Unlock detailed Lincoln County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 602 |
Total Mortgage Loan Application Amount | $51,649,000 |
Average Mortgage Loan Application Amount | $85,000 |
Highest Mortgage Loan Application Amount | $490,000 |
Average Applicant Income | $59,000 |
Highest Applicant Income | $599,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 35 | $ 1,835,000 |
ADVANTAGE BANK 814 WHEELING AVE CAMBRIDGE, OH 43725 |
* | $ 998,508,000 | 1 | $ 60,000 |
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 10 | $ 1,173,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 162,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 29 | $ 3,335,000 |
BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 16 | $ 1,172,000 |
BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 147,483,646,000 | 25 | $ 2,338,000 |
CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 1 | $ 9,000 |
CARDINAL FINANCIAL COMPANY 444 JACKSONVILLE ROAD WARMINSTER, PA 18974 |
* | $ 10,000,000 | 1 | $ 64,000 |
CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 7 | $ 449,000 |
CITIFINANCIAL INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 18 | $ 1,120,000 |
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 226,000 |
CITIZENS DEPOSIT BANK & TRUST PO BOX 9 10 SECOND STREET VANCEBURG, KY 41179 |
* | $ 125,533,000 | 1 | $ 160,000 |
CITIZENS NB OF PAINTSVILLE PO BOX 1488 PAINTSVILLE, KY 41240 |
* | $ 573,031,000 | 4 | $ 216,000 |
CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 2,552,914,000 | 85 | $ 4,106,000 |
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 2,942,745,000 | 30 | $ 2,166,000 |
COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 13 | $ 1,751,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,677,931,000 | 4 | $ 214,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 24 | $ 1,865,000 |
FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ 1,007,892,000,000 | 1 | $ 140,000 |
FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 6 | $ 355,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 14 | $ 1,975,000 |
FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 409,625,000 | 1 | $ 100,000 |
FIRST PRIORITY FEDERAL CREDIT UNION 9408 VIRGINIA AVE HUNTINGTON, WV 25701 |
* | $ 54,071,000 | 1 | $ 89,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 279,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 2 | $ 299,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 593,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 9 | $ 965,000 |
HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 158,000 |
HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 53,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 26 | $ 2,790,000 |
LOGAN BANK & TRUST COMPANY 43 WASHINTON AVE LOGAN, WV 25601 |
* | $ 216,343,000 | 34 | $ 1,978,000 |
METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 3 | $ 460,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 2 | $ 299,000 |
ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 1 | $ 148,000 |
PEOPLES FEDERAL CREDIT UNION 419 FIRST AVENUE SOUTH NITRO, WV 25143 |
* | $ 68,300,000 | 1 | $ 57,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 5 | $ 520,000 |
PIONEER APPALACHIA FEDERAL CREDIT UNION 1316 KANAWHA BLVD., E. CHARLESTON, WV 25301 |
* | $ 109,211,000 | 2 | $ 101,000 |
PREMIER BANK, INC. 601 WASHINGTON STREET RAVENSWOOD, WV 26164 |
* | $ 160,100,000 | 28 | $ 2,195,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,930,807,000 | 1 | $ 70,000 |
PUTNAM COUNTY BANK P.O. BOX 308 HURRICANE, WV 25526 |
* | $ 493,738,000 | 11 | $ 1,522,000 |
ROCK BRANCH COMMUNITY BANK PO BOX 219 NITRO, WV 25143 |
* | $ 55,594,000 | 3 | $ 160,000 |
STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 2 | $ 136,000 |
SUMMIT COMMUNITY BANK, INC PO BOX 680; 310 NORTH MAIN STREET MOOREFIELD, WV 26836 |
* | $ 1,613,240,000 | 4 | $ 1,207,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 3 | $ 314,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 74,000 |
THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504 |
* | $ 180,373,000 | 5 | $ 459,000 |
THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 53,586,626,000 | 26 | $ 2,259,000 |
THE OHIO VALLEY BANK COMPANY 420 THIRD AVENUE GALLIPOLIS, OH 45631 |
* | $ 770,838,000 | 9 | $ 699,000 |
THE POCA VALLEY BANK, INC. PO BOX 56 WALTON, WV 25286 |
* | $ 285,552,000 | 4 | $ 452,000 |
TRADERS BANK INC PO BOX 1009 SPENCER, WV 25276 |
* | $ 170,209,000 | 1 | $ 131,000 |
UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 4,186,130,000 | 10 | $ 1,175,000 |
UNIVERSAL FEDERAL CREDIT UNION 317 31ST STREET HUNTINGTON, WV 25705 |
* | $ 55,035,000 | 1 | $ 55,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 14 | $ 1,233,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 3 | $ 355,000 |
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 29 | $ 2,783,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 4 | $ 361,000 |
WESBANCO BANK, INC. 1 BANK PLAZA WHEELING, WV 26003 |
* | $ 5,196,684,000 | 1 | $ 74,000 |
WEST VIRGINIA FEDERAL CREDIT UNION 318 5TH AVENUE SOUTH CHARLESTON, WV 25303 |
* | $ 115,009,000 | 5 | $ 382,000 |
WHITESVILLE STATE BANK 38609 COAL RIVER ROAD WHITESVILLE, WV 25209 |
* | $ 63,774,000 | 1 | $ 36,000 |
WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 69,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 331 | $34,600,000 | $104,000 | $490,000 | $64,000 | $599,000 |
Home Purchase | 175 | $13,902,000 | $79,000 | $378,000 | $52,000 | $230,000 |
Home Improvement | 96 | $3,147,000 | $32,000 | $292,000 | $55,000 | $432,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 551 | $46,109,000 | $83,000 | $490,000 | $60,000 | $599,000 |
Not applicable | 22 | $2,960,000 | $134,000 | $417,000 | $38,000 | $494,000 |
Not Provided | 22 | $2,052,000 | $93,000 | $240,000 | $57,000 | $150,000 |
Hispanic | 4 | $380,000 | $95,000 | $179,000 | $60,000 | $150,000 |
American Indian or Alaskan Native | 1 | $44,000 | $44,000 | $44,000 | $74,000 | $74,000 |
Asian | 1 | $81,000 | $81,000 | $81,000 | $57,000 | $57,000 |
Black or African American | 1 | $23,000 | $23,000 | $23,000 | $27,000 | $27,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 479 | $38,472,000 | $80,000 | $490,000 | $62,000 | $599,000 |
FHA-insured (Federal Housing Administration) | 97 | $9,816,000 | $101,000 | $248,000 | $49,000 | $200,000 |
VA-guaranteed (Veterans Administration) | 17 | $2,654,000 | $156,000 | $382,000 | $35,000 | $110,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $707,000 | $78,000 | $105,000 | $45,000 | $57,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 279 | $24,360,000 | $87,000 | $490,000 | $64,000 | $495,000 |
Application Denied By Financial Institution | 170 | $12,974,000 | $76,000 | $417,000 | $56,000 | $599,000 |
Application Withdrawn By Applicant | 56 | $4,946,000 | $88,000 | $248,000 | $53,000 | $200,000 |
Application Approved But Not Accepted | 42 | $3,066,000 | $73,000 | $237,000 | $58,000 | $152,000 |
Loan Purchased By The Institution | 42 | $4,842,000 | $115,000 | $417,000 | $42,000 | $494,000 |
File Closed For Incompleteness | 13 | $1,461,000 | $112,000 | $279,000 | $70,000 | $110,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 47 | $2,399,000 | $51,000 | $254,000 | $50,000 | $131,000 |
Collateral | 29 | $3,493,000 | $120,000 | $417,000 | $102,000 | $599,000 |
Debt-To-Income Ratio | 23 | $1,666,000 | $72,000 | $195,000 | $36,000 | $154,000 |
Other | 10 | $714,000 | $71,000 | $127,000 | $55,000 | $80,000 |
Credit Application Incomplete | 6 | $820,000 | $136,000 | $250,000 | $52,000 | $113,000 |
Employment History | 2 | $42,000 | $21,000 | $37,000 | $18,000 | $24,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $140,000 | $140,000 | $140,000 | $59,000 | $59,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer