Unlock detailed Montgomery County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 710 |
Total Mortgage Loan Application Amount | $68,562,000 |
Average Mortgage Loan Application Amount | $96,000 |
Highest Mortgage Loan Application Amount | $575,000 |
Average Applicant Income | $68,000 |
Highest Applicant Income | $3,383,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 62,000 |
1ST MIDAMERICA CREDIT UNION 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 649,313,000 | 3 | $ 166,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 3 | $ 157,000 |
360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 137,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 3 | $ 128,000 |
AMERICAN BANK OF FREEDOM 127 WEST HUDSON WELLSVILLE, MO 63384 |
* | $ 166,835,000 | 1 | $ 161,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 170,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 370,000 |
BANK & TRUST COMPANY 401 N MADISON LITCHFIELD, IL 62056 |
* | $ 281,054,000 | 68 | $ 5,697,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,639,305,000,000 | 4 | $ 119,000 |
BANK OF CALHOUN COUNTY 204 MAIN STREET PO BOX 555 HARDIN, IL 62047 |
* | $ 70,094,000 | 1 | $ 96,000 |
BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 333,575,000 | 63 | $ 6,338,000 |
BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 871,113,000 | 9 | $ 816,000 |
BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 3 | $ 413,000 |
BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 31,272,894,000 | 1 | $ 68,000 |
BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,958,614,000 | 2 | $ 160,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 95,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ 10,000,000 | 1 | $ 145,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 9 | $ 1,015,000 |
CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 1,237,292,000 | 2 | $ 371,000 |
CITIZENS COMMUNITY BANK 9 EAST MAIN STREET MASCOUTAH, IL 62258 |
* | $ 328,628,000 | 1 | $ 60,000 |
CNB BANK AND TRUST, N.A. 450 W. SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 853,168,000 | 64 | $ 5,034,000 |
COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 24,483,687,000 | 1 | $ 40,000 |
COMMUNITY BANK OF TRENTON 104 EAST BROADWAY TRENTON, IL 62293 |
* | $ 77,903,000 | 1 | $ 87,000 |
COMMUNITY FIRST NATIONAL BANK 215 S SETH CHILD RD MANHATTAN, KS 66502 |
* | $ 206,674,000 | 1 | $ 136,000 |
CORNERSTONE MORTGAGE PROVIDERS, L.P. 1177 WEST LOOP SOUTH, STE. 200 HOUSTON, TX 77027 |
* | $ 10,000,000 | 3 | $ 460,000 |
D.W. BROWN MORTGAGE CORP. 2205B SOUTH STATE ROUTE 157 EDWARDSVILLE, IL 62025 |
* | $ 10,000,000 | 1 | $ 87,000 |
DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 232,000 |
DECATUR EARTHMOVER CREDIT UNION 260 W MARION AVE FORSYTH, IL 62535 |
* | $ 266,909,000 | 2 | $ 101,000 |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 OAKWOOD AVE LAKE FOREST, IL 60045 |
* | $ 12,837,000 | 7 | $ 765,000 |
DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 85,747,508,000 | 2 | $ 59,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 5 | $ 399,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 164,000 |
EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 784,567,000 | 1 | $ 5,000 |
ENDEAVOR CAPITAL, LLC. 14897 CLAYTON ROAD CHESTERFIELD, MO 63017 |
* | $ 26,264,000 | 2 | $ 328,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 3 | $ 312,000 |
FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 780,426,000 | 2 | $ 186,000 |
FIRST CLOVER LEAF BANK, N.A. 6814 GOSHEN ROAD EDWARDSVILLE, IL 62025 |
* | $ 654,660,000 | 3 | $ 417,000 |
FIRST COMMUNITY 17151 CHESTERFIELD AIRPORT RD CHESTERFIELD, MO 63005 |
* | $ 2,121,922,000 | 1 | $ 138,000 |
FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ 10,000,000 | 2 | $ 222,000 |
FIRST COUNTY BANK 14-22 E HANOVER NEW BADEN, IL 62265 |
* | $ 442,665,000 | 1 | $ 175,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 5 | $ 598,000 |
FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 9,622,999,000 | 3 | $ 72,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,649,486,000 | 5 | $ 398,000 |
FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 175,672,000 | 3 | $ 217,000 |
FORCHT BANK, NATIONAL ASSOCIATION 2404 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 1,011,527,000 | 2 | $ 760,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 13 | $ 1,362,000 |
GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 1 | $ 66,000 |
GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ 31,000,000 | 13 | $ 1,436,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 20,000 |
GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 2 | $ 217,000 |
HEARTLAND 2213 W WHITE OAKS DR SPRINGFIELD, IL 62704 |
* | $ 255,721,000 | 6 | $ 372,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 2 | $ 323,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 123,000 |
ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 284,800,000 | 4 | $ 515,000 |
IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 161,000 |
INB, NATIONAL ASSOCIATION 322 E. CAPITOL SPRINGFIELD, IL 62701 |
* | $ 765,418,000 | 7 | $ 760,000 |
JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 308,611,000 | 30 | $ 1,793,000 |
JERSEY STATE BANK 1000 S STATE ST JERSEYVILLE, IL 62052 |
* | $ 138,236,000 | 2 | $ 49,000 |
JLB CORPORATION 111 WESTPORT PLAZA, #1150 CLAYTON, MO 63146 |
* | $ 12,988,000 | 4 | $ 488,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 15 | $ 1,220,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 1 | $ 155,000 |
LAND HOME FINANCIAL SERVICES, INC. 1355 WILLOW WAY, SUITE 250 SACRAMENTO, CA 94520 |
* | $ 10,000,000 | 1 | $ 158,000 |
LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 221,510,000 | 1 | $ 104,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 36 | $ 4,522,000 |
MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 621,057,000 | 4 | $ 295,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 11,567,246,000 | 2 | $ 154,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 4 | $ 566,000 |
MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ 10,000,000 | 1 | $ 136,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 2 | $ 702,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 11 | $ 808,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 73,279,079,000 | 3 | $ 264,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 3 | $ 384,000 |
NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 7 | $ 942,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 166,000 |
OAKSTAR BANK 1020 E BATTLEFIELD SPRINGFIELD, MO 65807 |
* | $ 393,454,000 | 1 | $ 68,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 3 | $ 353,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 8 | $ 787,000 |
PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 177,497,000 | 1 | $ 90,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 356,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 5 | $ 650,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 348,291,098,000 | 1 | $ 20,000 |
PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 709,932,000 | 3 | $ 364,000 |
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE 5480 CORPORATE DRIVE SUITE 240 WILMINGTON, DE 48098 |
* | $ 608,779,509,000 | 1 | $ 144,000 |
PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 2 | $ 246,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,764,654,000 | 2 | $ 184,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 66,000 |
SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 1,039,806,000 | 3 | $ 58,000 |
ST. JOHNS BANK AND TRUST COMPANY 8924 ST CHARLES ROCK RD ST LOUIS, MO 63114 |
* | $ 297,853,000 | 1 | $ 25,000 |
STATE BANK OF LINCOLN 508 BROADWAY STREET LINCOLN, IL 62656 |
* | $ 350,254,000 | 8 | $ 993,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 144,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 7,273,809,000 | 1 | $ 233,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 246,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 186,710,993,000 | 1 | $ 13,000 |
THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,740,004,000 | 5 | $ 707,000 |
THE BRADFORD NATIONAL BANK OF GREENVILLE 100 E COLLEGE AVE GREENVILLE, IL 62246 |
* | $ 278,746,000 | 2 | $ 171,000 |
THE FIRST NATIONAL BANK 432 W GALLATIN VANDALIA, IL 62471 |
* | $ 318,126,000 | 5 | $ 487,000 |
THE FIRST NATIONAL BANK IN STAUNTON 115 S ELM ST PO BOX 59 STAUNTON, IL 62088 |
* | $ 504,188,000 | 24 | $ 2,426,000 |
THE FIRST NATIONAL BANK OF RAYMOND 403 E. BROAD ST. RAYMOND, IL 62560 |
* | $ 137,767,000 | 32 | $ 2,528,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 176,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 2 | $ 106,000 |
TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ 40,394,000 | 3 | $ 156,000 |
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 516,267,000 | 8 | $ 738,000 |
TOWN AND COUNTRY BANK 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 516,267,000 | 4 | $ 316,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 13 | $ 1,040,000 |
UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 1,003,316,000 | 16 | $ 1,465,000 |
UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 138,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 5 | $ 710,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 55,000 |
VINSON MORTGAGE GROUP 12801 FLUSHING MEADOWS DR SUITE 100 SAINT LOUIS, MO 63131 |
* | $ 10,000,000 | 2 | $ 242,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,610,580,000,000 | 26 | $ 2,817,000 |
WEST CENTRAL BANK 400 E BUCHANAN ASHLAND, IL 62612 |
* | $ 203,320,000 | 2 | $ 208,000 |
WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,654,173,000 | 1 | $ 4,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ 10,000,000 | 1 | $ 260,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 360 | $36,224,000 | $100,000 | $575,000 | $64,000 | $546,000 |
Refinancing | 270 | $29,079,000 | $107,000 | $559,000 | $73,000 | $3,383,000 |
Home Improvement | 80 | $3,259,000 | $40,000 | $208,000 | $68,000 | $183,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 597 | $57,329,000 | $96,000 | $575,000 | $70,000 | $745,000 |
Not applicable | 63 | $5,962,000 | $94,000 | $400,000 | $6,000 | $95,000 |
Not Provided | 36 | $3,295,000 | $91,000 | $166,000 | $158,000 | $3,383,000 |
Hispanic | 7 | $1,004,000 | $143,000 | $270,000 | $29,000 | $85,000 |
Asian | 3 | $476,000 | $158,000 | $224,000 | $48,000 | $73,000 |
American Indian or Alaskan Native | 2 | $196,000 | $98,000 | $146,000 | $6,000 | $13,000 |
Black or African American | 1 | $195,000 | $195,000 | $195,000 | $165,000 | $165,000 |
Native Hawaiin or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 457 | $42,908,000 | $93,000 | $575,000 | $84,000 | $3,383,000 |
FHA-insured (Federal Housing Administration) | 112 | $11,367,000 | $101,000 | $270,000 | $39,000 | $150,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $5,432,000 | $72,000 | $161,000 | $28,000 | $78,000 |
VA-guaranteed (Veterans Administration) | 66 | $8,855,000 | $134,000 | $559,000 | $49,000 | $234,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 406 | $38,817,000 | $95,000 | $559,000 | $73,000 | $546,000 |
Application Denied By Financial Institution | 134 | $12,727,000 | $94,000 | $575,000 | $77,000 | $3,383,000 |
Loan Purchased By The Institution | 74 | $7,113,000 | $96,000 | $267,000 | $22,000 | $143,000 |
Application Withdrawn By Applicant | 48 | $5,297,000 | $110,000 | $232,000 | $77,000 | $745,000 |
Application Approved But Not Accepted | 31 | $2,717,000 | $87,000 | $250,000 | $63,000 | $264,000 |
File Closed For Incompleteness | 17 | $1,891,000 | $111,000 | $260,000 | $43,000 | $130,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 28 | $1,739,000 | $62,000 | $226,000 | $38,000 | $150,000 |
Debt-To-Income Ratio | 21 | $2,305,000 | $109,000 | $575,000 | $54,000 | $135,000 |
Collateral | 9 | $848,000 | $94,000 | $205,000 | $60,000 | $162,000 |
Credit Application Incomplete | 5 | $799,000 | $159,000 | $329,000 | $79,000 | $203,000 |
Other | 4 | $268,000 | $67,000 | $102,000 | $59,000 | $83,000 |
Employment History | 2 | $139,000 | $69,000 | $123,000 | $24,000 | $49,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $47,000 | $47,000 | $47,000 | $16,000 | $16,000 |
Mortgage Insurance Denied | 1 | $77,000 | $77,000 | $77,000 | $96,000 | $96,000 |
Unverifiable Information | 1 | $52,000 | $52,000 | $52,000 | $40,000 | $40,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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