ 1,227,000 |
| ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 497,593,000 | 2 | $ 151,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 11 | $ 133,000 |
| AFFINITY 73 MOUNTAINVIEW BLVD. BASKING RIDGE, NJ 08720 |
* | $ 1,944,931,000 | 1 | $ 30,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 14 | $ 1,679,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 3 | $ 338,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 7 | $ 778,000 |
| AMERICAN HERITAGE FCU 2060 RED LION RD PHILADELPHIA, PA 19115 |
* | $ 904,188,000 | 1 | $ 49,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 816,141,000 | 1 | $ 83,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 2,823,342,000 | 1 | $ 153,000 |
| BALLSTON SPA NATIONAL BANK PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 365,584,000 | 1 | $ 150,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 119 | $ 11,772,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 197,928,000 | 2 | $ 173,000 |
| BANK OF RICHMONDVILLE 857 EAST MAIN STREET COBLESKILL, NY 12043 |
* | $ 111,620,000 | 3 | $ 293,000 |
| BENEFICIAL BANK 1818 MARKET STREET PHILADELPHIA, PA 19103 |
* | $ 4,664,931,000 | 1 | $ 10,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 2,666,712,000 | 1 | $ 250,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 1,930,177,000 | 51 | $ 3,232,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 1 | $ 175,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 2 | $ 350,000 |
| CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 797,777,000 | 8 | $ 1,113,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,161,361,000,000 | 1 | $ 40,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 11 | $ 1,120,000 |
| CITIFINANCIAL COMPANY(DE) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 30,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 11 | $ 1,399,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 8 | $ 872,000 |
| CONTINENTAL HOME LOANS INC. 175 PINELAWN ROAD, SUITE 303 MELVILLE, NY 11747 |
* | $ 14,386,000 | 2 | $ 184,000 |
| COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 124,857,000 | 2 | $ 78,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 3 | $ 210,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 349,760,000 | 1 | $ 49,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 3,938,342,000 | 1 | $ 98,000 |
| EASTERN NEW YORK FCU 710 BERME RD NAPANOCH, NY 12458 |
* | $ 56,868,000 | 1 | $ 54,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 115 | $ 10,937,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 830,848,000 | 19 | $ 570,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 1 | $ 153,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 23 | $ 2,431,000 |
| FIRST FEDERAL SAVINGS BANK 726 WELLS STREET SISTERSVILLE, WV 26175 |
* | $ 49,720,000 | 1 | $ 155,000 |
| FIRST NATIONAL BANK OF LAYTON 1601 N. HILLFIELD ROAD LAYTON, UT 84041 |
* | $ 274,935,000 | 1 | $ 109,000 |
| FIRST NATIONAL BANK OF SCOTIA 201 MOHAWK AVE SCOTIA, NY 12302 |
* | $ 336,463,000 | 5 | $ 486,000 |
| FIRST NEW YORK 2 WALL STREET ALBANY, NY 12205 |
* | $ 227,815,000 | 1 | $ 12,000 |
| FIRST NIAGARA BANK, N.A. 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 14,452,230,000 | 23 | $ 1,034,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 853,000 |
| FIRST SOURCE 4451 COMMERCIAL DRIVE NEW HARTFORD, NY 13413 |
* | $ 261,043,000 | 1 | $ 74,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 7 | $ 630,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 142,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 12 | $ 1,529,000 |
| G.P.O. FEDERAL CREDIT UNION 4311 MIDDLE SETTLEMENT RD NEW HARTFORD, NY 13413 |
* | $ 141,725,000 | 1 | $ 44,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 9 | $ 1,109,000 |
| GRAYSTONE TOWER BANK 1826 GOOD HOPE ROAD ENOLA, PA 17025 |
* | $ 1,375,160,000 | 4 | $ 957,000 |
| HOME FUNDING FINDERS, INC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 7 | $ 746,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 9 | $ 1,053,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 7 | $ 889,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 3 | $ 476,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 85 | $ 9,664,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 15 | $ 1,726,000 |
| HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 2,714,589,000 | 2 | $ 78,000 |
| INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 258,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 59 | $ 5,918,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 35 | $ 3,222,000 |
| LEGACY BANKS 99 NORTH ST., P.O. BOX 1148 PITTSFIELD, MA 01202 |
* | $ 926,037,000 | 1 | $ 324,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 77,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 162,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 37 | $ 3,605,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 18 | $ 1,496,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ 10,000,000 | 1 | $ 80,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 2 | $ 61,000 |
| MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 1 | $ 204,000 |
| MORTGAGE ACCESS CORP. 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 1 | $ 70,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 708,191,000 | 1 | $ 120,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 285,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,424,588,000 | 144 | $ 8,792,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 869,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 1 | $ 50,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 2 | $ 434,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 3 | $ 257,000 |
| NJ LENDERS CORP. 219 PATERSON AVE LITTLE FALLS, NJ 07424 |
* | $ 10,000,000 | 1 | $ 72,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 1 | $ 180,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 1 | $ 101,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 12 | $ 1,061,000 |
| PENN COMMUNITY BANK 219 SOUTH NINTH STREET PO BOX 176 DOYLESTOWN, PA 18944 |
* | $ 1,074,839,000 | 1 | $ 225,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 1 | $ 149,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 20,637,335,000 | 1 | $ 50,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 204,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 47 | $ 5,100,000 |
| PIONEER BANK 652 ALBANY-SHAKER RD. ALBANY, NY 12211 |
* | $ 744,279,000 | 2 | $ 407,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 1 | $ 27,000 |
| PROPONENT FEDERAL CREDIT UNION 536 WASHINGTON AVE. NUTLEY, NJ 07110 |
* | $ 450,768,000 | 1 | $ 70,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 5 | $ 647,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,921,115,000 | 27 | $ 1,493,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 2 | $ 165,000 |
| SEFCU SERVICES, LLC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 14 | $ 1,719,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 73,839,735,000 | 12 | $ 984,000 |
| SPECTRA CREDIT UNION 5440 CHEROKEE AVE SUITE 200 ALEXANDRIA, VA 22312 |
* | $ 430,107,000 | 1 | $ 80,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 119,000 |
| SUNMARK CREDIT UNION 1187 TROY SCHENECTADY ROAD ALBANY, NY 12110 |
* | $ 355,898,000 | 44 | $ 3,854,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 3 | $ 407,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 3 | $ 284,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 140,038,551,000 | 2 | $ 61,000 |
| THE FUNDING SOURCE LLC 906 SPENCER STREET SYRACUSE, NY 13206 |
* | $ 10,000,000 | 1 | $ 97,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 489,507,000 | 1 | $ 28,000 |
| TRUSTCO BANK 5 SARNOWSKI DRIVE GLENVILLE, NY 12302 |
* | $ 3,697,799,000 | 36 | $ 4,287,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 3 | $ 311,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 8 | $ 650,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 6 | $ 644,000 |
| WCS LENDING, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 1 | $ 135,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 62 | $ 6,763,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 65 | $ 7,669,000 |
| WOODFOREST BANK, FSB 25231 GROGANS MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 85,854,000 | 4 | $ 35,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Montgomery County NY in 2010
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 720 | $75,893,000 | $105,000 | $417,000 | $62,000 | $442,000 |
| Home Purchase | 492 | $49,272,000 | $100,000 | $392,000 | $52,000 | $208,000 |
| Home Improvement | 164 | $5,293,000 | $32,000 | $226,000 | $50,000 | $606,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,113 | $104,735,000 | $94,000 | $417,000 | $59,000 | $606,000 |
| Not Provided | 138 | $13,596,000 | $98,000 | $324,000 | $63,000 | $208,000 |
| Hispanic | 62 | $5,324,000 | $85,000 | $247,000 | $46,000 | $165,000 |
| Not applicable | 47 | $5,049,000 | $107,000 | $205,000 | $2,000 | $64,000 |
| Black or African American | 6 | $569,000 | $94,000 | $135,000 | $48,000 | $58,000 |
| American Indian or Alaskan Native | 6 | $705,000 | $117,000 | $165,000 | $57,000 | $88,000 |
| Asian | 3 | $430,000 | $143,000 | $201,000 | $180,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $50,000 | $50,000 | $50,000 | $49,000 | $49,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 806 | $69,475,000 | $86,000 | $417,000 | $63,000 | $606,000 |
| FHA-insured (Federal Housing Administration) | 503 | $53,458,000 | $106,000 | $274,000 | $48,000 | $223,000 |
| VA-guaranteed (Veterans Administration) | 36 | $4,404,000 | $122,000 | $228,000 | $40,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $3,121,000 | $100,000 | $170,000 | $53,000 | $75,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 559 | $51,929,000 | $92,000 | $302,000 | $62,000 | $197,000 |
| Application Denied By Financial Institution | 367 | $29,183,000 | $79,000 | $412,000 | $53,000 | $606,000 |
| Loan Purchased By The Institution | 210 | $22,938,000 | $109,000 | $248,000 | $42,000 | $143,000 |
| Application Withdrawn By Applicant | 144 | $15,439,000 | $107,000 | $392,000 | $58,000 | $230,000 |
| Application Approved But Not Accepted | 65 | $7,391,000 | $113,000 | $417,000 | $76,000 | $426,000 |
| File Closed For Incompleteness | 31 | $3,578,000 | $115,000 | $235,000 | $53,000 | $122,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 92 | $4,531,000 | $49,000 | $259,000 | $45,000 | $165,000 |
| Collateral | 72 | $7,711,000 | $107,000 | $412,000 | $78,000 | $606,000 |
| Debt-To-Income Ratio | 68 | $5,229,000 | $76,000 | $274,000 | $42,000 | $137,000 |
| Other | 33 | $1,901,000 | $57,000 | $158,000 | $44,000 | $101,000 |
| Credit Application Incomplete | 17 | $1,373,000 | $80,000 | $142,000 | $53,000 | $140,000 |
| Employment History | 4 | $311,000 | $77,000 | $110,000 | $37,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $221,000 | $73,000 | $109,000 | $36,000 | $66,000 |
| Unverifiable Information | 3 | $151,000 | $50,000 | $57,000 | $56,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.