Lincoln County MS
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage statistics and lending data for the Lincoln County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lincoln County MS, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,188 |
| Total Mortgage Loan Application Amount | $164,560,000 |
| Average Mortgage Loan Application Amount | $138,000 |
| Highest Mortgage Loan Application Amount | $1,225,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $701,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 17,593,319,000 | 173 | $ 19,015,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 124 | $ 13,840,000 |
| ANGEL OAK HOME LOANS LLC 3600 PEACHTREE ROAD NW, SUITE 500 ATLANTA, GA 30305 |
* | $ -1,000 | 92 | $ 16,690,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY BELZONI, MS 39157 |
* | $ 5,187,184,000 | 76 | $ 10,820,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 162,193,000,000 | 73 | $ 5,755,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 58 | $ 5,640,000 |
| CU COMMUNITY, LLC 2077 TOWN CENTER BOULEVARD OAK RIDGE, TN 37922 |
* | $ -1,000 | 30 | $ 2,470,000 |
| UNITED COMMUNITY BANK PO BOX 398 GREENVILLE, SC 30512 |
* | $ 20,897,645,000 | 27 | $ 2,845,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 26 | $ 3,940,000 |
| FIRST BANK 100 S BROADWAY MCCOMB, MS 39648 |
* | $ 580,873,000 | 25 | $ 2,735,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 21 | $ 3,725,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ -1,000 | 19 | $ 4,015,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 16 | $ 2,020,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 12,582,271,000 | 16 | $ 1,850,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 15 | $ 2,165,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 14 | $ 2,900,000 |
| FIDELITY BANK 201 ST. CHARLES AVE SUITE 2710 NEW ORLEANS, LA 70170 |
* | $ 1,071,980,000 | 12 | $ 1,860,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 12 | $ 1,870,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 12 | $ 1,050,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 12 | $ 1,990,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 11 | $ 1,725,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ -1,000 | 11 | $ 3,245,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 11 | $ 2,275,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 16,793,269,000 | 10 | $ 1,720,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 10 | $ 1,960,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 9 | $ 1,315,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 9 | $ 1,305,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 MONTGOMERY, AL 35223 |
* | $ -1,000 | 9 | $ 835,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 8 | $ 1,020,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 8 | $ 750,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 47,665,560,000 | 6 | $ 580,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 6 | $ 840,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 6 | $ 950,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 6 | $ 1,210,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 6 | $ 1,050,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 6 | $ 1,130,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 4,444,664,000 | 5 | $ 445,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 5 | $ 815,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 815,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 4 | $ 800,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 4 | $ 480,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 4 | $ 390,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 4 | $ 530,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 4,319,920,000 | 4 | $ 1,200,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 4 | $ 830,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 3 | $ 745,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 547,610,000 | 3 | $ 655,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 3 | $ 765,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 3 | $ 155,000 |
| CONSUMER REAL ESTATE FINANCE CO. 330 SW 2ND ST #111 LOXAHATCHEE, FL 33312 |
* | $ -1,000 | 3 | $ 615,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 3 | $ 515,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 3 | $ 825,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 3 | $ 395,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 3 | $ 825,000 |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ -1,000 | 3 | $ 525,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 3 | $ 445,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 2 | $ 520,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 2 | $ 360,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 2 | $ 270,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 2 | $ 260,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ -1,000 | 2 | $ 240,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 220,000 |
| FIRST FLORIDA CREDIT UNION 500 WEST 1ST STREET JACKSONVILLE, FL 32203 |
* | $ 1,319,070,000 | 2 | $ 230,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,519,525,000,000 | 2 | $ 120,000 |
| INTERLINC MORTGAGE SERVICES, LLC 10613 W. SAM HOUSTON PKWY N. SUITE 200 HOUSTON, TX 77064 |
* | $ -1,000 | 2 | $ 470,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 330,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 2 | $ 110,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 551,902,526,000 | 2 | $ 360,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 2 | $ 280,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 460,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET FLOWOOD, MS 39501 |
* | $ 36,519,724,000 | 2 | $ 270,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 465,838,000 | 2 | $ 80,000 |
| SECURED INVESTMENT CORP. 701 E FRONT AVE SHERIDAN, WY 83814 |
* | $ -1,000 | 1 | $ 145,000 |
| DELMAR FINANCIAL COMPANY 1066 EXECUTIVE PARKWAY SUITE 100 ST. LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 85,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 1 | $ 255,000 |
| CONCORDIA BANK & TRUST COMPANY 904 CARTER ST VIDALIA, LA 71373 |
* | $ 637,175,000 | 1 | $ 35,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 1 | $ 255,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 1 | $ 155,000 |
| GUARANTY BANK AND TRUST COMPANY 210 N. HAYDEN STREET BELZONI, MS 39038 |
* | $ 1,437,205,000 | 1 | $ 75,000 |
| CB&S BANK, INC. 200 JACKSON AVE. S. RUSSELLVILLE, AL 35653 |
* | $ 2,411,518,000 | 1 | $ 275,000 |
| SPRING EQ, LLC 2929 ARCH ST WILMINGTON, DE 19104 |
* | $ -1,000 | 1 | $ 105,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 325,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 105,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 245,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 456,669,000 | 1 | $ 325,000 |
| BANK OF YAZOO CITY P.O. BOX 600 YAZOO CITY, MS 39194 |
* | $ 307,217,000 | 1 | $ 205,000 |
| GRAND BANK FOR SAVINGS, FSB 204 WESTOVER DRIVE HATTIESBURG, MS 39402 |
* | $ 96,556,000 | 1 | $ 55,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 75,000 |
| COMMUNITY FIRST BANK 1101 EAST ADMIRAL DOYLE DRIVE NEW IBERIA, LA 70560 |
* | $ 598,168,000 | 1 | $ 1,225,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 395,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 325,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 85,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ -1,000 | 1 | $ 355,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 95,000 |
| OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ -1,000 | 1 | $ 95,000 |
| NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET WILMINGTON, DE 77056 |
* | $ -1,000 | 1 | $ 155,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 65,000 |
| LIMA ONE CAPITAL, LLC 201 E. MCBEE AVE, SUITE 300 ROSWELL, GA 29601 |
* | $ -1,000 | 1 | $ 65,000 |
| FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY JEFFERSONVILLE, IN 47129 |
* | $ 1,758,936,000 | 1 | $ 305,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 175,000 |
| PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 895,997,000 | 1 | $ 175,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 65,000 |
| GULF COAST BANK AND TRUST COMPANY 200 ST. CHARLES AVE NEW ORLEANS, LA 70130 |
* | $ 2,823,154,000 | 1 | $ 175,000 |
| COPIAH BANK 101 CALDWELL DRIVE HAZLEHURST, MS 39083 |
* | $ 297,184,000 | 1 | $ 35,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 174,662,000 | 1 | $ 205,000 |
| FIRST AMERICAN BANK AND TRUST PO BOX 550 VACHERIE, LA 70090 |
* | $ 1,307,706,000 | 1 | $ 205,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 175,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ -1,000 | 1 | $ 235,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 262,541,000 | 1 | $ 175,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 1 | $ 225,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 209,696,785,000 | 1 | $ 155,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 95,000 |
| MID-CONTINENT FUNDING, INC. 3401 W BROADWAY BUSINESS PARK CT STE 213 COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 255,000 |
| 1ST FRANKLIN FINANCIAL CORPORATION 135 E. TUGALO ST. TOCCOA, GA 30577 |
* | $ -1,000 | 1 | $ 45,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Lincoln County MS in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 651 | $101,825,000 | $156,000 | $1,225,000 | $77,000 | $701,000 |
| Refinancing | 236 | $30,530,000 | $129,000 | $915,000 | $94,000 | $615,000 |
| Cash-out Refinancing | 145 | $21,385,000 | $147,000 | $395,000 | $80,000 | $380,000 |
| Other Purpose | 95 | $5,375,000 | $56,000 | $255,000 | $96,000 | $360,000 |
| Home Improvement | 53 | $4,485,000 | $84,000 | $555,000 | $96,000 | $300,000 |
| Not Applicable | 8 | $960,000 | $120,000 | $215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 745 | $102,195,000 | $137,000 | $915,000 | $91,000 | $701,000 |
| Black or African American | 249 | $27,805,000 | $111,000 | $455,000 | $61,000 | $241,000 |
| Not applicable | 91 | $17,805,000 | $195,000 | $1,225,000 | $87,000 | $112,000 |
| Not Provided | 79 | $13,495,000 | $170,000 | $495,000 | $80,000 | $310,000 |
| Hispanic | 8 | $1,010,000 | $126,000 | $235,000 | $110,000 | $210,000 |
| Asian | 7 | $1,445,000 | $206,000 | $535,000 | $100,000 | $200,000 |
| American Indian or Alaskan Native | 5 | $405,000 | $81,000 | $155,000 | $69,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $300,000 | $150,000 | $205,000 | $69,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 920 | $117,430,000 | $127,000 | $1,225,000 | $86,000 | $701,000 |
| FHA-insured (Federal Housing Administration) | 182 | $29,980,000 | $164,000 | $365,000 | $65,000 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $6,595,000 | $153,000 | $305,000 | $53,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 43 | $10,555,000 | $245,000 | $505,000 | $102,000 | $239,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 546 | $79,060,000 | $144,000 | $1,225,000 | $92,000 | $701,000 |
| Application Denied By Financial Institution | 298 | $32,310,000 | $108,000 | $365,000 | $64,000 | $360,000 |
| File Closed For Incompleteness | 115 | $13,065,000 | $113,000 | $395,000 | $79,000 | $360,000 |
| Application Withdrawn By Applicant | 109 | $18,385,000 | $168,000 | $555,000 | $80,000 | $310,000 |
| Loan Purchased By The Institution | 70 | $13,680,000 | $195,000 | $425,000 | $87,000 | $113,000 |
| Application Approved But Not Accepted | 48 | $7,730,000 | $161,000 | $915,000 | $115,000 | $574,000 |
| Preapproval Approved but not Accepted | 2 | $330,000 | $165,000 | $185,000 | $68,000 | $91,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 862 | $128,110,000 | $148,000 | $915,000 | $90,000 | $701,000 |
| Credit History | 160 | $14,680,000 | $91,000 | $365,000 | $68,000 | $360,000 |
| Debt-To-Income Ratio | 92 | $12,400,000 | $134,000 | $1,225,000 | $61,000 | $615,000 |
| Collateral | 38 | $4,900,000 | $128,000 | $355,000 | $77,000 | $183,000 |
| Credit Application Incomplete | 12 | $1,710,000 | $142,000 | $265,000 | $64,000 | $141,000 |
| Other | 8 | $920,000 | $115,000 | $185,000 | $57,000 | $129,000 |
| Unverifiable Information | 8 | $690,000 | $86,000 | $135,000 | $63,000 | $114,000 |
| Employment History | 6 | $910,000 | $151,000 | $305,000 | $65,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $155,000 | $57,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.