Mercer County ND
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage statistics and lending data for the Mercer County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Mercer County ND, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 267 |
| Total Mortgage Loan Application Amount | $24,754,000 |
| Average Mortgage Loan Application Amount | $92,000 |
| Highest Mortgage Loan Application Amount | $272,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $399,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK OF NORTH DAKOTA 1200 MEMORIAL HWY BISMARCK, ND 58504 |
* | $ 35,500,000 | 42 | $ 4,123,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 36 | $ 2,192,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 32 | $ 3,833,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 14 | $ 1,412,000 |
| DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 309,958,000 | 14 | $ 1,495,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 13 | $ 1,257,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 12 | $ 652,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 11 | $ 1,264,000 |
| WELLS FARGO FIN'L NORTH DAKOTA 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 11 | $ 1,127,000 |
| GATE CITY BANK 500 2ND AVENUE NORTH FARGO, ND 58102 |
* | $ 951,979,000 | 10 | $ 707,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 9 | $ 793,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 7 | $ 703,000 |
| STARION BANK 109 1ST STREET NW MANDAN, ND 58554 |
* | $ 556,500,000 | 4 | $ 372,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 290,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 3 | $ 253,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 353,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 61,829,845,000 | 3 | $ 262,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 432,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 2 | $ 108,000 |
| AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 2 | $ 231,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY MINOT, ND 58701 |
* | $ 864,696,000 | 2 | $ 226,000 |
| SECURITY FIRST BANK OF NORTH DAKOTA P.O. BOX 397, 700 ASH AVENUE NEW SALEM, ND 58563 |
* | $ 102,670,000 | 2 | $ 73,000 |
| FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 262,758,000 | 2 | $ 146,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 2 | $ 272,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 322,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 90,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 183,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 48,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 75,000 |
| RAILWAY CREDIT UNION 1006 E MAIN STREET MANDAN, ND 58554 |
* | $ 41,375,000 | 1 | $ 83,000 |
| WESTERN COOPERATIVE CREDIT UNION PO BOX 2237/1300 BISON DR WILLISTON, ND 58801 |
* | $ 142,750,000 | 1 | $ 42,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 33,011,920,000 | 1 | $ 32,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 1 | $ 185,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 30,219,506,000 | 1 | $ 57,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 1 | $ 129,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 1 | $ 14,000 |
| CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 1,770,082,000 | 1 | $ 47,000 |
| KIRKWOOD BANK & TRUST CO. 2911 N 14TH STREET BISMARCK, ND 58503 |
* | $ 156,398,000 | 1 | $ 136,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 675,894,000 | 1 | $ 37,000 |
| BANK FORWARD 390 WHEAT STREET, PO BOX 100 HANNAFORD, ND 58448 |
* | $ 425,915,000 | 1 | $ 250,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 1,388,138,000 | 1 | $ 24,000 |
| BANK OF GLEN ULIN PO BOX 99 GLEN ULLIN, ND 58631 |
* | $ 37,354,000 | 1 | $ 50,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 1 | $ 67,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 1 | $ 115,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 1 | $ 14,000 |
| BREMER BANK NA (FARGO) 1444 45TH ST SW FARGO, ND 58103 |
* | $ 1,354,950,000 | 1 | $ 50,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Mercer County ND in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 150 | $15,122,000 | $100,000 | $272,000 | $67,000 | $228,000 |
| Home Purchase | 89 | $8,367,000 | $94,000 | $250,000 | $60,000 | $399,000 |
| Home Improvement | 28 | $1,265,000 | $45,000 | $127,000 | $76,000 | $275,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 195 | $17,496,000 | $89,000 | $272,000 | $78,000 | $399,000 |
| Not applicable | 52 | $5,242,000 | $100,000 | $203,000 | $14,000 | $139,000 |
| Not Provided | 18 | $1,856,000 | $103,000 | $194,000 | $80,000 | $167,000 |
| American Indian or Alaskan Native | 1 | $84,000 | $84,000 | $84,000 | $67,000 | $67,000 |
| Hispanic | 1 | $76,000 | $76,000 | $76,000 | $78,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 190 | $16,862,000 | $88,000 | $272,000 | $81,000 | $399,000 |
| FHA-insured (Federal Housing Administration) | 71 | $7,225,000 | $101,000 | $203,000 | $27,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $483,000 | $96,000 | $160,000 | $42,000 | $64,000 |
| VA-guaranteed (Veterans Administration) | 1 | $184,000 | $184,000 | $184,000 | $103,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 119 | $10,735,000 | $90,000 | $272,000 | $83,000 | $399,000 |
| Loan Purchased By The Institution | 64 | $6,545,000 | $102,000 | $220,000 | $25,000 | $139,000 |
| Application Denied By Financial Institution | 48 | $4,424,000 | $92,000 | $224,000 | $79,000 | $228,000 |
| Application Withdrawn By Applicant | 14 | $1,243,000 | $88,000 | $164,000 | $62,000 | $116,000 |
| Application Approved But Not Accepted | 13 | $1,124,000 | $86,000 | $186,000 | $73,000 | $108,000 |
| File Closed For Incompleteness | 9 | $683,000 | $75,000 | $184,000 | $63,000 | $103,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 11 | $1,299,000 | $118,000 | $224,000 | $90,000 | $137,000 |
| Other | 8 | $828,000 | $103,000 | $147,000 | $114,000 | $228,000 |
| Credit History | 6 | $286,000 | $47,000 | $102,000 | $63,000 | $87,000 |
| Debt-To-Income Ratio | 6 | $536,000 | $89,000 | $128,000 | $57,000 | $82,000 |
| Credit Application Incomplete | 2 | $113,000 | $56,000 | $98,000 | $69,000 | $74,000 |
| Unverifiable Information | 1 | $135,000 | $135,000 | $135,000 | $167,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $194,000 | $194,000 | $194,000 | $118,000 | $118,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.