Livingston County NY
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage statistics and lending data for the Livingston County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Livingston County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,980 |
| Total Mortgage Loan Application Amount | $182,847,000 |
| Average Mortgage Loan Application Amount | $92,000 |
| Highest Mortgage Loan Application Amount | $4,720,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,210,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 2,922,017,000 | 205 | $ 14,798,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 140 | $ 15,774,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 4,749,631,000 | 136 | $ 12,074,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ 16,241,000 | 136 | $ 15,524,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 7,068,834,000 | 130 | $ 6,273,000 |
| GENESEE VALLEY 4621 MILLENNIUM DRIVE GENESEO, NY 14454 |
* | $ 62,062,000 | 108 | $ 5,922,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 82 | $ 8,283,000 |
| THE BANK OF CASTILE 90 MAIN ST BATAVIA, NY 14020 |
* | $ 1,105,565,000 | 78 | $ 5,429,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 84,362,333,000 | 64 | $ 4,332,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 364,565,000 | 44 | $ 710,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 94,716,980,000 | 41 | $ 1,195,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ 1,540,588,000 | 36 | $ 4,843,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 90,439,767,000 | 33 | $ 2,812,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 31 | $ 3,907,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 28 | $ 910,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 27 | $ 3,259,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 719,691,000 | 26 | $ 1,411,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 1,933,895,000 | 25 | $ 2,710,000 |
| STEUBEN TRUST COMPANY ONE STEUBEN SQUARE HORNELL, NY 14843 |
* | $ 439,026,000 | 24 | $ 3,737,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 23 | $ 2,252,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 21 | $ 2,433,000 |
| FIRST NIAGARA BANK 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 37,576,781,000 | 20 | $ 2,175,000 |
| SERVU FEDERAL CREDIT UNION 9823 SCIENCE CENTER DRIVE PAINTED POST, NY 14870 |
* | $ 237,090,000 | 19 | $ 453,000 |
| FAIRPORT SAVINGS BANK 45 S. MAIN STREET FAIRPORT, NY 14450 |
* | $ 234,295,000 | 18 | $ 2,616,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 16 | $ 1,528,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 16 | $ 1,749,000 |
| PITTSFORD FEDERAL CREDIT UNION 20 TOBEY VILLAGE RD, PO BOX 346 PITTSFORD, NY 14534 |
* | $ 354,453,000 | 16 | $ 1,578,000 |
| NOTHNAGLE HOME SECURITIES CORP 217 WEST MAIN STREET, SUITE 200 ROCHESTER, NY 14614 |
* | $ 10,000,000 | 16 | $ 2,147,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 14 | $ 1,623,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 5,662,890,000 | 13 | $ 1,555,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 179,771,772,000 | 12 | $ 821,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 377,819,000 | 12 | $ 1,655,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 11 | $ 1,538,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 11 | $ 1,257,000 |
| ADVANTAGE FEDERAL CREDIT UNION 1975 BUFFALO RD. ROCHESTER, NY 14624 |
* | $ 212,256,000 | 11 | $ 439,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 10 | $ 1,447,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 10 | $ 1,184,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 10 | $ 1,325,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 9 | $ 1,072,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 9 | $ 1,065,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 9 | $ 1,022,000 |
| MB FINANCIAL BANK NA 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 9,624,027,000 | 9 | $ 1,274,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 8 | $ 1,011,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 8 | $ 340,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 8 | $ 576,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 179,126,294,000 | 7 | $ 754,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 6 | $ 168,000 |
| XCEED FINANCIAL 888 N. NASH ST EL SEGUNDO, CA 90245 |
* | $ 806,990,000 | 6 | $ 707,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 204,003,000 | 6 | $ 81,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 6 | $ 405,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 732,384,000 | 5 | $ 811,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 577,338,000 | 5 | $ 100,000 |
| VANGUARD FUNDING LLC 300 GARDEN CITY PLAZA, SUITE 170 GARDEN CITY, NY 11530 |
* | $ 2,793,000 | 5 | $ 708,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 5 | $ 780,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 5 | $ 483,000 |
| FAMILY FIRST OF NY 2520 BROWNCROFT BLVD ROCHESTER, NY 14625 |
* | $ 135,499,000 | 4 | $ 598,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 4 | $ 694,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 439,528,000 | 4 | $ 685,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 4 | $ 629,000 |
| CORNING CREDIT UNION ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 1,031,459,000 | 4 | $ 410,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 4 | $ 414,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 4 | $ 333,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 4 | $ 358,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 4 | $ 420,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 295,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 281,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 7,581,736,000 | 3 | $ 282,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ 4,520,676,000 | 3 | $ 562,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ 10,000,000 | 3 | $ 360,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 309,999,678,000 | 3 | $ 270,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 22,971,000,000 | 2 | $ 535,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 62,915,596,000 | 2 | $ 160,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 2 | $ 179,000 |
| GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 2 | $ 212,000 |
| FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 690,026,000 | 2 | $ 165,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 3,884,304,000 | 2 | $ 209,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 943,388,000 | 2 | $ 294,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 168,648,000 | 2 | $ 372,000 |
| SAVANNAH BANK NATIONAL ASSOCIATION 1565 MAIN STREET SAVANNAH, NY 13146 |
* | $ 128,099,000 | 2 | $ 608,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 295,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 2 | $ 178,000 |
| RUSHMORE LOAN MANAGEMENT SERVI 15480 LAGUNA CANYON ROAD, SUITE 100 IRVINE, CA 92618 |
* | $ 117,300,000 | 2 | $ 468,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ 603,000 | 1 | $ 107,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 230,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 101,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 1 | $ 216,000 |
| RESIDENTIAL HOME MORTGAGE CORPORATION 53 FRONTAGE ROAD, SUITE 200 HAMPTON, NJ 08827 |
* | $ 1,119,000 | 1 | $ 62,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 80,000 |
| AMERICAN FEDERAL MORTGAGE CORPORATION 360 ROUTE 24 CHESTER, NJ 07930 |
* | $ 51,703,000 | 1 | $ 233,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 127,428,329,000 | 1 | $ 106,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 56,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ 10,000,000 | 1 | $ 206,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 1 | $ 119,000 |
| EVANS BANK, NATIONAL ASSOCIATION ONE GRIMSBY DRIVE ANGOLA, NY 14075 |
* | $ 824,028,000 | 1 | $ 4,720,000 |
| NORTHWEST BANK 100 LIBERTY STREET WARREN, PA 16365 |
* | $ 7,904,949,000 | 1 | $ 25,000 |
| UNITED MORTGAGE CORP. 25 MELVILLE PARK ROAD ALBANY, NY 11747 |
* | $ 10,000,000 | 1 | $ 106,000 |
| CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 797,777,000 | 1 | $ 181,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 51,000 |
| RELIANT BANK 1736 CAROTHERS PKWY., STE. 100 BRENTWOOD, TN 37027 |
* | $ 384,572,000 | 1 | $ 95,000 |
| FIRST PERSONAL BANK 14701 S RAVINIA AVE ORLAND PARK, IL 60462 |
* | $ 165,791,000 | 1 | $ 82,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 245,863,000 | 1 | $ 77,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 1 | $ 138,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 5,573,160,000 | 1 | $ 8,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 3,564,057,000 | 1 | $ 220,000 |
| GENERATIONS BANK 20 EAST BAYARD STREET SENECA FALLS, NY 13148 |
* | $ 273,456,000 | 1 | $ 63,000 |
| BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 3,618,297,000 | 1 | $ 81,000 |
| SENECA SAVINGS 35 OSWEGO ST. BALDWINSVILLE, NY 13027 |
* | $ 131,573,000 | 1 | $ 23,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,351,095,000 | 1 | $ 22,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ 11,000,000 | 1 | $ 313,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 1 | $ 106,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 167,000 |
| CHEMUNG CANAL TRUST COMPANY ONE CHEMUNG CANAL PLAZA ELMIRA, NY 14901 |
* | $ 1,477,891,000 | 1 | $ 10,000 |
| UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 5,081,543,000 | 1 | $ 85,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 1 | $ 79,000 |
| VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 3,226,615,000 | 1 | $ 163,000 |
| ST. PIUS X CHURCH FCU 2998 CHILI AVENUE ROCHESTER, NY 14624 |
* | $ 71,329,000 | 1 | $ 36,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 15,766,346,000 | 1 | $ 111,000 |
| BOEING EMPLOYEES CREDIT UNION 12770 GATEWAY DRIVE TUKWILA, WA 98168 |
* | $ 11,932,556,000 | 1 | $ 4,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 1 | $ 8,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 217,626,166,000 | 1 | $ 129,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Livingston County NY in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 905 | $107,831,000 | $119,000 | $4,720,000 | $59,000 | $1,193,000 |
| Refinancing | 642 | $64,146,000 | $99,000 | $446,000 | $71,000 | $1,210,000 |
| Home Improvement | 433 | $10,870,000 | $25,000 | $293,000 | $63,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,635 | $145,187,000 | $88,000 | $528,000 | $70,000 | $1,210,000 |
| Not applicable | 196 | $25,861,000 | $131,000 | $4,720,000 | $6,000 | $280,000 |
| Not Provided | 116 | $8,092,000 | $69,000 | $452,000 | $70,000 | $342,000 |
| Hispanic | 11 | $1,515,000 | $137,000 | $241,000 | $59,000 | $90,000 |
| American Indian or Alaskan Native | 10 | $843,000 | $84,000 | $180,000 | $80,000 | $265,000 |
| Black or African American | 7 | $685,000 | $97,000 | $177,000 | $88,000 | $210,000 |
| Asian | 4 | $531,000 | $132,000 | $167,000 | $63,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $133,000 | $133,000 | $133,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,408 | $121,018,000 | $85,000 | $4,720,000 | $74,000 | $1,210,000 |
| FHA-insured (Federal Housing Administration) | 272 | $28,352,000 | $104,000 | $231,000 | $45,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 196 | $18,863,000 | $96,000 | $194,000 | $26,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 104 | $14,614,000 | $140,000 | $352,000 | $52,000 | $158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,083 | $101,049,000 | $93,000 | $4,720,000 | $73,000 | $1,193,000 |
| Application Denied By Financial Institution | 393 | $28,835,000 | $73,000 | $528,000 | $59,000 | $296,000 |
| Loan Purchased By The Institution | 276 | $29,958,000 | $108,000 | $294,000 | $24,000 | $280,000 |
| Application Withdrawn By Applicant | 138 | $14,259,000 | $103,000 | $436,000 | $78,000 | $1,210,000 |
| Application Approved But Not Accepted | 52 | $4,550,000 | $87,000 | $180,000 | $70,000 | $326,000 |
| File Closed For Incompleteness | 38 | $4,196,000 | $110,000 | $313,000 | $84,000 | $500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 99 | $6,020,000 | $60,000 | $528,000 | $56,000 | $150,000 |
| Debt-To-Income Ratio | 73 | $4,830,000 | $66,000 | $300,000 | $47,000 | $174,000 |
| Collateral | 51 | $5,010,000 | $98,000 | $265,000 | $80,000 | $296,000 |
| Other | 32 | $2,148,000 | $67,000 | $247,000 | $69,000 | $292,000 |
| Credit Application Incomplete | 15 | $1,462,000 | $97,000 | $281,000 | $67,000 | $180,000 |
| Unverifiable Information | 4 | $399,000 | $99,000 | $181,000 | $62,000 | $90,000 |
| Employment History | 4 | $312,000 | $78,000 | $120,000 | $48,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $541,000 | $135,000 | $220,000 | $35,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.