Louisiana
Mortgage Loan Application
Totals and Details
in 2005

Find mortgage statistics and mortgage data for Louisiana.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Louisiana.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 360,134
Total Mortgage Loan Application Amount $37,263,178,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $21,500,000
Average Applicant Income $59,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Louisiana, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Louisiana in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 174,648 $19,246,385,000 $110,000 $20,700,000 $58,000 $9,999,000
Home Purchase 150,868 $16,348,512,000 $108,000 $21,500,000 $59,000 $7,550,000
Home Improvement 34,618 $1,668,281,000 $48,000 $2,925,000 $58,000 $3,113,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 190,264 $20,504,590,000 $107,000 $6,500,000 $65,000 $9,000,000
Black or African American 73,911 $6,228,286,000 $84,000 $2,280,000 $50,000 $7,584,000
Not Provided 54,247 $5,802,419,000 $106,000 $2,700,000 $61,000 $9,999,000
Not applicable 27,968 $3,245,229,000 $116,000 $21,500,000 $19,000 $6,694,000
Hispanic 7,981 $820,222,000 $102,000 $1,600,000 $63,000 $3,631,000
Asian 3,385 $423,600,000 $125,000 $1,063,000 $75,000 $1,440,000
American Indian or Alaskan Native 1,972 $194,508,000 $98,000 $1,802,000 $59,000 $2,444,000
Native Hawaiian or Other Pacific Islander 406 $44,324,000 $109,000 $610,000 $69,000 $537,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 338,354 $35,076,650,000 $103,000 $21,500,000 $61,000 $9,999,000
FHA-insured (Federal Housing Administration) 15,400 $1,411,867,000 $91,000 $6,932,000 $35,000 $1,020,000
VA-guaranteed (Veterans Administration) 4,571 $592,959,000 $129,000 $360,000 $44,000 $1,980,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,809 $181,702,000 $100,000 $306,000 $34,000 $334,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 143,887 $15,511,558,000 $107,000 $21,500,000 $67,000 $9,999,000
Application Denied By Financial Institution 86,715 $7,355,918,000 $84,000 $3,400,000 $55,000 $9,999,000
Loan Purchased By The Institution 44,959 $5,089,478,000 $113,000 $11,300,000 $37,000 $4,050,000
Application Withdrawn By Applicant 41,041 $4,961,488,000 $120,000 $20,700,000 $62,000 $5,668,000
Application Approved But Not Accepted 29,445 $2,670,700,000 $90,000 $3,040,000 $59,000 $2,631,000
File Closed For Incompleteness 13,742 $1,632,594,000 $118,000 $2,850,000 $60,000 $4,800,000
Preapproval Denied by Financial Institution 343 $41,226,000 $120,000 $327,000 $25,000 $156,000
Preapproval Approved but not Accepted 2 $216,000 $108,000 $121,000 $74,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21,871 $1,418,536,000 $64,000 $1,250,000 $52,000 $9,000,000
Other 19,161 $1,912,191,000 $99,000 $3,040,000 $60,000 $9,999,000
Collateral 6,912 $675,320,000 $97,000 $1,680,000 $68,000 $6,206,000
Debt-To-Income Ratio 6,548 $591,966,000 $90,000 $3,400,000 $42,000 $1,836,000
Credit Application Incomplete 5,948 $627,194,000 $105,000 $2,925,000 $63,000 $2,000,000
Unverifiable Information 2,126 $214,112,000 $100,000 $730,000 $61,000 $960,000
Insufficient Cash (Downpayment, Closing Cost) 631 $63,830,000 $101,000 $743,000 $53,000 $1,224,000
Employment History 574 $48,747,000 $84,000 $479,000 $52,000 $1,531,000
Mortgage Insurance Denied 38 $4,715,000 $124,000 $360,000 $70,000 $474,000
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Mortgage Loan Application Totals in 2005 by Louisiana Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALEXANDRIA, LA 11,165 $ 945,080,000 $ 84,000 $ 54,000
BATON ROUGE, LA 71,881 $ 7,884,299,000 $ 109,000 $ 64,000
HOUMA-BAYOU CANE-THIBODAUX, LA 15,199 $ 1,373,146,000 $ 90,000 $ 54,000
LAFAYETTE, LA 21,340 $ 2,072,456,000 $ 97,000 $ 58,000
LAKE CHARLES, LA 14,684 $ 1,242,497,000 $ 84,000 $ 56,000
MONROE, LA 12,960 $ 1,197,941,000 $ 92,000 $ 53,000
NEW ORLEANS-METAIRIE-KENNER, LA 113,217 $ 14,108,918,000 $ 124,000 $ 67,000
SHREVEPORT-BOSSIER CITY, LA 34,401 $ 3,318,946,000 $ 96,000 $ 58,000
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Mortgage Loan Application Totals in 2005 by Louisiana Parish

Parish Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Acadia 2,895 $ 206,850,000 $ 71,000 $ 49,000
Allen 1,195 $ 76,171,000 $ 63,000 $ 47,000
Ascension 11,122 $ 1,305,750,000 $ 117,000 $ 65,000
Assumption 1,349 $ 101,477,000 $ 75,000 $ 52,000
Avoyelles 2,755 $ 169,252,000 $ 61,000 $ 47,000
Beauregard 2,202 $ 170,881,000 $ 77,000 $ 54,000
Bienville 630 $ 39,142,000 $ 62,000 $ 56,000
Bossier 10,487 $ 1,135,966,000 $ 108,000 $ 62,000
Caddo 22,151 $ 2,050,860,000 $ 92,000 $ 57,000
Calcasieu 13,958 $ 1,190,540,000 $ 85,000 $ 56,000
Caldwell 394 $ 26,990,000 $ 68,000 $ 59,000
Cameron 731 $ 52,364,000 $ 71,000 $ 62,000
Catahoula 456 $ 31,369,000 $ 68,000 $ 50,000
Claiborne 751 $ 48,722,000 $ 64,000 $ 50,000
Concordia 773 $ 56,042,000 $ 72,000 $ 43,000
De Soto 1,857 $ 141,938,000 $ 76,000 $ 49,000
East Baton Rouge 40,785 $ 4,666,902,000 $ 114,000 $ 71,000
East Carroll 216 $ 11,150,000 $ 51,000 $ 41,000
East Feliciana 1,261 $ 111,086,000 $ 88,000 $ 51,000
Evangeline 1,384 $ 92,790,000 $ 67,000 $ 46,000
Franklin 1,088 $ 76,192,000 $ 70,000 $ 62,000
Grant 1,312 $ 82,166,000 $ 62,000 $ 48,000
Iberia 4,722 $ 365,314,000 $ 77,000 $ 48,000
Iberville 2,174 $ 173,263,000 $ 79,000 $ 52,000
Jackson 783 $ 60,511,000 $ 77,000 $ 54,000
Jefferson 35,613 $ 4,275,133,000 $ 120,000 $ 62,000
Jefferson Davis 1,869 $ 120,526,000 $ 64,000 $ 48,000
La Salle 842 $ 52,078,000 $ 61,000 $ 53,000
Lafayette 17,228 $ 1,793,101,000 $ 104,000 $ 62,000
Lafourche 6,707 $ 581,593,000 $ 86,000 $ 53,000
Lincoln 2,678 $ 273,220,000 $ 102,000 $ 56,000
Livingston 11,926 $ 1,167,836,000 $ 97,000 $ 58,000
Madison 447 $ 26,289,000 $ 58,000 $ 48,000
Morehouse 1,716 $ 122,516,000 $ 71,000 $ 45,000
Natchitoches 2,052 $ 191,711,000 $ 93,000 $ 50,000
Orleans 35,214 $ 4,622,492,000 $ 131,000 $ 77,000
Ouachita 11,344 $ 1,095,800,000 $ 96,000 $ 55,000
Plaquemines 1,682 $ 195,201,000 $ 116,000 $ 64,000
Pointe Coupee 1,502 $ 141,748,000 $ 94,000 $ 53,000
Rapides 9,885 $ 866,778,000 $ 87,000 $ 56,000
Red River 313 $ 19,565,000 $ 62,000 $ 45,000
Richland 1,142 $ 83,650,000 $ 73,000 $ 48,000
Sabine 1,243 $ 86,042,000 $ 69,000 $ 61,000
St. Bernard 4,265 $ 391,715,000 $ 91,000 $ 47,000
St. Charles 4,830 $ 575,720,000 $ 119,000 $ 62,000
St. Helena 647 $ 50,969,000 $ 78,000 $ 54,000
St. James 1,314 $ 112,404,000 $ 85,000 $ 52,000
St. John the Baptist 5,250 $ 527,867,000 $ 100,000 $ 54,000
St. Landry 4,199 $ 312,287,000 $ 74,000 $ 50,000
St. Martin 4,118 $ 280,825,000 $ 68,000 $ 48,000
St. Mary 2,781 $ 189,409,000 $ 68,000 $ 48,000
St. Tammany 26,432 $ 3,527,740,000 $ 133,000 $ 74,000
Tangipahoa 8,570 $ 811,431,000 $ 94,000 $ 55,000
Tensas 228 $ 17,037,000 $ 74,000 $ 50,000
Terrebonne 8,509 $ 793,484,000 $ 93,000 $ 54,000
Union 1,647 $ 106,409,000 $ 64,000 $ 45,000
Vermilion 2,763 $ 207,087,000 $ 74,000 $ 50,000
Vernon 2,319 $ 181,974,000 $ 78,000 $ 51,000
Washington 2,641 $ 184,274,000 $ 69,000 $ 47,000
Webster 2,360 $ 173,009,000 $ 73,000 $ 54,000
West Baton Rouge 1,753 $ 179,082,000 $ 102,000 $ 62,000
West Carroll 461 $ 25,966,000 $ 56,000 $ 41,000
West Feliciana 807 $ 98,675,000 $ 122,000 $ 70,000
Winn 607 $ 41,271,000 $ 67,000 $ 51,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Louisiana.

If you prefer, you can download a copy of the entire list of mortgage lenders in Louisiana and search similar information back through 2003.

Download the Louisiana Lender List