Mitchell County NC
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage statistics and lending data for the Mitchell County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Mitchell County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,052
Total Mortgage Loan Application Amount $90,111,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $416,000
Average Applicant Income $65,000
Highest Applicant Income $4,700,000

Mortgage Company List for Lending in Mitchell County NC for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 182 $ 12,648,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 98 $ 8,560,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 69 $ 6,258,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 65 $ 5,913,000
MOUNTAIN BANK
151 CORLEY MILL RD
LEXINGTON, SC 29072
* $ 839,232,000 41 $ 3,584,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 36 $ 2,889,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 32 $ 1,617,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 26 $ 2,084,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 25 $ 2,642,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 15,707,315,000 25 $ 2,816,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 22 $ 2,299,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 16 $ 1,261,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 15 $ 368,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 14 $ 919,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 14 $ 1,398,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 14 $ 1,007,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 13 $ 599,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 12 $ 1,579,000
CAROLINA FIRST BANK
102 S MAIN STREET
GREENVILLE, SC 29601
* $ 6,264,930,000 10 $ 770,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 65,629,555,000 10 $ 1,377,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 9 $ 226,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 8 $ 517,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 8 $ 646,000
FIRST CHARTER BANK
5001 KINGSLEY DR. ML 1MOB2W
CINCINNATI, OH 45227
* $ 3,726,842,000 8 $ 685,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 905,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 8 $ 412,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 620,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 7 $ 455,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 762,058,000 7 $ 564,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 6 $ 1,183,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 6 $ 593,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 204,000,000 6 $ 633,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,366,324,000 6 $ 476,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 6 $ 647,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 5 $ 267,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 5 $ 761,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 354,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 5 $ 497,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 5 $ 249,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 323,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 5 $ 482,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 5 $ 759,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 379,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 4 $ 595,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 4 $ 290,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 4 $ 483,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 4 $ 651,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 4 $ 387,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 11,084,972,000 4 $ 409,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 4 $ 306,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 4 $ 302,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 4 $ 717,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 3 $ 328,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 3 $ 227,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 297,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 3 $ 203,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 3 $ 236,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 3 $ 265,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 536,000
WELLS FARGO FIN'L NO CAROLINA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,070,857,000 3 $ 204,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 3 $ 502,000
ASHEVILLE SAVINGS BANK, SSB
PO BOX 652
ASHEVILLE, NC 28802
* $ 460,724,000 3 $ 530,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 3 $ 258,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 3 $ 150,000
ACCESS NATIONAL MORTGAGE
1800 ROBERT FULTON DRIVE, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 426,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 185,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 182,000
AMSTAR MORTGAGE CORPORATION
10851 SCARSDALE BLVD.
HOUSTON, TX 77089
* $ 10,000,000 2 $ 125,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 2 $ 207,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 2 $ 180,000
CCO MORTGAGE
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 13,985,245,000 2 $ 143,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 2 $ 133,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 2 $ 146,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,107,060,000 2 $ 84,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 227,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 140,000
TELCO COMMUNITY CREDIT UNION
712 NEW LEICESTER HWY.
ASHEVILLE, NC 28806
* $ 57,686,000 2 $ 155,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 2 $ 393,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 2 $ 181,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 184,000
OAKWOOD ACCEPTANCE CORPORATION
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 2 $ 112,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 144,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 2 $ 114,000
HSBC BANK, USA
ONE HSBC CENTER/24TH FLOOR
BUFFALO, NY 14203
* $ 86,415,769,000 2 $ 183,000
HSBC MORTGAGE CORPORATION
ONE HSBC CENTER
BUFFALO, NY 14203
* $ 86,415,769,000 2 $ 237,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 1 $ 71,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 120,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 1 $ 38,000
MIDLAND MORTGAGE CORPORATION
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 1 $ 146,000
MONTICELLO BANK
10696 ST. AUGUSTINE ROAD
JACKSONVILLE, FL 32257
* $ 95,872,000 1 $ 125,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 250,000
MSDW CREDIT CORPORATION
2500 LAKE COOK RD
RIVERWOODS, IL 60015
* $ 10,000,000 1 $ 100,000
NATIONAL BANK OF COMMERCE
ONE COMMERCE SQUARE, 4TH FLOOR
MEMPHIS, TN 38150
* $ 21,299,966,000 1 $ 153,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 43,721,511,000 1 $ 56,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 1 $ 116,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 9,432,256,000 1 $ 119,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 1 $ 70,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 73,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 68,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 90,971,000 1 $ 66,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 469,793,000 1 $ 100,000
SIB MORTGAGE CORP.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 1 $ 74,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 1 $ 138,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 50,569,489,000 1 $ 100,000
SOUTHERN BANK AND TRUST COMPANY
PO BOX 729
MOUNT OLIVE, NC 28365
* $ 902,407,000 1 $ 130,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 1 $ 93,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 1 $ 65,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 1 $ 37,000
THE GRANGE BANK
605 SOUTH FRONT STREET, SUITE 100
COLUMBUS, OH 43215
* $ 104,144,000 1 $ 110,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 1,943,893,000 1 $ 30,000
WEBSTER BANK
609 WEST JOHNSON AVE
CHESHIRE, CT 06410
* $ 13,354,305,000 1 $ 50,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 1 $ 30,000
WACCAMAW BANK
P O BOX 2009
WHITEVILLE, NC 28472
* $ 161,063,000 1 $ 75,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 1 $ 141,000
HOMEBOUND MORTGAGE
150 WATER TOWER CIR
COLCHESTER, VT 05446
* $ 10,000,000 1 $ 214,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 51,000
HEARTHSIDE LENDING CORP.
4770 NORTH BELLEVIEW SUITE 100
GLADSTONE, MO 64116
* $ 10,000,000 1 $ 113,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 1 $ 94,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 38,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,195,215,000 1 $ 57,000
FIRST FRANKLIN FINANCIAL CORP.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 1 $ 80,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 72,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 1 $ 190,000
EASTMAN
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 1,172,218,000 1 $ 52,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 110,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 597,854,000 1 $ 156,000
BANK OF TENNESSEE
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 364,423,000 1 $ 30,000
BRIDGE CAPITAL CORPORATION
27121 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 10,000,000 1 $ 115,000
CAPITAL BANK
333 FAYETTEVILLE STREET, SUITE 800
RALEIGH, NC 27601
* $ 840,731,000 1 $ 150,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 96,000
ALLIANCE MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 1 $ 42,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 55,000
SELECT SEVEN CREDIT UNION
181 MARKETPLACE BLVD
JOHNSON CITY, TN 37604
* $ 42,190,000 1 $ 45,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 57,441,766,000 1 $ 62,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Mitchell County NC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 792 $70,202,000 $88,000 $416,000 $71,000 $4,700,000
Home Purchase (one-to-four family) 212 $18,035,000 $85,000 $391,000 $54,000 $521,000
Home Improvement (one-to-four family) 47 $1,500,000 $31,000 $150,000 $48,000 $174,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $374,000 $374,000 $374,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 753 $61,556,000 $81,000 $416,000 $50,000 $521,000
Information not provided by applicant in mail or telephone application 199 $19,458,000 $97,000 $391,000 $111,000 $4,700,000
Not applicable 79 $7,489,000 $94,000 $374,000 $2,000 $33,000
Other 9 $708,000 $78,000 $150,000 $40,000 $54,000
American Indian or Alaskan Native 4 $393,000 $98,000 $218,000 $29,000 $72,000
Black 4 $400,000 $100,000 $240,000 $81,000 $150,000
Hispanic 3 $98,000 $32,000 $72,000 $28,000 $30,000
Asian or Pacific Islander 1 $9,000 $9,000 $9,000 $23,000 $23,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,046 $89,679,000 $85,000 $416,000 $65,000 $4,700,000
FHA-insured (Federal Housing Administration) 2 $100,000 $50,000 $50,000 $29,000 $31,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $207,000 $103,000 $174,000 $32,000 $65,000
VA-guaranteed (Veterans Administration) 2 $125,000 $62,000 $63,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 473 $41,319,000 $87,000 $416,000 $81,000 $4,700,000
Application Denied By Financial Institution 246 $18,690,000 $75,000 $300,000 $76,000 $3,500,000
Loan Purchased By The Institution 129 $12,455,000 $96,000 $296,000 $22,000 $94,000
Application Approved But Not Accepted 96 $7,131,000 $74,000 $285,000 $49,000 $300,000
Application Withdrawn By Applicant 86 $7,822,000 $90,000 $391,000 $49,000 $200,000
File Closed For Incompleteness 22 $2,694,000 $122,000 $295,000 $49,000 $120,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $5,258,000 $67,000 $257,000 $60,000 $222,000
Other 31 $3,010,000 $97,000 $300,000 $54,000 $391,000
Collateral 28 $2,326,000 $83,000 $266,000 $36,000 $109,000
Debt-To-Income Ratio 25 $2,314,000 $92,000 $269,000 $37,000 $115,000
Credit Application Incomplete 11 $969,000 $88,000 $164,000 $50,000 $128,000
Unverifiable Information 2 $99,000 $49,000 $55,000 $73,000 $96,000
Mortgage Insurance Denied 1 $81,000 $81,000 $81,000 $19,000 $19,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List