McCracken County KY
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the McCracken County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near McCracken County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,271
Total Mortgage Loan Application Amount $391,213,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $73,000
Highest Applicant Income $2,586,000

Mortgage Company List for Lending in McCracken County KY for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 410 $ 49,779,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 397 $ 41,214,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 275 $ 49,239,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 240 $ 42,441,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 193 $ 19,523,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 192 $ 21,890,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 181 $ 22,182,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,187,631,000,000 136 $ 7,074,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 129 $ 9,193,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 115 $ 14,548,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 89 $ 10,168,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 82 $ 9,687,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 75 $ 8,769,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 54 $ 6,590,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 52 $ 7,779,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 50 $ 5,303,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 46 $ 4,512,000
BANTERRA BANK
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,023,187,000 41 $ 4,538,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 36 $ 2,064,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 22 $ 146,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 19 $ 2,814,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 19 $ 2,188,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 18 $ 1,812,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 18 $ 2,707,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 18 $ 2,339,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 16 $ 1,855,000
WELLS FARGO FIN'L KENTUCKY INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 15 $ 1,262,000
INDEPENDENCE BANK OF KENTUCKY
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 649,972,000 15 $ 1,872,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,901,132,000 15 $ 1,491,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 978,554,000 14 $ 1,729,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 11 $ 1,426,000
HERITAGE BANK
4155 LAFAYETTE RD
HOPKINSVILLE, KY 42240
* $ 805,965,000 11 $ 972,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 11 $ 1,031,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 9 $ 779,000
MONTGOMERY BANK
P.O. BOX 948
SIKESTON, MO 63801
* $ 964,259,000 9 $ 50,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 9 $ 926,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 8 $ 1,189,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 8 $ 1,469,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 7 $ 711,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 7 $ 638,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 6 $ 936,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 6 $ 875,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 170,829,000 6 $ 652,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 5 $ 48,000
WILSON & MUIR BANK & TRUST COMPANY
107 N THIRD ST
BARDSTOWN, KY 40004
* $ 322,036,000 5 $ 740,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 5 $ 715,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 5 $ 591,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 5 $ 530,000
FIRST RATE MORTGAGE
10400 LINN STATION RD
LOUISVILLE, KY 40223
* $ 102,272,000 5 $ 778,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 5 $ 439,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 4 $ 539,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 4 $ 549,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 4 $ 626,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
STANFORD, KY 40484
* $ 750,468,000 4 $ 439,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 4 $ 703,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 4 $ 400,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 3 $ 395,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 3 $ 182,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 146,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 717,398,000 3 $ 194,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 3 $ 243,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 3 $ 266,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 315,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 344,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 294,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 320,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 182,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 2 $ 317,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 84,000
GENEQUITY MORTGAGE, INC.
633 E STATE HIGHWAY 121 SOUTH #520
COPPELL, TX 75019
* $ 40,000,000 2 $ 488,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 160,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 2 $ 530,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 241,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 2 $ 280,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 2 $ 145,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 2 $ 181,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 2 $ 148,000
UNIVERSITY BANK
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 88,242,000 2 $ 270,000
FARMERS STATE BANK OF ALTO PASS
555 S. COMMERCIAL
HARRISBURG, IL 62946
* $ 249,367,000 2 $ 526,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 3,341,313,000 2 $ 180,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,694,712,000 2 $ 121,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 125,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 2 $ 180,000
PATRIOT BANK
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 169,305,000 2 $ 301,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 151,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 417,000
BANKMORTGAGESOLUTIONS LLC
14425 COLLEGE BLVD SUITE 100
LENEXA, KS 66215
* $ 11,000,000 1 $ 90,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 180,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 108,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 187,901,000 1 $ 180,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 28,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 1 $ 27,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 1 $ 155,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 755,816,000 1 $ 13,000
TRADERS & FARMERS BANK
PO BOX 550
HALEYVILLE, AL 35565
* $ 361,586,000 1 $ 101,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 1,926,032,000 1 $ 126,000
DIXON BANK
PO BOX 67
DIXON, KY 42409
* $ 59,145,000 1 $ 65,000
NPB MORTGAGE LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 1 $ 69,000
FIRST FEDERAL BANK
2452 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 126,992,000 1 $ 119,000
BANK OF CADIZ & TRUST COMPANY
P O BOX 2020
CADIZ, KY 42211
* $ 97,024,000 1 $ 29,000
FIRST FEDERAL SAVINGS BANK
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 870,669,000 1 $ 275,000
AMERICAN BANK & TRUST COMPANY, INC.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 182,678,000 1 $ 199,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 44,142,119,000 1 $ 974,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 1 $ 133,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 1 $ 164,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 316,000
REUNION MORTGAGE, INC
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 83,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 108,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 126,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 236,000
VIEWPOINT BANKERS MORTGAGE INC
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 177,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 35,000
GCS FEDERAL CREDIT UNION
4101 STATE HWY 111
PONTOON BEACH, IL 62040
* $ 228,030,000 1 $ 300,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 65,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 131,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ 11,000,000 1 $ 91,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 143,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 161,000
CGB AGRI FINANCIAL SERVICES
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 71,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 62,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 157,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 102,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 106,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 55,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 27,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 84,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 190,000
CAPITAL MORTGAGE CORPORATION
3200 WAKE FOREST ROAD SUITE 204
RALEIGH, NC 27609
* $ 10,000,000 1 $ 195,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 108,000
GORMAN & GORMAN RES MTG SRV IN
11960 WESTLINE INDUSTRIAL DR., S-110
ST. LOUIS, MO 63146
* $ 10,000,000 1 $ 164,000
US MORTGAGE CORPORATION
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 1 $ 85,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for McCracken County KY in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,983 $255,479,000 $128,000 $1,300,000 $76,000 $2,586,000
Home Purchase 1,011 $119,222,000 $117,000 $974,000 $69,000 $1,431,000
Home Improvement 277 $16,512,000 $59,000 $490,000 $66,000 $1,428,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,257 $271,663,000 $120,000 $1,300,000 $74,000 $2,586,000
Not Provided 410 $39,904,000 $97,000 $499,000 $59,000 $400,000
Not applicable 374 $60,298,000 $161,000 $974,000 $88,000 $1,704,000
Black or African American 171 $13,685,000 $80,000 $312,000 $64,000 $1,428,000
Hispanic 27 $2,279,000 $84,000 $199,000 $52,000 $132,000
American Indian or Alaskan Native 16 $1,059,000 $66,000 $207,000 $50,000 $88,000
Asian 12 $1,772,000 $147,000 $417,000 $110,000 $250,000
Native Hawaiian or Other Pacific Islander 4 $553,000 $138,000 $348,000 $100,000 $280,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,557 $313,963,000 $122,000 $1,300,000 $79,000 $2,586,000
FHA-insured (Federal Housing Administration) 609 $64,575,000 $106,000 $271,000 $52,000 $894,000
VA-guaranteed (Veterans Administration) 89 $11,060,000 $124,000 $284,000 $50,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,615,000 $100,000 $198,000 $37,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,111 $126,758,000 $114,000 $850,000 $70,000 $2,586,000
Loan Purchased By The Institution 861 $134,750,000 $156,000 $974,000 $89,000 $1,704,000
Application Denied By Financial Institution 796 $74,822,000 $93,000 $1,300,000 $61,000 $1,428,000
Application Withdrawn By Applicant 302 $34,895,000 $115,000 $531,000 $67,000 $639,000
Application Approved But Not Accepted 133 $12,174,000 $91,000 $417,000 $78,000 $1,431,000
File Closed For Incompleteness 68 $7,814,000 $114,000 $754,000 $97,000 $1,428,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 106 $7,627,000 $71,000 $279,000 $50,000 $194,000
Collateral 77 $8,730,000 $113,000 $1,300,000 $70,000 $731,000
Debt-To-Income Ratio 43 $3,489,000 $81,000 $260,000 $34,000 $119,000
Other 35 $2,134,000 $60,000 $200,000 $108,000 $1,428,000
Credit Application Incomplete 12 $1,539,000 $128,000 $333,000 $71,000 $181,000
Unverifiable Information 8 $854,000 $106,000 $236,000 $46,000 $128,000
Insufficient Cash (Downpayment, Closing Cost) 5 $284,000 $56,000 $88,000 $39,000 $75,000
Employment History 2 $159,000 $79,000 $111,000 $37,000 $43,000
Mortgage Insurance Denied 1 $85,000 $85,000 $85,000 $70,000 $70,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List