McDowell County NC
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage statistics and lending data for the McDowell County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near McDowell County NC, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,478 |
| Total Mortgage Loan Application Amount | $212,871,000 |
| Average Mortgage Loan Application Amount | $144,000 |
| Highest Mortgage Loan Application Amount | $2,486,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $9,999,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 23,061,183,000 | 188 | $ 20,893,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,104,833,000,000 | 162 | $ 23,209,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 153,341,765,000 | 120 | $ 22,048,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 78 | $ 10,461,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 72 | $ 5,611,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,444,690,000 | 69 | $ 5,269,000 |
| ASHEVILLE SAVINGS BANK, SSB PO BOX 652 ASHEVILLE, NC 28802 |
* | $ 750,052,000 | 64 | $ 8,161,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 108,668,289,000 | 63 | $ 6,854,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 63 | $ 8,427,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 60 | $ 6,148,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 179,970,802,000 | 35 | $ 3,449,000 |
| MOUNTAIN 1ST BANK & TRUST COMP 101 JACK STREET HENDERSONVILLE, NC 28792 |
* | $ 724,738,000 | 34 | $ 5,413,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 30 | $ 4,065,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 108,971,662,000 | 27 | $ 4,825,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 21 | $ 4,667,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 18 | $ 4,551,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 17 | $ 2,795,000 |
| HOMETRUST BANK N.A. P O BOX 10 ASHEVILLE, NC 28804 |
* | $ 1,669,845,000 | 15 | $ 3,333,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 13 | $ 1,940,000 |
| CAROLINA FARM CREDIT, ACA P O BOX 1827 STATESVILLE, NC 28625 |
* | $ 10,000,000 | 12 | $ 2,391,000 |
| FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,797,006,000 | 12 | $ 1,737,000 |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 1,085,592,000 | 12 | $ 849,000 |
| CMC FUNDING, INC. 814 A1A NORTH, STE. 303 PONTE VEDRA BEACH, FL 32082 |
* | $ 10,000,000 | 9 | $ 1,065,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 8 | $ 1,681,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,216,291,000,000 | 7 | $ 717,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 12,648,357,000 | 7 | $ 1,251,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 126,719,736,000 | 7 | $ 1,201,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 7 | $ 911,000 |
| AMERICAN SECURITY MORTGAGE CORP. 2101 REXFORD RD. SUITE 100E CHARLOTTE, NC 28211 |
* | $ 10,000,000 | 7 | $ 2,476,000 |
| TELCO COMMUNITY CREDIT UNION 712 NEW LEICESTER HWY. ASHEVILLE, NC 28806 |
* | $ 73,482,000 | 7 | $ 513,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 6 | $ 617,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 6 | $ 985,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 6 | $ 1,218,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 6 | $ 1,211,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ 10,000,000 | 5 | $ 701,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 5 | $ 611,000 |
| SIDUS FINANCIAL, LLC 701 GREEN VALLEY ROAD, SUITE 101 GREENSBORO, NC 27408 |
* | $ 10,000,000 | 5 | $ 933,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 213,864,000 | 5 | $ 998,000 |
| UNITED COMMUNITY BANK PO BOX 398 BLAIRSVILLE, GA 30512 |
* | $ 7,426,039,000 | 4 | $ 498,000 |
| FIRST FEDERAL OF CHARLESTON 2440 MALL DRIVE NORTH CHARLESTON, SC 29406 |
* | $ 3,249,548,000 | 4 | $ 289,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 4 | $ 163,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 4 | $ 342,000 |
| COASTAL FEDERAL CREDIT UNION PO BOX 99167 RALEIGH, NC 27624 |
* | $ 1,944,330,000 | 4 | $ 460,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 4 | $ 813,000 |
| RBC BANK 131 NORTH CHURCH STREET ROCKY MT., NC 27804 |
* | $ 27,285,986,000 | 4 | $ 1,155,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 165,800,581,000 | 4 | $ 1,504,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 4 | $ 230,000 |
| BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 4 | $ 1,582,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 10,000,000 | 4 | $ 1,399,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 590,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 4 | $ 459,000 |
| FIRST NATIONAL BANK OF SHELBY 106 S LAFAYETTE STREET SHELBY, NC 28150 |
* | $ 995,403,000 | 4 | $ 933,000 |
| WALKER JACKSON MORTGAGE CORPOR 14501 GEORGE CARTER WAY CHANTILLY, VA 20151 |
* | $ 292,944,000 | 3 | $ 252,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 HOUSTON, TX 77056 |
* | $ 10,000,000 | 3 | $ 510,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 3 | $ 175,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 12,522,585,000 | 3 | $ 440,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 931,141,000 | 3 | $ 331,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 652,138,000 | 2 | $ 433,000 |
| CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 676,387,000 | 2 | $ 737,000 |
| UNITED 2807 SOUTH STATE ST SAINT JOSEPH, MI 49085 |
* | $ 1,228,405,000 | 2 | $ 201,000 |
| TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 1,400,622,000 | 2 | $ 227,000 |
| MOUNTAIN CREDIT UNION 38 MAPLE STREET WAYNESVILLE, NC 28786 |
* | $ 103,249,000 | 2 | $ 125,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 2 | $ 125,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 2 | $ 547,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 2 | $ 297,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 2 | $ 801,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 2 | $ 159,000 |
| MERRILL LYNCH CREDIT CORP 30930 RUSSELL RANCH RD CA6-916-01-14 WESTLAKE VILLAGE, CA 91362 |
* | $ 2,223,299,000 | 2 | $ 1,800,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 2 | $ 370,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY HENDERSON, NV 89052 |
* | $ 11,000,000 | 2 | $ 161,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 551,000 |
| 1ST CHOICE MORTGAGE/EQUITY COR 1021 BRIARGATE CIRCLE COLUMBIA, SC 29210 |
* | $ 10,000,000 | 2 | $ 456,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 2 | $ 355,000 |
| MYERS PARK MORTGAGE 141 PROVIDENCE RD CHARLOTTE, NC 28207 |
* | $ 10,000,000 | 2 | $ 503,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 2 | $ 531,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 2 | $ 545,000 |
| NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ 8,226,000 | 2 | $ 470,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 152,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 125,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 79,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ 10,000,000 | 1 | $ 417,000 |
| RESOURCE FINANCIAL SERVICES 2717 DEVINE STREET COLUMBIA, SC 29205 |
* | $ 10,000,000 | 1 | $ 840,000 |
| ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 GOODLETTSVILLE, TN 37072 |
* | $ 100,000,000 | 1 | $ 272,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 269,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 73,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 168,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 68,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 46,000 |
| QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 397,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW GRANDVILLE, MI 49418 |
* | $ 10,000,000 | 1 | $ 166,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 1 | $ 150,000 |
| CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE HENDERSON, NV 89074 |
* | $ 56,866,447,000 | 1 | $ 280,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 10,833,007,000 | 1 | $ 104,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 254,825,730,000 | 1 | $ 147,000 |
| SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 27,908,468,000 | 1 | $ 303,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 56,000 |
| FIRST CITIZENS BANK 1230 MAIN ST COLUMBIA, SC 29201 |
* | $ 8,203,738,000 | 1 | $ 495,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 1 | $ 286,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 1 | $ 76,000 |
| SCBT, NA PO BOX 1287 ORANGEBURG, SC 29116 |
* | $ 3,593,230,000 | 1 | $ 95,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,919,054,000 | 1 | $ 53,000 |
| UNITED SERVICES CREDIT UNION P.O. BOX 3336 ASHEVILLE, NC 28802 |
* | $ 56,097,000 | 1 | $ 75,000 |
| APPLE FEDERAL CREDIT UNION 4029 RIDGE TOP RD FAIRFAX, VA 22030 |
* | $ 1,306,320,000 | 1 | $ 346,000 |
| SYNOVUS MORTGAGE CORPORATION 2204 LAKESHORE DRIVE SUITE 325 BIRMINGHAM, AL 35209 |
* | $ 27,908,468,000 | 1 | $ 417,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 84,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 1,064,456,000 | 1 | $ 75,000 |
| ATLANTIC COAST BANK 505 HAINES AVE WAYCROSS, GA 31501 |
* | $ 828,612,000 | 1 | $ 43,000 |
| SHARE PLUS FEDERAL BANK 5224 W. PLANO PARKWAY PLANO, TX 75093 |
* | $ 238,874,000 | 1 | $ 300,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 165,000 |
| MONARCH BANK 1435 CROSSWAYS BOULEVARD, SUITE 101 CHESAPEAKE, VA 23320 |
* | $ 826,113,000 | 1 | $ 213,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 218,000 |
| NEWBRIDGE BANK 1501 HIGHWOODS BLVD, SUITE 400 GREENSBORO, NC 27410 |
* | $ 1,805,381,000 | 1 | $ 280,000 |
| MORGANTON FEDERAL S & L PO DRAWER 1509 MORGANTON, NC 28680 |
* | $ 86,938,000 | 1 | $ 2,486,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,054,163,000 | 1 | $ 53,000 |
| DOLLAR BANK, FEDERAL SAVINGS BANK #3 GATEWAY CENTER, SEVEN WEST PITTSBURGH, PA 15222 |
* | $ 6,113,555,000 | 1 | $ 750,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 555,205,000 | 1 | $ 120,000 |
| AMERICAN BANK OF HUNTSVILLE 3301 MEMORIAL PKWY SW HUNTSVILLE, AL 35801 |
* | $ 172,971,000 | 1 | $ 164,000 |
| COASTAL STATES MORTGAGE, INC. 5 BOW CIRCLE HILTON HEAD ISLAND, SC 29928 |
* | $ 10,000,000 | 1 | $ 221,000 |
| BANK OF NORTH CAROLINA 3980 PREMIER DR. STE 150 HIGH POINT, NC 27265 |
* | $ 2,148,565,000 | 1 | $ 245,000 |
| FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 448,171,000 | 1 | $ 206,000 |
| CARTER BANK & TRUST PO BOX 3748 MARTINSVILLE, VA 24115 |
* | $ 3,706,069,000 | 1 | $ 6,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD BLOOMINGTON, IL 61704 |
* | $ 327,995,000 | 1 | $ 117,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for McDowell County NC in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 953 | $146,057,000 | $153,000 | $2,486,000 | $73,000 | $1,650,000 |
| Home Purchase | 454 | $63,758,000 | $140,000 | $1,080,000 | $119,000 | $9,999,000 |
| Home Improvement | 71 | $3,056,000 | $43,000 | $255,000 | $72,000 | $1,560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,236 | $172,430,000 | $139,000 | $1,247,000 | $86,000 | $9,999,000 |
| Not Provided | 105 | $17,507,000 | $166,000 | $1,500,000 | $181,000 | $9,999,000 |
| Not applicable | 76 | $15,873,000 | $208,000 | $2,486,000 | $12,000 | $390,000 |
| Hispanic | 24 | $2,760,000 | $115,000 | $265,000 | $51,000 | $174,000 |
| Black or African American | 19 | $1,834,000 | $96,000 | $530,000 | $47,000 | $420,000 |
| Asian | 15 | $2,093,000 | $139,000 | $313,000 | $57,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $342,000 | $171,000 | $270,000 | $65,000 | $79,000 |
| American Indian or Alaskan Native | 1 | $32,000 | $32,000 | $32,000 | $68,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,173 | $174,242,000 | $148,000 | $2,486,000 | $100,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 186 | $21,248,000 | $114,000 | $355,000 | $36,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 66 | $10,992,000 | $166,000 | $468,000 | $44,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,389,000 | $120,000 | $217,000 | $38,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 688 | $101,191,000 | $147,000 | $2,486,000 | $112,000 | $9,999,000 |
| Application Denied By Financial Institution | 357 | $47,644,000 | $133,000 | $1,247,000 | $67,000 | $2,843,000 |
| Loan Purchased By The Institution | 173 | $27,271,000 | $157,000 | $1,170,000 | $52,000 | $528,000 |
| Application Withdrawn By Applicant | 125 | $19,914,000 | $159,000 | $1,500,000 | $76,000 | $630,000 |
| Application Approved But Not Accepted | 78 | $8,047,000 | $103,000 | $356,000 | $66,000 | $425,000 |
| File Closed For Incompleteness | 57 | $8,804,000 | $154,000 | $642,000 | $76,000 | $408,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $6,806,000 | $93,000 | $826,000 | $47,000 | $205,000 |
| Collateral | 69 | $14,551,000 | $210,000 | $1,247,000 | $141,000 | $2,843,000 |
| Debt-To-Income Ratio | 54 | $8,298,000 | $153,000 | $840,000 | $47,000 | $240,000 |
| Other | 25 | $2,612,000 | $104,000 | $488,000 | $82,000 | $400,000 |
| Credit Application Incomplete | 8 | $1,703,000 | $212,000 | $417,000 | $55,000 | $240,000 |
| Unverifiable Information | 5 | $1,101,000 | $220,000 | $638,000 | $93,000 | $294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $404,000 | $101,000 | $199,000 | $63,000 | $111,000 |
| Employment History | 3 | $548,000 | $182,000 | $235,000 | $55,000 | $65,000 |
| Mortgage Insurance Denied | 1 | $72,000 | $72,000 | $72,000 | $44,000 | $44,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.