Find mortgage statistics and lending data for the Mitchell County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Mitchell County NC, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 550 |
Total Mortgage Loan Application Amount | $72,205,000 |
Average Mortgage Loan Application Amount | $131,000 |
Highest Mortgage Loan Application Amount | $417,000 |
Average Applicant Income | $64,000 |
Highest Applicant Income | $748,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
UNITED COMMUNITY BANK PO BOX 398 BLAIRSVILLE, GA 30512 |
* | $ 7,426,039,000 | 73 | $ 9,434,000 |
STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 23,061,183,000 | 65 | $ 7,614,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,104,833,000,000 | 57 | $ 6,676,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 47 | $ 6,529,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 35 | $ 5,338,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 17 | $ 3,086,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 14 | $ 1,735,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 14 | $ 1,686,000 |
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,444,690,000 | 13 | $ 1,153,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 13 | $ 2,278,000 |
TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 179,970,802,000 | 12 | $ 1,430,000 |
CAROLINA FARM CREDIT, ACA P O BOX 1827 STATESVILLE, NC 28625 |
* | $ 10,000,000 | 10 | $ 1,756,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 10 | $ 771,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 153,341,765,000 | 9 | $ 1,112,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 8 | $ 452,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 7 | $ 963,000 |
LOCAL GOVERNMENT FEDERAL CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 1,085,592,000 | 7 | $ 643,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 213,864,000 | 7 | $ 887,000 |
SIDUS FINANCIAL, LLC 701 GREEN VALLEY ROAD, SUITE 101 GREENSBORO, NC 27408 |
* | $ 10,000,000 | 6 | $ 744,000 |
RBC BANK 131 NORTH CHURCH STREET ROCKY MT., NC 27804 |
* | $ 27,285,986,000 | 5 | $ 343,000 |
CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 5 | $ 185,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 5 | $ 413,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 680,000 |
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ 10,000,000 | 4 | $ 943,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 4 | $ 626,000 |
METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 4 | $ 865,000 |
ASHEVILLE SAVINGS BANK, SSB PO BOX 652 ASHEVILLE, NC 28802 |
* | $ 750,052,000 | 4 | $ 398,000 |
FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 108,668,289,000 | 3 | $ 273,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 3 | $ 415,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 352,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 311,000 |
ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 2 | $ 356,000 |
FIRST FEDERAL OF CHARLESTON 2440 MALL DRIVE NORTH CHARLESTON, SC 29406 |
* | $ 3,249,548,000 | 2 | $ 53,000 |
HOMETRUST BANK N.A. P O BOX 10 ASHEVILLE, NC 28804 |
* | $ 1,669,845,000 | 2 | $ 310,000 |
GATEWAY BANK MORTGAGE, INC. 901 E CAREY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | $ 2,579,350,000 | 2 | $ 195,000 |
MOUNTAIN 1ST BANK & TRUST COMP 101 JACK STREET HENDERSONVILLE, NC 28792 |
* | $ 724,738,000 | 2 | $ 289,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 2 | $ 222,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 233,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ 10,000,000 | 2 | $ 491,000 |
CMC FUNDING, INC. 814 A1A NORTH, STE. 303 PONTE VEDRA BEACH, FL 32082 |
* | $ 10,000,000 | 2 | $ 558,000 |
BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 2 | $ 391,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 253,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 407,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 2 | $ 345,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,216,291,000,000 | 2 | $ 128,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 12,648,357,000 | 2 | $ 191,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 2 | $ 259,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 10,000,000 | 1 | $ 233,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 195,000 |
FIRST CITIZENS BANK 1230 MAIN ST COLUMBIA, SC 29201 |
* | $ 8,203,738,000 | 1 | $ 142,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 126,719,736,000 | 1 | $ 156,000 |
SCBT, NA PO BOX 1287 ORANGEBURG, SC 29116 |
* | $ 3,593,230,000 | 1 | $ 161,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 53,000 |
FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,797,006,000 | 1 | $ 346,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 165,800,581,000 | 1 | $ 10,000 |
SOUTHERN BANK AND TRUST COMPAN PO BOX 729 MT OLIVE, NC 28365 |
* | $ 1,337,305,000 | 1 | $ 146,000 |
OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ 10,000,000 | 1 | $ 170,000 |
AMERICAN SECURITY MORTGAGE CORP. 2101 REXFORD RD. SUITE 100E CHARLOTTE, NC 28211 |
* | $ 10,000,000 | 1 | $ 314,000 |
RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 134,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 225,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 167,000 |
MCLEAN MORTGAGE CORPORATION 11325 RANDOM HILLS RD. SUITE 400 FAIRFAX, VA 22030 |
* | $ 50,010,000 | 1 | $ 128,000 |
RESOURCE FINANCIAL SERVICES 2717 DEVINE STREET COLUMBIA, SC 29205 |
* | $ 10,000,000 | 1 | $ 126,000 |
NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 260,000 |
MIDWEST LOAN SOLUTIONS, INC. 29777 TELEGRAPH RD. SUITE 3580 SOUTHFIELD, MI 48034 |
* | $ 46,200,000 | 1 | $ 81,000 |
SHARONVIEW FEDERAL CREDIT UNION 1081 RED VENTURES DR. FORT MILL, SC 29707 |
* | $ 938,997,000 | 1 | $ 70,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,919,054,000 | 1 | $ 48,000 |
TELCO COMMUNITY CREDIT UNION 712 NEW LEICESTER HWY. ASHEVILLE, NC 28806 |
* | $ 73,482,000 | 1 | $ 22,000 |
ATLANTA POSTAL 1605 BOGGS ROAD DULUTH, GA 30096 |
* | $ 1,939,474,000 | 1 | $ 136,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,054,163,000 | 1 | $ 139,000 |
FIRST SOUTH BANK 1311 CAROLINA AVE WASHINGTON, NC 27889 |
* | $ 790,705,000 | 1 | $ 50,000 |
BANK OF NORTH CAROLINA 3980 PREMIER DR. STE 150 HIGH POINT, NC 27265 |
* | $ 2,148,565,000 | 1 | $ 305,000 |
CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 676,387,000 | 1 | $ 132,000 |
SYNOVUS MORTGAGE CORPORATION 2204 LAKESHORE DRIVE SUITE 325 BIRMINGHAM, AL 35209 |
* | $ 27,908,468,000 | 1 | $ 240,000 |
FARMERS BANK AND TRUST NA 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 665,875,000 | 1 | $ 126,000 |
THE SAVANNAH BANK NA P O BOX 188 SAVANNAH, GA 31402 |
* | $ 788,768,000 | 1 | $ 162,000 |
MOUNTAIN CREDIT UNION 38 MAPLE STREET WAYNESVILLE, NC 28786 |
* | $ 103,249,000 | 1 | $ 74,000 |
CREDIT UNION FINANCIAL SERVICES, LLC 1123 ELM ST NE COVINGTON, GA 30014 |
* | $ 81,511,000 | 1 | $ 100,000 |
FIRST FINANCIAL SERVICES, INC. 6230 FAIRVIEW RD, 450 CHARLOTTE, NC 28210 |
* | $ 842,786,000 | 1 | $ 127,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 373 | $51,583,000 | $138,000 | $417,000 | $66,000 | $491,000 |
Home Purchase | 156 | $19,258,000 | $123,000 | $346,000 | $61,000 | $748,000 |
Home Improvement | 21 | $1,364,000 | $64,000 | $230,000 | $52,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 454 | $59,406,000 | $130,000 | $417,000 | $69,000 | $748,000 |
Not applicable | 44 | $6,719,000 | $152,000 | $314,000 | $16,000 | $103,000 |
Not Provided | 35 | $4,192,000 | $119,000 | $247,000 | $60,000 | $195,000 |
Hispanic | 12 | $1,601,000 | $133,000 | $240,000 | $101,000 | $195,000 |
American Indian or Alaskan Native | 3 | $62,000 | $20,000 | $22,000 | $13,000 | $28,000 |
Asian | 1 | $132,000 | $132,000 | $132,000 | $60,000 | $60,000 |
Black or African American | 1 | $93,000 | $93,000 | $93,000 | $24,000 | $24,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 461 | $60,918,000 | $132,000 | $417,000 | $69,000 | $748,000 |
FHA-insured (Federal Housing Administration) | 58 | $7,009,000 | $120,000 | $274,000 | $41,000 | $95,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,559,000 | $134,000 | $245,000 | $37,000 | $62,000 |
VA-guaranteed (Veterans Administration) | 12 | $1,719,000 | $143,000 | $325,000 | $41,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 266 | $33,739,000 | $126,000 | $346,000 | $74,000 | $748,000 |
Application Denied By Financial Institution | 110 | $14,095,000 | $128,000 | $417,000 | $55,000 | $325,000 |
Loan Purchased By The Institution | 92 | $14,125,000 | $153,000 | $314,000 | $47,000 | $491,000 |
Application Withdrawn By Applicant | 49 | $5,908,000 | $120,000 | $300,000 | $51,000 | $321,000 |
Application Approved But Not Accepted | 21 | $2,342,000 | $111,000 | $242,000 | $86,000 | $275,000 |
File Closed For Incompleteness | 12 | $1,996,000 | $166,000 | $278,000 | $76,000 | $147,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 32 | $5,338,000 | $166,000 | $417,000 | $64,000 | $177,000 |
Debt-To-Income Ratio | 16 | $2,067,000 | $129,000 | $300,000 | $40,000 | $114,000 |
Credit History | 13 | $876,000 | $67,000 | $130,000 | $49,000 | $228,000 |
Other | 7 | $767,000 | $109,000 | $196,000 | $63,000 | $115,000 |
Unverifiable Information | 4 | $1,106,000 | $276,000 | $417,000 | $164,000 | $325,000 |
Credit Application Incomplete | 4 | $399,000 | $99,000 | $219,000 | $71,000 | $118,000 |
Employment History | 1 | $77,000 | $77,000 | $77,000 | $20,000 | $20,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $43,000 | $43,000 | $43,000 | $77,000 | $77,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.