McDowell County WV
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage statistics and lending data for the McDowell County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near McDowell County WV, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 276 |
| Total Mortgage Loan Application Amount | $11,768,000 |
| Average Mortgage Loan Application Amount | $42,000 |
| Highest Mortgage Loan Application Amount | $564,000 |
| Average Applicant Income | $49,000 |
| Highest Applicant Income | $489,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PIONEER COMMUNITY BANK, INC. 822 ROBERT C BYRD DR SOPHIA, WV 25921 |
* | $ 119,422,000 | 89 | $ 3,688,000 |
| MCNB BANK AND TRUST CO. 75 WYOMING ST WELCH, WV 24801 |
* | $ 303,440,000 | 55 | $ 808,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 16 | $ 1,022,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 15 | $ 1,143,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 179,126,294,000 | 12 | $ 462,000 |
| TRUPOINT BANK 20089 RIVERSIDE DR GRUNDY, VA 24614 |
* | $ 440,765,000 | 8 | $ 177,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 8 | $ 611,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 7 | $ 561,000 |
| CITIZENS STATE BANK 13840 W. NEWBERRY RD NEWBERRY, FL 32669 |
* | $ 191,437,000 | 6 | $ 42,000 |
| NEW PEOPLES BANK, INC. PO BOX 1810 HONAKER, VA 24260 |
* | $ 684,554,000 | 6 | $ 161,000 |
| THE STATE CREDIT UNION 2200 WASHINGTON STREET, EAST, CHARLESTON, WV 25311 |
* | $ 56,980,000 | 4 | $ 119,000 |
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 2,575,113,000 | 4 | $ 156,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 4 | $ 268,000 |
| NATIONAL BANKSHARES, INC. P.O. BOX 90002 BLACKSBURG, VA 24062 |
* | $ 1,107,992,000 | 3 | $ 25,000 |
| CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 2,351,095,000 | 3 | $ 237,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,373,600,000,000 | 3 | $ 260,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 846,686,000 | 2 | $ 158,000 |
| WESTFIELD BANK, FSB TWO PARK CIRCLE WESTFIELD CENTER, OH 44251 |
* | $ 830,298,000 | 2 | $ 124,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 2 | $ 79,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 152,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 2 | $ 118,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 2 | $ 209,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 7,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 309,999,678,000 | 1 | $ 30,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 1 | $ 24,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 1 | $ 65,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 40,000 |
| FIRST CENTURY BANK, INC. P.O. BOX 1559, 500 FEDERAL STREET BLUEFIELD, WV 24701 |
* | $ 412,191,000 | 1 | $ 52,000 |
| HERRIN SECURITY BANK 114 WEST MONROE ST., P.O. BOX 368 HERRIN, IL 62948 |
* | $ 104,856,000 | 1 | $ 37,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 598,835,000 | 1 | $ 14,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 16,840,840,000 | 1 | $ 79,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,433,716,000,000 | 1 | $ 50,000 |
| BANK OF MOUNT HOPE, INC. 602 MAIN STREET MOUNT HOPE, WV 25880 |
* | $ 124,338,000 | 1 | $ 7,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE ROANOKE, VA 24011 |
* | $ 710,000 | 1 | $ 102,000 |
| LEGACYBANK 20957 RIVERSIDE DRIVE GRUNDY, VA 24614 |
* | $ 320,402,000 | 1 | $ 17,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 145,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 55,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 103,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for McDowell County WV in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 149 | $8,745,000 | $58,000 | $564,000 | $53,000 | $489,000 |
| Home Improvement | 80 | $823,000 | $10,000 | $70,000 | $42,000 | $144,000 |
| Refinancing | 47 | $2,200,000 | $46,000 | $137,000 | $50,000 | $258,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 225 | $10,133,000 | $45,000 | $564,000 | $52,000 | $489,000 |
| Not Provided | 23 | $512,000 | $22,000 | $137,000 | $48,000 | $144,000 |
| Black or African American | 19 | $829,000 | $43,000 | $138,000 | $32,000 | $88,000 |
| Not applicable | 5 | $259,000 | $51,000 | $103,000 | $0 | $0 |
| Hispanic | 2 | $8,000 | $4,000 | $6,000 | $70,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $100,000 | $100,000 |
| American Indian or Alaskan Native | 1 | $2,000 | $2,000 | $2,000 | $9,000 | $9,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 252 | $9,648,000 | $38,000 | $564,000 | $50,000 | $489,000 |
| FHA-insured (Federal Housing Administration) | 11 | $805,000 | $73,000 | $139,000 | $53,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 8 | $964,000 | $120,000 | $179,000 | $50,000 | $92,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $351,000 | $70,000 | $102,000 | $21,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 111 | $4,604,000 | $41,000 | $139,000 | $41,000 | $120,000 |
| Loan Originated | 110 | $4,393,000 | $39,000 | $564,000 | $61,000 | $489,000 |
| Application Approved But Not Accepted | 25 | $1,328,000 | $53,000 | $115,000 | $53,000 | $102,000 |
| Application Withdrawn By Applicant | 18 | $685,000 | $38,000 | $98,000 | $39,000 | $83,000 |
| File Closed For Incompleteness | 7 | $390,000 | $55,000 | $77,000 | $34,000 | $65,000 |
| Loan Purchased By The Institution | 5 | $368,000 | $73,000 | $145,000 | $18,000 | $91,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $1,551,000 | $28,000 | $137,000 | $36,000 | $115,000 |
| Debt-To-Income Ratio | 11 | $218,000 | $19,000 | $83,000 | $36,000 | $68,000 |
| Collateral | 6 | $258,000 | $43,000 | $102,000 | $37,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $189,000 | $47,000 | $102,000 | $53,000 | $107,000 |
| Other | 2 | $74,000 | $37,000 | $38,000 | $6,000 | $13,000 |
| Credit Application Incomplete | 2 | $197,000 | $98,000 | $137,000 | $72,000 | $88,000 |
| Unverifiable Information | 1 | $133,000 | $133,000 | $133,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.