Lincoln County GA
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Lincoln County GA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lincoln County GA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 361
Total Mortgage Loan Application Amount $55,995,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $605,000
Average Applicant Income $90,000
Highest Applicant Income $976,000

Mortgage Company List for Lending in Lincoln County GA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FARMERS STATE BANK
115 NORTH WASHINGTON STREET
LINCOLNTON, GA 30817
* $ 118,097,000 56 $ 7,570,000
F&M BANK
911 EAST ROBERT TOOMBS AVE
WASHINGTON, GA 30673
* $ 264,948,000 31 $ 2,945,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 18 $ 3,160,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 14,673,422,000 13 $ 2,435,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 12 $ 790,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 10 $ 2,680,000
SRP FEDERAL CREDIT UNION
1070 EDGEFIELD ROAD
NORTH AUGUSTA, SC 29860
* $ 927,898,000 9 $ 1,925,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 9 $ 915,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 7 $ 495,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 6 $ 690,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 6 $ 900,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 570,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 5 $ 535,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 5 $ 605,000
SOUTHSTATE BANK, NATIONAL ASSOCIATION
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ 12,326,862,000 5 $ 1,115,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 5 $ 1,055,000
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY
3617 WALTON WAY EXT.
AUGUSTA, GA 30909
* $ 1,171,496,000 5 $ 1,345,000
AMERIS BANK
300 SOUTH MAIN STREET
MOULTRIE, GA 31768
* $ 11,357,345,000 5 $ 1,585,000
SECURITY FEDERAL BANK
PO BOX 810
AIKEN, SC 29802
* $ 912,599,000 5 $ 1,165,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 4 $ 540,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 4 $ 900,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 740,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 4 $ 790,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 4 $ 1,060,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 640,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 850,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 4 $ 430,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ -1,000 4 $ 890,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 3 $ 475,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 3 $ 475,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 268,405,000 3 $ 445,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
GAINESVILLE, GA 30501
* $ -1,000 2 $ 260,000
FIRST COMMUNITY BANK
5455 SUNSET BLVD
LEXINGTON, SC 29072
* $ 1,091,340,000 2 $ 300,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 330,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 530,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 280,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 2 $ 240,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 2 $ 540,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 320,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 2 $ 270,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 2 $ 240,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 250,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 350,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 290,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 190,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 2 $ 100,000
FIRST CHOICE MORTGAGE, INC.
217 DAVIS RD
AUGUSTA, GA 30907
* $ -1,000 2 $ 650,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 32,580,905,000 2 $ 190,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 150,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 125,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 245,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 225,000
ROBINS FINANCIAL
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 2,509,837,000 1 $ 5,000
MORTGAGE ASSURANCE INC.
1200 ASHWOOD PKWY. STE 200
ATLANTA, GA 30338
* $ -1,000 1 $ 175,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 1 $ 135,000
BANK OF MADISON
133 N MAIN ST
MADISON, GA 30650
* $ 225,674,000 1 $ 85,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 115,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 45,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 185,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 65,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 215,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 1 $ 65,000
TJC MORTGAGE, INC.
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 225,000
LIBERTY SAVINGS BANK, F.S.B.
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 635,000,000 1 $ 165,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 165,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 1 $ 55,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 1 $ 135,000
TAMPA BAY FEDERAL CREDIT UNION
PO BOX 7492
TAMPA, FL 33673
* $ 292,582,000 1 $ 65,000
SOUTHEAST MORTGAGE OF GEORGIA, INC.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 1 $ 75,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 165,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 195,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 1 $ 155,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 105,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 165,000
GEORGIA'S OWN
1155 PEACHTREE STREET, SUITE 100
ATLANTA, GA 30309
* $ 2,406,138,000 1 $ 95,000
THE UNION BANK COMPANY
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 829,051,000 1 $ 135,000
THE MORTGAGE FIRM, INC.
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 95,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 787,746,000 1 $ 215,000
SYNOVUS MORTGAGE CORP.
800 SHADES CREEK PARKWAY
BIRMINGHAM, AL 35209
* $ -1,000 1 $ 185,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 12,714,862,000 1 $ 35,000
AUGUSTA MORTGAGE CO.
243 DAVIS ROAD
AUGUSTA, GA 30904
* $ -1,000 1 $ 485,000
CDC FEDERAL CREDIT UNION
2301 PARKLAKE DRIVE NE
ATLANTA, GA 30345
* $ 307,007,000 1 $ 65,000
COMMONWEALTH BANK AND TRUST COMPANY
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 996,244,000 1 $ 65,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 135,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 115,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 1 $ 155,000
CAPITAL CITY HOME LOANS, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ -1,000 1 $ 255,000
ASSOCIATED CREDIT UNION
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,556,679,000 1 $ 55,000
BANKSOUTH MORTGAGE COMPANY, LLC
3290 NORTHSIDE PARKWAY, SUITE 600
ATLANTA, GA 30027
* $ -1,000 1 $ 205,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 255,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Lincoln County GA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 162 $26,740,000 $165,000 $605,000 $87,000 $478,000
Refinancing 116 $18,420,000 $158,000 $605,000 $97,000 $976,000
Cash-out Refinancing 50 $7,960,000 $159,000 $475,000 $84,000 $189,000
Other Purpose 19 $1,775,000 $93,000 $565,000 $96,000 $205,000
Home Improvement 11 $675,000 $61,000 $285,000 $94,000 $176,000
Not Applicable 3 $425,000 $141,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 270 $43,450,000 $160,000 $605,000 $94,000 $976,000
Black or African American 34 $3,460,000 $101,000 $385,000 $61,000 $205,000
Not applicable 27 $4,815,000 $178,000 $435,000 $109,000 $189,000
Not Provided 25 $3,305,000 $132,000 $295,000 $78,000 $176,000
Hispanic 4 $770,000 $192,000 $235,000 $83,000 $90,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 279 $42,625,000 $152,000 $605,000 $97,000 $976,000
FHA-insured (Federal Housing Administration) 49 $7,145,000 $145,000 $325,000 $61,000 $185,000
VA-guaranteed (Veterans Administration) 31 $6,015,000 $194,000 $435,000 $72,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $210,000 $105,000 $125,000 $43,000 $56,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 199 $31,185,000 $156,000 $605,000 $101,000 $976,000
Application Denied By Financial Institution 59 $7,185,000 $121,000 $475,000 $55,000 $188,000
Application Withdrawn By Applicant 43 $7,225,000 $168,000 $575,000 $87,000 $336,000
Loan Purchased By The Institution 36 $6,720,000 $186,000 $485,000 $100,000 $253,000
File Closed For Incompleteness 21 $3,245,000 $154,000 $425,000 $80,000 $230,000
Application Approved But Not Accepted 3 $435,000 $145,000 $195,000 $49,000 $68,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 210 $37,070,000 $176,000 $605,000 $98,000 $976,000
Debt-To-Income Ratio 110 $14,310,000 $130,000 $605,000 $87,000 $455,000
Credit History 16 $1,210,000 $75,000 $165,000 $57,000 $135,000
Collateral 10 $1,440,000 $144,000 $415,000 $72,000 $188,000
Other 5 $515,000 $103,000 $225,000 $35,000 $87,000
Unverifiable Information 4 $350,000 $87,000 $125,000 $54,000 $104,000
Credit Application Incomplete 4 $720,000 $180,000 $225,000 $66,000 $90,000
Employment History 2 $380,000 $190,000 $215,000 $22,000 $45,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.

Download the Georgia Lender List