Mitchell County NC
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Unlock detailed Mitchell County NC mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Carolina.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 529
Total Mortgage Loan Application Amount $70,062,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $662,000
Average Applicant Income $66,000
Highest Applicant Income $1,071,000

Mortgage Company List for Lending in Mitchell County NC for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 10,694,612,000 90 $ 13,520,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 35,025,800,000 78 $ 9,239,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,727,235,000,000 24 $ 2,870,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 21 $ 1,777,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 21 $ 2,889,000
LOCAL GOVERNMENT
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,751,466,000 13 $ 1,504,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 12 $ 1,807,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 11 $ 1,411,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 214,433,035,000 11 $ 1,181,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 10 $ 1,059,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 2,629,405,000 9 $ 439,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,045,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 355,999,734,000 9 $ 732,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,677,490,000,000 9 $ 1,202,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 8 $ 1,384,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 8 $ 1,697,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 269,030,606,000 8 $ 785,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 6 $ 912,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 6 $ 635,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 5 $ 656,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 390,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 5 $ 825,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 4 $ 580,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 4 $ 798,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 4 $ 721,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 4 $ 489,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 3 $ 594,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 99,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ -1,000 3 $ 414,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 609,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 101,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 605,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 2 $ 15,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 2 $ 213,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 405,000
FIRST BANK
PO BOX 508
TROY, NC 27371
* $ 3,613,858,000 2 $ 270,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,252,297,000 2 $ 211,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 343,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 745,138,000 2 $ 132,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 2 $ 783,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 2 $ 4,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 406,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 2 $ 247,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 176,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 299,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 131,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 68,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 142,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 91,146,995,000 1 $ 25,000
SOFI MORTGAGE, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ 0 1 $ 125,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 1 $ 83,000
CERTAINTY HOME LOANS, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 154,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 265,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,186,502,000 1 $ 294,000
MIDFLORIDA
3004 S FLORIDA AVE
LAKELAND, FL 33803
* $ 2,640,946,000 1 $ 163,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ -1,000 1 $ 323,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 321,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,456,661,000 1 $ 126,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 125,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 120,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 68,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ 0 1 $ 220,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 126,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ -1,000 1 $ 180,000
MOUNTAIN COMMERCE BANK
121 BOONE RIDGE DRIVE, SUITE 2002
KNOXVILLE, TN 37615
* $ 619,095,000 1 $ 402,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 85,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 143,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 568,425,000 1 $ 225,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 86,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ -1,000 1 $ 162,000
CHAMPION CREDIT UNION
1 ACADEMY STREET
CANTON, NC 28716
* $ 229,582,000 1 $ 68,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 86,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 80,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 21,301,361,000 1 $ 91,000
SELF-HELP FEDERAL CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 716,820,000 1 $ 69,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 179,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ -1,000 1 $ 151,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ -1,000 1 $ 110,000
HOMETRUST BANK
PO BOX 10
ASHEVILLE, NC 28802
* $ 2,743,987,000 1 $ 216,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 89,000
FIRST TN BK NA
333 FAYETTEVILLE ST
RALEIGH, NC 27601
* $ 9,936,645,000 1 $ 69,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 100,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 201,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 88,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 97,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 210,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 180,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 1 $ 135,000
FIRST DIRECT LENDING LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
MIDLAND MORTGAGE CORPORATION
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 165,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 1 $ 108,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 1 $ 120,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 133,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 132,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 3,633,286,000 1 $ 216,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 118,000
UNIVEST BANK AND TRUST CO.
PO BOX 197
SOUDERTON, PA 18964
* $ 4,197,406,000 1 $ 100,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 110,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Mitchell County NC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 275 $38,803,000 $141,000 $402,000 $67,000 $353,000
Refinancing 206 $29,568,000 $143,000 $662,000 $69,000 $1,071,000
Home Improvement 48 $1,691,000 $35,000 $175,000 $54,000 $288,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 442 $57,350,000 $129,000 $662,000 $68,000 $1,071,000
Not Provided 39 $6,299,000 $161,000 $351,000 $96,000 $270,000
Not applicable 31 $4,448,000 $143,000 $402,000 $14,000 $157,000
Hispanic 9 $928,000 $103,000 $169,000 $61,000 $143,000
American Indian or Alaskan Native 5 $700,000 $140,000 $275,000 $72,000 $230,000
Black or African American 3 $337,000 $112,000 $149,000 $26,000 $45,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 401 $50,265,000 $125,000 $473,000 $72,000 $1,071,000
FHA-insured (Federal Housing Administration) 62 $8,164,000 $131,000 $265,000 $50,000 $165,000
VA-guaranteed (Veterans Administration) 46 $8,682,000 $188,000 $662,000 $57,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,951,000 $147,000 $217,000 $31,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 266 $38,217,000 $143,000 $662,000 $75,000 $1,071,000
Application Denied By Financial Institution 87 $8,774,000 $100,000 $351,000 $67,000 $552,000
Application Withdrawn By Applicant 77 $10,623,000 $137,000 $473,000 $63,000 $170,000
Loan Purchased By The Institution 41 $5,521,000 $134,000 $320,000 $27,000 $157,000
Application Approved But Not Accepted 33 $4,017,000 $121,000 $285,000 $64,000 $178,000
File Closed For Incompleteness 25 $2,910,000 $116,000 $239,000 $49,000 $270,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21 $1,236,000 $58,000 $190,000 $58,000 $288,000
Collateral 14 $1,914,000 $136,000 $270,000 $68,000 $143,000
Credit Application Incomplete 10 $1,591,000 $159,000 $351,000 $95,000 $227,000
Debt-To-Income Ratio 8 $781,000 $97,000 $216,000 $30,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 4 $318,000 $79,000 $129,000 $70,000 $103,000
Other 2 $141,000 $70,000 $79,000 $29,000 $38,000
Unverifiable Information 1 $143,000 $143,000 $143,000 $106,000 $106,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the North Carolina Lender List