Monroe County IL
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Monroe County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Monroe County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,111
Total Mortgage Loan Application Amount $217,885,000
Average Mortgage Loan Application Amount $196,000
Highest Mortgage Loan Application Amount $1,345,000
Average Applicant Income $134,000
Highest Applicant Income $5,150,000

Mortgage Company List for Lending in Monroe County IL for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 65 $ 17,445,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 64 $ 5,560,000
FIRST NATIONAL BANK OF WATERLOO
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 839,634,000 61 $ 12,325,000
STATE BANK
885 N ILLINOIS ROUTE 3
WATERLOO, IL 62298
* $ 313,905,000 56 $ 13,270,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,751,826,000 55 $ 8,245,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 51 $ 12,425,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 50 $ 8,770,000
FIRST COMMUNITY
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,868,571,000 47 $ 5,585,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 30 $ 2,070,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,111,560,000 27 $ 4,885,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 24 $ 2,560,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 19 $ 4,905,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 18 $ 4,120,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 18 $ 1,570,000
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 3,135,836,000 17 $ 4,115,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 17 $ 1,695,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 17 $ 3,975,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 17 $ 3,825,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 16 $ 5,500,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 15 $ 4,245,000
DIETERICH BANK
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 1,273,483,000 15 $ 1,915,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 13 $ 595,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 13 $ 1,665,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 13 $ 2,705,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 12 $ 3,260,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 12 $ 2,970,000
BUENA VISTA NATIONAL BANK
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 266,369,000 12 $ 2,420,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 11 $ 3,105,000
BANK OF BELLEVILLE
215 S ILLINOIS ST
BELLEVILLE, IL 62220
* $ 428,906,000 11 $ 3,065,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 11 $ 3,115,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 2,446,950,000 10 $ 1,230,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 10 $ 2,240,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,382,388,000 9 $ 1,965,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 8 $ 1,890,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,660,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 7 $ 1,335,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 7 $ 2,015,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 7 $ 1,195,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 6 $ 2,220,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,436,322,000 6 $ 720,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 6 $ 1,150,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 6 $ 2,240,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 6 $ 1,500,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 5 $ 1,025,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 5 $ 795,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 5 $ 1,315,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 5 $ 225,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 5 $ 1,095,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 5 $ 1,205,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 12,354,380,000 4 $ 1,060,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 4 $ 610,000
MIDWEST BANKCENTRE
2191 LEMAY FERRY ROAD
SAINT LOUIS, MO 63125
* $ 2,556,235,000 4 $ 820,000
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 4 $ 780,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,304,953,000 4 $ 350,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 430,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 4 $ 220,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 4 $ 1,100,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 4 $ 1,120,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 534,540,000 3 $ 915,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 3 $ 585,000
CITIZENS COMMUNITY BANK
9 EAST MAIN STREET
MASCOUTAH, IL 62258
* $ 483,180,000 3 $ 195,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 3 $ 655,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 3 $ 575,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
CLAYTON, MO 63146
* $ -1,000 3 $ 545,000
FAMILY FINANCE MORTGAGE, LLC
1787 JEFFCO BLVD
ARNOLD, MO 63010
* $ -1,000 3 $ 1,015,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 325,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 455,000
CORNERSTONE FIRST MORTGAGE, INC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ -1,000 3 $ 825,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 21,228,609,000 3 $ 725,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 1,441,880,000 3 $ 1,465,000
NEIGHBORS CREDIT UNION
6300 S LINDBERGH BLVD
SAINT LOUIS, MO 63123
* $ 513,159,000 3 $ 185,000
TIB NATIONAL ASSOCIATION
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,550,980,000 2 $ 230,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 2 $ 570,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 6,704,869,000 2 $ 390,000
FIRST FSB OF MASCOUTAH
101 W MAIN STREET
MASCOUTAH, IL 62258
* $ 167,609,000 2 $ 480,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 410,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 2 $ 720,000
ARSENAL CREDIT UNION
3780 VOGEL ROAD
ARNOLD, MO 63010
* $ 383,431,000 2 $ 110,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 2 $ 420,000
BANK OF WASHINGTON
P.O. BOX 377
WASHINGTON, MO 63090
* $ 980,781,000 2 $ 1,660,000
GERMANTOWN TRUST & SAVINGS BANK
205 GERMANTOWN RD
BREESE, IL 62230
* $ 460,594,000 2 $ 360,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 2 $ 150,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 510,000
LENDAGE, LLC
1875 S GRANT ST
SAN MATEO, CA 84402
* $ -1,000 2 $ 140,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ -1,000 2 $ 550,000
WEST COMMUNITY CREDIT UNION
4161 STATE HWY K
O'FALLON, MO 63368
* $ 433,121,000 1 $ 25,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 155,000
AMERICAN PORTFOLIO MORTGAGE CORPORATION
800 E NORTHWEST HIGHWAY SUITE 821
CARSON CITY, NV 60074
* $ -1,000 1 $ 155,000
LENDSURE MORTGAGE CORP.
16959 BERNARDO CENTER DR, #102
WILMINGTON, DE 92128
* $ -1,000 1 $ 455,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 38,279,055,000 1 $ 385,000
SEMPER HOME LOANS, INC
225 DUPONT DRIVE
WILMINGTON, DE 02907
* $ -1,000 1 $ 185,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 235,000
HAWTHORN BANK
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,913,413,000 1 $ 155,000
1ST MIDAMERICA CREDIT UNION
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 933,136,000 1 $ 405,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 1 $ 205,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 1 $ 415,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 295,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 1 $ 215,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 315,000
BANK OF PONTIAC
300 W WASHINGTON ST
PONTIAC, IL 61764
* $ 987,787,000 1 $ 75,000
FRONTIER FINANCIAL, INC.
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 215,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 425,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 1 $ 345,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 305,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 95,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 155,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 3,460,034,000 1 $ 215,000
FRANKLIN MINT
5 HILLMAN DRIVE
CHADDS FORD TOWNSHIP, PA 19317
* $ 1,786,496,000 1 $ 5,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 475,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 465,000
FIRST INTEGRITY MORTGAGE SERVICES, INC.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 205,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 425,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,052,701,000 1 $ 275,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 235,000
LAKEVIEW COMMUNITY CAPITAL, LLC
4425 PONE DE LEON BLVD, MS 5-251
PHOENIX, AZ 33146
* $ -1,000 1 $ 85,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 1 $ 235,000
ENTERPRISE BANK & TRUST
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 13,020,948,000 1 $ 65,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 185,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 185,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 1 $ 75,000
LIBERTY
9520 ORMSBY STATION RD SUITE 20
EVANSVILLE, IN 40223
* $ 3,450,913,000 1 $ 255,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 1 $ 65,000
FIRST STATE BANK OF CAMPBELL HILL
114 W FRONT STREET
CAMPBELL HILL, IL 62916
* $ 148,456,000 1 $ 125,000
TRUSTBANK
600 EAST MAIN STREET, PO BOX 158
OLNEY, IL 62450
* $ 469,976,000 1 $ 205,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 255,000
BANK STAR
1999 W OSAGE
PACIFIC, MO 63069
* $ 185,380,000 1 $ 285,000
COMMUNITY BANK OF TRENTON
104 EAST BROADWAY
TRENTON, IL 62293
* $ 108,240,000 1 $ 685,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 255,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 1 $ 495,000
ALLIANCE CREDIT UNION
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 365,634,000 1 $ 75,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 1 $ 55,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 7,415,263,000 1 $ 185,000
SULLIVAN BANK
PO BOX 489
SULLIVAN, MO 63080
* $ 948,158,000 1 $ 245,000
TEACHERS FEDERAL CREDIT UNION
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 35,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Monroe County IL in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 589 $155,505,000 $264,000 $1,275,000 $132,000 $2,167,000
Other Purpose 167 $11,315,000 $67,000 $325,000 $121,000 $790,000
Home Improvement 138 $9,040,000 $65,000 $255,000 $182,000 $5,150,000
Cash-out Refinancing 120 $22,390,000 $186,000 $1,345,000 $102,000 $440,000
Refinancing 95 $19,375,000 $203,000 $1,205,000 $140,000 $768,000
Not Applicable 2 $260,000 $130,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 908 $176,170,000 $194,000 $1,345,000 $130,000 $2,167,000
Not applicable 90 $21,120,000 $234,000 $1,275,000 $65,000 $85,000
Not Provided 87 $16,535,000 $190,000 $725,000 $184,000 $5,150,000
Hispanic 15 $2,505,000 $167,000 $775,000 $119,000 $255,000
American Indian or Alaskan Native 5 $455,000 $91,000 $265,000 $116,000 $190,000
Asian 3 $585,000 $195,000 $255,000 $89,000 $96,000
Black or African American 2 $450,000 $225,000 $245,000 $130,000 $148,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 889 $158,615,000 $178,000 $1,345,000 $140,000 $5,150,000
FHA-insured (Federal Housing Administration) 127 $29,855,000 $235,000 $485,000 $99,000 $327,000
VA-guaranteed (Veterans Administration) 87 $28,025,000 $322,000 $775,000 $122,000 $313,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,390,000 $173,000 $255,000 $78,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 671 $140,785,000 $209,000 $1,345,000 $134,000 $2,167,000
Application Denied By Financial Institution 173 $20,315,000 $117,000 $485,000 $145,000 $5,150,000
Application Withdrawn By Applicant 111 $24,165,000 $217,000 $585,000 $127,000 $340,000
Loan Purchased By The Institution 90 $21,230,000 $235,000 $775,000 $91,000 $189,000
File Closed For Incompleteness 36 $5,310,000 $147,000 $355,000 $141,000 $440,000
Application Approved But Not Accepted 28 $5,750,000 $205,000 $975,000 $130,000 $372,000
Preapproval Approved but not Accepted 1 $165,000 $165,000 $165,000 $40,000 $40,000
Preapproval Denied by Financial Institution 1 $165,000 $165,000 $165,000 $83,000 $83,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 866 $180,400,000 $208,000 $1,345,000 $127,000 $1,148,000
Debt-To-Income Ratio 128 $23,760,000 $185,000 $975,000 $137,000 $2,167,000
Credit History 53 $4,515,000 $85,000 $345,000 $117,000 $350,000
Collateral 35 $4,895,000 $139,000 $485,000 $308,000 $5,150,000
Other 12 $1,660,000 $138,000 $435,000 $150,000 $515,000
Credit Application Incomplete 11 $1,605,000 $145,000 $425,000 $113,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 3 $545,000 $181,000 $335,000 $123,000 $202,000
Unverifiable Information 2 $440,000 $220,000 $345,000 $115,000 $173,000
Employment History 1 $65,000 $65,000 $65,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List