Mitchell County NC
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage statistics and lending data for the Mitchell County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Mitchell County NC, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 810 |
| Total Mortgage Loan Application Amount | $106,633,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $450,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,029,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| STATE EMPLOYEES' CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 15,012,864,000 | 135 | $ 17,018,000 |
| UNITED COMMUNITY BANK PO BOX 398 BLAIRSVILLE, GA 30512 |
* | $ 7,056,158,000 | 94 | $ 12,712,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 653,269,000,000 | 59 | $ 4,183,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 49 | $ 7,186,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 34 | $ 2,019,000 |
| CAROLINA FIRST BANK 102 S MAIN STREET GREENVILLE, SC 29601 |
* | $ 13,845,202,000 | 34 | $ 4,439,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 31 | $ 4,761,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 31 | $ 4,153,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 24 | $ 2,823,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 23 | $ 3,857,000 |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 736,036,000 | 21 | $ 2,612,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 20 | $ 2,776,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 18 | $ 2,784,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 17 | $ 2,443,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 15 | $ 2,493,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,304,756,000 | 15 | $ 623,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 56,294,475,000 | 15 | $ 2,161,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 12 | $ 1,677,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 12 | $ 1,709,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 11 | $ 1,500,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 8 | $ 1,550,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 7 | $ 1,414,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 127,698,351,000 | 6 | $ 1,043,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 5 | $ 772,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 137,049,763,000 | 5 | $ 1,018,000 |
| AMERITRUST MORTGAGE INC. 11016 RUSHMORE DRIVE, SUITE 200 CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 5 | $ 677,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 5 | $ 753,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 967,000 |
| MOUNTAIN 1ST BANK & TRUST COMP 101 JACK STREET HENDERSONVILLE, NC 28792 |
* | $ 606,491,000 | 4 | $ 970,000 |
| FIRST FEDERAL 2440 MALL DR SUITE 100 NORTH CHARLESTON, SC 29406 |
* | $ 2,784,161,000 | 3 | $ 89,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 3 | $ 779,000 |
| RBC BANK 131 NORTH CHURCH STREET ROCKY MOUNT, NC 27804 |
* | $ 25,522,710,000 | 3 | $ 722,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 3 | $ 433,000 |
| RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 3 | $ 485,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 266,672,000 | 3 | $ 334,000 |
| MERRILL LYNCH CREDIT CORP. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5 JACKSONVILLE, FL 32246 |
* | $ 4,500,000,000 | 3 | $ 717,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 2 | $ 280,000 |
| HOMETRUST BANK 10 WOODFIN ST ASHEVILLE, NC 28801 |
* | $ 1,239,800,000 | 2 | $ 333,000 |
| SELF-HELP CREDIT UNION 301 W MAIN STREET DURHAM, NC 27701 |
* | $ 303,808,000 | 2 | $ 141,000 |
| SIDUS FINANCIAL, LLC 1905 TURNBURY DRIVE GREENVILLE, NC 27858 |
* | $ 10,000,000 | 2 | $ 257,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 373,000 |
| CAROLINA FARM CREDIT, ACA P O BOX 1827 STATESVILLE, NC 28625 |
* | $ 10,000,000 | 2 | $ 248,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 235,000 |
| AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 2 | $ 401,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 2 | $ 276,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,251,715,000,000 | 2 | $ 210,000 |
| COMMUNITYONE BANK, N.A. 333 FAYETTEVILLE ST RALEIGH, NC 27601 |
* | $ 1,905,330,000 | 2 | $ 70,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 2 | $ 255,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 2 | $ 391,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 2 | $ 120,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 61,450,273,000 | 2 | $ 236,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 2 | $ 591,000 |
| SAXON MORTGAGE 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 2 | $ 391,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 2 | $ 237,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 235,000 |
| GRANITE MORTGAGE INC 791 JONESTOWN ROAD, SUITE 110 WINSTON-SALEM, NC 27103 |
* | $ 1,221,551,000 | 1 | $ 124,000 |
| DOVER MORTGAGE COMPANY 711 E. MOREHEAD ST CHARLOTTE, NC 28202 |
* | $ 1,817,511,000 | 1 | $ 178,000 |
| FIRST-CITIZENS BANK & TRUST CO 16 E ROWAN STREET RALEIGH, NC 27609 |
* | $ 13,601,662,000 | 1 | $ 64,000 |
| ASHEVILLE SAVINGS BANK, SSB PO BOX 652 ASHEVILLE, NC 28802 |
* | $ 638,751,000 | 1 | $ 117,000 |
| MORGANTON FEDERAL S & L PO DRAWER 1509 MORGANTON,, NC 28680 |
* | $ 79,335,000 | 1 | $ 328,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 16,047,364,000 | 1 | $ 88,000 |
| THE SAVANNAH BANK NA P O BOX 188 SAVANNAH, GA 31402 |
* | $ 624,068,000 | 1 | $ 162,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 77,748,330,000 | 1 | $ 56,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 1 | $ 35,000 |
| FIRST CHARTER BANK 5001 KINGSLEY DR. ML 1MOB2W CINCINNATI, OH 45227 |
* | $ 4,854,243,000 | 1 | $ 155,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 1 | $ 30,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 1 | $ 232,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 306,000 |
| HOMEOWNERS MORTGAGE ENTERPRISE 2530 DEVINE STREET COLUMBIA, SC 29205 |
* | $ 10,000,000 | 1 | $ 152,000 |
| EQUITY SERVICES, INC. 5711 SIX FORKS ROAD, STE 201 RALEIGH, NC 27609 |
* | $ 10,000,000 | 1 | $ 90,000 |
| MYERS PARK MORTGAGE 141 PROVIDENCE RD CHARLOTTE, NC 28207 |
* | $ 10,000,000 | 1 | $ 155,000 |
| TMG REAL ESTATE & FINANCIAL 310 W. LIBERTY ST. STE 100 LOUISVILLE, KY 40202 |
* | $ 292,000 | 1 | $ 160,000 |
| SLM FINANCIAL CORPORATION 300 CONTINENTAL DRIVE NEWARK, DE 19713 |
* | $ 10,000,000 | 1 | $ 5,000 |
| DYNAMIC CAPITAL MORTGAGE, INC 1371 BEACON STREET BROOKLINE, MA 02446 |
* | $ 17,029,772,000 | 1 | $ 276,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 1 | $ 140,000 |
| WR STARKEY MORTGAGE LLP 6101 WEST PLANO PARKWAY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 74,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 123,000 |
| PRYSMA LENDING GROUP, LLC 18 PADANARAM RD DANBURY, CT 06811 |
* | $ 515,000 | 1 | $ 75,000 |
| MANHATTAN FINANCIAL GROUP, INC 13915 DANIELSON STREET, STE 101 POWAY, CA 92064 |
* | $ 1,400,000 | 1 | $ 117,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 1 | $ 122,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 1 | $ 8,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 1 | $ 306,000 |
| CLINCHFIELD FEDERAL CREDIT UNION P O BOX 310 1038 N MAIN AVENUE ERWIN, TN 37650 |
* | $ 55,704,000 | 1 | $ 60,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Mitchell County NC in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 584 | $79,520,000 | $136,000 | $445,000 | $57,000 | $1,029,000 |
| Home Purchase | 176 | $24,629,000 | $139,000 | $417,000 | $71,000 | $744,000 |
| Home Improvement | 50 | $2,484,000 | $49,000 | $450,000 | $57,000 | $396,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 673 | $87,845,000 | $130,000 | $450,000 | $63,000 | $744,000 |
| Not Provided | 70 | $8,269,000 | $118,000 | $417,000 | $69,000 | $1,029,000 |
| Not applicable | 46 | $7,522,000 | $163,000 | $445,000 | $9,000 | $109,000 |
| Hispanic | 14 | $2,029,000 | $144,000 | $400,000 | $57,000 | $224,000 |
| Asian | 3 | $533,000 | $177,000 | $196,000 | $110,000 | $207,000 |
| Black or African American | 2 | $235,000 | $117,000 | $195,000 | $54,000 | $73,000 |
| American Indian or Alaskan Native | 2 | $200,000 | $100,000 | $112,000 | $76,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 725 | $95,019,000 | $131,000 | $450,000 | $62,000 | $1,029,000 |
| FHA-insured (Federal Housing Administration) | 75 | $10,332,000 | $137,000 | $276,000 | $48,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,197,000 | $133,000 | $152,000 | $24,000 | $43,000 |
| VA-guaranteed (Veterans Administration) | 1 | $85,000 | $85,000 | $85,000 | $28,000 | $28,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 384 | $49,453,000 | $128,000 | $417,000 | $70,000 | $1,029,000 |
| Application Denied By Financial Institution | 207 | $26,735,000 | $129,000 | $450,000 | $51,000 | $382,000 |
| Loan Purchased By The Institution | 79 | $12,948,000 | $163,000 | $445,000 | $34,000 | $214,000 |
| Application Withdrawn By Applicant | 71 | $9,617,000 | $135,000 | $330,000 | $51,000 | $121,000 |
| Application Approved But Not Accepted | 52 | $5,375,000 | $103,000 | $400,000 | $67,000 | $275,000 |
| File Closed For Incompleteness | 17 | $2,505,000 | $147,000 | $417,000 | $84,000 | $396,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 24 | $3,304,000 | $137,000 | $300,000 | $61,000 | $140,000 |
| Credit History | 23 | $1,452,000 | $63,000 | $159,000 | $41,000 | $82,000 |
| Debt-To-Income Ratio | 14 | $1,966,000 | $140,000 | $335,000 | $39,000 | $79,000 |
| Credit Application Incomplete | 13 | $1,858,000 | $142,000 | $400,000 | $61,000 | $180,000 |
| Other | 11 | $937,000 | $85,000 | $134,000 | $48,000 | $198,000 |
| Unverifiable Information | 2 | $362,000 | $181,000 | $203,000 | $48,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $214,000 | $107,000 | $113,000 | $117,000 | $195,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.