Lowndes County MS
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage statistics and lending data for the Lowndes County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lowndes County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,064
Total Mortgage Loan Application Amount $335,124,000
Average Mortgage Loan Application Amount $109,000
Highest Mortgage Loan Application Amount $1,410,000
Average Applicant Income $65,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Lowndes County MS for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,045,080,000 412 $ 51,442,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 310 $ 33,857,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 1,878,882,000 259 $ 27,167,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 8,704,094,000 203 $ 21,644,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 126 $ 15,160,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 118 $ 12,765,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 95 $ 11,803,000
WELLS FARGO FIN'L MISSISSIPPI
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 94 $ 8,715,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 88 $ 7,446,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 78 $ 10,350,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 71 $ 8,592,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 70 $ 8,814,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 57 $ 2,974,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,762,171,000 56 $ 5,169,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 55 $ 1,431,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 52 $ 6,834,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 48 $ 7,089,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 44 $ 4,576,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 42 $ 4,699,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 38 $ 3,864,000
THE CITIZENS NATIONAL BANK OF MERIDIAN
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,000,680,000 37 $ 1,999,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 35 $ 3,190,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 29 $ 4,866,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 28 $ 2,541,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 28 $ 2,892,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 25 $ 3,047,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 25 $ 2,752,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 22 $ 2,437,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 20 $ 2,418,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 20 $ 1,413,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 2,606,425,000 19 $ 3,047,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 18 $ 2,615,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 17 $ 1,837,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 17 $ 1,889,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 16 $ 628,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 13 $ 1,112,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 12 $ 1,252,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 11 $ 416,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 11 $ 1,549,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 11 $ 1,262,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 10 $ 1,256,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 10 $ 861,000
WEST ALABAMA BANK & TRUST
P O BOX 310
REFORM, AL 35481
* $ 469,884,000 10 $ 630,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 9 $ 765,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 9 $ 1,131,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 9 $ 794,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 9 $ 618,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 9 $ 582,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 8 $ 1,142,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 8 $ 294,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 7 $ 894,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 7 $ 865,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 6 $ 601,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 6 $ 738,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 6 $ 241,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 655,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 6 $ 945,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,255,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 6 $ 1,161,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 6 $ 1,008,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 293,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 5 $ 578,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 543,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 5 $ 345,000
SHELTER FINANCIAL BANK
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 135,655,000 5 $ 293,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 9,339,663,000 5 $ 546,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 4 $ 292,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 368,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 499,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 297,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 4 $ 491,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 3 $ 90,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 3 $ 474,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 142,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 3 $ 406,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 3 $ 387,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 3 $ 179,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 409,000
BANK OF INTERNET USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 803,002,000 2 $ 60,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,249,177,000 2 $ 268,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,838,244,000 2 $ 105,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 2 $ 124,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 804,648,000 2 $ 144,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 2 $ 300,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 2 $ 161,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,429,718,000 2 $ 76,000
STATE BANK & TRUST COMPANY
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 833,768,000 2 $ 351,000
MERCHANTS AND FARMERS BANK
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,536,270,000 2 $ 260,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 319,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 142,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ 10,000,000 2 $ 80,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 201,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 2 $ 208,000
GREENPOINT MORTGAGE FUNDING
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 2 $ 394,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 802,048,000 2 $ 445,000
COLONIAL BANK, N.A.
PO BOX 1108 - CORPORATE COMPLIANCE
MONTGOMERY, AL 36101
* $ 22,730,585,000 1 $ 140,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 1 $ 100,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 1 $ 44,000
FIRST NATIONAL BANK
341 MILITARY STREET SOUTH
HAMILTON, AL 35570
* $ 255,189,000 1 $ 45,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 182,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 96,000
CAPITALSOUTH BANK
2340 WOODCREST PLACE
BIRMINGHAM, AL 35209
* $ 481,295,000 1 $ 62,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 145,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 164,000
HAMILTON MORTGAGE
1 INDEPENDENCE PLAZA, SUITE 416
BIRMINGHAM, AL 35209
* $ 10,000,000 1 $ 101,000
MORTGAGE INVESTORS GROUP
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 1 $ 215,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 128,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 111,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 117,134,085,000 1 $ 125,000
COREFIRST BANK & TRUST
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 1,169,522,000 1 $ 48,000
LIBERTY BANK AND TRUST COMPANY
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 290,233,000 1 $ 50,000
IMPERIAL CAPITAL BANK
500 N. BRAND BLVD., SUITE 2300
GLENDALE, CA 91203
* $ 3,405,901,000 1 $ 1,410,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 187,593,000 1 $ 190,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 78,000
MORTGAGE LION, INC.
327 S. MAIN STREET
FITZGERALD, GA 31750
* $ 50,000,000 1 $ 62,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 347,665,000 1 $ 59,000
OMNIBANK
236 E CAPITOL ST
JACKSON, MS 39201
* $ 84,633,000 1 $ 47,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 1 $ 55,000
FIRST FEDERAL BANK
1300 MCFARLAND BOULEVARD NE
TUSCALOOSA, AL 35406
* $ 144,897,000 1 $ 290,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 1 $ 43,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 433,025,000 1 $ 171,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 2,409,691,000 1 $ 10,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 218,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 1 $ 66,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 88,000
FINANCIAL RESOURCES FEDERAL CREDIT UNION
520 ROUTE 22 E
BRIDGEWATER, NJ 08807
* $ 285,105,000 1 $ 66,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,281,093,000 1 $ 58,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 56,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 121,000
HOMEVIEW LENDING, INC.
8140 WARD PARKWAY
KANSAS CITY, OH 64114
* $ 10,000,000 1 $ 129,000
ACCELERON LENDING, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 81,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 106,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 1 $ 66,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 129,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 1 $ 90,000
FIRST CHOICE FUNDING, INC.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 1 $ 66,000
COLLATERAL REAL ESTATE CAPITAL
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 10,000,000 1 $ 1,410,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lowndes County MS in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,396 $153,745,000 $110,000 $700,000 $72,000 $9,999,000
Home Purchase 1,367 $167,342,000 $122,000 $1,410,000 $60,000 $1,208,000
Home Improvement 301 $14,037,000 $46,000 $352,000 $54,000 $569,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,679 $202,932,000 $120,000 $1,300,000 $80,000 $9,999,000
Black or African American 783 $65,752,000 $83,000 $431,000 $50,000 $800,000
Not applicable 320 $38,531,000 $120,000 $1,410,000 $23,000 $266,000
Not Provided 232 $21,785,000 $93,000 $310,000 $61,000 $600,000
Hispanic 25 $2,436,000 $97,000 $216,000 $57,000 $145,000
Asian 20 $3,038,000 $151,000 $315,000 $102,000 $569,000
Native Hawaiian or Other Pacific Islander 4 $571,000 $142,000 $238,000 $59,000 $80,000
American Indian or Alaskan Native 1 $79,000 $79,000 $79,000 $59,000 $59,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,479 $265,159,000 $106,000 $1,410,000 $69,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 299 $30,786,000 $102,000 $224,000 $36,000 $81,000
VA-guaranteed (Veterans Administration) 154 $24,866,000 $161,000 $350,000 $61,000 $130,000
FHA-insured (Federal Housing Administration) 132 $14,313,000 $108,000 $203,000 $54,000 $186,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,521 $171,015,000 $112,000 $1,410,000 $76,000 $9,999,000
Application Denied By Financial Institution 608 $51,847,000 $85,000 $700,000 $50,000 $445,000
Loan Purchased By The Institution 503 $65,459,000 $130,000 $417,000 $51,000 $912,000
Application Withdrawn By Applicant 161 $15,056,000 $93,000 $340,000 $62,000 $600,000
Application Approved But Not Accepted 142 $14,755,000 $103,000 $416,000 $65,000 $311,000
File Closed For Incompleteness 129 $16,992,000 $131,000 $444,000 $69,000 $265,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 119 $7,981,000 $67,000 $300,000 $46,000 $186,000
Debt-To-Income Ratio 65 $5,701,000 $87,000 $375,000 $40,000 $180,000
Collateral 47 $4,539,000 $96,000 $700,000 $75,000 $445,000
Credit Application Incomplete 46 $4,758,000 $103,000 $400,000 $50,000 $200,000
Other 31 $3,112,000 $100,000 $257,000 $65,000 $138,000
Unverifiable Information 8 $919,000 $114,000 $184,000 $41,000 $83,000
Employment History 3 $157,000 $52,000 $99,000 $59,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 2 $150,000 $75,000 $95,000 $73,000 $104,000
Mortgage Insurance Denied 1 $20,000 $20,000 $20,000 $41,000 $41,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List