Livingston County NY
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Livingston County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Livingston County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,379
Total Mortgage Loan Application Amount $242,825,000
Average Mortgage Loan Application Amount $102,000
Highest Mortgage Loan Application Amount $1,607,000
Average Applicant Income $67,000
Highest Applicant Income $1,700,000

Mortgage Company List for Lending in Livingston County NY for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 216 $ 23,999,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 1,909,009,000 193 $ 12,978,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 173 $ 19,710,000
THE BANK OF CASTILE
90 MAIN ST
BATAVIA, NY 14020
* $ 709,672,000 172 $ 17,069,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 5,146,791,000 129 $ 7,481,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 124 $ 14,903,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 114 $ 13,816,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 3,558,485,000 111 $ 9,156,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 76 $ 4,442,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 68 $ 6,625,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 59 $ 6,495,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 53 $ 6,959,000
CNB MORTGAGE COMPANY
63A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,419,037,000 49 $ 7,110,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 41 $ 1,671,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,393,853,000 41 $ 5,446,000
STEUBEN TRUST COMPANY
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 335,775,000 37 $ 4,467,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 267,801,000 35 $ 782,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 34 $ 4,718,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 33 $ 4,815,000
NOTHNAGLE HOME SECURITIES CORP
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 31 $ 3,472,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 28 $ 3,178,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 28 $ 2,705,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 425,379,000 27 $ 2,006,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 22 $ 2,198,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 22 $ 2,567,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 9,239,610,000 22 $ 2,804,000
PITTSFORD FEDERAL CREDIT UNION
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 251,922,000 21 $ 2,430,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 18 $ 1,888,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 17 $ 2,084,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 16 $ 2,126,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 16 $ 2,564,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 14 $ 868,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 14 $ 2,153,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 1,021,432,000 12 $ 1,496,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 12 $ 1,607,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 12 $ 1,119,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 11 $ 828,000
XCEED FINANCIAL
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 769,524,000 11 $ 1,197,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 10 $ 914,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 171,486,000 9 $ 1,135,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 9 $ 1,165,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 7 $ 559,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 77,029,703,000 7 $ 920,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,306,865,000 6 $ 395,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 411,851,000 6 $ 831,000
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 112,123,000 6 $ 221,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 6 $ 741,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 5 $ 918,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 5 $ 730,000
FAIRPORT SAVINGS BANK
45 SOUTH MAIN STREET
FAIRPORT, NY 14450
* $ 192,599,000 5 $ 865,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 5 $ 68,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 4 $ 755,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 4 $ 457,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 525,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 4 $ 484,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 534,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 460,000
DEVERE MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14085
* $ 10,000,000 3 $ 360,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 3 $ 323,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 127,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 3 $ 211,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 3 $ 280,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 257,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 3 $ 83,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 3 $ 55,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 122,000
ALLIANCE BANK NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 1,359,556,000 3 $ 373,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 3 $ 1,805,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 3 $ 263,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 678,723,000 2 $ 337,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 2 $ 234,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 30,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,186,130,000 2 $ 25,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 2 $ 179,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 149,750,000 2 $ 411,000
SECURITY BANK, S.B.
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 185,045,000 2 $ 116,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 2 $ 258,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 2 $ 81,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 2 $ 204,000
ST. PIUS X CHURCH FCU
2998 CHILI AVENUE
ROCHESTER, NY 14624
* $ 40,369,000 2 $ 133,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 3,192,392,000 2 $ 323,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 2 $ 172,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 633,140,000 2 $ 62,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 2 $ 431,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 305,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 315,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 2 $ 360,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 2 $ 34,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 123,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 61,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 80,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 1 $ 198,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 1 $ 147,000
GREENTREE MORTGAGE COMPANY, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 1 $ 97,000
SOMERSET INVESTORS CORP.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 117,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 394,422,000 1 $ 83,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 710,218,000 1 $ 27,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 150,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 242,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 2,655,244,000 1 $ 175,000
FIRST TECHNOLOGY
3555 SW 153RD DR
BEAVERTON, OR 97003
* $ 2,170,723,000 1 $ 18,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,494,575,000 1 $ 50,000
GUARANTEED HOME MORTGAGE COMPA
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 118,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 76,000
PREFERRED MORTGAGE CORPORATION
595 BLOSSOM ROAD
ROCHESTER, NY 14610
* $ 40,000,000 1 $ 151,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 160,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 109,000
WESTERN DIVISION FEDERAL CREDIT UNION
6750 MAIN ST
WILLIAMSVILLE, NY 14221
* $ 103,416,000 1 $ 86,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 149,135,000 1 $ 39,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 79,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 274,379,000 1 $ 54,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 44,958,963,000 1 $ 100,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 74,000
SENECA FALLS SAVINGS BANK
19 CAYUGA ST
SENECA FALLS, NY 13148
* $ 176,872,000 1 $ 60,000
WOODFOREST BANK, FSB
25231 GROGANS MILL ROAD
THE WOODLANDS, TX 77380
* $ 64,996,000 1 $ 86,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 6,967,158,000 1 $ 168,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 1 $ 345,000
TOWN CENTER BANK
1938 E. LINCOLN HIGHWAY #101
NEW LENOX, IL 60451
* $ 123,336,000 1 $ 86,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 967,308,000 1 $ 200,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 109,000
WEMPLE STATE BANK
PO BOX 105
WAVERLY, IL 62692
* $ 56,473,000 1 $ 51,000
STERLING BANK (FINAL REPORT)
3100 ROUTE 38
MT.LAUREL, NJ 08054
* $ 378,675,000 1 $ 35,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 1 $ 121,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 155,000
FORWARD NATIONAL COMPANY INC
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 1 $ 66,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 124,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 40,000
NATIONAL BANK OF ST. ANNE
158 WEST STATION ST
ST ANNE, IL 60964
* $ 46,710,000 1 $ 112,000
FIRST NATIONAL BANK OF CC
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 1 $ 119,000
CARLINVILLE NATIONAL BANK
450 WEST SIDE SQUARE
CARLINVILLE, IL 62626
* $ 201,236,000 1 $ 19,000
CITIZENS NATIONAL BANK
110 WEST COURT ST
PARIS, IL 61944
* $ 245,391,000 1 $ 138,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Livingston County NY in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,279 $147,733,000 $115,000 $544,000 $69,000 $978,000
Home Purchase 767 $84,104,000 $109,000 $417,000 $64,000 $752,000
Home Improvement 333 $10,988,000 $32,000 $1,607,000 $66,000 $1,700,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,992 $203,310,000 $102,000 $544,000 $69,000 $1,700,000
Not applicable 167 $16,694,000 $99,000 $1,607,000 $39,000 $490,000
Not Provided 156 $15,629,000 $100,000 $417,000 $63,000 $390,000
Hispanic 29 $3,463,000 $119,000 $291,000 $72,000 $468,000
Black or African American 13 $1,216,000 $93,000 $205,000 $51,000 $112,000
Asian 11 $1,623,000 $147,000 $312,000 $67,000 $200,000
American Indian or Alaskan Native 9 $693,000 $77,000 $197,000 $40,000 $82,000
Native Hawaiian or Other Pacific Islander 2 $197,000 $98,000 $121,000 $50,000 $71,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,624 $155,530,000 $95,000 $544,000 $73,000 $1,700,000
FHA-insured (Federal Housing Administration) 637 $74,249,000 $116,000 $1,607,000 $54,000 $740,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 67 $6,161,000 $91,000 $159,000 $38,000 $72,000
VA-guaranteed (Veterans Administration) 51 $6,885,000 $135,000 $247,000 $57,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,209 $121,182,000 $100,000 $1,607,000 $70,000 $1,221,000
Application Denied By Financial Institution 433 $41,171,000 $95,000 $508,000 $62,000 $1,700,000
Loan Purchased By The Institution 347 $37,952,000 $109,000 $296,000 $55,000 $490,000
Application Withdrawn By Applicant 214 $23,993,000 $112,000 $395,000 $69,000 $740,000
Application Approved But Not Accepted 108 $10,893,000 $100,000 $544,000 $76,000 $978,000
File Closed For Incompleteness 68 $7,634,000 $112,000 $417,000 $64,000 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 80 $7,695,000 $96,000 $508,000 $57,000 $650,000
Credit History 79 $4,055,000 $51,000 $185,000 $70,000 $1,700,000
Collateral 74 $9,654,000 $130,000 $405,000 $76,000 $390,000
Other 25 $1,755,000 $70,000 $212,000 $73,000 $603,000
Unverifiable Information 10 $1,026,000 $102,000 $192,000 $57,000 $140,000
Employment History 6 $490,000 $81,000 $128,000 $27,000 $39,000
Credit Application Incomplete 5 $573,000 $114,000 $167,000 $28,000 $77,000
Insufficient Cash (Downpayment, Closing Cost) 4 $477,000 $119,000 $177,000 $39,000 $67,000
Mortgage Insurance Denied 2 $151,000 $75,000 $104,000 $36,000 $36,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List