Livingston County NY
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Livingston County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Livingston County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,122
Total Mortgage Loan Application Amount $331,370,000
Average Mortgage Loan Application Amount $156,000
Highest Mortgage Loan Application Amount $21,715,000
Average Applicant Income $100,000
Highest Applicant Income $3,914,000

Mortgage Company List for Lending in Livingston County NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,196,967,000 345 $ 33,245,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 140 $ 23,000,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 120 $ 11,090,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 81 $ 8,805,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 79 $ 8,705,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 78 $ 9,180,000
GENESEE VALLEY
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 137,345,000 77 $ 5,135,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 76 $ 13,440,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 73 $ 12,515,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 54 $ 9,870,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 51 $ 8,015,000
TOMPKINS COMMUNITY BANK
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 50 $ 16,930,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
CANANDAIGUA, NY 14534
* $ -1,000 47 $ 11,195,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 43 $ 9,855,000
PITTSFORD FEDERAL CREDIT UNION
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 531,697,000 35 $ 5,795,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 31 $ 3,275,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 31 $ 2,145,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 27 $ 3,925,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 26 $ 2,050,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 26 $ 4,210,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 22 $ 3,650,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 22 $ 5,330,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 21 $ 3,515,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 19 $ 2,305,000
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 435,219,000 18 $ 1,260,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 17 $ 3,105,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 15 $ 2,405,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 15 $ 1,305,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 15 $ 2,445,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 14 $ 2,370,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 13 $ 2,675,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 13 $ 1,755,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 11 $ 745,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 11 $ 1,795,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 637,085,000 10 $ 1,050,000
FAMILY FIRST OF NY
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 280,731,000 10 $ 1,750,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 10 $ 810,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 10 $ 1,690,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 10 $ 2,110,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 9 $ 1,675,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 9 $ 835,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 9 $ 1,665,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 9 $ 965,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 8 $ 1,180,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 8 $ 1,380,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 8 $ 1,760,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 8 $ 1,510,000
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 419,979,000 7 $ 545,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
BUFFALO, NY 14086
* $ -1,000 7 $ 1,245,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,610,753,000 7 $ 1,105,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 7 $ 1,435,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 6 $ 550,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 6 $ 1,110,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 5 $ 625,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 5 $ 1,025,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 5 $ 145,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 5 $ 395,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 5 $ 935,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 885,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
ALBANY, NY 12078
* $ -1,000 5 $ 425,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 4 $ 490,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 640,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 4 $ 170,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 4 $ 580,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 970,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 3 $ 755,000
THE UPSTATE NATIONAL BANK
150 STATE ST
OGDENSBURG, NY 14614
* $ 247,699,000 3 $ 665,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,041,605,000 3 $ 485,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 3 $ 135,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 3 $ 405,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 3 $ 1,035,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 3 $ 385,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 3 $ 355,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 3 $ 895,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 3 $ 625,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 3 $ 425,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 465,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 187,956,756,000 2 $ 310,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,413,407,000 2 $ 330,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 640,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,758,936,000 2 $ 160,000
GENERATIONS BANK
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 378,454,000 2 $ 230,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 190,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 2 $ 370,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 2 $ 450,000
VISIONS FEDERAL CREDIT UNION
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 5,621,672,000 2 $ 500,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,307,549,000 2 $ 280,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 270,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 2 $ 620,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 85,000
PARAMOUNT BANK
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63072
* $ 153,010,000 1 $ 245,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, NY 13057
* $ -1,000 1 $ 275,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 105,000
NASSAU EDUCATORS FEDERAL CREDIT UNION
1000 CORPORATE DRIVE
WESTBURY, NY 11590
* $ 3,961,334,000 1 $ 175,000
KENMORE N.Y. TEACHERS FEDERAL CREDIT UNION
2265 SHERIDAN DR
BUFFALO, NY 14223
* $ 59,616,000 1 $ 35,000
THE NATIONAL BANK OF COXSACKIE
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 466,805,000 1 $ 265,000
EVANS BANK, NATIONAL ASSOCIATION
ONE GRIMSBY DRIVE
ANGOLA, NY 14075
* $ 2,195,407,000 1 $ 785,000
M&T REALTY CAPITAL CORPORATION
701 SENECA STREET - SUITE 330N
BALTIMORE, MD 14210
* $ -1,000 1 $ 21,715,000
FNCB BANK
102 E DRINKER STREET
DUNMORE, PA 18512
* $ 1,657,985,000 1 $ 25,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,089,286,000 1 $ 105,000
PGIM REAL ESTATE AGENCY FINANCING, LLC
8 MULBERRY ST
WILMINGTON, DE 7102
* $ -1,000 1 $ 7,635,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 1 $ 65,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 55,000
UTILITIES EMPLOYEES CREDIT UNION
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,413,912,000 1 $ 25,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ -1,000 1 $ 845,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 6,466,636,000 1 $ 45,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 1 $ 175,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 195,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 105,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 1 $ 575,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 175,000
PLAINSCAPITAL BANK
2323 VICTORY AVENUE, SUITE 1400
UNIVERSITY PARK, TX 75219
* $ 15,019,689,000 1 $ 625,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 765,893,000 1 $ 105,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,625,847,000 1 $ 115,000
UKRAINIAN FEDERAL CREDIT UNION
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 341,806,000 1 $ 275,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 11,919,970,000 1 $ 125,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
FALL RIVER, MA 02777
* $ 2,259,576,000 1 $ 25,000
LAFAYETTE FEDERAL CREDIT UNION
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ 1,280,811,000 1 $ 225,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 5,447,073,000 1 $ 95,000
FINGER LAKES FEDERAL CREDIT UNION
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 244,668,000 1 $ 45,000
SENECA SAVINGS
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 215,022,000 1 $ 65,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 75,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 18,959,414,000 1 $ 225,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
STAMFORD, CT 06702
* $ 34,893,033,000 1 $ 715,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,193,839,000 1 $ 55,000
MUNICIPAL CREDIT UNION
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 4,183,621,000 1 $ 125,000
NEXTIER BANK, NATIONAL ASSOCIATION
245 PITTSBURGH RD
KITTANNING, PA 16001
* $ 1,912,495,000 1 $ 385,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Livingston County NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 878 $162,660,000 $185,000 $6,305,000 $106,000 $3,914,000
Home Improvement 326 $21,120,000 $64,000 $595,000 $98,000 $532,000
Refinancing 318 $61,820,000 $194,000 $21,715,000 $90,000 $758,000
Cash-out Refinancing 309 $62,405,000 $201,000 $7,635,000 $103,000 $1,224,000
Other Purpose 275 $22,225,000 $80,000 $605,000 $93,000 $490,000
Not Applicable 16 $1,140,000 $71,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,652 $218,950,000 $132,000 $765,000 $102,000 $3,914,000
Not applicable 213 $75,695,000 $355,000 $21,715,000 $91,000 $264,000
Not Provided 195 $28,205,000 $144,000 $695,000 $89,000 $1,224,000
Hispanic 28 $3,480,000 $124,000 $375,000 $86,000 $217,000
American Indian or Alaskan Native 14 $1,650,000 $117,000 $385,000 $97,000 $250,000
Black or African American 12 $2,410,000 $200,000 $615,000 $90,000 $200,000
Asian 6 $780,000 $130,000 $225,000 $173,000 $490,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,797 $279,005,000 $155,000 $21,715,000 $104,000 $3,914,000
FHA-insured (Federal Housing Administration) 208 $31,260,000 $150,000 $425,000 $67,000 $260,000
VA-guaranteed (Veterans Administration) 85 $16,755,000 $197,000 $425,000 $92,000 $1,224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $4,350,000 $135,000 $235,000 $62,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,253 $216,035,000 $172,000 $21,715,000 $110,000 $3,914,000
Application Denied By Financial Institution 343 $33,845,000 $98,000 $705,000 $66,000 $369,000
Loan Purchased By The Institution 237 $41,775,000 $176,000 $725,000 $109,000 $585,000
Application Withdrawn By Applicant 169 $24,845,000 $147,000 $635,000 $98,000 $1,224,000
File Closed For Incompleteness 62 $7,090,000 $114,000 $385,000 $89,000 $223,000
Application Approved But Not Accepted 55 $7,355,000 $133,000 $555,000 $89,000 $300,000
Preapproval Approved but not Accepted 3 $425,000 $141,000 $295,000 $76,000 $98,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,690 $268,970,000 $159,000 $7,635,000 $107,000 $3,914,000
Debt-To-Income Ratio 222 $41,780,000 $188,000 $21,715,000 $75,000 $532,000
Credit History 81 $6,465,000 $79,000 $505,000 $70,000 $305,000
Collateral 59 $5,855,000 $99,000 $705,000 $76,000 $369,000
Other 34 $3,540,000 $104,000 $305,000 $70,000 $126,000
Credit Application Incomplete 24 $3,170,000 $132,000 $315,000 $85,000 $180,000
Employment History 5 $645,000 $129,000 $185,000 $41,000 $99,000
Insufficient Cash (Downpayment, Closing Cost) 4 $690,000 $172,000 $305,000 $33,000 $55,000
Unverifiable Information 3 $255,000 $85,000 $125,000 $36,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List