Zions First National Bank
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Zions First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Zions First National Bank
One S Main St 11Th Fl
Salt Lake City, UT 84133
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,726
Total Mortgage Loan Application Amount $1,925,252,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $3,550,000
Average Applicant Income $103,000
Highest Applicant Income $9,536,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Zions First National Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 1,905 $ 397,620,000 $ 208,000 $ 103,000
Utah County Utah 837 $ 168,187,000 $ 200,000 $ 92,000
Cache County Utah 605 $ 96,591,000 $ 159,000 $ 83,000
Davis County Utah 582 $ 124,006,000 $ 213,000 $ 82,000
Washington County Utah 535 $ 112,788,000 $ 210,000 $ 106,000
Summit County Utah 310 $ 131,854,000 $ 425,000 $ 290,000
Weber County Utah 285 $ 66,573,000 $ 233,000 $ 153,000
Box Elder County Utah 207 $ 32,183,000 $ 155,000 $ 78,000
Bonneville County Idaho 198 $ 38,580,000 $ 194,000 $ 118,000
Uintah County Utah 187 $ 27,023,000 $ 144,000 $ 76,000
Wasatch County Utah 172 $ 60,129,000 $ 349,000 $ 176,000
Sevier County Utah 167 $ 20,989,000 $ 125,000 $ 71,000
Latah County Idaho 149 $ 26,732,000 $ 179,000 $ 93,000
Ada County Idaho 146 $ 28,099,000 $ 192,000 $ 126,000
Iron County Utah 145 $ 26,661,000 $ 183,000 $ 85,000
Millard County Utah 145 $ 13,423,000 $ 92,000 $ 70,000
Sanpete County Utah 144 $ 17,473,000 $ 121,000 $ 66,000
Duchesne County Utah 131 $ 17,361,000 $ 132,000 $ 69,000
Bannock County Idaho 125 $ 14,617,000 $ 116,000 $ 74,000
Los Angeles County California 108 $ 29,635,000 $ 274,000 $ 127,000
Jefferson County Idaho 107 $ 17,063,000 $ 159,000 $ 78,000
Canyon County Idaho 106 $ 15,500,000 $ 146,000 $ 70,000
Bingham County Idaho 98 $ 14,374,000 $ 146,000 $ 90,000
Grand County Utah 94 $ 19,260,000 $ 204,000 $ 100,000
Clark County Nevada 88 $ 15,439,000 $ 175,000 $ 106,000
Nez Perce County Idaho 87 $ 11,278,000 $ 129,000 $ 65,000
Twin Falls County Idaho 87 $ 12,375,000 $ 142,000 $ 78,000
Kane County Utah 82 $ 12,997,000 $ 158,000 $ 97,000
San Diego County California 81 $ 24,181,000 $ 298,000 $ 192,000
Bear Lake County Idaho 80 $ 9,797,000 $ 122,000 $ 91,000
Carbon County Utah 80 $ 8,775,000 $ 109,000 $ 84,000
San Juan County Utah 79 $ 9,935,000 $ 125,000 $ 66,000
Garfield County Utah 73 $ 9,195,000 $ 125,000 $ 71,000
Tooele County Utah 72 $ 11,736,000 $ 163,000 $ 59,000
Coconino County Arizona 67 $ 15,549,000 $ 232,000 $ 190,000
Emery County Utah 67 $ 6,452,000 $ 96,000 $ 63,000
Maricopa County Arizona 66 $ 11,474,000 $ 173,000 $ 139,000
Cassia County Idaho 54 $ 5,482,000 $ 101,000 $ 64,000
Orange County California 48 $ 15,646,000 $ 325,000 $ 179,000
Madison County Idaho 47 $ 8,135,000 $ 173,000 $ 108,000
Rich County Utah 45 $ 7,890,000 $ 175,000 $ 210,000
Franklin County Idaho 44 $ 6,077,000 $ 138,000 $ 85,000
Gooding County Idaho 42 $ 4,085,000 $ 97,000 $ 74,000
Blaine County Idaho 39 $ 19,355,000 $ 496,000 $ 163,000
Washington County Idaho 39 $ 4,336,000 $ 111,000 $ 62,000
Payette County Idaho 34 $ 4,603,000 $ 135,000 $ 78,000
Yavapai County Arizona 32 $ 7,559,000 $ 236,000 $ 114,000
Morgan County Utah 31 $ 10,530,000 $ 339,000 $ 153,000
Whitman County Washington 29 $ 5,669,000 $ 195,000 $ 89,000
Gila County Arizona 28 $ 6,352,000 $ 226,000 $ 112,000
Fremont County Idaho 28 $ 6,455,000 $ 230,000 $ 214,000
Jerome County Idaho 28 $ 4,115,000 $ 146,000 $ 79,000
Pima County Arizona 23 $ 4,934,000 $ 214,000 $ 142,000
Riverside County California 23 $ 4,714,000 $ 204,000 $ 118,000
Minidoka County Idaho 22 $ 2,293,000 $ 104,000 $ 51,000
Fresno County California 20 $ 5,165,000 $ 258,000 $ 259,000
Juab County Utah 19 $ 2,285,000 $ 120,000 $ 75,000
Navajo County Arizona 18 $ 2,997,000 $ 166,000 $ 64,000
Wayne County Utah 18 $ 2,016,000 $ 112,000 $ 134,000
Alameda County California 17 $ 4,672,000 $ 274,000 $ 159,000
Caribou County Idaho 17 $ 2,449,000 $ 144,000 $ 96,000
Malheur County Oregon 17 $ 2,338,000 $ 137,000 $ 70,000
Lincoln County Wyoming 17 $ 2,797,000 $ 164,000 $ 124,000
Mohave County Arizona 16 $ 2,810,000 $ 175,000 $ 77,000
Contra Costa County California 16 $ 4,926,000 $ 307,000 $ 211,000
Asotin County Washington 16 $ 3,392,000 $ 212,000 $ 71,000
Ventura County California 14 $ 4,244,000 $ 303,000 $ 140,000
Valley County Idaho 14 $ 3,136,000 $ 224,000 $ 246,000
San Bernardino County California 13 $ 2,604,000 $ 200,000 $ 80,000
Oneida County Idaho 13 $ 2,331,000 $ 179,000 $ 69,000
Elko County Nevada 12 $ 2,236,000 $ 186,000 $ 98,000
Beaver County Utah 12 $ 1,789,000 $ 149,000 $ 82,000
Cochise County Arizona 11 $ 2,427,000 $ 220,000 $ 99,000
San Francisco County California 11 $ 3,070,000 $ 279,000 $ 137,000
San Mateo County California 10 $ 2,383,000 $ 238,000 $ 123,000
Lincoln County Idaho 10 $ 1,183,000 $ 118,000 $ 53,000
Owyhee County Idaho 10 $ 1,010,000 $ 101,000 $ 57,000
Pinal County Arizona 9 $ 1,383,000 $ 153,000 $ 86,000
Yuma County Arizona 9 $ 1,609,000 $ 178,000 $ 95,000
Santa Clara County California 9 $ 3,321,000 $ 369,000 $ 598,000
Teton County Idaho 9 $ 2,686,000 $ 298,000 $ 91,000
Piute County Utah 9 $ 893,000 $ 99,000 $ 67,000
Sacramento County California 8 $ 1,312,000 $ 164,000 $ 72,000
Apache County Arizona 7 $ 1,143,000 $ 163,000 $ 84,000
Uinta County Wyoming 7 $ 1,341,000 $ 191,000 $ 101,000
Kings County California 6 $ 1,329,000 $ 221,000 $ 157,000
Bonner County Idaho 6 $ 1,682,000 $ 280,000 $ 131,000
Kern County California 5 $ 636,000 $ 127,000 $ 222,000
Arapahoe County Colorado 5 $ 2,604,000 $ 520,000 $ 214,000
Mesa County Colorado 5 $ 1,009,000 $ 201,000 $ 84,000
Idaho County Idaho 5 $ 958,000 $ 191,000 $ 81,000
Power County Idaho 5 $ 763,000 $ 152,000 $ 80,000
Daggett County Utah 5 $ 403,000 $ 80,000 $ 72,000
Adams County Idaho 4 $ 826,000 $ 206,000 $ 64,000
Butte County Idaho 4 $ 573,000 $ 143,000 $ 63,000
Lemhi County Idaho 4 $ 1,148,000 $ 287,000 $ 248,000
Lyon County Nevada 4 $ 669,000 $ 167,000 $ 263,000
Graham County Arizona 3 $ 660,000 $ 220,000 $ 61,000
Butte County California 3 $ 1,051,000 $ 350,000 $ 89,000
Madera County California 3 $ 675,000 $ 225,000 $ 159,000
Placer County California 3 $ 972,000 $ 324,000 $ 115,000
Denver County Colorado 3 $ 344,000 $ 114,000 $ 42,000
Ouray County Colorado 3 $ 422,000 $ 140,000 $ 206,000
Summit County Colorado 3 $ 1,697,000 $ 565,000 $ 142,000
Elmore County Idaho 3 $ 512,000 $ 170,000 $ 203,000
Gem County Idaho 3 $ 416,000 $ 138,000 $ 70,000
Humboldt County Nevada 3 $ 269,000 $ 89,000 $ 81,000
Lincoln County Nevada 3 $ 679,000 $ 226,000 $ 81,000
Nye County Nevada 3 $ 410,000 $ 136,000 $ 58,000
Benton County Washington 3 $ 640,000 $ 213,000 $ 149,000
Garfield County Washington 3 $ 340,000 $ 113,000 $ 108,000
King County Washington 3 $ 913,000 $ 304,000 $ 85,000
San Luis Obispo County California 2 $ 617,000 $ 308,000 $ 219,000
Yolo County California 2 $ 379,000 $ 189,000 $ 138,000
Archuleta County Colorado 2 $ 427,000 $ 213,000 $ 90,000
Boulder County Colorado 2 $ 612,000 $ 306,000 $ 59,000
Dolores County Colorado 2 $ 245,000 $ 122,000 $ 68,000
Jefferson County Colorado 2 $ 1,380,000 $ 690,000 $ 209,000
Montezuma County Colorado 2 $ 306,000 $ 153,000 $ 79,000
Routt County Colorado 2 $ 923,000 $ 461,000 $ 89,000
Boise County Idaho 2 $ 349,000 $ 174,000 $ 179,000
Gallatin County Montana 2 $ 276,000 $ 138,000 $ 89,000
Churchill County Nevada 2 $ 289,000 $ 144,000 $ 51,000
Washoe County Nevada 2 $ 143,000 $ 71,000 $ 41,000
White Pine County Nevada 2 $ 200,000 $ 100,000 $ 91,000
Otero County New Mexico 2 $ 307,000 $ 153,000 $ 108,000
San Juan County New Mexico 2 $ 767,000 $ 383,000 $ 135,000
Multnomah County Oregon 2 $ 324,000 $ 162,000 $ 49,000
Kitsap County Washington 2 $ 390,000 $ 195,000 $ 85,000
Teton County Wyoming 2 $ 317,000 $ 158,000 $ 53,000
La Paz County Arizona 1 $ 205,000 $ 205,000 $ 48,000
Santa Cruz County Arizona 1 $ 252,000 $ 252,000 $ 159,000
Amador County California 1 $ 284,000 $ 284,000 $ 356,000
Calaveras County California 1 $ 150,000 $ 150,000 $ 44,000
Glenn County California 1 $ 240,000 $ 240,000 $ 83,000
Humboldt County California 1 $ 105,000 $ 105,000 $ 48,000
Imperial County California 1 $ 268,000 $ 268,000 $ 120,000
Marin County California 1 $ 245,000 $ 245,000 $ 239,000
Mendocino County California 1 $ 403,000 $ 403,000 $ 297,000
Monterey County California 1 $ 200,000 $ 200,000 $ 185,000
Napa County California 1 $ 250,000 $ 250,000 $ 75,000
San Joaquin County California 1 $ 185,000 $ 185,000 $ 69,000
Santa Barbara County California 1 $ 207,000 $ 207,000 $ 354,000
Santa Cruz County California 1 $ 415,000 $ 415,000 $ 94,000
Stanislaus County California 1 $ 198,000 $ 198,000 $ 78,000
Tehama County California 1 $ 140,000 $ 140,000 $ 164,000
Tulare County California 1 $ 121,000 $ 121,000 $ 93,000
Broomfield County Colorado 1 $ 116,000 $ 116,000 $ 127,000
Delta County Colorado 1 $ 180,000 $ 180,000 $ 64,000
Douglas County Colorado 1 $ 67,000 $ 67,000 $ 229,000
Eagle County Colorado 1 $ 640,000 $ 640,000 $ 219,000
Elbert County Colorado 1 $ 417,000 $ 417,000 $ 80,000
Garfield County Colorado 1 $ 412,000 $ 412,000 $ 114,000
Gunnison County Colorado 1 $ 191,000 $ 191,000 $ 495,000
La Plata County Colorado 1 $ 190,000 $ 190,000 $ 54,000
Montrose County Colorado 1 $ 235,000 $ 235,000 $ 87,000
Park County Colorado 1 $ 308,000 $ 308,000 $ 51,000
Pitkin County Colorado 1 $ 382,000 $ 382,000 $ 53,000
Pueblo County Colorado 1 $ 65,000 $ 65,000 $ 24,000
Teller County Colorado 1 $ 246,000 $ 246,000 $ 143,000
District of Columbia County District Of Columbia 1 $ 530,000 $ 530,000 $ 168,000
Miami-Dade County Florida 1 $ 25,000 $ 25,000 $ 31,000
Fulton County Georgia 1 $ 160,000 $ 160,000 $ 182,000
Benewah County Idaho 1 $ 46,000 $ 46,000 $ 29,000
Camas County Idaho 1 $ 22,000 $ 22,000 $ 62,000
Clearwater County Idaho 1 $ 44,000 $ 44,000 $ 32,000
Custer County Idaho 1 $ 388,000 $ 388,000 $ 71,000
Kootenai County Idaho 1 $ 346,000 $ 346,000 $ 107,000
Lewis County Idaho 1 $ 96,000 $ 96,000 $ 143,000
Hampden County Massachusetts 1 $ 5,000 $ 5,000 $ 0
Plymouth County Massachusetts 1 $ 104,000 $ 104,000 $ 51,000
Ramsey County Minnesota 1 $ 50,000 $ 50,000 $ 450,000
Taney County Missouri 1 $ 95,000 $ 95,000 $ 114,000
Deer Lodge County Montana 1 $ 116,000 $ 116,000 $ 38,000
Lewis and Clark County Montana 1 $ 100,000 $ 100,000 $ 120,000
Park County Montana 1 $ 256,000 $ 256,000 $ 133,000
Ravalli County Montana 1 $ 190,000 $ 190,000 $ 408,000
Bernalillo County New Mexico 1 $ 175,000 $ 175,000 $ 101,000
Hamilton County Ohio 1 $ 100,000 $ 100,000 $ 79,000
Baker County Oregon 1 $ 60,000 $ 60,000 $ 65,000
Clackamas County Oregon 1 $ 190,000 $ 190,000 $ 45,000
Deschutes County Oregon 1 $ 400,000 $ 400,000 $ 72,000
Jackson County Oregon 1 $ 355,000 $ 355,000 $ 156,000
Umatilla County Oregon 1 $ 51,000 $ 51,000 $ 86,000
Union County Oregon 1 $ 141,000 $ 141,000 $ 77,000
Washington County Oregon 1 $ 65,000 $ 65,000 $ 92,000
Bexar County Texas 1 $ 314,000 $ 314,000 $ 200,000
Adams County Washington 1 $ 28,000 $ 28,000 $ 31,000
Clark County Washington 1 $ 1,000,000 $ 1,000,000 $ 288,000
Grant County Washington 1 $ 319,000 $ 319,000 $ 150,000
Pierce County Washington 1 $ 169,000 $ 169,000 $ 62,000
Snohomish County Washington 1 $ 299,000 $ 299,000 $ 260,000
Spokane County Washington 1 $ 202,000 $ 202,000 $ 67,000
Walla Walla County Washington 1 $ 95,000 $ 95,000 $ 41,000
Whatcom County Washington 1 $ 180,000 $ 180,000 $ 234,000
Fremont County Wyoming 1 $ 286,000 $ 286,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Zions First National Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,675 $1,259,201,000 $188,000 $3,550,000 $102,000 $9,536,000
Home Purchase 2,435 $627,744,000 $257,000 $3,120,000 $124,000 $6,322,000
Home Improvement 616 $38,307,000 $62,000 $1,500,000 $83,000 $2,920,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,322 $1,628,364,000 $195,000 $3,550,000 $107,000 $9,536,000
Not Provided 663 $149,515,000 $225,000 $2,535,000 $115,000 $1,415,000
Hispanic 394 $63,029,000 $159,000 $1,391,000 $72,000 $2,920,000
Asian 218 $53,897,000 $247,000 $1,820,000 $115,000 $1,254,000
American Indian or Alaskan Native 46 $4,961,000 $107,000 $424,000 $64,000 $210,000
Black or African American 32 $7,920,000 $247,000 $1,000,000 $293,000 $6,322,000
Not applicable 30 $10,966,000 $365,000 $1,783,000 $0 $0
Native Hawaiian or Other Pacific Islander 21 $6,600,000 $314,000 $1,500,000 $158,000 $930,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,943 $1,788,152,000 $199,000 $3,550,000 $111,000 $9,536,000
FHA-insured (Federal Housing Administration) 708 $124,302,000 $175,000 $632,000 $56,000 $1,493,000
VA-guaranteed (Veterans Administration) 44 $7,786,000 $176,000 $492,000 $54,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $5,012,000 $161,000 $237,000 $46,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,557 $1,003,895,000 $180,000 $3,550,000 $101,000 $6,322,000
Application Denied By Financial Institution 1,769 $355,337,000 $200,000 $3,120,000 $89,000 $2,013,000
Application Approved But Not Accepted 1,687 $390,264,000 $231,000 $2,700,000 $127,000 $9,536,000
Loan Purchased By The Institution 599 $152,805,000 $255,000 $730,000 $157,000 $4,657,000
Application Withdrawn By Applicant 90 $18,213,000 $202,000 $840,000 $76,000 $468,000
File Closed For Incompleteness 24 $4,738,000 $197,000 $632,000 $74,000 $326,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 534 $130,340,000 $244,000 $3,120,000 $119,000 $1,575,000
Credit History 513 $58,934,000 $114,000 $1,500,000 $67,000 $941,000
Debt-To-Income Ratio 410 $92,574,000 $225,000 $1,600,000 $63,000 $752,000
Other 213 $46,181,000 $216,000 $1,950,000 $97,000 $958,000
Credit Application Incomplete 29 $9,512,000 $328,000 $1,197,000 $164,000 $1,358,000
Unverifiable Information 24 $7,326,000 $305,000 $1,310,000 $153,000 $2,013,000
Insufficient Cash (Downpayment, Closing Cost) 19 $5,295,000 $278,000 $1,401,000 $127,000 $823,000
Employment History 18 $3,150,000 $175,000 $416,000 $75,000 $300,000
Mortgage Insurance Denied 9 $2,025,000 $225,000 $417,000 $75,000 $163,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.

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