Find mortgage statistics and lending data for the Monroe County OH metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Monroe County OH, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 235 |
Total Mortgage Loan Application Amount | $22,564,000 |
Average Mortgage Loan Application Amount | $96,000 |
Highest Mortgage Loan Application Amount | $400,000 |
Average Applicant Income | $68,000 |
Highest Applicant Income | $380,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
THE CITIZENS NATIONAL BANK OF WOODSFIELD 143 S MAIN ST P.O. BOX 230 WOODSFIELD, OH 43793 |
* | $ 99,713,000 | 46 | $ 4,060,000 |
WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 6,124,988,000 | 30 | $ 2,981,000 |
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION 52775 BOSTON HILL ROAD CLARINGTON, OH 43915 |
* | $ 129,215,000 | 20 | $ 1,178,000 |
BELMONT SAVINGS BANK PO BOX 654 BELLAIRE, OH 43906 |
* | $ 574,276,000 | 11 | $ 644,000 |
UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ 10,000,000 | 11 | $ 1,041,000 |
THE PEOPLES SAVINGS BANK P. O. BOX 246 NEW MATAMORAS, OH 45767 |
* | $ 57,210,000 | 10 | $ 1,002,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 9 | $ 564,000 |
THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 59,304,805,000 | 8 | $ 883,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 7 | $ 739,000 |
PEOPLES BANK, NATIONAL ASSOCIA 138 PUTNAM STREET MARIETTA, OH 45750 |
* | $ 2,054,173,000 | 6 | $ 829,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 6 | $ 856,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 4 | $ 155,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 4 | $ 312,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 250,000 |
HOME SAVINGS BANK 275 W FEDERAL ST YOUNGSTOWN, OH 44503 |
* | $ 229,843,000 | 3 | $ 540,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,373,600,000,000 | 3 | $ 130,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 3 | $ 299,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 12,648,357,000 | 2 | $ 326,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 2 | $ 294,000 |
UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 5,081,543,000 | 2 | $ 158,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 127,428,329,000 | 2 | $ 261,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 2 | $ 181,000 |
LEGENCE BANK P.O. BOX 569 ELDORADO, IL 62930 |
* | $ 293,363,000 | 2 | $ 96,000 |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ 4,464,000 | 1 | $ 160,000 |
FIRST OHIO HOME FINANCE, INC. 385 COUNTY LINE RD W, STE 200 WESTERVILLE, OH 43082 |
* | $ 2,458,000 | 1 | $ 233,000 |
MID AMERICA MORTGAGE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ 11,000,000 | 1 | $ 157,000 |
DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 1 | $ 153,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 52,000 |
PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 155,000 |
THE PARK NATIONAL BANK 50 N THIRD STREET NEWARK, OH 43055 |
* | $ 6,527,444,000 | 1 | $ 32,000 |
UNIFIED BANK 201 S 4TH STREET MARTINS FERRY, OH 43935 |
* | $ 387,120,000 | 1 | $ 48,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 179,126,294,000 | 1 | $ 94,000 |
THE CORTLAND SAVINGS AND BANKING COMPANY 194 W. MAIN STREET CORTLAND, OH 44410 |
* | $ 553,444,000 | 1 | $ 400,000 |
POLARIS HOME FUNDING CORP. 151 44TH ST. SW GRANDVILLE, MI 49418 |
* | $ 10,000,000 | 1 | $ 111,000 |
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF NILES 55 MAIN ST. NILES, OH 44446 |
* | $ 96,793,000 | 1 | $ 400,000 |
DOOLIN SECURITY SAVINGS BANK, FSB 610 N. STATE ROUTE 2 NEW MARTINSVILLE,, WV 26155 |
* | $ 46,350,000 | 1 | $ 39,000 |
FIRST EXCHANGE BANK 11 W MAIN ST. MANNINGTON, WV 26582 |
* | $ 204,425,000 | 1 | $ 140,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 141,772,000 | 1 | $ 127,000 |
AMERICAN AIRLINES FEDERAL CREDIT UNION 4151 AMON CARTER BLVD FT WORTH, TX 76155 |
* | $ 5,569,087,000 | 1 | $ 171,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 1 | $ 49,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 6,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 309,999,678,000 | 1 | $ 60,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 90,439,767,000 | 1 | $ 50,000 |
FIRST OPTION MORTGAGE, LLC 3330 CUMBERLAND BLVD SE, SUITE 800 ATLANTA, GA 30339 |
* | $ 941,000 | 1 | $ 167,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 133 | $13,796,000 | $103,000 | $400,000 | $64,000 | $380,000 |
Refinancing | 72 | $7,403,000 | $102,000 | $400,000 | $73,000 | $309,000 |
Home Improvement | 30 | $1,365,000 | $45,000 | $160,000 | $73,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 208 | $20,268,000 | $97,000 | $400,000 | $70,000 | $309,000 |
Not applicable | 12 | $1,251,000 | $104,000 | $233,000 | $0 | $0 |
Not Provided | 11 | $864,000 | $78,000 | $171,000 | $71,000 | $120,000 |
Native Hawaiian or Other Pacific Islander | 2 | $136,000 | $68,000 | $114,000 | $102,000 | $113,000 |
American Indian or Alaskan Native | 2 | $45,000 | $22,000 | $35,000 | $195,000 | $380,000 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 192 | $18,250,000 | $95,000 | $400,000 | $73,000 | $380,000 |
FHA-insured (Federal Housing Administration) | 20 | $2,139,000 | $106,000 | $255,000 | $56,000 | $133,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,391,000 | $92,000 | $135,000 | $18,000 | $53,000 |
VA-guaranteed (Veterans Administration) | 8 | $784,000 | $98,000 | $190,000 | $56,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 137 | $12,454,000 | $90,000 | $400,000 | $72,000 | $309,000 |
Application Denied By Financial Institution | 47 | $4,133,000 | $87,000 | $400,000 | $65,000 | $205,000 |
Application Withdrawn By Applicant | 28 | $3,618,000 | $129,000 | $305,000 | $86,000 | $380,000 |
Loan Purchased By The Institution | 12 | $1,251,000 | $104,000 | $233,000 | $0 | $0 |
Application Approved But Not Accepted | 9 | $887,000 | $98,000 | $150,000 | $59,000 | $119,000 |
File Closed For Incompleteness | 2 | $221,000 | $110,000 | $153,000 | $73,000 | $86,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 9 | $773,000 | $85,000 | $160,000 | $59,000 | $120,000 |
Credit History | 7 | $234,000 | $33,000 | $62,000 | $64,000 | $83,000 |
Debt-To-Income Ratio | 6 | $1,030,000 | $171,000 | $400,000 | $66,000 | $133,000 |
Employment History | 2 | $142,000 | $71,000 | $81,000 | $28,000 | $57,000 |
Credit Application Incomplete | 2 | $126,000 | $63,000 | $77,000 | $151,000 | $205,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $88,000 | $88,000 | $88,000 | $45,000 | $45,000 |
Mortgage Insurance Denied | 1 | $166,000 | $166,000 | $166,000 | $61,000 | $61,000 |
Other | 1 | $30,000 | $30,000 | $30,000 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information back through 2003.