Marengo County AL
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Marengo County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Marengo County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,116
Total Mortgage Loan Application Amount $85,332,000
Average Mortgage Loan Application Amount $76,000
Highest Mortgage Loan Application Amount $435,000
Average Applicant Income $46,000
Highest Applicant Income $800,000

Mortgage Company List for Lending in Marengo County AL for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANKTRUST
107 ST FRANCIS STREET
MOBILE, AL 36602
* $ 629,743,000 102 $ 6,567,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 81 $ 2,680,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 73 $ 3,950,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 73 $ 8,529,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 67 $ 6,576,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 35 $ 2,786,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 29 $ 2,150,000
FIRST FEDERAL BANK
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 117,291,000 26 $ 2,301,000
FIRST US BANK
P O BOX 249
THOMASVILLE, AL 36784
* $ 584,506,000 25 $ 985,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 24 $ 1,614,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 23 $ 2,527,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 23 $ 866,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 21 $ 692,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 19 $ 963,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 1,400,000,000 17 $ 2,081,000
WELLS FARGO FIN'L ALABAMA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 425,071,000 16 $ 1,063,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 15 $ 1,139,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 15 $ 1,242,000
CITIFINANCIAL CORPORATION
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 14 $ 478,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 14 $ 1,069,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 14 $ 1,123,000
COMMUNITY BANK
P O BOX 1000
BLOUNTSVILLE, AL 35031
* $ 546,287,000 13 $ 751,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 12 $ 1,121,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 11 $ 973,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 11 $ 1,521,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 10 $ 1,036,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 10 $ 608,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 10 $ 936,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 903,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,482,420,000 9 $ 922,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 9 $ 703,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 971,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 8 $ 671,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 8 $ 581,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 8 $ 506,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 8 $ 528,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 8 $ 546,000
FIRST NATIONAL BANKERS BANK
7813 OFFICE PARK BLVD
BATON ROUGE, LA 70809
* $ 232,722,000 7 $ 836,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 491,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 7 $ 208,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 7 $ 548,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 7 $ 581,000
SOUTHTRUST MORT DBA EQUIBANC
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 390,787,000 6 $ 622,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 517,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 6 $ 559,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 5 $ 337,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 5 $ 522,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 5 $ 348,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 688,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 5 $ 273,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 7,890,600,000 4 $ 646,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 4 $ 270,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 4 $ 271,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 4 $ 336,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 4 $ 273,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 4 $ 520,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 4 $ 470,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,684,696,000 4 $ 142,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 197,000
CHOICE CAPITAL FUNDING INC.
223 ROSWELL STREET SUITE 100
ALPHARETTA, GA 30004
* $ 10,000,000 4 $ 534,000
ALABAMA CENTRAL
3601 4TH AVE S
BIRMINGHAM, AL 35222
* $ 193,711,000 3 $ 270,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 418,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 3 $ 279,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 3 $ 162,000
FMF CAPITAL LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 3 $ 154,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 269,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 3 $ 67,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 3 $ 249,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 3 $ 294,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 3 $ 469,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 1,437,025,000 3 $ 235,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 171,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 2 $ 205,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 127,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 2 $ 175,000
MERCHANTS & FARMERS BANK
PO BOX 189 30330 HWY 17
MILLPORT, AL 35576
* $ 66,683,000 2 $ 84,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 2 $ 164,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 2 $ 88,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 2 $ 295,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 28,213,983,000 2 $ 78,000
CONSUMER FIRST MORTGAGE, INC.
511 ENERGY CENTER BLVD, SUITE 702
NORTHPORT, AL 35473
* $ 10,001,000 2 $ 88,000
FIRST CHOICE FUNDING, INC.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 2 $ 239,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 271,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 305,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 2 $ 39,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 2 $ 104,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 13,849,972,000 2 $ 181,000
CASTLE MORTGAGE CORPORATION
701 MONTGOMERY HWY SOUTH SUITE 203
VESTAVIA HILLS, AL 35216
* $ 10,000,000 2 $ 290,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 2 $ 147,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 2 $ 265,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 2 $ 210,000
CENTRAL PACFIC MORTGAGE
950 IRON POINT RD SUITE 200
FOLSOM, CA 95630
* $ 31,000,000 1 $ 110,000
BEST RATE FUNDING CORP
2 MAC ARTHUR PLACE, STE. 800
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 131,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,063,813,000 1 $ 148,000
AAA WORLDWIDE FINANCIAL CO.
5057 KELLER SPRINGS RD
ADDISON, TX 75001
* $ 10,000,000 1 $ 70,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 47,000
AMSOUTH BANK
P.O. BOX 11007 - AC-10
BIRMINGHAM, AL 35288
* $ 49,711,241,000 1 $ 3,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 140,000
AMERICAN EXPRESS BANK, FSB
4315 SOUTH 2700 WEST
SALT LAKE CITY, UT 84184
* $ 12,174,313,000 1 $ 198,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 1 $ 135,000
FRANKLIN FINANCIAL
26060 ACERO STREET, #200
MISSION VIEJO, CA 92691
* $ 10,000,000 1 $ 129,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 248,000
GREENBANK
100 N. MAIN STREET
GREENEVILLE, TN 37743
* $ 1,231,952,000 1 $ 150,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 4,836,550,000 1 $ 37,000
FIRST CONSOLIDATED MORTGAGE
1700 PACIFIC AVENUE, STE 2400
DALLAS, TX 75080
* $ 10,000,000 1 $ 81,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 58,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 80,000
COMMUNITY RESOURCE MORTGAGE
508 HAMPTON STREET
COLUMBIA, SC 29201
* $ 512,378,000 1 $ 52,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 168,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 65,000
METRO BANK
800 MARTIN ST S
PELL CITY, AL 35128
* $ 377,105,000 1 $ 16,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 70,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 360,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 70,000
MAX FEDERAL CREDIT UNION
400 EASTDALE CIRCLE
MONTGOMERY, AL 36117
* $ 627,223,000 1 $ 48,000
PEOPLES BANK & TRUST CO
310 BROAD STREET
SELMA, AL 36701
* $ 790,046,000 1 $ 10,000
NATIONAL MORTGAGE NETWORK, INC
23461 SOUTHPOINT DRIVE #260
LAGUNA HILLS, CA 92653
* $ 10,000,000 1 $ 68,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 400,062,000 1 $ 32,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 1 $ 18,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 1 $ 18,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 57,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 130,780,100,000 1 $ 76,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,043,312,000 1 $ 85,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 108,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 1 $ 134,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 153,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 81,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,718,770,000 1 $ 51,000
UNITED BANK
PO BOX 8
ATMORE, AL 36504
* $ 306,687,000 1 $ 3,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 174,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 79,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Marengo County AL in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 591 $51,170,000 $86,000 $360,000 $48,000 $800,000
Home Purchase 412 $29,341,000 $71,000 $435,000 $42,000 $324,000
Home Improvement 113 $4,821,000 $42,000 $293,000 $50,000 $186,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 452 $41,425,000 $91,000 $360,000 $53,000 $324,000
Black or African American 387 $23,988,000 $61,000 $350,000 $42,000 $151,000
Not Provided 140 $11,357,000 $81,000 $257,000 $47,000 $800,000
Not applicable 125 $7,085,000 $56,000 $315,000 $11,000 $122,000
Hispanic 8 $721,000 $90,000 $192,000 $40,000 $71,000
American Indian or Alaskan Native 3 $321,000 $107,000 $114,000 $55,000 $69,000
Asian 1 $435,000 $435,000 $435,000 $300,000 $300,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,074 $81,798,000 $76,000 $435,000 $46,000 $800,000
FHA-insured (Federal Housing Administration) 33 $2,544,000 $77,000 $151,000 $30,000 $103,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $428,000 $85,000 $129,000 $43,000 $55,000
VA-guaranteed (Veterans Administration) 4 $562,000 $140,000 $174,000 $59,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 370 $28,961,000 $78,000 $435,000 $53,000 $324,000
Application Denied By Financial Institution 285 $19,059,000 $66,000 $360,000 $43,000 $800,000
Loan Purchased By The Institution 181 $13,038,000 $72,000 $315,000 $31,000 $122,000
Application Approved But Not Accepted 120 $8,251,000 $68,000 $279,000 $44,000 $220,000
Application Withdrawn By Applicant 105 $10,685,000 $101,000 $293,000 $47,000 $210,000
File Closed For Incompleteness 54 $5,208,000 $96,000 $260,000 $49,000 $696,000
Preapproval Denied by Financial Institution 1 $130,000 $130,000 $130,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 70 $3,534,000 $50,000 $360,000 $38,000 $128,000
Other 48 $4,677,000 $97,000 $304,000 $43,000 $151,000
Credit Application Incomplete 20 $1,587,000 $79,000 $197,000 $77,000 $800,000
Collateral 17 $1,273,000 $74,000 $140,000 $47,000 $79,000
Debt-To-Income Ratio 15 $1,310,000 $87,000 $168,000 $39,000 $66,000
Unverifiable Information 4 $336,000 $84,000 $142,000 $46,000 $60,000
Employment History 1 $198,000 $198,000 $198,000 $56,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 1 $95,000 $95,000 $95,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List